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Cincinnati Financial Corporation (CINF) Stock Analysis

Cincinnati Financial Corporation (CINF) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.

CINF Stock Analysis Summary

Cincinnati Financial Corporation (CINF) currently has an AIQ Score of 60/100, indicating a neutral setup. Quality is the strongest factor at 74/100. Value is the weakest current factor at 48/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.

Updated Sep 11, 2026 · Market-close data

CINF at a Glance

Crawlable current metrics from the latest market-close stock snapshot.

MetricCurrent
Price$169.80
AIQ Score60/100
Overall ViewNeutral
Technical Analysis ConsensusSell
Market Cap$26.15B
P/E Ratio16.56
Forward P/E
EPS$8.14
Revenue TTM$4.27B
Dividend Yield0.01%
Beta0.55
Volume416.73K
52-week range$150.00-$194.81
RSI 1454.22
50-Day SMA$176.02
200-Day SMA$167.42
Analyst Price Target$191.80
Next EarningsOct 26, 2026
As of Sep 11, 2026 · Market close

CINF

Overview
Cincinnati Financial Corporation
Financial Services· Insurance - Property & Casualty
AIQ Score
NeutralAIQ Edge 9/10
Relative Leader / Watch
Strong Relative Position
Score data as of Sep 11, 2026
Last price
$169.80
+$0.21 (+0.12%)
Latest market quote
Momentum52
Value48
Quality74
Risk Resilience72
Sentiment
View financial data

CINF Stock Analysis Summary

Cincinnati Financial Corporation (CINF) currently has an AIQ Score of 60/100, indicating a neutral setup. Quality is the strongest factor at 74/100. Value is the weakest current factor at 48/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.

Updated Sep 11, 2026 · Market-close data
AIQ Composite Posture: Mixed

In a neutral regime, CINF has AIQ Score of 60/100 with Quality base of 74/100 and fading Value at 48/100. Wait for component alignment before adding exposure.

Signal Conflict Detected

Quality (74/100) leads while Value (48/100) lags. This cross-factor spread creates entry timing uncertainty.

Financial Services · 0.12% stock move · CINF classified in Insurance - Property & Casualty.

Current Evidence

NeutralCINF is in a neutral AIQ regime; Quality is the strongest visible factor at 74/100.
Core coverage reflects visible evidence only

AlgovestIQ Evidence Summary

Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.

Is CINF Bullish or Bearish Right Now?

CINF currently has a neutral overall setup. Quality is the strongest factor at 74/100, while Value is weakest at 48/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.

Bull Case
  • - Quality is supportive at 74/100.
  • - Risk Resilience is supportive at 72/100.
  • - Analyst target implies +12.96% upside from the latest quote.
Bear Case
  • - Technical consensus has more sell votes than buy votes (27 vs 9).

Current Consensus

CINF's Technical Analysis Consensus is currently Sell, with 9 buy, 9 neutral, and 27 sell votes. CINF's 14-day RSI is 54.22, which places the stock in a neutral momentum range. CINF's beta is 0.55, indicating lower market sensitivity than the broad market.

Signal Confidence
High agreement

What Changed in CINF?

Recent score-change history is not available in the current snapshot. These are the latest market-close scores instead.

AIQ Score
60/100
Momentum
52/100
Quality
74/100
Risk
72/100

What Would Change the CINF Outlook?

The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.

Bullish confirmation

AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.

Bearish deterioration

AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.

CINF Decision Framework

Public evidence layers, setup checks, and risk context for Cincinnati Financial Corporation.

Cincinnati Financial Corporation (CINF) Stock Analysis

Cincinnati Financial Corporation has an AIQ Score of 60/100 in a Neutral regime. Quality is strongest at 74/100. Beta is 0.55, below market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.

Evidence LayerPublic Evidence
Regime ContextCINF is in a Neutral AIQ regime with score 60/100.
Signal ConflictThe primary conflict is that quality leads at 74/100 while value lags at 48/100.
Factor EvidenceMomentum 52/100 · Value 48/100 · Quality 74/100 · Risk 72/100
PersistenceCurrent snapshot evidence is shown; historical persistence remains in AIQ Pro.

Current Setup Checklist

Factor strengthPass

Quality is the strongest factor at 74/100.

TimingWait

Momentum is 52/100 and RSI (14) is 54.2.

Regime fitWait

CINF is in a Neutral regime at 60/100.

Risk controlPass

Risk factor is 72/100 with beta 0.55 and annual volatility 20.8%.

ConflictWait

Current conflict: quality leads at 74/100 while value lags at 48/100.

