STZ vs UL Stock Comparison

Compare STZ and UL across AIQ Score, fundamentals, valuation, momentum, risk, analyst expectations and current market evidence.

Market data as of Sep 11, 2026 market close· AIQ score gap 2 points
STZ
Consumer Defensive
vs
UL
Consumer Defensive
STZ
Constellation Brands, Inc.
Price
$122
Day move
-1.1%
AIQ Score
44/100
Best edge
Value
Sector
Consumer Defensive
UL
Unilever PLC
Leads
Price
$62.02
Day move
+0.63%
AIQ Score
46/100
Best edge
Risk Resilience
Sector
Consumer Defensive

What is the main difference between STZ and UL?

UL leads the current stock comparison as Unilever PLC, with the clearest separation coming from risk resilience and the broader AIQ evidence mix.

AlgovestIQ AIQ Comparison

Constellation Brands, Inc. vs Unilever PLC

Data as of Sep 11, 2026· market close· Consumer Defensive· Coverage 66/66 fields· High confidence
AIQ VerdictFragileAIQ Comparison Conviction 3/10

UL leads

UL leads by 2 AIQ points, primarily on Risk Resilience and Momentum, having only recently taken the lead back from STZ. Wall Street currently favors STZ on target upside.

Fragile: 3 of 6 evidence groups support UL, and the lead recently changed hands.

Evidence agreement: 3 of 6Comparison trend: Reversed
STZ

Constellation Brands, Inc.

AIQ Score
44/100
AIQ Edge Score
5/10
UL

Unilever PLC

Leads
AIQ Score
46/100
AIQ Edge Score
6/10

The Algovestiq AIQ Score currently favors UL over STZ, 46 versus 44 as of Sep 11, 2026. UL's advantage is driven primarily by stronger risk resilience and momentum, while STZ holds the stronger value profile. UL also shows the stronger technical structure relative to its 50-day moving average, though analyst target upside currently favors STZ. 3 of 6 covered evidence groups favor UL today, and the comparison is rated Fragile on stability: the AIQ gap is narrow at 2 points. UL lead: Reversed — STZ led by 2 AIQ points 30 sessions ago; UL now leads by 2.

Compare Constellation Brands, Inc. and Unilever PLC across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.

Currently unavailable

Performance over time

Price-return comparison using available daily close history.

STZ
-42.4%
UL
-0.8%

Total return comparison

Growth of $10,000

STZ $5,761 · UL $9,921

Based on available close-price history. Distribution reinvestment is not added unless already reflected in the source series.

Compare STZ and UL against another ticker

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AIQ Factor Divergence

Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.

STZ advantage
0
UL advantage
  • Value51 vs 35
    STZ +16
  • Risk Resilience40 vs 53
    UL +13
  • Momentum21 vs 30
    UL +9
  • Quality58 vs 66
    UL +8

3 of 6 evidence groups favor UL. UL’s edge is concentrated in risk resilience and momentum; STZ keeps a meaningful value edge.

What changed since the last close

Latest scored session 2026-09-10, compared against the prior scored session 2026-09-09.

STZ0 AIQ

Largest factor move: Risk Resilience -1

No new signals fired.

UL-2 AIQ

Largest factor move: Momentum -7

New signals

  • Keltner Channel Breakdown bearish, volatility, short horizon

UL's lead narrowed by 2 AIQ points in the latest snapshot.

Deeper signal detail for each name lives on its own signals page — STZ and UL both carry a full feed there.

The central trade-off

UL (Unilever PLC): the stronger current systematic profile, led by risk resilience and momentum.

STZ (Constellation Brands, Inc.): the counter-case, on value, valuation, analyst expectations — but at materially higher volatility, 35.7% against 17.8%.

The AIQ Score and Wall Street therefore point in different directions on this pair.

Which one fits your objective

The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.

Balanced

UL

UL on the overall AIQ Score, which weights Quality and Value most heavily.

Growth

STZ

STZ on combined revenue and EPS growth.

Value

STZ

STZ on the peer-relative Value factor, by 16 points.

Momentum

UL

UL on the Momentum factor, by 9 points.

Lower downside

UL

UL on Risk Resilience, by 13 points.

Analyst upside

STZ

STZ on implied upside to the consensus price target.

AIQ vs Wall Street

The model and the Street disagree here: AIQ favors UL, analyst targets favor STZ. That disagreement is the most useful thing on this page.

