JD vs TAL Stock Comparison
TAL currently leads JD in this stock comparison, with AIQ scores of 57 vs 50. The clearest difference is quality, while JD has the stronger value profile.
What is the main difference between JD and TAL?
TAL leads the current stock comparison as TAL Education Group, with the clearest separation coming from quality and the broader AIQ evidence mix.
AlgovestIQ AIQ Comparison
JD.com, Inc. vs TAL Education Group
TAL leads
TAL leads by 7 AIQ points, primarily on Quality, but the lead has narrowed from 17 points over 30 sessions. Wall Street currently favors JD on target upside.
Fragile: 3 of 6 evidence groups support TAL, its lead is narrowing, and its current signal state is conflicted.
JD.com, Inc.
TAL Education Group
The Algovestiq AIQ Score currently favors TAL over JD, 57 versus 50 as of Oct 21, 2026. TAL's advantage is driven primarily by stronger quality, while JD holds the stronger value profile. TAL also shows the weaker technical structure relative to its 50-day moving average, though analyst target upside currently favors JD. 3 of 6 covered evidence groups favor TAL today, and the comparison is rated Fragile on stability: only 3 of 6 covered evidence groups agree. TAL lead: Weakening — the AIQ differential moved from 17 to 7 points over 30 sessions.
Compare JD.com, Inc. and TAL Education Group across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.
Performance over time
Total return with distributions reinvested, from daily closes.
Total return comparison
Growth of $10,000, distributions reinvested
Split-adjusted closes; each distribution is reinvested at the close on its ex-dividend date. Taxes and trading costs are not modeled.
Compare JD and TAL against another ticker
Open a multi-ticker workspace without changing this focused pair page.
AIQ Factor Divergence
Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.
- Quality36 vs 78TAL +42
- Value65 vs 55JD +10
- Risk Resilience57 vs 48JD +9
- Momentum44 vs 41Even
3 of 6 evidence groups favor TAL. TAL’s edge is concentrated in quality; JD keeps a meaningful value edge.
What changed since the last close
Latest scored session 2026-10-20, compared against the prior scored session 2026-10-19.
Largest factor move: Momentum -3
No signal started or stopped since the prior session; its 4 active signals are unchanged.
Largest factor move: Momentum -9
No signal started or stopped since the prior session; its 4 active signals are unchanged.
TAL's lead narrowed by 2 AIQ points in the latest session.
Deeper signal detail for each name lives on its own signals page — JD and TAL both carry a full feed there.
The central trade-off
TAL (TAL Education Group): the stronger current systematic profile, led by quality.
JD (JD.com, Inc.): the counter-case, on value, risk resilience, valuation.
The AIQ Score and Wall Street therefore point in different directions on this pair.
Which one fits your objective
The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.
Balanced
TALTAL on the overall AIQ Score, which weights Quality and Value most heavily.
Growth
TALTAL on combined revenue and EPS growth.
Value
JDJD on the peer-relative Value factor, by 10 points.
Momentum
EvenThe two are level on Momentum.
Lower downside
JDJD on Risk Resilience, by 9 points.
Analyst upside
JDJD on implied upside to the consensus price target.
AIQ vs Wall Street
The model and the Street disagree here: AIQ favors TAL, analyst targets favor JD. That disagreement is the most useful thing on this page.
| Measure | JD | TAL | Note |
|---|---|---|---|
| Implied upside to target | +40.4% | +28.9% | JD has more room |
| Target dispersion | +44.2% | 0% | Lower is tighter analyst agreement |
| Consensus | Buy | Buy | Context, not a primary driver |
| Analysts covering | 8 | 1 | Higher coverage generally improves confidence |
The two are measuring different things. The AIQ Score reads current fundamentals, valuation, trend and risk; analyst targets price forward expectations. A divergence of this kind is either a contrarian opportunity or a sign the model is missing something already priced in — it is worth resolving before acting on either.
Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.
