Stock Analysis
Aflac Incorporated (AFL) Stock Analysis
Aflac Incorporated (AFL) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.
Aflac Incorporated (AFL) currently has an AIQ Score of 63/100, indicating a neutral setup. Momentum is the strongest factor at 80/100. Value is the weakest current factor at 41/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
AFL at a Glance
Crawlable current metrics from the latest market-close stock snapshot.
| Metric | Current |
|---|---|
| Price | $123.89 |
| AIQ Score | 63/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Strong Buy |
| Market Cap | $59.05B |
| P/E Ratio (TTM) | 12.45 |
| Forward P/E | — |
| EPS (quarter ended 2026-06-30) | $1.64 |
| Revenue (quarter ended 2026-06-30) | $4.08B |
| Dividend Yield (TTM) | 2.08% |
| Beta | 0.6 |
| Volume | 2.16M |
| 52-week range | $105.43-$130.22 |
| RSI 14 | 74.78 |
| 50-Day SMA | $116.56 |
| 200-Day SMA | $115.81 |
| Analyst Price Target | $120.40 |
| Next Earnings | Nov 4, 2026 |
AFLAflac Incorporated
Financial Services / Insurance - Life
Relative Leader / Watch
Strong Relative Position
Latest quote
- Momentum80
- Value41
- Quality66
- Risk resilience76
- Sentiment—
AFL Stock Analysis Summary
Aflac Incorporated (AFL) currently has an AIQ Score of 63/100, indicating a neutral setup. Momentum is the strongest factor at 80/100. Value is the weakest current factor at 41/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, AFL has AIQ Score of 63/100 with Momentum base of 80/100 and fading Value at 41/100. Wait for component alignment before adding exposure.
Momentum (80/100) leads while Value (41/100) lags. This cross-factor spread creates entry timing uncertainty.
Financial Services · 0.28% stock move · AFL classified in Insurance - Life.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is AFL Bullish or Bearish Right Now?
AFL currently has a neutral overall setup. Momentum is the strongest factor at 80/100, while Value is weakest at 41/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Quality is supportive at 66/100.
- - Momentum is constructive at 80/100.
- - Risk Resilience is supportive at 76/100.
- - Price is +5.99% above its 50-day SMA.
- - Technical consensus has more buy votes than sell votes (38 vs 5).
- - Value is the current constraint at 41/100.
- - Analyst target implies -2.82% downside from the latest quote.
Current Consensus
AFL's Technical Analysis Consensus is currently Strong Buy, with 38 buy, 2 neutral, and 5 sell votes. AFL's 14-day RSI is 74.78, which places the stock in an overbought momentum range. AFL's beta is 0.6, indicating lower market sensitivity than the broad market.
What Changed in AFL?
The largest recent change in AFL is Momentum moving down by 2.0 points over the available 7-day comparison window. Momentum remains the strongest visible factor.
What Would Change the AFL Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
AFL Decision Framework
Public evidence layers, setup checks, and risk context for Aflac Incorporated.
Aflac Incorporated (AFL) Stock Analysis
Aflac Incorporated has an AIQ Score of 63/100 in a Neutral regime. Momentum is strongest at 80/100. Beta is 0.56, below market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | AFL is in a Neutral AIQ regime with score 63/100. |
| Signal Conflict | The primary conflict is that momentum leads at 80/100 while value lags at 41/100. |
| Factor Evidence | Momentum 80/100 · Value 41/100 · Quality 66/100 · Risk 76/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Momentum is the strongest factor at 80/100.
Momentum is 80/100 and RSI (14) is 74.8.
AFL is in a Neutral regime at 63/100.
Risk factor is 76/100 with beta 0.56 and annual volatility 17.55%.
Current conflict: momentum leads at 80/100 while value lags at 41/100.
AFL Research Cluster
Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.
AFL Fundamentals
AFL valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.
AFL Technical Analysis
AFL technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
AFL Stock Catalysts
Track AFL earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.
AFL Dividend Analysis
AFL dividend yield, annual dividend, payout ratio, payment history, and income reliability context.
AFL Financial Data
AFL revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.
AFL Risk Analysis
AFL volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
AFL Stock News
AFL stock news, market tone, recent headlines, and catalyst context.
AFL vs Insurance Peers
Current peer cohort: AFL · AIG · AIZ · AJG · ALL. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| AFL Current stock | 63/100 | 41/100 | 80/100 | 76/100 | 0.76 | 17.55% | Current |
| AIG American International Group | 63/100 | 63/100 | 77/100 | 65/100 | 0.14 | 23.87% | AFL vs AIG |
| AIZ Assurant | 70/100 | 60/100 | 84/100 | 64/100 | 1.47 | 22.29% | AFL vs AIZ |
| AJG Arthur J. Gallagher | 57/100 | 28/100 | 86/100 | 53/100 | 0.11 | 32.13% | AFL vs AJG |
| ALL Allstate | 75/100 | 71/100 | 85/100 | 45/100 | 1.15 | 25.48% | AFL vs ALL |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Oct 29, 2026.
About the AIQ Score
Methodology for the current stock evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalysts3 recent quarterly periods are available for review.
Checked Oct 31, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
Fundamentals Verdict
Current snapshot fields are separate from reported-quarter statement tables.
Latest period Jun 30, 2026.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching AFL
Open the detailed evidence pages and workflows behind the stock overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for AFL
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
AFL Stock FAQ
What is AFL stock price today?
Aflac Incorporated's current stock price is $123.89. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.
Is AFL bullish or bearish right now?
AFL's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.
What is AFL's market cap?
AFL's market cap is $59.05B based on the latest completed market-close snapshot from Oct 30, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.
What is AFL's current P/E ratio?
AFL's current P/E ratio is 12.45 based on the latest completed market-close snapshot from Oct 30, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.
What is AFL's RSI?
AFL's 14-day RSI is 74.78 based on the latest completed market-close snapshot from Oct 30, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.
Is AFL above its 50-day and 200-day moving averages?
AFL is 5.99% from its 50-day SMA and 6.68% from its 200-day SMA based on the latest completed market-close snapshot from Oct 30, 2026. Moving-average position should be read with momentum and broader AIQ evidence.
When is AFL's next earnings date?
AFL's next earnings date is currently listed as Nov 4, 2026. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.
Does AFL pay a dividend?
AFL's dividend yield is 2.08% based on the latest completed market-close snapshot from Oct 30, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.