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F.N.B. Corporation (FNB) Stock Analysis

F.N.B. Corporation (FNB) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.

FNB Stock Analysis Summary

F.N.B. Corporation (FNB) currently has an AIQ Score of 53/100, indicating a neutral setup. Risk is the strongest factor at 62/100. Momentum is the weakest current factor at 36/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.

Updated Sep 4, 2026 · Market-close data

FNB at a Glance

Crawlable current metrics from the latest market-close stock snapshot.

MetricCurrent
Price$18.67
AIQ Score53/100
Overall ViewNeutral
Technical Analysis ConsensusNeutral
Market Cap$6.36B
P/E Ratio10.83
Forward P/E
EPS$0.42
Revenue TTM$674.96M
Dividend Yield0.01%
Beta0.87
Volume3.24M
52-week range$14.46-$19.59
RSI 1435.8
50-Day SMA$18.90
200-Day SMA$17.78
Analyst Price Target$20.71
Next EarningsOct 15, 2026
As of Sep 4, 2026 · Market close

FNB

Overview
F.N.B. Corporation
Financial Services· Banks - Regional
AIQ Score
NeutralAIQ Edge 5/10
Low Priority
In Line With Peers
Score data as of Sep 4, 2026
Last price
$18.67
+$0.20 (+1.08%)
Latest market quote
Momentum36
Value58
Quality57
Risk Resilience62
Sentiment
View financial data

FNB Stock Analysis Summary

F.N.B. Corporation (FNB) currently has an AIQ Score of 53/100, indicating a neutral setup. Risk resilience is the strongest factor at 62/100. Momentum is the weakest current factor at 36/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.

Updated Sep 4, 2026 · Market-close data
AIQ Composite Posture: Mixed

In a neutral regime, FNB has AIQ Score of 53/100 with Risk resilience base of 62/100 and fading Momentum at 36/100. Wait for component alignment before adding exposure.

Signal Conflict Detected

Risk resilience (62/100) leads while Momentum (36/100) lags. This cross-factor spread creates entry timing uncertainty.

Financial Services · 1.08% stock move · FNB classified in Banks - Regional.

Current Evidence

NeutralFNB is in a neutral AIQ regime; Risk resilience is the strongest visible factor at 62/100.
Core coverage reflects visible evidence only

AlgovestIQ Evidence Summary

Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.

Is FNB Bullish or Bearish Right Now?

FNB currently has a neutral overall setup. Risk Resilience is the strongest factor at 62/100, while Momentum is weakest at 36/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.

Bull Case
  • - Risk Resilience is supportive at 62/100.
  • - Analyst target implies +10.93% upside from the latest quote.
Bear Case
  • - Momentum is weak at 36/100.
  • - Technical consensus has more sell votes than buy votes (18 vs 17).

Current Consensus

FNB's Technical Analysis Consensus is currently Neutral, with 17 buy, 10 neutral, and 18 sell votes. FNB's 14-day RSI is 35.8, which places the stock in a weaker momentum range. FNB's beta is 0.87, indicating market sensitivity broadly in line with the market.

Signal Confidence
Moderate agreement

What Changed in FNB?

Recent score-change history is not available in the current snapshot. These are the latest market-close scores instead.

AIQ Score
53/100
Momentum
36/100
Quality
57/100
Risk
62/100

What Would Change the FNB Outlook?

The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.

Bullish confirmation

AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.

Bearish deterioration

AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.

FNB Decision Framework

Public evidence layers, setup checks, and risk context for F.N.B. Corporation.

F.N.B. Corporation (FNB) Stock Analysis

F.N.B. Corporation has an AIQ Score of 53/100 in a Neutral regime. Risk is strongest at 62/100. Beta is 0.87, below market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.

Evidence LayerPublic Evidence
Regime ContextFNB is in a Neutral AIQ regime with score 53/100.
Signal ConflictThe primary conflict is that risk leads at 62/100 while momentum lags at 36/100.
Factor EvidenceMomentum 36/100 · Value 58/100 · Quality 57/100 · Risk 62/100
PersistenceCurrent snapshot evidence is shown; historical persistence remains in AIQ Pro.

Current Setup Checklist

Factor strengthWait

Risk is the strongest factor at 62/100.

TimingFail

Momentum is 36/100 and RSI (14) is 35.8.

Regime fitWait

FNB is in a Neutral regime at 53/100.

Risk controlWait

Risk factor is 62/100 with beta 0.87 and annual volatility 24.45%.

ConflictWait

Current conflict: risk leads at 62/100 while momentum lags at 36/100.