MeasureSTZULNote
Implied upside to target+32.6%+14.5%STZ has more room
Target dispersion+33.3%0%Lower is tighter analyst agreement
ConsensusBuyBuyContext, not a primary driver
Analysts covering101Higher coverage generally improves confidence

The two are measuring different things. The AIQ Score reads current fundamentals, valuation, trend and risk; analyst targets price forward expectations. A divergence of this kind is either a contrarian opportunity or a sign the model is missing something already priced in — it is worth resolving before acting on either.

Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.

AIQ Agreement Matrix

3 of 6 covered evidence groups favor UL. A wide gap backed by one group is a weaker case than a narrow gap backed by five.

Evidence groupFavorsReading
AIQ ScoreEven44 vs 46
FundamentalsULon balancerevenue growth 26.7% vs 29.2%; EPS growth 227.6% vs 21.4%; TTM ROE 23.1% vs 35.4%; gross margin 52.6% vs 99%; operating margin 32.1% vs 27.1% — UL takes 3 of 5 decided legs, not all of them
ValuationSTZValue 51 vs 35
TechnicalsULPrice vs 50-day -7.2% vs -1.5%; vs 200-day -14.6% vs -2.2%
Risk ResilienceULRisk Resilience 40 vs 53
Analyst expectationsSTZTarget upside 32.6% vs 14.5%

✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of STZ and UL and are excluded from the count.

AIQ Decision Stability

Fragile

The conclusion is sensitive to small changes. Treat the lead as provisional and watch the flip conditions below.

  • The AIQ gap is narrow at 2 points. (argues the conclusion is provisional)
  • Only 3 of 6 covered evidence groups agree. (argues the conclusion is provisional)
  • The lead has already changed hands inside the comparison window. (argues the conclusion is provisional)

Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on UL.

How the comparison changed

119 daily snapshots · May 4 Sep 10

UL lead: Reversed — STZ led by 2 AIQ points 30 sessions ago; UL now leads by 2.

May 4STZ leads above the line · UL leads belowSep 10
Today
UL +2
44 vs 46
7 sessions ago
UL +10
48 vs 58
30 sessions ago
STZ +2
51 vs 49
90 sessions ago
UL +12
44 vs 56

The lead changed hands 6 times in this window, most recently on Aug 25 when UL moved ahead of STZ.

AIQ Signal Divergence

Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.

STZConflicted

1 bullish / 5 bearish, conflicted

  • Death Cross Active bearish, trend, long horizon (9.92%)
  • Keltner Channel Breakdown bearish, volatility, short horizon
  • RSI Oversold - Potential Bounce bullish, momentum, short horizon
UL

0 bullish / 4 bearish / 1 neutral

  • Death Cross Active bearish, trend, long horizon (0.03%)
  • Bollinger Band Squeeze neutral, volatility, short horizon
  • Keltner Channel Breakdown bearish, volatility, short horizon

STZ is conflicted, so the timing case there is weaker than the score alone suggests.

Price vs model alignment

Whether the latest session's price move confirms what the model did over the same session, or contradicts it.

STZNo material change

Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price -1.1%, AIQ 0 points).

ULDivergence

Price is up while the AIQ Score moved down 2 points over the same session — price and model disagree (price +0.63%, AIQ -2 points).

What would flip this result

A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.

  1. 1STZ closes the Risk Resilience gap — currently 13 points behind, the largest single contributor to UL's edge.
  2. 2STZ's Death Cross Active resolves — a bearish trend rule currently active against it.
  3. 3UL starts generating bearish momentum or trend signals.
  4. 4A regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.

The full evidence

Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.

Fundamentals

UL leads on balance
MetricSTZUL
Revenue growth (YoY)26.7%29.2%
EPS growth (YoY)227.6%21.4%
Gross margin52.6%99%
Operating margin32.1%27.1%
Return on equity (TTM)23.1%35.4%
Debt to equity1.281.98

Performance

UL leads 5 of 6 windows
MetricSTZUL
1 week (5 sessions)-4.3%-4.6%
1 month (20 sessions)-7.6%-0.1%
3 months (63 sessions)-13%5.1%
6 months (126 sessions)-17.4%-5.4%
Year to date-10.3%-5.8%
1 year (252 sessions)-15.3%-14.4%

