INFY vs JKHY Stock Comparison

Infosys Limited vs Jack Henry & Associates, Inc.

Data as of Sep 5, 2026· market close· Technology· Coverage 65/66 fields· High confidence
AIQ VerdictFragileAIQ Comparison Conviction 3/10

JKHY leads

JKHY leads by 2 AIQ points, primarily on Momentum and Risk Resilience, having only recently taken the lead back from INFY.

Fragile: 4 of 6 evidence groups support JKHY, the lead recently changed hands, and its current signal state is conflicted.

Evidence agreement: 4 of 6Comparison trend: Reversed
INFY

Infosys Limited

AIQ Score
66/100
AIQ Edge Score
9/10
JKHY

Jack Henry & Associates, Inc.

Leads
AIQ Score
68/100
AIQ Edge Score
10/10

The Algovestiq AIQ Score currently favors JKHY over INFY, 68 versus 66 as of Sep 5, 2026. JKHY's advantage is driven primarily by stronger momentum and risk resilience, while INFY holds the stronger value profile. JKHY also shows the stronger technical structure relative to its 50-day moving average. 4 of 6 covered evidence groups favor JKHY today, and the comparison is rated Fragile on stability: the AIQ gap is narrow at 2 points. JKHY lead: Reversed — INFY led by 3 AIQ points 30 sessions ago; JKHY now leads by 2.

Compare Infosys Limited and Jack Henry & Associates, Inc. across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.

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AIQ Factor Divergence

Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.

INFY advantage
0
JKHY advantage
  • Momentum25%56 vs 77
    JKHY +21
  • Value30%71 vs 61
    INFY +10
  • Risk Resilience15%52 vs 56
    JKHY +4
  • Quality30%75 vs 73
    Even

4 of 6 evidence groups favor JKHY. JKHY’s edge is concentrated in momentum and risk resilience; INFY keeps a meaningful value edge.

What changed since the last close

Latest scored session 2026-09-04, compared against the prior scored session 2026-09-03.

INFY0 AIQ

Largest factor move: Momentum +1

No new signals fired.

JKHY0 AIQ

Largest factor move: Momentum -1

No new signals fired.

JKHY's lead was unchanged in the latest snapshot.

Deeper signal detail for each name lives on its own signals page — INFY and JKHY both carry a full feed there.

The central trade-off

JKHY (Jack Henry & Associates, Inc.): the stronger current systematic profile, led by momentum and risk resilience.

INFY (Infosys Limited): the counter-case, on value, valuation.

Which one fits your objective

The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.

Balanced

JKHY

JKHY on the overall AIQ Score, which weights Quality and Value at 30% each.

Growth

JKHY

JKHY on combined revenue and EPS growth.

Value

INFY

INFY on the peer-relative Value factor, by 10 points.

Momentum

JKHY

JKHY on the Momentum factor, by 21 points.

Lower downside

JKHY

JKHY on Risk Resilience, by 4 points.

Analyst upside

JKHY

JKHY on implied upside to the consensus price target.

AIQ vs Wall Street

Where the systematic read and the analyst consensus line up — and where they do not.

MeasureINFYJKHYNote
Implied upside to target+7.4%+9.4%JKHY has more room
Target dispersion+31.8%+27.6%Lower is tighter analyst agreement
ConsensusHoldBuyContext, not a primary driver
Analysts covering58Higher coverage generally improves confidence

Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.

AIQ Agreement Matrix

4 of 6 covered evidence groups favor JKHY. A wide gap backed by one group is a weaker case than a narrow gap backed by five.

