GL vs HIG Stock Comparison
Compare GL and HIG across AIQ Score, fundamentals, valuation, momentum, risk, analyst expectations and current market evidence.
What is the main difference between GL and HIG?
HIG leads the current stock comparison as The Hartford Insurance Group, Inc., with the clearest separation coming from quality and the broader AIQ evidence mix.
AlgovestIQ AIQ Comparison
Globe Life Inc. vs The Hartford Insurance Group, Inc.
HIG leads
HIG leads by 9 AIQ points, primarily on Quality and Risk Resilience, but the lead has narrowed from 14 points over 30 sessions.
Competitive: 5 of 6 evidence groups support HIG, its lead is narrowing, and its current signal state is conflicted.
Globe Life Inc.
The Hartford Insurance Group, Inc.
The Algovestiq AIQ Score currently favors HIG over GL, 63 versus 54 as of Sep 11, 2026. HIG's advantage is driven primarily by stronger quality and risk resilience. HIG also shows the stronger technical structure relative to its 50-day moving average. 5 of 6 covered evidence groups favor HIG today, and the comparison is rated Competitive on stability: the leader's advantage has been narrowing. HIG lead: Weakening — the AIQ differential moved from 14 to 9 points over 30 sessions.
Compare Globe Life Inc. and The Hartford Insurance Group, Inc. across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.
Performance over time
Price-return comparison using available daily close history.
Total return comparison
Growth of $10,000
Based on available close-price history. Distribution reinvestment is not added unless already reflected in the source series.
Compare GL and HIG against another ticker
Open a multi-ticker workspace without changing this focused pair page.
AIQ Factor Divergence
Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.
- Quality51 vs 69HIG +18
- Risk Resilience62 vs 74HIG +12
- Value57 vs 65HIG +8
- Momentum48 vs 47Even
5 of 6 evidence groups favor HIG. HIG’s edge is concentrated in quality and risk resilience.
What changed since the last close
Latest scored session 2026-09-10, compared against the prior scored session 2026-09-09.
Largest factor move: Momentum +4
No new signals fired.
Largest factor move: Momentum +1
No new signals fired.
HIG's lead narrowed by 1 AIQ points in the latest snapshot.
Deeper signal detail for each name lives on its own signals page — GL and HIG both carry a full feed there.
The central trade-off
HIG (The Hartford Insurance Group, Inc.): the stronger current systematic profile, led by quality and risk resilience.
GL (Globe Life Inc.): the counter-case, on technicals.
Which one fits your objective
The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.
Balanced
HIGHIG on the overall AIQ Score, which weights Quality and Value most heavily.
Growth
HIGHIG on combined revenue and EPS growth.
Value
HIGHIG on the peer-relative Value factor, by 8 points.
Momentum
EvenThe two are level on Momentum.
Lower downside
HIGHIG on Risk Resilience, by 12 points.
Analyst upside
HIGHIG on implied upside to the consensus price target.
AIQ vs Wall Street
Where the systematic read and the analyst consensus line up — and where they do not.
| Measure | GL | HIG | Note |
|---|---|---|---|
| Implied upside to target | +6% | +11% | HIG has more room |
| Target dispersion | +18.7% | +5.3% | Lower is tighter analyst agreement |
| Consensus | Buy | Hold | Context, not a primary driver |
| Analysts covering | 4 | 3 | Higher coverage generally improves confidence |
Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.
AIQ Agreement Matrix
5 of 6 covered evidence groups favor HIG. A wide gap backed by one group is a weaker case than a narrow gap backed by five.
| Evidence group | Favors | Reading |
|---|---|---|
| AIQ Score | HIG | 54 vs 63 |
| Fundamentals | HIGon balance | revenue growth 2.6% vs 0.5%; EPS growth 7.5% vs 51.3%; TTM ROE 20.3% vs 23%; gross margin 17% vs 43.9%; operating margin 9.2% vs 15.2% — HIG takes 4 of 5 decided legs, not all of them |
| Valuation | HIG | Value 57 vs 65 |
| Technicals | GL | Price vs 50-day -3.8% vs -2.1%; vs 200-day 10.5% vs 0.4% |
| Risk Resilience | HIG | Risk Resilience 62 vs 74 |
| Analyst expectations | HIG | Target upside 6% vs 11% |
✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of GL and HIG and are excluded from the count.
AIQ Decision Stability
The two are close enough that your objective, not the score, should decide.
- The AIQ gap is moderate at 9 points.
- 5 of 6 covered evidence groups point the same way. (supports the conclusion holding)
- The leader's advantage has been narrowing. (argues the conclusion is provisional)
- The lead has been steady session to session. (supports the conclusion holding)
- The leader is throwing conflicting signals. (argues the conclusion is provisional)
Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on HIG.
How the comparison changed
119 daily snapshots · May 4 – Sep 10HIG lead: Weakening — the AIQ differential moved from 14 to 9 points over 30 sessions.
- Today
- HIG +9
- 54 vs 63
- 7 sessions ago
- HIG +12
- 52 vs 64
- 30 sessions ago
- HIG +14
- 49 vs 63
- 90 sessions ago
- HIG +9
- 63 vs 72
The lead changed hands 3 times in this window, most recently on Jun 26 when HIG moved ahead of GL.
AIQ Signal Divergence
Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.
1 bullish / 1 bearish, conflicted
- Golden Cross Active — bullish, trend, long horizon (15.15%)
- MACD Bearish Crossover — bearish, momentum, short horizon
1 bullish / 1 bearish / 1 neutral, conflicted
- Golden Cross Active — bullish, trend, long horizon (2.20%)
- Bollinger Band Squeeze — neutral, volatility, short horizon
- MACD Bearish Crossover — bearish, momentum, short horizon
HIG leads the comparison while carrying a conflicted signal state, which is one reason the stability rating is not higher.