Technicals

UL has the stronger structure
MetricSTZUL
RSI (14)27.537.9
ADX (14)13.215.6
Price vs 50-day-7.2%-1.5%
Price vs 200-day-14.6%-2.2%
Volatility (1M, annualized)35.7%17.8%

Risk

UL is the more resilient
MetricSTZUL
Beta0.010.02
Sharpe ratio-0.51-0.63
Sortino ratio-0.76-0.98
Max drawdown-27.4%-26.2%
Current drawdown-25.7%-17.4%
Annualized volatility30.6%24.1%
Value at risk (95%)-2.8%-2%

Straight answers

Each answer is regenerated from the current snapshot, not written once and left to age.

Which is better, STZ or UL?

On the Algovestiq AIQ Score, UL is the stronger of the two as of Sep 11, 2026, scoring 46 against STZ's 44. The edge comes from risk resilience and momentum. STZ is not without a case — it holds the better value profile, which matters more if that is the objective you are optimizing for. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.

Is STZ or UL the better buy right now?

UL carries the stronger systematic profile as of Sep 11, 2026, and the comparison is rated Fragile — 3 of 6 covered evidence groups agree. A Fragile rating means the conclusion is sensitive: the AIQ gap is narrow at 2 points. Treat the lead as provisional.

Why does the AIQ Score favor UL over STZ?

The composite weights Quality, Value, Momentum and Risk Resilience. STZ leads Value by 16 points; UL leads Risk Resilience by 13 points; UL leads Momentum by 9 points. Where the two split, the factor with the larger weight carries the result.

Which has more analyst upside, STZ or UL?

Analyst price targets imply +32.6% upside for STZ and +14.5% for UL, so the Street currently favors STZ. That points the opposite way to the AIQ Score, which favors UL. The two are measuring different things: the model reads current fundamentals, valuation, trend and risk; the Street is pricing forward expectations. A divergence of this kind is either a contrarian opportunity or a sign the model is missing something the analysts have already priced — it is the single most useful row on this page to investigate. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.

Which is better value, STZ or UL?

STZ is the better-valued of the two on the peer-relative Value factor. STZ on the peer-relative Value factor, by 16 points. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.

Which has stronger growth, STZ or UL?

STZ on combined revenue and EPS growth. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.

Which has stronger momentum, STZ or UL?

UL on the Momentum factor, by 9 points. Momentum is one of the four weighted factors in the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.

Which is riskier, STZ or UL?

UL is the more resilient of the two, so the other name carries the higher downside risk. UL on Risk Resilience, by 13 points. Risk Resilience is a weighted factor in the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.

Is STZ more profitable than UL?

The profitability evidence is mixed: gross margin 52.6% vs 99%; operating margin 32.1% vs 27.1%; ttm roe 23.1% vs 35.4%. STZ leads on one measure and UL on two measures, and there is no single profitability composite that resolves the split — which of the two reads as "more profitable" depends on whether you weight pricing power or operating leverage.

Is UL's lead over STZ getting stronger or weaker?

UL lead: Reversed — STZ led by 2 AIQ points 30 sessions ago; UL now leads by 2. This is measured from 119 daily comparison snapshots between 2026-05-04 and 2026-09-10. The lead has changed hands 6 times in that window, most recently on 2026-08-25, when UL moved ahead of STZ.

What would change the STZ vs UL verdict?

The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: STZ closes the Risk Resilience gap — currently 13 points behind, the largest single contributor to UL's edge; STZ's Death Cross Active resolves — a bearish trend rule currently active against it; UL starts generating bearish momentum or trend signals; a regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.

What do the current signals say about STZ and UL?

STZ: 1 bullish / 5 bearish, conflicted. UL: 0 bullish / 4 bearish / 1 neutral. A conflicted state means bullish and bearish rules are active on the same name at once — the technical evidence is not pointing one way, and a decision taken on it carries more timing risk. The most decision-relevant rule on STZ is Death Cross Active (bearish, long horizon). On UL it is Death Cross Active (bearish, long horizon).

Compare STZ and UL with others

Continue your research

This page answers which of the two. These answer the questions on either side of it.

How this comparison is scored

The Algovestiq AIQ Score composites four factors — Quality, Value, Momentum and Risk, each carrying a fixed weight. Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.

The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.

How to use side-by-side comparison →

This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.