UGI vs UTL Stock Comparison
UGI currently leads UTL in this stock comparison, with AIQ scores of 62 vs 57. The clearest difference is risk resilience, while UTL has the stronger momentum profile.
What is the main difference between UGI and UTL?
UGI leads the current stock comparison as UGI Corporation, with the clearest separation coming from risk resilience and the broader AIQ evidence mix.
AlgovestIQ AIQ Comparison
UGI Corporation vs Unitil Corporation
UGI leads
UGI leads by 5 AIQ points, primarily on Risk Resilience and Quality, but the lead has narrowed from 8 points over 30 sessions.
Competitive: 4 of 6 evidence groups support UGI, its lead is narrowing, and its signal state is cleanly positive.
UGI Corporation
Unitil Corporation
The Algovestiq AIQ Score currently favors UGI over UTL, 62 versus 57 as of Oct 31, 2026. UGI's advantage is driven primarily by stronger risk resilience and quality, while UTL holds the stronger momentum profile. UGI also shows the weaker technical structure relative to its 50-day moving average. 4 of 6 covered evidence groups favor UGI today, and the comparison is rated Competitive on stability: the AIQ gap is narrow at 5 points. UGI lead: Weakening — the AIQ differential moved from 8 to 5 points over 30 sessions.
Compare UGI Corporation and Unitil Corporation across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.
Performance over time
Total return with distributions reinvested, from daily closes.
Total return comparison
Growth of $10,000, distributions reinvested
Split-adjusted closes; each distribution is reinvested at the close on its ex-dividend date. Taxes and trading costs are not modeled.
Compare UGI and UTL against another ticker
Open a multi-ticker workspace without changing this focused pair page.
AIQ Factor Divergence
Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.
- Risk Resilience66 vs 47UGI +19
- Quality45 vs 39UGI +6
- Value67 vs 61UGI +6
- Momentum74 vs 78UTL +4
4 of 6 evidence groups favor UGI. UGI’s edge is concentrated in risk resilience and quality; UTL keeps a meaningful momentum edge.
What changed since the last close
Latest scored session 2026-10-28, compared against the prior scored session 2026-10-27.
Largest factor move: Momentum -5
No signal started or stopped since the prior session; its 5 active signals are unchanged.
Largest factor move: Momentum -1, not enough on its own to move the overall score.
No signal started or stopped since the prior session; its 5 active signals are unchanged.
UGI's lead narrowed by 1 AIQ point in the latest session.
Deeper signal detail for each name lives on its own signals page — UGI and UTL both carry a full feed there.
The central trade-off
UGI (UGI Corporation): the stronger current systematic profile, led by risk resilience and quality.
UTL (Unitil Corporation): the counter-case, on momentum, fundamentals, technicals.
Which one fits your objective
The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.
Balanced
UGIUGI on the overall AIQ Score, which weights Quality and Value most heavily.
Growth
UTLUTL on combined revenue and EPS growth.
Value
UGIUGI on the peer-relative Value factor, by 6 points.
Momentum
UTLUTL on the Momentum factor, by 4 points.
Lower downside
UGIUGI on Risk Resilience, by 19 points.
Analyst upside
UGIUGI on implied upside to the consensus price target.
AIQ vs Wall Street
Where the systematic read and the analyst consensus line up — and where they do not.
| Measure | UGI | UTL | Note |
|---|---|---|---|
| Implied upside to target | +16.4% | +1% | UGI has more room |
| Target dispersion | +6.7% | 0% | Lower is tighter analyst agreement |
| Consensus | Buy | Hold | Context, not a primary driver |
| Analysts covering | 3 | 1 | Higher coverage generally improves confidence |
Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.
Dividend growth
| Dividend metric | UGI | UTL |
|---|---|---|
| 5Y dividend CAGR | 2.67% | 3.71% |
| 2020 regular DPS | $1.315 | $1.500 |
| 2025 regular DPS | $1.500 | $1.800 |
| Years increased | 4 | 5 |
| No cut in window | Yes | Yes |
| Cohort rank | #311 | #289 |
UTL grew its split-adjusted regular dividend faster over 2020–2025 — 3.71% a year against UGI's 2.67%. Neither company reduced its regular dividend in any year of the window.
