ETF Analysis
State Street Consumer Discretionary Select Sector SPDR ETF (XLY) ETF Analysis
State Street Consumer Discretionary Select Sector SPDR ETF (XLY) ETF analysis covering performance, holdings context, risk, drawdowns, volatility, momentum, dividends, valuation exposure, and the current AlgovestIQ assessment.
State Street Consumer Discretionary Select Sector SPDR ETF (XLY) currently has an AIQ Score of 62/100, indicating a neutral setup. Risk is the strongest factor at 75/100. Value is the weakest current factor at 39/100. Performance, momentum, risk, distribution, and exposure evidence should be read together at the latest market-close snapshot.
XLY at a Glance
Crawlable current metrics from the latest market-close ETF snapshot.
| Metric | Current |
|---|---|
| Price | $115.53 |
| AIQ Score | 62/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Strong Buy |
| Fund Size | $22.55B |
| Expense Ratio | 0.08% |
| Holdings Count | 50 |
| NAV | $114.44 |
| Asset Class | Equity |
| Primary Exposure | Consumer Cyclical (96.69%) |
| Issuer | SPDR |
| Domicile | US |
| Inception Date | Dec 16, 1998 |
| Distribution Yield | 0.82% |
| Beta | 1.22 |
| Average Volume | 7.11M |
| 52-week range | $105.19-$125.01 |
| RSI 14 | 77.5 |
| 50-Day SMA | $113.60 |
| 200-Day SMA | $115.83 |
| Risk Score | 75/100 |
| Momentum Score | 74/100 |
| Value Exposure Score | 39/100 |
XLY Long-Horizon ETF Performance
Trailing returns, growth of $10,000, drawdown history, and calendar-year returns from available daily closes.
| Period | Total return | Annualized | Max drawdown | Start date |
|---|---|---|---|---|
| 1Y | -2.23% | -2.24% | -15.15% | Oct 20, 2025 |
| 3Y | 52.28% | 15.05% | -26.35% | Oct 20, 2023 |
| 5Y | 16.94% | 3.19% | -40.28% | Oct 25, 2021 |
| 10Y | 16.94% | 3.19% | -40.28% | Oct 25, 2021 |
Growth of $10,000
Indexed to the first available close in this history window.
Drawdown History
Peak-to-trough decline from each prior high over the available window.
Calendar-Year Returns
Full-year returns where available, with the current calendar year shown as YTD.
XLYState Street Consumer Discretionary Select Sector SPDR ETF
Financial Services / Asset Management
Relative Leader / Watch
Strong Relative Position
Latest quote
- Momentum74
- Value39
- Quality67
- Risk resilience75
- Sentiment—
XLY ETF Analysis Summary
State Street Consumer Discretionary Select Sector SPDR ETF (XLY) currently has an AIQ Score of 62/100, indicating a neutral setup. Risk resilience is the strongest factor at 75/100. Value is the weakest current factor at 39/100. Performance, exposure, distribution, momentum, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, XLY has AIQ Score of 62/100 with Risk resilience base of 75/100 and fading Value at 39/100. Wait for component alignment before adding exposure.
Risk resilience (75/100) leads while Value (39/100) lags. This cross-factor spread creates entry timing uncertainty.
Financial Services · 0.03% ETF move · XLY classified in Asset Management.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is XLY Bullish or Bearish Right Now?
XLY currently has a neutral overall setup. Risk Resilience is the strongest factor at 75/100, while Value is weakest at 39/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Quality is supportive at 67/100.
- - Momentum is constructive at 74/100.
- - Risk Resilience is supportive at 75/100.
- - Price is +1.70% above its 50-day SMA.
- - Technical consensus has more buy votes than sell votes (34 vs 10).
- - Value is the current constraint at 39/100.
- - Price is -0.26% below its 200-day SMA.
Current Consensus
XLY's Technical Analysis Consensus is currently Strong Buy, with 34 buy, 1 neutral, and 10 sell votes. XLY's 14-day RSI is 77.5, which places the ETF in an overbought momentum range. XLY's beta is 1.22, indicating greater market sensitivity than the broad market.
What Changed in XLY?
The largest recent change in XLY is Momentum moving up by 25.0 points over the available 7-day comparison window. Risk Resilience remains the strongest visible factor.