AIQ Agreement Matrix
3 of 6 covered evidence groups favor TAL. A wide gap backed by one group is a weaker case than a narrow gap backed by five.
| Evidence group | Favors | Reading |
|---|---|---|
| AIQ Score | TAL | 50 vs 57 |
| Fundamentals | TALon balance | revenue growth 10.1% vs -6.1%; EPS growth 42.5% vs 64.4%; TTM ROE 6.6% vs 24.6%; gross margin 14.7% vs 56% — TAL takes 3 of 4 decided legs, not all of them |
| Valuation | JD | Value 65 vs 55 |
| Technicals | TAL | Price vs 50-day -6.8% vs -11.9%; vs 200-day -6.9% vs 3.9% |
| Risk Resilience | JD | Risk Resilience 57 vs 48 |
| Analyst expectations | JD | Target upside 40.4% vs 28.9% |
✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of JD and TAL and are excluded from the count.
AIQ Decision Stability
The conclusion is sensitive to small changes. Treat the lead as provisional and watch the flip conditions below.
- The AIQ gap is moderate at 7 points.
- Only 3 of 6 covered evidence groups agree. (argues the conclusion is provisional)
- The leader's advantage has been narrowing. (argues the conclusion is provisional)
- The leader is throwing conflicting signals. (argues the conclusion is provisional)
Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on TAL.
How the comparison changed
120 daily snapshots · Jun 21 – Oct 20TAL lead: Weakening — the AIQ differential moved from 17 to 7 points over 30 sessions.
- Today
- TAL +7
- 50 vs 57
- 7 sessions ago
- TAL +13
- 52 vs 65
- 30 sessions ago
- TAL +17
- 47 vs 64
- 90 sessions ago
- TAL +21
- 42 vs 63
The lead has not changed hands in this window.
AIQ Signal Divergence
Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.
1 bullish / 2 bearish / 1 neutral, conflicted
Only JD
- Death Cross Active — bearish, trend, long horizon (3.87%)
- Downtrend Structure Active — bearish, trend, long horizon
- MACD Bullish Crossover — bullish, momentum, short horizon
2 bullish / 1 bearish / 1 neutral, conflicted
Only TAL
- Golden Cross Active — bullish, trend, long horizon (7.48%)
- EMA Ribbon Expansion Bullish — bullish, trend, medium horizon
- MACD Bearish Crossover — bearish, momentum, short horizon
Both carry 1 more signal that do not separate them: Bollinger Band Squeeze.
TAL leads the comparison while carrying a conflicted signal state, which is one reason the stability rating is not higher.
Price vs model alignment
Whether the latest session's price move confirms what the model did over the same session, or contradicts it.
Price and the AIQ Score both moved down over the latest session (price -3.62%, AIQ -1 points).
Price and the AIQ Score both moved down over the latest session (price -8.89%, AIQ -3 points).
What would flip this result
A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.
- 1JD closes the Quality gap — currently 42 points behind, the largest single contributor to TAL's edge.
- 2JD's Death Cross Active resolves — a bearish trend rule currently active against it.
- 3TAL's conflicting signal state resolves bearish — it currently carries 2 bullish and 1 bearish rules at once.
- 4The narrowing continues — the lead has already given back 10 points over 30 sessions, and a further 7-point move would eliminate TAL's advantage entirely.
The full evidence
Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.
Fundamentals
TAL leads on balance| Metric | JD | TAL |
|---|---|---|
| Revenue growth (YoY) | 10.1% | -6.1% |
| EPS growth (YoY) | 42.5% | 64.4% |
| Gross margin | 14.7% | 56% |
| Operating margin | 0.2% | 12.5% |
| Return on equity (TTM) | 6.6% | 24.6% |
| Debt to equity | 0.48 | 0.1 |
Performance
TAL leads 4 of 6 windows| Metric | JD | TAL |
|---|---|---|
| 1 week (5 sessions) | -0.1% | -8.4% |
| 1 month (20 sessions) | -2.3% | -2.4% |
| 3 months (63 sessions) | -11.2% | 12.1% |
| 6 months (126 sessions) | -12.3% | -3.2% |
| Year to date | -6.8% | 6.1% |
| 1 year (252 sessions) | -18.3% | 5.5% |
Technicals
TAL has the stronger structure| Metric | JD | TAL |
|---|---|---|
| RSI (14) | 51.9 | 41.5 |
| ADX (14) | 16 | 18.6 |
| Price vs 50-day | -6.8% | -11.9% |
| Price vs 200-day | -6.9% | 3.9% |
| Volatility (1M, annualized) | 21.2% | 31.3% |
Risk
JD is the more resilient| Metric | JD | TAL |
|---|---|---|
| Beta | 0.67 | 0.64 |
| Sharpe ratio | -0.69 | 0.23 |
| Sortino ratio | -1.24 | 0.45 |
| Max drawdown | -27.1% | -30.7% |
| Current drawdown | -22.5% | -10.3% |
| Annualized volatility | 30% | 45.1% |
| Value at risk (95%) | -2.7% | -3.6% |
Straight answers
Each answer is regenerated from the current snapshot, not written once and left to age.