Yield and payout ratio shown elsewhere on this page are current values, not part of the study window.
Split-adjusted regular dividends per share, 2020–2025, excluding special dividends. Research as of Sep 19, 2026.
AIQ Agreement Matrix
4 of 6 covered evidence groups favor UGI. A wide gap backed by one group is a weaker case than a narrow gap backed by five.
| Evidence group | Favors | Reading |
|---|---|---|
| AIQ Score | UGI | 62 vs 57 |
| Fundamentals | UTLon balance | revenue growth -50.4% vs -46.1%; EPS growth -125.6% vs -85.9%; TTM ROE 13.2% vs 9.1%; gross margin 46.7% vs 49.3%; operating margin 14% vs 18.9% — UTL takes 4 of 5 decided legs, not all of them |
| Valuation | UGI | Value 67 vs 61 |
| Technicals | UTL | Price vs 50-day 2.5% vs 4.9%; vs 200-day 4.8% vs 4.5% |
| Risk Resilience | UGI | Risk Resilience 66 vs 47 |
| Analyst expectations | UGI | Target upside 16.4% vs 1% |
✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of UGI and UTL and are excluded from the count.
AIQ Decision Stability
The two are close enough that your objective, not the score, should decide.
- The AIQ gap is narrow at 5 points. (argues the conclusion is provisional)
- The leader's advantage has been narrowing. (argues the conclusion is provisional)
- The lead has been steady session to session. (supports the conclusion holding)
- The leader's signal state is cleanly positive. (supports the conclusion holding)
Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on UGI.
How the comparison changed
120 daily snapshots · Jun 29 – Oct 28UGI lead: Weakening — the AIQ differential moved from 8 to 5 points over 30 sessions.
- Today
- UGI +5
- 62 vs 57
- 7 sessions ago
- UGI +6
- 63 vs 57
- 30 sessions ago
- UGI +8
- 53 vs 45
- 90 sessions ago
- UGI +9
- 62 vs 53
The lead changed hands 2 times in this window, most recently on Aug 6 when UTL moved ahead of UGI.
AIQ Signal Divergence
Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.
UGI and UTL carry the same 5 signals, so the signals do not separate them: Bollinger Band Squeeze, Golden Cross Active, EMA Ribbon Expansion Bullish, Uptrend Structure Active, MACD Bullish Crossover.
Price vs model alignment
Whether the latest session's price move confirms what the model did over the same session, or contradicts it.
Price is up while the AIQ Score moved down 1 points over the same session — price and model disagree (price +0.29%, AIQ -1 points).
Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price +0.82%, AIQ 0 points).
What would flip this result
A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.
- 1UTL closes the Risk Resilience gap — currently 19 points behind, the largest single contributor to UGI's edge.
- 2UTL's Bollinger Band Squeeze turns directional — it is neutral today and would confirm a change in trend.
- 3UGI's Golden Cross Active breaks down — it is the strongest rule currently supporting the verdict.
- 4The narrowing continues — the lead has already given back 3 points over 30 sessions, and a further 5-point move would eliminate UGI's advantage entirely.
The full evidence
Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.
Fundamentals
UTL leads on balance| Metric | UGI | UTL |
|---|---|---|
| Revenue growth (YoY) | -50.4% | -46.1% |
| EPS growth (YoY) | -125.6% | -85.9% |
| Gross margin | 46.7% | 49.3% |
| Operating margin | 14% | 18.9% |
| Return on equity (TTM) | 13.2% | 9.1% |
| Debt to equity | 1.29 | 1.49 |
Performance
UTL leads 4 of 6 windows| Metric | UGI | UTL |
|---|---|---|
| 1 week (5 sessions) | -0.3% | 2.2% |
| 1 month (20 sessions) | 7.8% | 7.9% |
| 3 months (63 sessions) | 6.2% | 0.5% |
| 6 months (126 sessions) | 2.3% | 5% |
| Year to date | 2.7% | 13% |
| 1 year (252 sessions) | 14% | 9.1% |
Technicals
UTL has the stronger structure| Metric | UGI | UTL |
|---|---|---|
| RSI (14) | 64.7 | 68.3 |
| ADX (14) | 16.5 | 20.9 |
| Price vs 50-day | 2.5% | 4.9% |
| Price vs 200-day | 4.8% | 4.5% |
| Volatility (1M, annualized) | 20.4% | 17.3% |
Risk
UGI is the more resilient| Metric | UGI | UTL |
|---|---|---|
| Beta | -0.02 | -0.2 |
| Sharpe ratio | 0.51 | 0.35 |
| Sortino ratio | 0.7 | 0.51 |
| Max drawdown | -20.4% | -11.7% |
| Current drawdown | -5.4% | -2.2% |
| Annualized volatility | 24.5% | 19.9% |
| Value at risk (95%) | -1.9% | -2% |
Straight answers
Each answer is regenerated from the current snapshot, not written once and left to age.
