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Schwab Short-Term U.S. Treasury ETF (SCHO) ETF Analysis

Schwab Short-Term U.S. Treasury ETF (SCHO) ETF analysis covering performance, holdings context, risk, drawdowns, volatility, momentum, dividends, valuation exposure, and the current AlgovestIQ assessment.

SCHO ETF Analysis Summary

Schwab Short-Term U.S. Treasury ETF (SCHO) currently has an AIQ Score of 59/100, indicating a neutral setup. Value is the strongest factor at 73/100. Momentum is the weakest current factor at 28/100. Performance, momentum, risk, distribution, and exposure evidence should be read together at the latest market-close snapshot.

Updated Sep 5, 2026 · Market-close data

SCHO at a Glance

Crawlable current metrics from the latest market-close ETF snapshot.

MetricCurrent
Price$24.02
AIQ Score59/100
Overall ViewNeutral
Technical Analysis ConsensusStrong Sell
Fund Size$15.16B
Expense Ratio0.03%
Holdings Count97
NAV$24.00
Asset ClassFixed Income
Primary ExposureCash & Others (99.99%)
IssuerSchwab
DomicileUS
Inception DateAug 5, 2010
Distribution Yield0.91%
Beta0.23
Average Volume4.35M
52-week range$23.98-$24.46
RSI 1433.33
50-Day SMA$24.08
200-Day SMA$24.23
Risk Score72/100
Momentum Score28/100
Value Exposure Score73/100
As of Sep 5, 2026 · Market close

SCHO

Overview
Schwab Short-Term U.S. Treasury ETF
Financial Services· Asset Management
AIQ Score
NeutralAIQ Edge 7/10
Low Priority
Above Peers
Score data as of Sep 4, 2026
Last price
$24.02
+$0.01 (+0.04%)
Latest market quote
Momentum28
Value73
Quality65
Risk Resilience72
Sentiment
View financial data

SCHO ETF Analysis Summary

Schwab Short-Term U.S. Treasury ETF (SCHO) currently has an AIQ Score of 59/100, indicating a neutral setup. Value is the strongest factor at 73/100. Momentum is the weakest current factor at 28/100. Performance, exposure, distribution, momentum, and risk evidence should be read together at the latest market-close snapshot.

Updated Sep 4, 2026 · Market-close data
AIQ Composite Posture: Mixed

In a neutral regime, SCHO has AIQ Score of 59/100 with Value base of 73/100 and fading Momentum at 28/100. Wait for component alignment before adding exposure.

Signal Conflict Detected

Value (73/100) leads while Momentum (28/100) lags. This cross-factor spread creates entry timing uncertainty.

Financial Services · 0.04% ETF move · SCHO classified in Asset Management.

Current Evidence

NeutralSCHO is in a neutral AIQ regime; Value is the strongest visible factor at 73/100.
Core coverage reflects visible evidence only

AlgovestIQ Evidence Summary

Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.

Is SCHO Bullish or Bearish Right Now?

SCHO currently has a neutral overall setup. Value is the strongest factor at 73/100, while Momentum is weakest at 28/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.

Bull Case
  • - Quality is supportive at 65/100.
  • - Risk Resilience is supportive at 72/100.
Bear Case
  • - Momentum is weak at 28/100.
  • - Price is -0.87% below its 200-day SMA.
  • - Technical consensus has more sell votes than buy votes (31 vs 3).

Current Consensus

SCHO's Technical Analysis Consensus is currently Strong Sell, with 3 buy, 11 neutral, and 31 sell votes. SCHO's 14-day RSI is 33.33, which places the ETF in a weaker momentum range. SCHO's beta is 0.23, indicating lower market sensitivity than the broad market.

Signal Confidence
High agreement

What Changed in SCHO?

Recent score-change history is not available in the current snapshot. These are the latest market-close scores instead.

AIQ Score
59/100
Momentum
28/100
Quality
65/100
Risk
72/100

What Would Change the SCHO Outlook?

The current neutral outlook could improve if AIQ moves above 70, momentum recovers, risk resilience improves, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, distribution or liquidity context deteriorates, or risk evidence worsens.

Bullish confirmation

AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive market-context evidence.

Bearish deterioration

AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.

SCHO Decision Framework

Public evidence layers, setup checks, and risk context for Schwab Short-Term U.S. Treasury ETF.

Schwab Short-Term U.S. Treasury ETF (SCHO) ETF Analysis

Schwab Short-Term U.S. Treasury ETF has an AIQ Score of 59/100 in a Neutral regime. Value is strongest at 73/100. Beta is 0.23, below market sensitivity. Review the supporting etf factors together before drawing a conclusion from any single score.

Evidence LayerPublic Evidence
Regime ContextSCHO is in a Neutral AIQ regime with score 59/100.
Signal ConflictThe primary conflict is that value leads at 73/100 while momentum lags at 28/100.
Factor EvidenceMomentum 28/100 · Value 73/100 · Quality 65/100 · Risk 72/100
PersistenceCurrent snapshot evidence is shown; historical persistence remains in AIQ Pro.

Current Setup Checklist

Factor strengthPass

Value is the strongest factor at 73/100.

TimingFail

Momentum is 28/100 and RSI (14) is 33.3.

Regime fitWait

SCHO is in a Neutral regime at 59/100.

