MMM vs PNR Stock Comparison
MMM currently leads PNR in this stock comparison, with AIQ scores of 62 vs 58. The clearest difference is momentum, while PNR has the stronger value profile.
What is the main difference between MMM and PNR?
MMM leads the current stock comparison as 3M Company, with the clearest separation coming from momentum and the broader AIQ evidence mix.
AlgovestIQ AIQ Comparison
3M Company vs Pentair plc
MMM leads
MMM leads by 4 AIQ points, primarily on Momentum. Wall Street currently favors PNR on target upside.
Fragile: 3 of 6 evidence groups support MMM, and its signal state is cleanly positive.
The Algovestiq AIQ Score currently favors MMM over PNR, 62 versus 58 as of Oct 21, 2026. MMM's advantage is driven primarily by stronger momentum, while PNR holds the stronger value profile. MMM also shows the stronger technical structure relative to its 50-day moving average, though analyst target upside currently favors PNR. 3 of 6 covered evidence groups favor MMM today, and the comparison is rated Fragile on stability: the AIQ gap is narrow at 4 points. MMM lead: Stable — the AIQ differential has held near 4 points over 30 sessions.
Compare 3M Company and Pentair plc across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.
Performance over time
Total return with distributions reinvested, from daily closes.
Total return comparison
Growth of $10,000, distributions reinvested
Split-adjusted closes; each distribution is reinvested at the close on its ex-dividend date. Taxes and trading costs are not modeled.
Compare MMM and PNR against another ticker
Open a multi-ticker workspace without changing this focused pair page.
AIQ Factor Divergence
Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.
- Momentum75 vs 42MMM +33
- Value56 vs 67PNR +11
- Risk Resilience61 vs 67PNR +6
- Quality58 vs 59Even
3 of 6 evidence groups favor MMM. MMM’s edge is concentrated in momentum; PNR keeps a meaningful value edge.
What changed since the last close
Latest scored session 2026-10-20, compared against the prior scored session 2026-10-19.
Largest factor move: Momentum +37
New signals
- Uptrend Structure Active — bullish, trend, long horizon
Largest factor move: Momentum +4
No signal started or stopped since the prior session; its 5 active signals are unchanged.
The lead changed hands: MMM moved ahead of PNR in the latest session.
Deeper signal detail for each name lives on its own signals page — MMM and PNR both carry a full feed there.
The central trade-off
MMM (3M Company): the stronger current systematic profile, led by momentum.
PNR (Pentair plc): the counter-case, on value, risk resilience, valuation.
The AIQ Score and Wall Street therefore point in different directions on this pair.
Which one fits your objective
The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.
Balanced
MMMMMM on the overall AIQ Score, which weights Quality and Value most heavily.
Growth
MMMMMM on combined revenue and EPS growth.
Value
PNRPNR on the peer-relative Value factor, by 11 points.
Momentum
MMMMMM on the Momentum factor, by 33 points.
Lower downside
PNRPNR on Risk Resilience, by 6 points.
Analyst upside
PNRPNR on implied upside to the consensus price target.
AIQ vs Wall Street
The model and the Street disagree here: AIQ favors MMM, analyst targets favor PNR. That disagreement is the most useful thing on this page.
| Measure | MMM | PNR | Note |
|---|---|---|---|
| Implied upside to target | +5.5% | +54.9% | PNR has more room |
| Target dispersion | +39.6% | +79.4% | Lower is tighter analyst agreement |
| Consensus | Hold | Hold | Context, not a primary driver |
| Analysts covering | 6 | 12 | Higher coverage generally improves confidence |
The two are measuring different things. The AIQ Score reads current fundamentals, valuation, trend and risk; analyst targets price forward expectations. A divergence of this kind is either a contrarian opportunity or a sign the model is missing something already priced in — it is worth resolving before acting on either.
Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.
Dividend growth
| Dividend metric | MMM | PNR |
|---|---|---|
| 5Y dividend CAGR | -9.90% | 5.64% |
| 2020 regular DPS | $4.916 | $0.760 |
| 2025 regular DPS | $2.920 | $1.000 |
| Years increased | 3 | 5 |
| No cut in window | No (2) | Yes |
| Cohort rank | not ranked | #225 |
PNR grew its split-adjusted regular dividend faster over 2020–2025 — 5.64% a year against MMM's -9.90%. PNR never reduced its regular dividend in the window; MMM did in 2 years.