Which is better, UGI or UTL?
On the Algovestiq AIQ Score, UGI is the stronger of the two as of Oct 31, 2026, scoring 62 against UTL's 57. The edge comes from risk resilience and quality. UTL is not without a case — it holds the better momentum profile, which matters more if that is the objective you are optimizing for. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.
Is UGI or UTL the better buy right now?
UGI carries the stronger systematic profile as of Oct 31, 2026, and the comparison is rated Competitive — 4 of 6 covered evidence groups agree. A Competitive rating means the two are close enough that your objective, not the score, should decide.
Why does the AIQ Score favor UGI over UTL?
The composite weights Quality, Value, Momentum and Risk Resilience. UGI leads Risk Resilience by 19 points; UGI leads Quality by 6 points; UGI leads Value by 6 points. Where the two split, the factor with the larger weight carries the result.
Which has more analyst upside, UGI or UTL?
Analyst price targets imply +16.4% upside for UGI and +1% for UTL, so the Street currently favors UGI. The model and the Street agree here, which is a broader base of evidence than either alone. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.
Which is better value, UGI or UTL?
UGI is the better-valued of the two on the peer-relative Value factor. UGI on the peer-relative Value factor, by 6 points. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.
Which has stronger growth, UGI or UTL?
UTL on combined revenue and EPS growth. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.
Which has stronger momentum, UGI or UTL?
UTL on the Momentum factor, by 4 points. Momentum is one of the four weighted factors in the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.
Which is riskier, UGI or UTL?
UGI is the more resilient of the two, so the other name carries the higher downside risk. UGI on Risk Resilience, by 19 points. Risk Resilience is a weighted factor in the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.
Is UGI more profitable than UTL?
The profitability evidence is mixed: gross margin 46.7% vs 49.3%; operating margin 14% vs 18.9%; ttm roe 13.2% vs 9.1%. UGI leads on one measure and UTL on two measures, and there is no single profitability composite that resolves the split — which of the two reads as "more profitable" depends on whether you weight pricing power or operating leverage.
Is UGI's lead over UTL getting stronger or weaker?
UGI lead: Weakening — the AIQ differential moved from 8 to 5 points over 30 sessions. This is measured from 120 daily comparison snapshots between 2026-06-29 and 2026-10-28. The lead has changed hands 2 times in that window, most recently on 2026-08-06, when UTL moved ahead of UGI.
What would change the UGI vs UTL verdict?
The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: UTL closes the Risk Resilience gap — currently 19 points behind, the largest single contributor to UGI's edge; UTL's Bollinger Band Squeeze turns directional — it is neutral today and would confirm a change in trend; UGI's Golden Cross Active breaks down — it is the strongest rule currently supporting the verdict; the narrowing continues — the lead has already given back 3 points over 30 sessions, and a further 5-point move would eliminate UGI's advantage entirely.
What do the current signals say about UGI and UTL?
UGI: 4 bullish / 0 bearish / 1 neutral. UTL: 4 bullish / 0 bearish / 1 neutral. The most decision-relevant rule on UGI is Golden Cross Active (bullish, long horizon). On UTL it is Golden Cross Active (bullish, long horizon).
Compare UGI and UTL with others
Continue your research
This page answers which of the two. These answer the questions on either side of it.
How this comparison is scored
The Algovestiq AIQ Score composites four factors — Quality, Value, Momentum and Risk, each carrying a fixed weight. Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.
The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.
How to use side-by-side comparison →This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.