ETF Analysis
VTI ETF: Total U.S. Stock Market Holdings, Performance and Fees
VTI answer
VTI, the Vanguard Total Stock Market ETF, holds 3,524 U.S. stocks of every size, from mega-caps to small companies, weighted by market value. Its largest positions are NVDA (6.4%), AAPL (6.3%), MSFT (4.8%), AMZN (3.6%), GOOGL (2.9%), and the top ten make up 33.2% of the fund. The expense ratio is 0.03%, and the fund manages $2.31T. Over the past year VTI's price return was +13.9%.
- Expense ratio
- 0.03%
- Fund size
- $2.31T
- Holdings
- 3,524
- Top 10 weight
- 33.2%
- Top sectors
- Technology (38.2%), Financial Services (11.5%), Healthcare (9.9%)
- 1Y price return
- +13.9%
Vanguard Morningstar Total Stock Market ETF (VTI) currently has an AIQ Score of 60/100, indicating a neutral setup. Risk is the strongest factor at 86/100. Value is the weakest current factor at 42/100. Performance, momentum, risk, distribution, and exposure evidence should be read together at the latest market-close snapshot.
VTI at a Glance
Crawlable current metrics from the latest market-close ETF snapshot.
| Metric | Current |
|---|---|
| Price | $379.15 |
| AIQ Score | 60/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Sell |
| Fund Size | $2.31T |
| Expense Ratio | 0.03% |
| Holdings Count | 3,524 |
| NAV | $376.97 |
| Asset Class | Large Cap Equity |
| Primary Exposure | Technology (38.23%) |
| Issuer | Vanguard |
| Domicile | US |
| Inception Date | May 24, 2001 |
| Distribution Yield | 1.05% |
| Beta | 1.02 |
| Average Volume | 3.12M |
| 52-week range | $310.40-$385.12 |
| RSI 14 | 55.16 |
| 50-Day SMA | $378.21 |
| 200-Day SMA | $357.94 |
| Risk Score | 86/100 |
| Momentum Score | 51/100 |
| Value Exposure Score | 42/100 |
VTI Long-Horizon ETF Performance
Trailing returns, growth of $10,000, drawdown history, and calendar-year returns from available daily closes.
| Period | Total return | Annualized | Max drawdown | Start date |
|---|---|---|---|---|
| 1Y | 13.94% | 13.95% | -9.20% | Oct 20, 2025 |
| 3Y | 80.88% | 21.84% | -19.59% | Oct 20, 2023 |
| 5Y | 60.90% | 9.99% | -26.20% | Oct 22, 2021 |
| 10Y | 60.90% | 9.99% | -26.20% | Oct 22, 2021 |
Growth of $10,000
Indexed to the first available close in this history window.
Drawdown History
Peak-to-trough decline from each prior high over the available window.
Calendar-Year Returns
Full-year returns where available, with the current calendar year shown as YTD.
VTIVanguard Morningstar Total Stock Market ETF
Financial Services / Asset Management - Global
Relative Leader / Watch
Strong Relative Position
Latest quote
- Momentum51
- Value42
- Quality74
- Risk resilience86
- Sentiment—
VTI ETF Analysis Summary
Vanguard Morningstar Total Stock Market ETF (VTI) currently has an AIQ Score of 60/100, indicating a neutral setup. Risk resilience is the strongest factor at 86/100. Value is the weakest current factor at 42/100. Performance, exposure, distribution, momentum, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, VTI has AIQ Score of 60/100 with Risk resilience base of 86/100 and fading Value at 42/100. Wait for component alignment before adding exposure.
Risk resilience (86/100) leads while Value (42/100) lags. This cross-factor spread creates entry timing uncertainty.
Financial Services · 0.55% ETF move · VTI classified in Asset Management - Global.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is VTI Bullish or Bearish Right Now?
VTI currently has a neutral overall setup. Risk Resilience is the strongest factor at 86/100, while Value is weakest at 42/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Quality is supportive at 74/100.
- - Risk Resilience is supportive at 86/100.
- - Value is the current constraint at 42/100.
- - Technical consensus has more sell votes than buy votes (23 vs 11).
Current Consensus
VTI's Technical Analysis Consensus is currently Sell, with 11 buy, 11 neutral, and 23 sell votes. VTI's 14-day RSI is 55.16, which places the ETF in a constructive momentum range. VTI's beta is 1.02, indicating market sensitivity broadly in line with the market.
