FLYW vs HOOD Stock Comparison

Compare FLYW and HOOD across AIQ Score, fundamentals, valuation, momentum, risk, analyst expectations and current market evidence.

Market data as of Sep 11, 2026 market close· AIQ score gap 0 points
FLYW
Industrials
vs
HOOD
Financial Services
FLYW
Flywire Corp
Price
$17.87
Day move
+0.68%
AIQ Score
46/100
Best edge
Risk Resilience
Sector
Industrials
HOOD
Robinhood Markets, Inc.
Price
$113
Day move
-0.67%
AIQ Score
46/100
Best edge
Momentum
Sector
Financial Services

What is the main difference between FLYW and HOOD?

FLYW and HOOD are close on the current AIQ evidence, so the better fit depends more on objective, risk tolerance and valuation preference than on a single headline score.

AlgovestIQ AIQ Comparison

Flywire Corp vs Robinhood Markets, Inc.

Data as of Sep 11, 2026· market close· Cross-sector · Industrials vs Financial Services · both in Fintech & Payments· Coverage 66/66 fields· High confidence
AIQ VerdictFragileAIQ Comparison Conviction 2/10

FLYW and HOOD are effectively level

FLYW and HOOD are effectively level on the AIQ Score; the factor table below shows where each one holds its advantage.

Evidence agreement: 1 of 6Comparison trend: Weakening
FLYW

Flywire Corp

AIQ Score
46/100
AIQ Edge Score
5/10
HOOD

Robinhood Markets, Inc.

AIQ Score
46/100
AIQ Edge Score
3/10

The Algovestiq AIQ Score does not currently separate FLYW and HOOD as of Sep 11, 2026. Both names are scored on the same 0–100 scale across Quality, Value, Momentum and Risk Resilience, and the factor table below shows where each one holds its advantage.

Compare Flywire Corp and Robinhood Markets, Inc. across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.

Currently unavailable

Performance over time

Price-return comparison using available daily close history.

FLYW
-61.1%
HOOD
+179.1%

Total return comparison

Growth of $10,000

FLYW $3,890 · HOOD $27,914

Based on available close-price history. Distribution reinvestment is not added unless already reflected in the source series.

Compare FLYW and HOOD against another ticker

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Basic: 2 symbols·Explorer: 3 symbols·Pro and Premium: 5 symbols·Your limit: 2

AIQ Factor Divergence

Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.

FLYW advantage
0
HOOD advantage
  • Momentum38 vs 76
    HOOD +38
  • Risk Resilience56 vs 27
    FLYW +29
  • Value35 vs 24
    FLYW +11
  • Quality60 vs 53
    FLYW +7

Neither name separates cleanly on the covered dimensions.

What changed since the last close

Latest scored session 2026-09-10, compared against the prior scored session 2026-09-09.

FLYW0 AIQ

Largest factor move: Momentum +1

No new signals fired.

HOOD-1 AIQ

Largest factor move: Momentum -3

No new signals fired.

HOOD's lead narrowed by 1 AIQ points in the latest snapshot.

Deeper signal detail for each name lives on its own signals page — FLYW and HOOD both carry a full feed there.

Which one fits your objective

The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.

Balanced

Even

Neither separates on the overall score.

Growth

HOOD

HOOD on combined revenue and EPS growth.

Value

FLYW

FLYW on the peer-relative Value factor, by 11 points.

Momentum

HOOD

HOOD on the Momentum factor, by 38 points.

Lower downside

FLYW

FLYW on Risk Resilience, by 29 points.

Analyst upside

FLYW

FLYW on implied upside to the consensus price target.

AIQ vs Wall Street

Where the systematic read and the analyst consensus line up — and where they do not.

MeasureFLYWHOODNote
Implied upside to target+13.5%+1.8%FLYW has more room
Target dispersion+44.4%+68%Lower is tighter analyst agreement
ConsensusBuyBuyContext, not a primary driver
Analysts covering1115Higher coverage generally improves confidence

Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.

AIQ Agreement Matrix

How each independent group of evidence reads the pair.

Evidence groupFavorsReading
AIQ ScoreEven46 vs 46
FundamentalsHOODon balancerevenue growth -10.8% vs -49.9%; EPS growth -170% vs 59%; TTM ROE 4.1% vs 22.7%; gross margin 57.5% vs 78.7%; operating margin 5.5% vs 30.9% — HOOD takes 4 of 5 decided legs, not all of them
ValuationFLYWValue 35 vs 24
TechnicalsHOODPrice vs 50-day -0.4% vs 8.9%; vs 200-day 19.8% vs 19.1%
Risk ResilienceFLYWRisk Resilience 56 vs 27
Analyst expectationsFLYWTarget upside 13.5% vs 1.8%

AIQ Decision Stability

Fragile

The conclusion is sensitive to small changes. Treat the lead as provisional and watch the flip conditions below.