Risk controlPass

Risk factor is 72/100 with beta 0.23 and annual volatility 1.73%.

ConflictWait

Current conflict: value leads at 73/100 while momentum lags at 28/100.

AIQ Score
59/100
Price
$24.02
Beta
0.23
RSI (14)
33.3

SCHO Research Cluster

ETF-specific paths for performance, risk, distributions, market context, data, comparisons, and news.

SCHO ETF Analytics

SCHO holdings context, yield, risk, valuation exposure, momentum, and AIQ evidence.

Fund size
$15.16B
Expense ratio
0.03%
Distribution yield
1.23%
View SCHO ETF analytics

SCHO Technical Analysis

SCHO technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.

Technical Analysis Consensus
Strong Sell
RSI 14
33.33
Price vs SMA-50
-0.23%
View full SCHO technical analysis

SCHO ETF Market Context

Track SCHO market context, news pressure, trend changes, income events, and current allocation evidence.

AIQ Score
59/100
Momentum
28/100
Primary exposure
Cash & Others (99.99%)
View SCHO ETF context

SCHO Distribution Analysis

SCHO distribution yield, annualized distributions, payment history, and income context.

Dividend yield
1.23%
Annual dividend
$0.30
Frequency
View SCHO distribution history

SCHO ETF Data

SCHO available fund data, market metrics, technical readings, risk measures, and AIQ evidence.

Issuer
Schwab
Holdings
97
NAV
$24.00
View SCHO ETF data

SCHO Risk Analysis

SCHO volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.

Beta
0.23
Risk score
72/100
Average volume
4.35M
View SCHO risk analysis

SCHO ETF News

SCHO ETF news, market tone, recent headlines, and catalyst context.

News items
0
Updated
Sentiment
Read SCHO ETF news

SCHO vs Fixed Income — Government Peers

Current peer cohort: SCHO · SCHP · SCHR · SGOV · SHV. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.

PeerAIQValueMomentumRiskSharpe1Y VolatilityCompare
SCHO
Current ETF
59/10073/10028/10072/100-3.051.73%Current
SCHP
Schwab U.S. TIPS ETF
53/10036/10039/10085/100-2.123.69%SCHO vs SCHP
SCHR
Schwab Intermediate-Term U.S. Treasury ETF
62/10073/10031/10088/100-2.13.57%SCHO vs SCHR
SGOV
iShares 0-3 Month Treasury Bond ETF
55/10045/10034/10066/100-3.761.03%SCHO vs SGOV
SHV
iShares Short Treasury Bond ETF
51/10045/10033/10066/100-3.761.05%SCHO vs SHV
Pairwise Compare links: SCHP · SCHR · SGOV · SHVSCHO vs SCHPSCHO vs SCHRSCHO vs SGOVSCHO vs SHVCompare cohort

Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Sep 4, 2026.

About the AIQ Score

Methodology for the current ETF evidence.

As of Sep 5, 2026 · Market close

The AlgovestIQ AIQ Score combines multiple dimensions of ETF evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.

View AIQ methodology

Factor Diagnostics

A compact bridge from the AIQ score to the evidence tabs.

Calculator
Calculate a SCHO ETF return scenario

Open the return calculator with ETF context while purchase price, shares, dates and fees remain user inputs.

Calculate ETF return

AIQ Component Profile

Compare the five component scores on one consistent 0–100 scale.

Catalyst preview

Review earnings timing, revisions, news pressure, and prior event reactions in one place.

Open catalysts
Quarterly evidence

No quarterly financial rows in this snapshot.

Checked Sep 5, 2026

AIQ Pro

Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.

ETF Analytics Snapshot

Current ETF evidence uses fund profile, cost, size, distribution, momentum, and risk fields.

Price
$24.02
As of Sep 4, 2026
Fund size
$15.16B
Expense ratio
0.03%
Distribution yield
0.91%
Schwab ETF evidence

ETF pages use fund-native profile fields for cost, size, liquidity, holdings breadth, NAV, issuer, and launch date.

Review ETF analytics
Holdings
97
NAV
$24.00
Average volume
4.35M
Inception
Aug 5, 2010
Asset class
Fixed Income
Primary exposure
Cash & Others (99.99%)
Beta
0.23
Momentum score
28/100

Market Confirmation

Technicals are summarized first, with the indicator library behind it.

Trend
Bearish
Momentum
Bearish
RSI 14
33.33
MACD
-0.02

Risk Alignment

Higher resilience is stronger; exposure metrics stay separate.

Resilience
72/100
Beta
0.23
Annual volatility
1.73%
Max drawdown
-1.92%

SCHO ETF FAQ

What is SCHO ETF price today?

SCHO is currently shown at $24.02. Use the live quote with the 52-week range and AIQ context before comparing funds.

What is SCHO's 52-week high and low?

SCHO's 52-week range is $23.98 to $24.46 based on the latest completed market-close snapshot from Sep 4, 2026. A price near either extreme should be evaluated with volatility and trend evidence.

Does SCHO pay a dividend?

SCHO's current distribution yield is 0.91% based on the latest completed market-close snapshot from Sep 4, 2026. For ETFs, dividend yield should be compared with expense ratio, holdings, and risk.

What should investors compare before buying SCHO?

Compare SCHO's price trend, expense profile, yield, holdings exposure, volatility, and AIQ signal. ETF decisions should focus on portfolio fit as much as current momentum.