CPAY
CPAY
US · Stock · NYSE/NASDAQ
$370.58
Pre-Market · NYSE/NASDAQ
AIQ Score (0-100)
62
/100
NEUTRAL
Smart Score (1-10)
9 /10
Momentum72
Value61
Quality58
Risk53

SignalIQ Stock Brief

Published · as of 2026-07-24

The most notable structural change is the steep drop in Momentum (72.0 down from 86.0). The current score vector presents a dichotomy: Quality remains solid at 58.0, suggesting underlying business health, while Timing registers highly at 80.0, indicating favorable entry conditions relative to historical patterns. However, this high timing signal is juxtaposed against the recent momentum decay and an elevated Risk rating (HIGH). The combination of good fundamental quality and excellent timing suggests potential value capture if the price action stabilizes. Conversely, the declining momentum signals that the current upward trajectory lacks immediate support from trading volume or velocity. Furthermore, the risk score remains moderate at 53.0, suggesting caution is warranted despite favorable entry timing. A key watch item is whether the Momentum score can stabilize above its 7-day average (86.0) within the next five trading days; if it fails to do so, the high Timing signal may be premature.

Summary ▸

The momentum score has experienced a significant 14.0 point decline over the last seven days, suggesting recent weakness in price action. This shift implies that while other fundamental scores remain stable or elevated, the immediate market rhythm is decelerating.

Current market regime: Neutral

In a Neutral regime, CPAY's AIQ Score of 62/100 with Quality base of 58/100 and fading Momentum at 72/100 (Δ-14) signals mixed conviction. Wait for component alignment before adding exposure. Watch momentum trend for confirmation or fading.

Why CPAY scores 62 — top signal drivers
Golden Cross Active
high-impact trend signal at 10.34% supporting upside conditions: Golden Cross Active.
bullish+76.00%
EMA Ribbon Expansion Bullish
medium-impact trend signal at 5.878 supporting upside conditions: EMA Ribbon Expansion Bullish.
bullish+68.00%
52-Week High Proximity
medium-impact risk/regime signal at 0.5% supporting upside conditions: 52-Week High Proximity.
bullish+68.00%
Uptrend Structure Active
medium-impact trend signal at 370.58 supporting upside conditions: Uptrend Structure Active.
bullish+68.00%
MACD Bullish Crossover
low-impact momentum signal at 5.8777 supporting upside conditions: MACD Bullish Crossover.
bullish+61.00%
Other·sector move·Market context unavailable.

Quick Stats

Market Cap
P/E Ratio
P/B Ratio
Dividend Yield
Beta
Volume
52W High
52W Low
Evidence Receipts + Persistence
AIQ score today
62/100
Neutral
30-day Avg AIQ
58/100
-4 vs today — trending up
Days with AIQ ≥ 60 (last 60)
33 of 60 trading days
Strongest driver
Momentum 72/100 — constructive
Binding constraint
Risk 53/100 — fair
7-day momentum Δ
-14 pts — fading
AIQ Score Change Narrative

CPAY's 7-day signal profile is softening with AIQ change of -3.0 points and momentum delta of -14.0. Trend delta is -3.00, which helps frame whether the current move is accelerating or fading.

Snapshot: Sat, 25 Jul 2026 00:00:00 GMT. Baseline: 2026-07-17.

AIQ Δ7d: -3.0Momentum Δ7d: -14.0Value Δ7d: 0.0Quality Δ7d: 0.0Risk Δ7d: +3.0Trend Δ7d: -3.00
Score Historymethodology →
DateAIQMomValQualRisk
2026-07-246272615853
2026-07-236171615850
2026-07-226274615850
2026-07-216484615850
2026-07-206586615850
Recent News
See all news
Sentiment —
No recent news found for CPAY

CPAY (CPAY) Stock Analysis

Snapshot summary of AIQ score, trend, and risk context.

CPAY (CPAY) has an AIQ Score of 62/100 in a Neutral regime as of Jul 24, 2026. Momentum is strongest at 72/100. Risk is weakest at 53/100. The main conflict is that momentum leads at 72/100 while risk lags at 53/100.

CPAY (CPAY) carries an AIQ Score of 62 out of 100, placing it in a mixed signal regime for this snapshot. A mid-range reading typically means component signals are not fully aligned, so interpretation should focus on what is improving versus what is lagging.

Beta is 0.82, implying roughly 18% lower sensitivity than a broad market baseline.

In the latest weekly profile, AIQ has moved -3.0 points over the last 7 days, momentum delta is -14.0, trend delta is -3.00, risk delta is +3.0. This combination is most useful for judging whether signal quality is strengthening or fading into mean reversion.

Evidence LayerPublic Evidence
Regime ContextCPAY is in a Neutral AIQ regime with score 62/100.
Signal ConflictThe primary conflict is that momentum leads at 72/100 while risk lags at 53/100.
Factor EvidenceMomentum 72/100 · Value 61/100 · Quality 58/100 · Risk 53/100
PersistenceCPAY has scored AIQ 60+ in 33 of the last 60 daily snapshots. 30-day avg: 58/100. 60-day avg: 59/100.
ChecklistStatusEvidence
Factor strengthPassMomentum is the strongest factor at 72/100.
TimingPassMomentum is 72/100 with 7-day delta -14.0.
Regime fitPassCPAY is in a Neutral regime at 62/100.
Risk controlWaitRisk factor is 53/100 with beta of 0.82 suggests market-like sensitivity.
ConflictPassCurrent conflict: momentum leads at 72/100 while risk lags at 53/100.
AIQ 60+ snapshots: 33/60
30-snapshot avg: 58/100
60-snapshot avg: 59/100
What Changed Recently (CPAY)

CPAY's 7-day signal profile is softening with AIQ change of -3.0 points and momentum delta of -14.0. Trend delta is -3.00, which helps frame whether the current move is accelerating or fading.

Signal snapshot as of Sat, 25 Jul 2026 00:00:00 GMT. 7-day comparison baseline: 2026-07-17.

AIQ Δ7d: -3.0
Momentum Δ7d: -14.0
Value Δ7d: 0.0
Quality Δ7d: 0.0
Risk Δ7d: +3.0
Trend Δ7d: -3.00
MetricCurrent
AIQ Score62/100
Price$370.58
Beta0.82

CPAY vs Technology Peers

CPAY ranks 2 of 5 in this peer set. Full sector ranking →
Compare Stocks
SymbolAIQSmartVerdict
AAPL6510Neutral
CPAY629Neutral
MSFT619Neutral
META537Neutral
GOOGL516Neutral

Portfolio Implication

CPAY currently shows balanced but still concentration-sensitive risk. Beta is currently unavailable, so position sizing should be reviewed with scenario analysis.

CPAY Stock FAQ

What does the CPAY AIQ Score mean?

AIQ Score summarizes multiple factors for CPAY, including momentum, value, quality, and risk. Higher scores generally indicate stronger combined signals, but you should still validate with your own risk tolerance.

How often is CPAY data updated?

CPAY quote and scoring components refresh on the platform cadence. Always confirm timestamp freshness on-page before making time-sensitive decisions.

Should I compare CPAY with an index before investing?

Yes. Comparing CPAY versus benchmarks like SPY or QQQ helps you separate stock-specific strength from broader market moves.

Where can I review deeper CPAY fundamentals, technicals, and risk?

Use the Fundamentals, Technicals, and Risk tabs from this page to inspect driver-level metrics behind the headline score.

How the AIQ Score Is Built

Methodology, factor weights, and how to interpret score history

Read the methodology →

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