JBL vs JKHY Stock Comparison
JKHY currently leads JBL in this stock comparison, with AIQ scores of 65 vs 46. The clearest difference is momentum, while JBL has the stronger value profile.
What is the main difference between JBL and JKHY?
JKHY leads the current stock comparison as Jack Henry & Associates, Inc., with the clearest separation coming from momentum and the broader AIQ evidence mix.
AlgovestIQ AIQ Comparison
Jabil Inc. vs Jack Henry & Associates, Inc.
JKHY leads
JKHY leads by 19 AIQ points, primarily on Momentum and Quality, having only recently taken the lead back from JBL. Wall Street currently favors JBL on target upside.
Fragile: 3 of 6 evidence groups support JKHY, the lead recently changed hands, and its current signal state is conflicted.
Jabil Inc.
Jack Henry & Associates, Inc.
The Algovestiq AIQ Score currently favors JKHY over JBL, 65 versus 46 as of Oct 21, 2026. JKHY's advantage is driven primarily by stronger momentum and quality, while JBL holds the stronger value profile. JKHY also shows the stronger technical structure relative to its 50-day moving average, though analyst target upside currently favors JBL. 3 of 6 covered evidence groups favor JKHY today, and the comparison is rated Fragile on stability: only 3 of 6 covered evidence groups agree. JKHY lead: Reversed — JBL led by 5 AIQ points 30 sessions ago; JKHY now leads by 19.
Compare Jabil Inc. and Jack Henry & Associates, Inc. across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.
Performance over time
Total return with distributions reinvested, from daily closes.
Total return comparison
Growth of $10,000, distributions reinvested
Split-adjusted closes; each distribution is reinvested at the close on its ex-dividend date. Taxes and trading costs are not modeled.
Compare JBL and JKHY against another ticker
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AIQ Factor Divergence
Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.
- Momentum29 vs 63JKHY +34
- Quality44 vs 73JKHY +29
- Risk Resilience39 vs 61JKHY +22
- Value65 vs 61JBL +4
3 of 6 evidence groups favor JKHY. JKHY’s edge is concentrated in momentum and quality; JBL keeps a meaningful value edge.
What changed since the last close
Latest scored session 2026-10-20, compared against the prior scored session 2026-10-19.
Largest factor move: Momentum +6
No signal started or stopped since the prior session; its 3 active signals are unchanged.
Largest factor move: Momentum +5
New signals
- RSI Overbought — bearish, momentum, short horizon
JKHY's lead narrowed by 1 AIQ point in the latest session.
Deeper signal detail for each name lives on its own signals page — JBL and JKHY both carry a full feed there.
The central trade-off
JKHY (Jack Henry & Associates, Inc.): the stronger current systematic profile, led by momentum and quality.
JBL (Jabil Inc.): the counter-case, on value, valuation, analyst expectations — but at materially higher volatility, 55.4% against 19.8%.
The AIQ Score and Wall Street therefore point in different directions on this pair.
Which one fits your objective
The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.
Balanced
JKHYJKHY on the overall AIQ Score, which weights Quality and Value most heavily.
Growth
JBLJBL on combined revenue and EPS growth.
Value
JBLJBL on the peer-relative Value factor, by 4 points.
Momentum
JKHYJKHY on the Momentum factor, by 34 points.
Lower downside
JKHYJKHY on Risk Resilience, by 22 points.
Analyst upside
JBLJBL on implied upside to the consensus price target.
AIQ vs Wall Street
The model and the Street disagree here: AIQ favors JKHY, analyst targets favor JBL. That disagreement is the most useful thing on this page.
| Measure | JBL | JKHY | Note |
|---|---|---|---|
| Implied upside to target | +52.6% | +18.1% | JBL has more room |
| Target dispersion | +24.9% | +31.5% | Lower is tighter analyst agreement |
| Consensus | Buy | Buy | Context, not a primary driver |
| Analysts covering | 8 | 12 | Higher coverage generally improves confidence |
The two are measuring different things. The AIQ Score reads current fundamentals, valuation, trend and risk; analyst targets price forward expectations. A divergence of this kind is either a contrarian opportunity or a sign the model is missing something already priced in — it is worth resolving before acting on either.
Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.
Dividend growth
| Dividend metric | JBL | JKHY |
|---|---|---|
| 5Y dividend CAGR | 0.00% | 6.17% |
| 2020 regular DPS | $0.320 | $1.720 |
| 2025 regular DPS | $0.320 | $2.320 |
| Years increased | 0 | 5 |
| No cut in window | Yes | Yes |
| Cohort rank | #349 | #207 |
JKHY grew its split-adjusted regular dividend faster over 2020–2025 — 6.17% a year against JBL's 0.00%. Neither company reduced its regular dividend in any year of the window.