Evidence groupFavorsReading
AIQ ScoreEven66 vs 68
FundamentalsJKHYon balancerevenue growth 0.8% vs -0.5%; EPS growth -13% vs -8.2%; TTM ROE 33% vs 23.5%; gross margin 30.3% vs 43.6%; operating margin 20.4% vs 24.9% — JKHY takes 3 of 5 decided legs, not all of them
ValuationINFYValue 71 vs 61
TechnicalsJKHYPrice vs 50-day 0.2% vs 6.8%; vs 200-day -17.1% vs 3.6%
Risk ResilienceJKHYRisk Resilience 52 vs 56
Analyst expectationsJKHYTarget upside 7.4% vs 9.4%

✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of INFY and JKHY and are excluded from the count.

AIQ Decision Stability

Fragile

The conclusion is sensitive to small changes. Treat the lead as provisional and watch the flip conditions below.

  • The AIQ gap is narrow at 2 points. (argues the conclusion is provisional)
  • The lead has already changed hands inside the comparison window. (argues the conclusion is provisional)
  • The leader is throwing conflicting signals. (argues the conclusion is provisional)

Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on JKHY.

How the comparison changed

120 daily snapshots · Apr 23 Sep 4

JKHY lead: Reversed — INFY led by 3 AIQ points 30 sessions ago; JKHY now leads by 2.

Apr 23INFY leads above the line · JKHY leads belowSep 4
Today
JKHY +2
66 vs 68
7 sessions ago
JKHY +7
63 vs 70
30 sessions ago
INFY +3
68 vs 65
90 sessions ago
JKHY +12
57 vs 69

The lead changed hands 5 times in this window, most recently on Aug 19 when JKHY moved ahead of INFY.

AIQ Signal Divergence

Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.

INFY

0 bullish / 2 bearish / 1 neutral

  • Death Cross Active bearish, trend, long horizon (20.85%)
  • Bollinger Band Squeeze neutral, volatility, short horizon
  • MACD Bearish Crossover bearish, momentum, short horizon
JKHYConflicted

1 bullish / 3 bearish, conflicted

  • Death Cross Active bearish, trend, long horizon (3.09%)
  • RSI Overbought bearish, momentum, short horizon
  • EMA Ribbon Expansion Bullish bullish, trend, medium horizon

JKHY leads the comparison while carrying a conflicted signal state, which is one reason the stability rating is not higher.

Price vs model alignment

Whether the latest session's price move confirms what the model did over the same session, or contradicts it.

INFYNo material change

Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price -3.23%, AIQ 0 points).

JKHYNo material change

Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price -1.62%, AIQ 0 points).

What would flip this result

A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.

  1. 1INFY closes the Momentum gap — currently 21 points behind, the largest single contributor to JKHY's edge.
  2. 2INFY's Death Cross Active resolves — a bearish trend rule currently active against it.
  3. 3JKHY's conflicting signal state resolves bearish — it currently carries 1 bullish and 3 bearish rules at once.
  4. 4A regime shift changes factor weighting — the composite weights Quality and Value at 30% each, so a rotation toward either would move the result most.

The full evidence

Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.

Fundamentals

JKHY leads on balance
MetricINFYJKHY
Revenue growth (YoY)0.8%-0.5%
EPS growth (YoY)-13%-8.2%
Gross margin30.3%43.6%
Operating margin20.4%24.9%
Return on equity (TTM)33%23.5%
Debt to equity0.10.02

Performance

JKHY leads 6 of 6 windows
MetricINFYJKHY
1 week (5 sessions)-2.9%-2.4%
1 month (20 sessions)-6.6%6.2%
3 months (63 sessions)-5.6%27.1%
6 months (126 sessions)-19%-3.6%
Year to date-34.3%-9.2%
1 year (252 sessions)-29.7%2.5%

Technicals

JKHY has the stronger structure
MetricINFYJKHY
RSI (14)51.772.5
ADX (14)8.228.2
Price vs 50-day0.2%6.8%
Price vs 200-day-17.1%3.6%
Volatility (1M, annualized)29.5%32.5%

Risk

JKHY is the more resilient
MetricINFYJKHY
Beta0.48-0.07
Sharpe ratio-0.780.08
Sortino ratio-1.170.12
Max drawdown-48.1%-35.9%
Current drawdown-42.1%-14%
Annualized volatility39.8%28.1%
Value at risk (95%)-4%-2.9%

Straight answers

Each answer is regenerated from the current snapshot, not written once and left to age.