What Changed in VTI?
The largest recent change in VTI is Momentum moving down by 18.0 points over the available 7-day comparison window. Risk Resilience remains the strongest visible factor.
What Would Change the VTI Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, risk resilience improves, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, distribution or liquidity context deteriorates, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive market-context evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
VTI Decision Framework
Public evidence layers, setup checks, and risk context for Vanguard Morningstar Total Stock Market ETF.
Vanguard Morningstar Total Stock Market ETF (VTI) ETF Analysis
Vanguard Morningstar Total Stock Market ETF has an AIQ Score of 60/100 in a Neutral regime. Risk is strongest at 86/100. Beta is 1.02, close to market sensitivity. Review the supporting etf factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | VTI is in a Neutral AIQ regime with score 60/100. |
| Signal Conflict | The primary conflict is that risk leads at 86/100 while value lags at 42/100. |
| Factor Evidence | Momentum 51/100 · Value 42/100 · Quality 74/100 · Risk 86/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Risk is the strongest factor at 86/100.
Momentum is 51/100 and RSI (14) is 55.2.
VTI is in a Neutral regime at 60/100.
Risk factor is 86/100 with beta 1.02 and annual volatility 13.02%.
Current conflict: risk leads at 86/100 while value lags at 42/100.
VTI Research Cluster
ETF-specific paths for performance, risk, distributions, market context, data, comparisons, and news.
VTI ETF Analytics
VTI holdings context, yield, risk, valuation exposure, momentum, and AIQ evidence.
VTI Technical Analysis
VTI technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
VTI ETF Market Context
Track VTI market context, news pressure, trend changes, income events, and current allocation evidence.
VTI Distribution Analysis
VTI distribution yield, annualized distributions, payment history, and income context.
VTI ETF Data
VTI available fund data, market metrics, technical readings, risk measures, and AIQ evidence.
VTI Risk Analysis
VTI volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
VTI ETF News
VTI ETF news, market tone, recent headlines, and catalyst context.
VTI vs Broad Market ETF Peers
Current peer cohort: VTI · VXUS · SPY · VOO · IWM. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| VTI Current ETF | 60/100 | 42/100 | 51/100 | 86/100 | 0.86 | 13.02% | Current |
| VXUS Vanguard Total International Stock ETF | 63/100 | 59/100 | 41/100 | 82/100 | 0.56 | 17.18% | VTI vs VXUS |
| SPY SPDR S&P 500 ETF Trust | 66/100 | 41/100 | 63/100 | 88/100 | 0.91 | 12.75% | VTI vs SPY |
| VOO Vanguard S&P 500 ETF | 64/100 | 41/100 | 64/100 | 87/100 | 0.91 | 12.77% | VTI vs VOO |
| IWM iShares Russell 2000 ETF | 60/100 | 55/100 | 38/100 | 76/100 | 0.56 | 18.32% | VTI vs IWM |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Oct 20, 2026.
Popular VTI Comparisons
How VTI scores against the names it is most often compared with.
About the AIQ Score
Methodology for the current ETF evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of ETF evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Valuation exposure across the fund's holdings.
Quality context inferred from fund exposure and available evidence.
Trend, momentum, volume, and timing confirmation.
Resilience, volatility, beta, drawdown, and tail risk.
News and event pressure around the setup.
Open the return calculator with ETF context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalystsNo quarterly financial rows in this snapshot.
Checked Oct 21, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
ETF Analytics Snapshot
Current ETF evidence uses fund profile, cost, size, distribution, momentum, and risk fields.
ETF pages use fund-native profile fields for cost, size, liquidity, holdings breadth, NAV, issuer, and launch date.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching VTI
Open the detailed evidence pages and workflows behind the ETF overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for VTI
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
VTI ETF FAQ
What does VTI hold?
VTI holds 3,524 U.S. stocks across large, mid and small companies. Its largest positions are NVDA (6.4%), AAPL (6.3%), MSFT (4.8%), AMZN (3.6%), GOOGL (2.9%).
What is VTI's expense ratio?
VTI's expense ratio is 0.03% a year.
VTI vs VOO: what's the difference?
VOO holds only the roughly 500 companies of the S&P 500, while VTI adds mid- and small-cap stocks for 3,524 holdings in total. Because large companies dominate both by weight, their returns are usually close.