Yield and payout ratio shown elsewhere on this page are current values, not part of the study window.
Split-adjusted regular dividends per share, 2020–2025, excluding special dividends. Research as of Sep 19, 2026.
AIQ Agreement Matrix
3 of 6 covered evidence groups favor JKHY. A wide gap backed by one group is a weaker case than a narrow gap backed by five.
| Evidence group | Favors | Reading |
|---|---|---|
| AIQ Score | JKHY | 46 vs 65 |
| Fundamentals | Even | EPS growth 24.9% vs -8.2%; TTM ROE 62.4% vs 23.5%; gross margin 9.2% vs 43.6%; operating margin 4.3% vs 24.9% |
| Valuation | JBL | Value 65 vs 61 |
| Technicals | JKHY | Price vs 50-day -9.6% vs -1.8%; vs 200-day -8.7% vs -0.6% |
| Risk Resilience | JKHY | Risk Resilience 39 vs 61 |
| Analyst expectations | JBL | Target upside 52.6% vs 18.1% |
✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of JBL and JKHY and are excluded from the count.
AIQ Decision Stability
The conclusion is sensitive to small changes. Treat the lead as provisional and watch the flip conditions below.
- The AIQ gap is wide at 19 points. (supports the conclusion holding)
- Only 3 of 6 covered evidence groups agree. (argues the conclusion is provisional)
- The lead has already changed hands inside the comparison window. (argues the conclusion is provisional)
- The lead has swung materially session to session. (argues the conclusion is provisional)
- The leader is throwing conflicting signals. (argues the conclusion is provisional)
Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on JKHY.
How the comparison changed
120 daily snapshots · Jun 21 – Oct 20JKHY lead: Reversed — JBL led by 5 AIQ points 30 sessions ago; JKHY now leads by 19.
- Today
- JKHY +19
- 46 vs 65
- 7 sessions ago
- JKHY +24
- 46 vs 70
- 30 sessions ago
- JBL +5
- 59 vs 54
- 90 sessions ago
- JBL +1
- 62 vs 61
The lead changed hands 4 times in this window, most recently on Sep 30 when JKHY moved ahead of JBL.
AIQ Signal Divergence
Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.
1 bullish / 1 bearish / 1 neutral, conflicted
Only JBL
- ATR Expansion - Breakout Mode — neutral, volatility, short horizon (4.99%)
- MACD Bearish Crossover — bearish, momentum, short horizon
2 bullish / 1 bearish, conflicted
Only JKHY
- RSI Overbought — bearish, momentum, short horizon
- MACD Bullish Crossover — bullish, momentum, short horizon
Both carry 1 more signal that do not separate them: Golden Cross Active.
JKHY leads the comparison while carrying a conflicted signal state, which is one reason the stability rating is not higher.
Price vs model alignment
Whether the latest session's price move confirms what the model did over the same session, or contradicts it.
Price and the AIQ Score both moved up over the latest session (price +1.37%, AIQ +2 points).
Price is down while the AIQ Score moved up 1 points over the same session — price and model disagree (price -0.84%, AIQ +1 points).
What would flip this result
A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.
- 1JBL closes the Momentum gap — currently 34 points behind, the largest single contributor to JKHY's edge.
- 2JBL's MACD Bearish Crossover resolves — a bearish momentum rule currently active against it.
- 3JKHY's conflicting signal state resolves bearish — it currently carries 2 bullish and 1 bearish rules at once.
- 4A regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
The full evidence
Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.
Fundamentals
Split| Metric | JBL | JKHY |
|---|---|---|
| Revenue growth (YoY) | 5.7% | -0.5% |
| EPS growth (YoY) | 24.9% | -8.2% |
| Gross margin | 9.2% | 43.6% |
| Operating margin | 4.3% | 24.9% |
| Return on equity (TTM) | 62.4% | 23.5% |
| Debt to equity | 2.94 | 0.02 |
Performance
JKHY leads 4 of 6 windows| Metric | JBL | JKHY |
|---|---|---|
| 1 week (5 sessions) | -12.8% | 1.1% |
| 1 month (20 sessions) | -10.3% | 3.8% |
| 3 months (63 sessions) | -12.9% | 5.9% |
| 6 months (126 sessions) | -13.7% | -0.5% |
| Year to date | 21.6% | -15.2% |
| 1 year (252 sessions) | 32.6% | 1.2% |
Technicals
JKHY has the stronger structure| Metric | JBL | JKHY |
|---|---|---|
| RSI (14) | 45.4 | 75.1 |
| ADX (14) | 15.7 | 18.9 |
| Price vs 50-day | -9.6% | -1.8% |
| Price vs 200-day | -8.7% | -0.6% |
| Volatility (1M, annualized) | 55.4% | 19.8% |
Risk
JKHY is the more resilient| Metric | JBL | JKHY |
|---|---|---|
| Beta | 2.14 | -0.05 |
| Sharpe ratio | 0.75 | 0.05 |
| Sortino ratio | 1.06 | 0.07 |
| Max drawdown | -28.1% | -35.9% |
| Current drawdown | -28.1% | -19.7% |
| Annualized volatility | 47.2% | 29.3% |
| Value at risk (95%) | -5.1% | -2.9% |
Straight answers
Each answer is regenerated from the current snapshot, not written once and left to age.