Price vs model alignment
Whether the latest session's price move confirms what the model did over the same session, or contradicts it.
Price and the AIQ Score both moved up over the latest session (price +0.22%, AIQ +1 points).
Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price -0.32%, AIQ 0 points).
What would flip this result
A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.
- 1GL closes the Quality gap — currently 18 points behind, the largest single contributor to HIG's edge.
- 2GL's MACD Bearish Crossover resolves — a bearish momentum rule currently active against it.
- 3HIG's conflicting signal state resolves bearish — it currently carries 1 bullish and 1 bearish rules at once.
- 4The narrowing continues — the lead has already given back 5 points over 30 sessions, and a further 9-point move would eliminate HIG's advantage entirely.
The full evidence
Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.
Fundamentals
HIG leads on balance| Metric | GL | HIG |
|---|---|---|
| Revenue growth (YoY) | 2.6% | 0.5% |
| EPS growth (YoY) | 7.5% | 51.3% |
| Gross margin | 17% | 43.9% |
| Operating margin | 9.2% | 15.2% |
| Return on equity (TTM) | 20.3% | 23% |
| Debt to equity | 0.48 | 0.22 |
Performance
Split across windows| Metric | GL | HIG |
|---|---|---|
| 1 week (5 sessions) | -1.5% | -0.3% |
| 1 month (20 sessions) | -4% | -0.5% |
| 3 months (63 sessions) | 5.1% | 5.8% |
| 6 months (126 sessions) | 21.1% | 1.4% |
| Year to date | 22.1% | -0.7% |
| 1 year (252 sessions) | 21.7% | 4.7% |
Technicals
GL has the stronger structure| Metric | GL | HIG |
|---|---|---|
| RSI (14) | 50.7 | 49.2 |
| ADX (14) | 16.1 | 13 |
| Price vs 50-day | -3.8% | -2.1% |
| Price vs 200-day | 10.5% | 0.4% |
| Volatility (1M, annualized) | 21.8% | 18.1% |
Risk
HIG is the more resilient| Metric | GL | HIG |
|---|---|---|
| Beta | 0.32 | -0.09 |
| Sharpe ratio | 0.87 | 0.13 |
| Sortino ratio | 1.12 | 0.2 |
| Max drawdown | -11% | -12.3% |
| Current drawdown | -8.2% | -6.1% |
| Annualized volatility | 20.3% | 19.4% |
| Value at risk (95%) | -1.7% | -1.9% |
Straight answers
Each answer is regenerated from the current snapshot, not written once and left to age.
Which is better, GL or HIG?
On the Algovestiq AIQ Score, HIG is the stronger of the two as of Sep 11, 2026, scoring 63 against GL's 54. The edge comes from quality and risk resilience. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.
Is GL or HIG the better buy right now?
HIG carries the stronger systematic profile as of Sep 11, 2026, and the comparison is rated Competitive — 5 of 6 covered evidence groups agree. A Competitive rating means the two are close enough that your objective, not the score, should decide.
Why does the AIQ Score favor HIG over GL?
The composite weights Quality, Value, Momentum and Risk Resilience. HIG leads Quality by 18 points; HIG leads Risk Resilience by 12 points; HIG leads Value by 8 points. Where the two split, the factor with the larger weight carries the result.
Which has more analyst upside, GL or HIG?
Analyst price targets imply +6% upside for GL and +11% for HIG, so the Street currently favors HIG. The model and the Street agree here, which is a broader base of evidence than either alone. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.
Which is better value, GL or HIG?
HIG is the better-valued of the two on the peer-relative Value factor. HIG on the peer-relative Value factor, by 8 points. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.
Which has stronger growth, GL or HIG?
HIG on combined revenue and EPS growth. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.
Which has stronger momentum, GL or HIG?
The two are level on Momentum. Momentum is one of the four weighted factors in the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.
Which is riskier, GL or HIG?
HIG is the more resilient of the two, so the other name carries the higher downside risk. HIG on Risk Resilience, by 12 points. Risk Resilience is a weighted factor in the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.
Is GL more profitable than HIG?
HIG leads on the comparable margin measures — gross margin 17% vs 43.9%; operating margin 9.2% vs 15.2%; ttm roe 20.3% vs 23%.
Is HIG's lead over GL getting stronger or weaker?
HIG lead: Weakening — the AIQ differential moved from 14 to 9 points over 30 sessions. This is measured from 119 daily comparison snapshots between 2026-05-04 and 2026-09-10. The lead has changed hands 3 times in that window, most recently on 2026-06-26, when HIG moved ahead of GL.
What would change the GL vs HIG verdict?
The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: GL closes the Quality gap — currently 18 points behind, the largest single contributor to HIG's edge; GL's MACD Bearish Crossover resolves — a bearish momentum rule currently active against it; HIG's conflicting signal state resolves bearish — it currently carries 1 bullish and 1 bearish rules at once; the narrowing continues — the lead has already given back 5 points over 30 sessions, and a further 9-point move would eliminate HIG's advantage entirely.
What do the current signals say about GL and HIG?
GL: 1 bullish / 1 bearish, conflicted. HIG: 1 bullish / 1 bearish / 1 neutral, conflicted. A conflicted state means bullish and bearish rules are active on the same name at once — the technical evidence is not pointing one way, and a decision taken on it carries more timing risk. The most decision-relevant rule on GL is Golden Cross Active (bullish, long horizon). On HIG it is Golden Cross Active (bullish, long horizon).
Compare GL and HIG with others
Continue your research
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How this comparison is scored
The Algovestiq AIQ Score composites four factors — Quality, Value, Momentum and Risk, each carrying a fixed weight. Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.
The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.
How to use side-by-side comparison →This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.