ETF Analysis
Schwab Short-Term U.S. Treasury ETF (SCHO) ETF Analysis
Schwab Short-Term U.S. Treasury ETF (SCHO) ETF analysis covering performance, holdings context, risk, drawdowns, volatility, momentum, dividends, valuation exposure, and the current AlgovestIQ assessment.
Schwab Short-Term U.S. Treasury ETF (SCHO) currently has an AIQ Score of 65/100, indicating a neutral setup. Value is the strongest factor at 73/100. Momentum is the weakest current factor at 51/100. Performance, momentum, risk, distribution, and exposure evidence should be read together at the latest market-close snapshot.
SCHO at a Glance
Crawlable current metrics from the latest market-close ETF snapshot.
| Metric | Current |
|---|---|
| Price | $23.88 |
| AIQ Score | 65/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Neutral |
| Fund Size | $12.85B |
| Expense Ratio | 0.03% |
| Holdings Count | 97 |
| NAV | $23.90 |
| Asset Class | Fixed Income |
| Primary Exposure | Cash & Others (99.92%) |
| Issuer | Schwab |
| Domicile | US |
| Inception Date | Aug 5, 2010 |
| Distribution Yield | 3.84% |
| Beta | 0.23 |
| Average Volume | 4.56M |
| 52-week range | $23.79-$24.46 |
| RSI 14 | 61.11 |
| 50-Day SMA | $23.95 |
| 200-Day SMA | $24.15 |
| Risk Score | 73/100 |
| Momentum Score | 51/100 |
| Value Exposure Score | 73/100 |
SCHO Long-Horizon ETF Performance
Trailing returns, growth of $10,000, drawdown history, and calendar-year returns from available daily closes.
| Period | Total return | Annualized | Max drawdown | Start date |
|---|---|---|---|---|
| 1Y | -2.29% | -2.29% | -2.62% | Oct 20, 2025 |
| 3Y | -0.13% | -0.04% | -2.89% | Oct 20, 2023 |
| 5Y | -6.33% | -1.30% | -6.75% | Oct 22, 2021 |
| 10Y | -6.33% | -1.30% | -6.75% | Oct 22, 2021 |
Growth of $10,000
Indexed to the first available close in this history window.
Drawdown History
Peak-to-trough decline from each prior high over the available window.
Calendar-Year Returns
Full-year returns where available, with the current calendar year shown as YTD.
SCHOSchwab Short-Term U.S. Treasury ETF
Financial Services / Asset Management
Leader
Strong Relative Position
Latest quote
- Momentum51
- Value73
- Quality66
- Risk resilience73
- Sentiment—
SCHO ETF Analysis Summary
Schwab Short-Term U.S. Treasury ETF (SCHO) currently has an AIQ Score of 65/100, indicating a neutral setup. Value is the strongest factor at 73/100. Momentum is the weakest current factor at 51/100. Performance, exposure, distribution, momentum, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, SCHO has AIQ Score of 65/100 with Value base of 73/100 and fading Momentum at 51/100. Wait for component alignment before adding exposure.
Value (73/100) leads while Momentum (51/100) lags. This cross-factor spread creates entry timing uncertainty.
Financial Services · -0.04% ETF move · SCHO classified in Asset Management.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is SCHO Bullish or Bearish Right Now?
SCHO currently has a neutral overall setup. Value is the strongest factor at 73/100, while Momentum is weakest at 51/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Quality is supportive at 66/100.
- - Risk Resilience is supportive at 73/100.
- - Price is -1.13% below its 200-day SMA.
- - Technical consensus has more sell votes than buy votes (12 vs 11).
Current Consensus
SCHO's Technical Analysis Consensus is currently Neutral, with 11 buy, 22 neutral, and 12 sell votes. SCHO's 14-day RSI is 61.11, which places the ETF in a constructive momentum range. SCHO's beta is 0.23, indicating lower market sensitivity than the broad market.
What Changed in SCHO?
The largest recent change in SCHO is Momentum moving up by 3.0 points over the available 7-day comparison window. Value remains the strongest visible factor.
What Would Change the SCHO Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, risk resilience improves, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, distribution or liquidity context deteriorates, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive market-context evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
SCHO Decision Framework
Public evidence layers, setup checks, and risk context for Schwab Short-Term U.S. Treasury ETF.