What Would Change the XLY Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, risk resilience improves, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, distribution or liquidity context deteriorates, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive market-context evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
XLY Decision Framework
Public evidence layers, setup checks, and risk context for State Street Consumer Discretionary Select Sector SPDR ETF.
State Street Consumer Discretionary Select Sector SPDR ETF (XLY) ETF Analysis
State Street Consumer Discretionary Select Sector SPDR ETF has an AIQ Score of 62/100 in a Neutral regime. Risk is strongest at 75/100. Beta is 1.22, above market sensitivity. Review the supporting etf factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | XLY is in a Neutral AIQ regime with score 62/100. |
| Signal Conflict | The primary conflict is that risk leads at 75/100 while value lags at 39/100. |
| Factor Evidence | Momentum 74/100 · Value 39/100 · Quality 67/100 · Risk 75/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Risk is the strongest factor at 75/100.
Momentum is 74/100 and RSI (14) is 77.5.
XLY is in a Neutral regime at 62/100.
Risk factor is 75/100 with beta 1.22 and annual volatility 19.26%.
Current conflict: risk leads at 75/100 while value lags at 39/100.
XLY Research Cluster
ETF-specific paths for performance, risk, distributions, market context, data, comparisons, and news.
XLY ETF Analytics
XLY holdings context, yield, risk, valuation exposure, momentum, and AIQ evidence.
XLY Technical Analysis
XLY technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
XLY ETF Market Context
Track XLY market context, news pressure, trend changes, income events, and current allocation evidence.
XLY Distribution Analysis
XLY distribution yield, annualized distributions, payment history, and income context.
XLY ETF Data
XLY available fund data, market metrics, technical readings, risk measures, and AIQ evidence.
XLY Risk Analysis
XLY volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
XLY ETF News
XLY ETF news, market tone, recent headlines, and catalyst context.
XLY vs ETF Peers
Current peer cohort: XLY · AMZN · TSLA · HD · MCD. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| XLY Current ETF | 62/100 | 39/100 | 74/100 | 75/100 | -0.22 | 19.26% | Current |
| AMZN Amazon | 61/100 | 35/100 | 76/100 | 54/100 | 0.61 | 34.65% | XLY vs AMZN |
| TSLA Tesla | 44/100 | 24/100 | 69/100 | 51/100 | -0.18 | 45.25% | XLY vs TSLA |
| HD Home Depot | 58/100 | 37/100 | 86/100 | 58/100 | -0.83 | 26.32% | XLY vs HD |
| MCD McDonald's | 51/100 | 35/100 | 66/100 | 46/100 | -1.26 | 19.35% | XLY vs MCD |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Oct 21, 2026.
About the AIQ Score
Methodology for the current ETF evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of ETF evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Valuation exposure across the fund's holdings.
Quality context inferred from fund exposure and available evidence.
Trend, momentum, volume, and timing confirmation.
Resilience, volatility, beta, drawdown, and tail risk.
News and event pressure around the setup.
Open the return calculator with ETF context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalystsNo quarterly financial rows in this snapshot.
Checked Oct 22, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
ETF Analytics Snapshot
Current ETF evidence uses fund profile, cost, size, distribution, momentum, and risk fields.
ETF pages use fund-native profile fields for cost, size, liquidity, holdings breadth, NAV, issuer, and launch date.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching XLY
Open the detailed evidence pages and workflows behind the ETF overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for XLY
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
XLY ETF FAQ
What is XLY ETF price today?
XLY is currently shown at $115.53. Use the live quote with the 52-week range and AIQ context before comparing funds.
What is XLY's 52-week high and low?
XLY's 52-week range is $105.19 to $125.01 based on the latest completed market-close snapshot from Oct 21, 2026. A price near either extreme should be evaluated with volatility and trend evidence.
Does XLY pay a dividend?
XLY's current distribution yield is 0.82% based on the latest completed market-close snapshot from Oct 21, 2026. For ETFs, dividend yield should be compared with expense ratio, holdings, and risk.
What should investors compare before buying XLY?
Compare XLY's price trend, expense profile, yield, holdings exposure, volatility, and AIQ signal. ETF decisions should focus on portfolio fit as much as current momentum.