Yield and payout ratio shown elsewhere on this page are current values, not part of the study window.
Split-adjusted regular dividends per share, 2020–2025, excluding special dividends. Research as of Sep 19, 2026.
AIQ Agreement Matrix
3 of 6 covered evidence groups favor MMM. A wide gap backed by one group is a weaker case than a narrow gap backed by five.
| Evidence group | Favors | Reading |
|---|---|---|
| AIQ Score | MMM | 62 vs 58 |
| Fundamentals | MMMon balance | revenue growth 7.8% vs -10%; EPS growth 45.5% vs -24.5%; TTM ROE 77.1% vs 17.1%; gross margin 39.4% vs 41.3%; operating margin 19% vs 19.5% — MMM takes 3 of 4 decided legs, not all of them |
| Valuation | PNR | Value 56 vs 67 |
| Technicals | MMM | Price vs 50-day 3% vs -8.3%; vs 200-day 6.6% vs -32.1% |
| Risk Resilience | PNR | Risk Resilience 61 vs 67 |
| Analyst expectations | PNR | Target upside 5.5% vs 54.9% |
✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of MMM and PNR and are excluded from the count.
AIQ Decision Stability
The conclusion is sensitive to small changes. Treat the lead as provisional and watch the flip conditions below.
- The AIQ gap is narrow at 4 points. (argues the conclusion is provisional)
- Only 3 of 6 covered evidence groups agree. (argues the conclusion is provisional)
- The leader's signal state is cleanly positive. (supports the conclusion holding)
Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on MMM.
How the comparison changed
120 daily snapshots · Jun 21 – Oct 20MMM lead: Stable — the AIQ differential has held near 4 points over 30 sessions.
- Today
- MMM +4
- 62 vs 58
- 7 sessions ago
- PNR +4
- 54 vs 58
- 30 sessions ago
- MMM +4
- 58 vs 54
- 90 sessions ago
- MMM +2
- 57 vs 55
The lead changed hands 6 times in this window, most recently on Oct 20 when MMM moved ahead of PNR.
AIQ Signal Divergence
Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.
3 bullish / 0 bearish
Only MMM
- Golden Cross Active — bullish, trend, long horizon (5.53%)
- Uptrend Structure Active — bullish, trend, long horizon
1 bullish / 3 bearish / 1 neutral, conflicted
Only PNR
- Bollinger Band Squeeze — neutral, volatility, short horizon
- Death Cross Active — bearish, trend, long horizon (35.14%)
- 52-Week Low Proximity — bearish, risk, long horizon (2.5%)
- Downtrend Structure Active — bearish, trend, long horizon
Both carry 1 more signal that do not separate them: MACD Bullish Crossover.
PNR is conflicted, so the timing case there is weaker than the score alone suggests.
Price vs model alignment
Whether the latest session's price move confirms what the model did over the same session, or contradicts it.
Price and the AIQ Score both moved up over the latest session (price +1.97%, AIQ +9 points).
Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price -0.04%, AIQ +1 points).
What would flip this result
A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.
- 1PNR closes the Momentum gap — currently 33 points behind, the largest single contributor to MMM's edge.
- 2PNR's Death Cross Active resolves — a bearish trend rule currently active against it.
- 3MMM's Golden Cross Active breaks down — it is the strongest rule currently supporting the verdict.
- 4A regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
The full evidence
Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.
Fundamentals
MMM leads on balance| Metric | MMM | PNR |
|---|---|---|
| Revenue growth (YoY) | 7.8% | -10% |
| EPS growth (YoY) | 45.5% | -24.5% |
| Gross margin | 39.4% | 41.3% |
| Operating margin | 19% | 19.5% |
| Return on equity (TTM) | 77.1% | 17.1% |
| Debt to equity | 4.25 | 0.47 |
Performance
MMM leads 6 of 6 windows| Metric | MMM | PNR |
|---|---|---|
| 1 week (5 sessions) | 5.3% | -0.2% |
| 1 month (20 sessions) | 1.2% | -4.7% |
| 3 months (63 sessions) | 0.4% | -16.1% |
| 6 months (126 sessions) | 15.4% | -41.2% |
| Year to date | 7% | -49.2% |
| 1 year (252 sessions) | 13.2% | -51.4% |
Technicals
MMM has the stronger structure| Metric | MMM | PNR |
|---|---|---|
| RSI (14) | 62.6 | 49 |
| ADX (14) | 28.1 | 38.8 |
| Price vs 50-day | 3% | -8.3% |
| Price vs 200-day | 6.6% | -32.1% |
| Volatility (1M, annualized) | 28% | 21.4% |
Risk
PNR is the more resilient| Metric | MMM | PNR |
|---|---|---|
| Beta | 0.68 | 0.92 |
| Sharpe ratio | 0.42 | -2.18 |
| Sortino ratio | 0.74 | -2.38 |
| Max drawdown | -19.1% | -52.9% |
| Current drawdown | -6.8% | -52.2% |
| Annualized volatility | 26.9% | 32.5% |
| Value at risk (95%) | -2.3% | -2.8% |
Straight answers
Each answer is regenerated from the current snapshot, not written once and left to age.