Schwab Short-Term U.S. Treasury ETF (SCHO) ETF Analysis
Schwab Short-Term U.S. Treasury ETF has an AIQ Score of 65/100 in a Neutral regime. Value is strongest at 73/100. Beta is 0.23, below market sensitivity. Review the supporting etf factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | SCHO is in a Neutral AIQ regime with score 65/100. |
| Signal Conflict | The primary conflict is that value leads at 73/100 while momentum lags at 51/100. |
| Factor Evidence | Momentum 51/100 · Value 73/100 · Quality 66/100 · Risk 73/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Value is the strongest factor at 73/100.
Momentum is 51/100 and RSI (14) is 61.1.
SCHO is in a Neutral regime at 65/100.
Risk factor is 73/100 with beta 0.23 and annual volatility 1.74%.
Current conflict: value leads at 73/100 while momentum lags at 51/100.
SCHO Research Cluster
ETF-specific paths for performance, risk, distributions, market context, data, comparisons, and news.
SCHO ETF Analytics
SCHO holdings context, yield, risk, valuation exposure, momentum, and AIQ evidence.
SCHO Technical Analysis
SCHO technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
SCHO ETF Market Context
Track SCHO market context, news pressure, trend changes, income events, and current allocation evidence.
SCHO Distribution Analysis
SCHO distribution yield, annualized distributions, payment history, and income context.
SCHO ETF Data
SCHO available fund data, market metrics, technical readings, risk measures, and AIQ evidence.
SCHO Risk Analysis
SCHO volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
SCHO ETF News
SCHO ETF news, market tone, recent headlines, and catalyst context.
SCHO vs Fixed Income — Government Peers
Current peer cohort: SCHO · SCHP · SCHR · SGOV · SHV. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| SCHO Current ETF | 65/100 | 73/100 | 51/100 | 73/100 | -3.62 | 1.74% | Current |
| SCHP Schwab U.S. TIPS ETF | 58/100 | 36/100 | 59/100 | 85/100 | -2.54 | 3.91% | SCHO vs SCHP |
| SCHR Schwab Intermediate-Term U.S. Treasury ETF | 68/100 | 73/100 | 55/100 | 88/100 | -2.66 | 3.70% | SCHO vs SCHR |
| SGOV iShares 0-3 Month Treasury Bond ETF | 66/100 | 45/100 | 78/100 | 66/100 | -3.85 | 1.01% | SCHO vs SGOV |
| SHV iShares Short Treasury Bond ETF | 63/100 | 45/100 | 78/100 | 66/100 | -3.88 | 1.03% | SCHO vs SHV |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Oct 21, 2026.
About the AIQ Score
Methodology for the current ETF evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of ETF evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Valuation exposure across the fund's holdings.
Quality context inferred from fund exposure and available evidence.
Trend, momentum, volume, and timing confirmation.
Resilience, volatility, beta, drawdown, and tail risk.
News and event pressure around the setup.
Open the return calculator with ETF context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalystsNo quarterly financial rows in this snapshot.
Checked Oct 21, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
ETF Analytics Snapshot
Current ETF evidence uses fund profile, cost, size, distribution, momentum, and risk fields.
ETF pages use fund-native profile fields for cost, size, liquidity, holdings breadth, NAV, issuer, and launch date.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching SCHO
Open the detailed evidence pages and workflows behind the stock overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for SCHO
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
SCHO ETF FAQ
What is SCHO ETF price today?
SCHO is currently shown at $23.88. Use the live quote with the 52-week range and AIQ context before comparing funds.
What is SCHO's 52-week high and low?
SCHO's 52-week range is $23.79 to $24.46 based on the latest completed market-close snapshot from Oct 21, 2026. A price near either extreme should be evaluated with volatility and trend evidence.
Does SCHO pay a dividend?
SCHO's current distribution yield is 3.84% based on the latest completed market-close snapshot from Oct 21, 2026. For ETFs, dividend yield should be compared with expense ratio, holdings, and risk.
What should investors compare before buying SCHO?
Compare SCHO's price trend, expense profile, yield, holdings exposure, volatility, and AIQ signal. ETF decisions should focus on portfolio fit as much as current momentum.