AIQ Score
60/100
Price
$169.80
Beta
0.55
RSI (14)
54.2

CINF Research Cluster

Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.

CINF Fundamentals

CINF valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.

Revenue
$4.27B
Net income
$1.26B
Free cash flow
$702M
View full CINF fundamental analysis

CINF Technical Analysis

CINF technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.

Technical Analysis Consensus
Sell
RSI 14
54.22
Price vs SMA-50
-3.53%
View full CINF technical analysis

CINF Stock Catalysts

Track CINF earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.

Next earnings
Oct 26, 2026
Analyst target
$191.80
News items
4
View CINF earnings and stock catalysts

CINF Dividend Analysis

CINF dividend yield, annual dividend, payout ratio, payment history, and income reliability context.

Dividend yield
2.13%
Annual dividend
$3.62
Payout ratio
View CINF dividend history and analysis

CINF Financial Data

CINF revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.

Quarter revenue
$4.27B
EPS
$8.14
Periods
8
View CINF financials

CINF Risk Analysis

CINF volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.

Beta
0.55
Risk score
72/100
1Y volatility
20.80%
View CINF risk analysis

CINF Stock News

CINF stock news, market tone, recent headlines, and catalyst context.

News items
4
Updated
Sep 11, 2026
Sentiment
Read CINF stock news

CINF vs Insurance Peers

Current peer cohort: CINF · CRBG · EG · ERIE · GL. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.

PeerAIQValueMomentumRiskSharpe1Y VolatilityCompare
CINF
Current stock
60/10048/10052/10072/1000.4420.80%Current
CRBG
Corebridge Financial
67/10067/10079/10078/1000.1935.32%CINF vs CRBG
EG
Everest Group
56/10070/10047/10052/1000.3325.04%CINF vs EG
ERIE
Erie Indemnity
40/10033/10016/10048/100-0.7237.27%CINF vs ERIE
GL
Globe Life
54/10057/10048/10062/1000.9420.31%CINF vs GL
Pairwise Compare links: CRBG · EG · ERIE · GLCINF vs CRBGCINF vs EGCINF vs ERIECINF vs GLCompare cohort

Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Sep 11, 2026.

About the AIQ Score

Methodology for the current stock evidence.

As of Sep 11, 2026 · Market close

The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.

View AIQ methodology

Factor Diagnostics

A compact bridge from the AIQ score to the evidence tabs.

Calculator
Calculate a CINF stock return scenario

Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.

Calculate stock return

AIQ Component Profile

Compare the five component scores on one consistent 0–100 scale.

Catalyst preview

Review earnings timing, revisions, news pressure, and prior event reactions in one place.

Open catalysts
Quarterly evidence

8 recent quarterly periods are available for review.

Checked Sep 11, 2026

AIQ Pro

Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.

Fundamentals Verdict

Current snapshot fields are separate from reported-quarter statement tables.

Current TTM P/E
8.01
As of Sep 11, 2026
Revenue growth
49.28%
Gross margin
52.29%
Current debt / equity
0.05
Latest quarterly evidence

Latest period Jun 30, 2026.

Review fundamentals
Quarter revenue
$4.27B
Quarter net income
$1.26B
Quarter free cash flow
$702M

Market Confirmation

Technicals are summarized first, with the indicator library behind it.

Trend
Mixed
Momentum
Mixed
RSI 14
54.22
MACD
-1.38

Risk Alignment

Higher resilience is stronger; exposure metrics stay separate.

Resilience
72/100
Beta
0.55
Annual volatility
20.80%
Max drawdown
-12.41%

CINF Stock FAQ

What is CINF stock price today?

Cincinnati Financial Corporation's current stock price is $169.80. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.

Is CINF bullish or bearish right now?

CINF's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.

What is CINF's market cap?

CINF's market cap is $26.15B based on the latest completed market-close snapshot from Sep 11, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.

What is CINF's current P/E ratio?

CINF's current P/E ratio is 16.56 based on the latest completed market-close snapshot from Sep 11, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.

What is CINF's RSI?

CINF's 14-day RSI is 54.22 based on the latest completed market-close snapshot from Sep 11, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.

Is CINF above its 50-day and 200-day moving averages?

CINF is -3.53% from its 50-day SMA and 1.42% from its 200-day SMA based on the latest completed market-close snapshot from Sep 11, 2026. Moving-average position should be read with momentum and broader AIQ evidence.

When is CINF's next earnings date?

CINF's next earnings date is currently listed as Oct 26, 2026. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.

Does CINF pay a dividend?

CINF's dividend yield is 0.01% based on the latest completed market-close snapshot from Sep 11, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.