  • The AIQ gap is narrow at 0 points. (argues the conclusion is provisional)
  • Only 1 of 6 covered evidence groups agree. (argues the conclusion is provisional)
  • The leader's advantage has been narrowing. (argues the conclusion is provisional)
  • Analyst targets on the leader are widely dispersed. (argues the conclusion is provisional)

How the comparison changed

119 daily snapshots · May 4 Sep 10

FLYW lead: Weakening — the AIQ differential moved from 15 to 0 points over 30 sessions.

May 4FLYW leads above the line · HOOD leads belowSep 10
Today
Level
46 vs 46
7 sessions ago
FLYW +5
53 vs 48
30 sessions ago
FLYW +15
56 vs 41
90 sessions ago
FLYW +10
56 vs 46

The lead changed hands once in this window, most recently on Sep 9 when HOOD moved ahead of FLYW.

AIQ Signal Divergence

Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.

FLYWConflicted

2 bullish / 1 bearish / 2 neutral, conflicted

  • Golden Cross Active bullish, trend, long horizon (21.15%)
  • Bollinger Band Squeeze neutral, volatility, short horizon
  • EMA Ribbon Expansion Bullish bullish, trend, medium horizon
HOOD

4 bullish / 0 bearish / 1 neutral

  • Golden Cross Active bullish, trend, long horizon (8.64%)
  • EMA Ribbon Expansion Bullish bullish, trend, medium horizon
  • Uptrend Structure Active bullish, trend, long horizon

Price vs model alignment

Whether the latest session's price move confirms what the model did over the same session, or contradicts it.

FLYWNo material change

Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price +0.68%, AIQ 0 points).

HOODConfirmed weakness

Price and the AIQ Score both moved down over the latest session (price -0.67%, AIQ -1 points).

The full evidence

Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.

Fundamentals

HOOD leads on balance
MetricFLYWHOOD
Revenue growth (YoY)-10.8%-49.9%
EPS growth (YoY)-170%59%
Gross margin57.5%78.7%
Operating margin5.5%30.9%
Return on equity (TTM)4.1%22.7%
Debt to equity02.92

Performance

HOOD leads 4 of 6 windows
MetricFLYWHOOD
1 week (5 sessions)-5.7%5.9%
1 month (20 sessions)1.7%19.4%
3 months (63 sessions)24.7%31.2%
6 months (126 sessions)36.6%44%
Year to date25.4%0.2%
1 year (252 sessions)35.4%-3.4%

Technicals

HOOD has the stronger structure
MetricFLYWHOOD
RSI (14)38.262.9
ADX (14)22.722.5
Price vs 50-day-0.4%8.9%
Price vs 200-day19.8%19.1%
Volatility (1M, annualized)38.2%95.2%

Risk

FLYW is the more resilient
MetricFLYWHOOD
Beta1.373.15
Sharpe ratio0.80.24
Sortino ratio1.370.41
Max drawdown-28.2%-57.3%
Current drawdown-9.2%-25.7%
Annualized volatility46.9%72.2%
Value at risk (95%)-3.9%-7.2%

Straight answers

Each answer is regenerated from the current snapshot, not written once and left to age.

Which has more analyst upside, FLYW or HOOD?

Analyst price targets imply +13.5% upside for FLYW and +1.8% for HOOD, so the Street currently favors FLYW. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.

Which is better value, FLYW or HOOD?

FLYW is the better-valued of the two on the peer-relative Value factor. FLYW on the peer-relative Value factor, by 11 points. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.

Which has stronger growth, FLYW or HOOD?

HOOD on combined revenue and EPS growth. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.

Which has stronger momentum, FLYW or HOOD?

HOOD on the Momentum factor, by 38 points. Momentum is one of the four weighted factors in the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.

Which is riskier, FLYW or HOOD?

FLYW is the more resilient of the two, so the other name carries the higher downside risk. FLYW on Risk Resilience, by 29 points. Risk Resilience is a weighted factor in the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.

Is FLYW more profitable than HOOD?

HOOD leads on the comparable margin measures — gross margin 57.5% vs 78.7%; operating margin 5.5% vs 30.9%; ttm roe 4.1% vs 22.7%.

What do the current signals say about FLYW and HOOD?

FLYW: 2 bullish / 1 bearish / 2 neutral, conflicted. HOOD: 4 bullish / 0 bearish / 1 neutral. A conflicted state means bullish and bearish rules are active on the same name at once — the technical evidence is not pointing one way, and a decision taken on it carries more timing risk. The most decision-relevant rule on FLYW is Golden Cross Active (bullish, long horizon). On HOOD it is Golden Cross Active (bullish, long horizon).

Compare FLYW and HOOD with others

Continue your research

This page answers which of the two. These answer the questions on either side of it.

How this comparison is scored

The Algovestiq AIQ Score composites four factors — Quality, Value, Momentum and Risk, each carrying a fixed weight. Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.

The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.

How to use side-by-side comparison →

This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.