Which is better, INFY or JKHY?

On the Algovestiq AIQ Score, JKHY is the stronger of the two as of Sep 5, 2026, scoring 68 against INFY's 66. The edge comes from momentum and risk resilience. INFY is not without a case — it holds the better value profile, which matters more if that is the objective you are optimizing for. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.

Is INFY or JKHY the better buy right now?

JKHY carries the stronger systematic profile as of Sep 5, 2026, and the comparison is rated Fragile — 4 of 6 covered evidence groups agree. A Fragile rating means the conclusion is sensitive: the AIQ gap is narrow at 2 points. Treat the lead as provisional.

Why does the AIQ Score favor JKHY over INFY?

The composite weights Quality at 30%, Value at 30%, Momentum at 25% and Risk Resilience at 15%. JKHY leads Momentum by 21 points; INFY leads Value by 10 points; JKHY leads Risk Resilience by 4 points. Where the two split, the factor with the larger weight carries the result.

Which has more analyst upside, INFY or JKHY?

Analyst price targets imply +7.4% upside for INFY and +9.4% for JKHY, so the Street currently favors JKHY. The model and the Street agree here, which is a broader base of evidence than either alone. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.

Which is better value, INFY or JKHY?

INFY is the better-valued of the two on the peer-relative Value factor. INFY on the peer-relative Value factor, by 10 points. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.

Which has stronger growth, INFY or JKHY?

JKHY on combined revenue and EPS growth. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.

Which has stronger momentum, INFY or JKHY?

JKHY on the Momentum factor, by 21 points. Momentum carries 25% of the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.

Which is riskier, INFY or JKHY?

JKHY is the more resilient of the two, so the other name carries the higher downside risk. JKHY on Risk Resilience, by 4 points. The Risk Resilience factor weights 15% of the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.

Is INFY more profitable than JKHY?

The profitability evidence is mixed: gross margin 30.3% vs 43.6%; operating margin 20.4% vs 24.9%; ttm roe 33% vs 23.5%. INFY leads on one measure and JKHY on two measures, and there is no single profitability composite that resolves the split — which of the two reads as "more profitable" depends on whether you weight pricing power or operating leverage.

Is JKHY's lead over INFY getting stronger or weaker?

JKHY lead: Reversed — INFY led by 3 AIQ points 30 sessions ago; JKHY now leads by 2. This is measured from 120 daily comparison snapshots between 2026-04-23 and 2026-09-04. The lead has changed hands 5 times in that window, most recently on 2026-08-19, when JKHY moved ahead of INFY.

What would change the INFY vs JKHY verdict?

The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: INFY closes the Momentum gap — currently 21 points behind, the largest single contributor to JKHY's edge; INFY's Death Cross Active resolves — a bearish trend rule currently active against it; JKHY's conflicting signal state resolves bearish — it currently carries 1 bullish and 3 bearish rules at once; a regime shift changes factor weighting — the composite weights Quality and Value at 30% each, so a rotation toward either would move the result most.

What do the current signals say about INFY and JKHY?

INFY: 0 bullish / 2 bearish / 1 neutral. JKHY: 1 bullish / 3 bearish, conflicted. A conflicted state means bullish and bearish rules are active on the same name at once — the technical evidence is not pointing one way, and a decision taken on it carries more timing risk. The most decision-relevant rule on INFY is Death Cross Active (bearish, long horizon). On JKHY it is Death Cross Active (bearish, long horizon).

Compare INFY and JKHY with others

How this comparison is scored

The Algovestiq AIQ Score composites four factors — Quality (30%), Value (30%), Momentum (25%) and Risk (15%). Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.

The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.

How to use side-by-side comparison →

This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.