Which is better, JBL or JKHY?
On the Algovestiq AIQ Score, JKHY is the stronger of the two as of Oct 21, 2026, scoring 65 against JBL's 46. The edge comes from momentum and quality. JBL is not without a case — it holds the better value profile, which matters more if that is the objective you are optimizing for. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.
Is JBL or JKHY the better buy right now?
JKHY carries the stronger systematic profile as of Oct 21, 2026, and the comparison is rated Fragile — 3 of 6 covered evidence groups agree. A Fragile rating means the conclusion is sensitive: only 3 of 6 covered evidence groups agree. Treat the lead as provisional.
Why does the AIQ Score favor JKHY over JBL?
The composite weights Quality, Value, Momentum and Risk Resilience. JKHY leads Momentum by 34 points; JKHY leads Quality by 29 points; JKHY leads Risk Resilience by 22 points. Where the two split, the factor with the larger weight carries the result.
Which has more analyst upside, JBL or JKHY?
Analyst price targets imply +52.6% upside for JBL and +18.1% for JKHY, so the Street currently favors JBL. That points the opposite way to the AIQ Score, which favors JKHY. The two are measuring different things: the model reads current fundamentals, valuation, trend and risk; the Street is pricing forward expectations. A divergence of this kind is either a contrarian opportunity or a sign the model is missing something the analysts have already priced — it is the single most useful row on this page to investigate. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.
Which is better value, JBL or JKHY?
JBL is the better-valued of the two on the peer-relative Value factor. JBL on the peer-relative Value factor, by 4 points. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.
Which has stronger growth, JBL or JKHY?
JBL on combined revenue and EPS growth. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.
Which has stronger momentum, JBL or JKHY?
JKHY on the Momentum factor, by 34 points. Momentum is one of the four weighted factors in the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.
Which is riskier, JBL or JKHY?
JKHY is the more resilient of the two, so the other name carries the higher downside risk. JKHY on Risk Resilience, by 22 points. Risk Resilience is a weighted factor in the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.
Is JBL more profitable than JKHY?
The profitability evidence is mixed: gross margin 9.2% vs 43.6%; operating margin 4.3% vs 24.9%; ttm roe 62.4% vs 23.5%. JBL leads on one measure and JKHY on two measures, and there is no single profitability composite that resolves the split — which of the two reads as "more profitable" depends on whether you weight pricing power or operating leverage.
Is JKHY's lead over JBL getting stronger or weaker?
JKHY lead: Reversed — JBL led by 5 AIQ points 30 sessions ago; JKHY now leads by 19. This is measured from 120 daily comparison snapshots between 2026-06-21 and 2026-10-20. The lead has changed hands 4 times in that window, most recently on 2026-09-30, when JKHY moved ahead of JBL.
What would change the JBL vs JKHY verdict?
The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: JBL closes the Momentum gap — currently 34 points behind, the largest single contributor to JKHY's edge; JBL's MACD Bearish Crossover resolves — a bearish momentum rule currently active against it; JKHY's conflicting signal state resolves bearish — it currently carries 2 bullish and 1 bearish rules at once; a regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
What do the current signals say about JBL and JKHY?
JBL: 1 bullish / 1 bearish / 1 neutral, conflicted. JKHY: 2 bullish / 1 bearish, conflicted. A conflicted state means bullish and bearish rules are active on the same name at once — the technical evidence is not pointing one way, and a decision taken on it carries more timing risk. The most decision-relevant rule on JBL is Golden Cross Active (bullish, long horizon). On JKHY it is Golden Cross Active (bullish, long horizon).
Compare JBL and JKHY with others
Continue your research
This page answers which of the two. These answer the questions on either side of it.
How this comparison is scored
The Algovestiq AIQ Score composites four factors — Quality, Value, Momentum and Risk, each carrying a fixed weight. Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.
The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.
How to use side-by-side comparison →This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.