Which is better, MMM or PNR?
On the Algovestiq AIQ Score, MMM is the stronger of the two as of Oct 21, 2026, scoring 62 against PNR's 58. The edge comes from momentum. PNR is not without a case — it holds the better value profile, which matters more if that is the objective you are optimizing for. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.
Is MMM or PNR the better buy right now?
MMM carries the stronger systematic profile as of Oct 21, 2026, and the comparison is rated Fragile — 3 of 6 covered evidence groups agree. A Fragile rating means the conclusion is sensitive: the AIQ gap is narrow at 4 points. Treat the lead as provisional.
Why does the AIQ Score favor MMM over PNR?
The composite weights Quality, Value, Momentum and Risk Resilience. MMM leads Momentum by 33 points; PNR leads Value by 11 points; PNR leads Risk Resilience by 6 points. Where the two split, the factor with the larger weight carries the result.
Which has more analyst upside, MMM or PNR?
Analyst price targets imply +5.5% upside for MMM and +54.9% for PNR, so the Street currently favors PNR. That points the opposite way to the AIQ Score, which favors MMM. The two are measuring different things: the model reads current fundamentals, valuation, trend and risk; the Street is pricing forward expectations. A divergence of this kind is either a contrarian opportunity or a sign the model is missing something the analysts have already priced — it is the single most useful row on this page to investigate. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.
Which is better value, MMM or PNR?
PNR is the better-valued of the two on the peer-relative Value factor. PNR on the peer-relative Value factor, by 11 points. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.
Which has stronger growth, MMM or PNR?
MMM on combined revenue and EPS growth. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.
Which has stronger momentum, MMM or PNR?
MMM on the Momentum factor, by 33 points. Momentum is one of the four weighted factors in the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.
Which is riskier, MMM or PNR?
PNR is the more resilient of the two, so the other name carries the higher downside risk. PNR on Risk Resilience, by 6 points. Risk Resilience is a weighted factor in the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.
Is MMM more profitable than PNR?
The profitability evidence is mixed: gross margin 39.4% vs 41.3%; operating margin 19% vs 19.5%; ttm roe 77.1% vs 17.1%. Each name leads on one measure, and there is no single profitability composite that resolves the split — which of the two reads as "more profitable" depends on whether you weight pricing power or operating leverage.
Is MMM's lead over PNR getting stronger or weaker?
MMM lead: Stable — the AIQ differential has held near 4 points over 30 sessions. This is measured from 120 daily comparison snapshots between 2026-06-21 and 2026-10-20. The lead has changed hands 6 times in that window, most recently on 2026-10-20, when MMM moved ahead of PNR.
What would change the MMM vs PNR verdict?
The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: PNR closes the Momentum gap — currently 33 points behind, the largest single contributor to MMM's edge; PNR's Death Cross Active resolves — a bearish trend rule currently active against it; MMM's Golden Cross Active breaks down — it is the strongest rule currently supporting the verdict; a regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
What do the current signals say about MMM and PNR?
MMM: 3 bullish / 0 bearish. PNR: 1 bullish / 3 bearish / 1 neutral, conflicted. A conflicted state means bullish and bearish rules are active on the same name at once — the technical evidence is not pointing one way, and a decision taken on it carries more timing risk. The most decision-relevant rule on MMM is Golden Cross Active (bullish, long horizon). On PNR it is Death Cross Active (bearish, long horizon).
Compare MMM and PNR with others
Continue your research
This page answers which of the two. These answer the questions on either side of it.
How this comparison is scored
The Algovestiq AIQ Score composites four factors — Quality, Value, Momentum and Risk, each carrying a fixed weight. Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.
The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.
How to use side-by-side comparison →This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.