AIQ Score
53/100
Price
$18.67
Beta
0.87
RSI (14)
35.8

FNB Research Cluster

Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.

FNB Fundamentals

FNB valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.

Revenue
$674.96M
Net income
$148.72M
Free cash flow
$241M
View full FNB fundamental analysis

FNB Technical Analysis

FNB technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.

Technical Analysis Consensus
Neutral
RSI 14
35.8
Price vs SMA-50
-1.21%
View full FNB technical analysis

FNB Stock Catalysts

Track FNB earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.

Next earnings
Oct 15, 2026
Analyst target
$20.71
News items
0
View FNB earnings and stock catalysts

FNB Dividend Analysis

FNB dividend yield, annual dividend, payout ratio, payment history, and income reliability context.

Dividend yield
2.68%
Annual dividend
$0.50
Payout ratio
View FNB dividend history and analysis

FNB Financial Data

FNB revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.

Quarter revenue
$674.96M
EPS
$0.42
Periods
8
View FNB financials

FNB Risk Analysis

FNB volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.

Beta
0.87
Risk score
62/100
1Y volatility
24.45%
View FNB risk analysis

FNB Stock News

FNB stock news, market tone, recent headlines, and catalyst context.

News items
0
Updated
Sentiment
Read FNB stock news

FNB vs Regional Banks Peers

Current peer cohort: FNB · FNLC · FULT · GBCI · HAFC. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.

PeerAIQValueMomentumRiskSharpe1Y VolatilityCompare
FNB
Current stock
53/10058/10036/10062/1000.424.45%Current
FNLC
First National
57/10059/10060/10051/1000.9126.32%FNB vs FNLC
FULT
Fulton Financial
57/10058/10042/10064/1000.7625.52%FNB vs FULT
GBCI
Glacier Bancorp
44/10036/10025/10059/100-0.2128.40%FNB vs GBCI
HAFC
Hanmi Financial
61/10058/10060/10062/1000.8130.40%FNB vs HAFC
Pairwise Compare links: FNLC · FULT · GBCI · HAFCFNB vs FNLCFNB vs FULTFNB vs GBCIFNB vs HAFCCompare cohort

Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Sep 4, 2026.

About the AIQ Score

Methodology for the current stock evidence.

As of Sep 4, 2026 · Market close

The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.

View AIQ methodology

Factor Diagnostics

A compact bridge from the AIQ score to the evidence tabs.

Calculator
Calculate a FNB stock return scenario

Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.

Calculate stock return

AIQ Component Profile

Compare the five component scores on one consistent 0–100 scale.

Catalyst preview

Review earnings timing, revisions, news pressure, and prior event reactions in one place.

Open catalysts
Quarterly evidence

8 recent quarterly periods are available for review.

Checked Sep 5, 2026

AIQ Pro

Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.

Fundamentals Verdict

Current snapshot fields are separate from reported-quarter statement tables.

Current TTM P/E
10.57
As of Sep 4, 2026
Revenue growth
2.23%
Gross margin
64.41%
Current debt / equity
0.73
Latest quarterly evidence

Latest period Jun 30, 2026.

Review fundamentals
Quarter revenue
$674.96M
Quarter net income
$148.72M
Quarter free cash flow
$241M

Market Confirmation

Technicals are summarized first, with the indicator library behind it.

Trend
Mixed
Momentum
Bearish
RSI 14
35.8
MACD
-0.16

Risk Alignment

Higher resilience is stronger; exposure metrics stay separate.

Resilience
62/100
Beta
0.87
Annual volatility
24.45%
Max drawdown
-16.33%

FNB Stock FAQ

What is FNB stock price today?

F.N.B. Corporation's current stock price is $18.67. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.

Is FNB bullish or bearish right now?

FNB's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.

What is FNB's market cap?

FNB's market cap is $6.36B based on the latest completed market-close snapshot from Sep 4, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.

What is FNB's current P/E ratio?

FNB's current P/E ratio is 10.83 based on the latest completed market-close snapshot from Sep 4, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.

What is FNB's RSI?

FNB's 14-day RSI is 35.8 based on the latest completed market-close snapshot from Sep 4, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.

Is FNB above its 50-day and 200-day moving averages?

FNB is -1.21% from its 50-day SMA and 5.03% from its 200-day SMA based on the latest completed market-close snapshot from Sep 4, 2026. Moving-average position should be read with momentum and broader AIQ evidence.

When is FNB's next earnings date?

FNB's next earnings date is currently listed as Oct 15, 2026. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.

Does FNB pay a dividend?

FNB's dividend yield is 0.01% based on the latest completed market-close snapshot from Sep 4, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.