Which is better, JD or TAL?
On the Algovestiq AIQ Score, TAL is the stronger of the two as of Oct 21, 2026, scoring 57 against JD's 50. The edge comes from quality. JD is not without a case — it holds the better value profile, which matters more if that is the objective you are optimizing for. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.
Is JD or TAL the better buy right now?
TAL carries the stronger systematic profile as of Oct 21, 2026, and the comparison is rated Fragile — 3 of 6 covered evidence groups agree. A Fragile rating means the conclusion is sensitive: only 3 of 6 covered evidence groups agree. Treat the lead as provisional.
Why does the AIQ Score favor TAL over JD?
The composite weights Quality, Value, Momentum and Risk Resilience. TAL leads Quality by 42 points; JD leads Value by 10 points; JD leads Risk Resilience by 9 points. Where the two split, the factor with the larger weight carries the result.
Which has more analyst upside, JD or TAL?
Analyst price targets imply +40.4% upside for JD and +28.9% for TAL, so the Street currently favors JD. That points the opposite way to the AIQ Score, which favors TAL. The two are measuring different things: the model reads current fundamentals, valuation, trend and risk; the Street is pricing forward expectations. A divergence of this kind is either a contrarian opportunity or a sign the model is missing something the analysts have already priced — it is the single most useful row on this page to investigate. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.
Which is better value, JD or TAL?
JD is the better-valued of the two on the peer-relative Value factor. JD on the peer-relative Value factor, by 10 points. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.
Which has stronger growth, JD or TAL?
TAL on combined revenue and EPS growth. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.
Which has stronger momentum, JD or TAL?
The two are level on Momentum. Momentum is one of the four weighted factors in the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.
Which is riskier, JD or TAL?
JD is the more resilient of the two, so the other name carries the higher downside risk. JD on Risk Resilience, by 9 points. Risk Resilience is a weighted factor in the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.
Is JD more profitable than TAL?
TAL leads on the comparable margin measures — gross margin 14.7% vs 56%; operating margin 0.2% vs 12.5%; ttm roe 6.6% vs 24.6%.
Is TAL's lead over JD getting stronger or weaker?
TAL lead: Weakening — the AIQ differential moved from 17 to 7 points over 30 sessions. This is measured from 120 daily comparison snapshots between 2026-06-21 and 2026-10-20. The lead has not changed hands in that window.
What would change the JD vs TAL verdict?
The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: JD closes the Quality gap — currently 42 points behind, the largest single contributor to TAL's edge; JD's Death Cross Active resolves — a bearish trend rule currently active against it; TAL's conflicting signal state resolves bearish — it currently carries 2 bullish and 1 bearish rules at once; the narrowing continues — the lead has already given back 10 points over 30 sessions, and a further 7-point move would eliminate TAL's advantage entirely.
What do the current signals say about JD and TAL?
JD: 1 bullish / 2 bearish / 1 neutral, conflicted. TAL: 2 bullish / 1 bearish / 1 neutral, conflicted. A conflicted state means bullish and bearish rules are active on the same name at once — the technical evidence is not pointing one way, and a decision taken on it carries more timing risk. The most decision-relevant rule on JD is Death Cross Active (bearish, long horizon). On TAL it is Golden Cross Active (bullish, long horizon).
Compare JD and TAL with others
Continue your research
This page answers which of the two. These answer the questions on either side of it.
How this comparison is scored
The Algovestiq AIQ Score composites four factors — Quality, Value, Momentum and Risk, each carrying a fixed weight. Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.
The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.
How to use side-by-side comparison →This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.