Stock Analysis
Fair Isaac Corporation (FICO) Stock Analysis
Fair Isaac Corporation (FICO) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.
Fair Isaac Corporation (FICO) currently has an AIQ Score of 55/100, indicating a neutral setup. Momentum is the strongest factor at 75/100. Risk is the weakest current factor at 29/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
FICO at a Glance
Crawlable current metrics from the latest market-close stock snapshot.
| Metric | Current |
|---|---|
| Price | $795.21 |
| AIQ Score | 55/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Neutral |
| Market Cap | $23.84B |
| P/E Ratio (TTM) | 31.71 |
| Forward P/E | — |
| EPS (quarter ended 2026-06-30) | $10.46 |
| Revenue (quarter ended 2026-06-30) | $674.19M |
| Dividend Yield (TTM) | 0.00% |
| Beta | 1.32 |
| Volume | 348.67K |
| 52-week range | $586.05-$1,858.91 |
| RSI 14 | 72.91 |
| 50-Day SMA | $922.56 |
| 200-Day SMA | $1,153.79 |
| Analyst Price Target | $1,292.32 |
| Next Earnings | Nov 4, 2026 |
FICOFair Isaac Corporation
Technology / Software - Application
Low Priority
Above Peers
Latest quote
- Momentum75
- Value46
- Quality60
- Risk resilience29
- Sentiment—
FICO Stock Analysis Summary
Fair Isaac Corporation (FICO) currently has an AIQ Score of 55/100, indicating a neutral setup. Momentum is the strongest factor at 75/100. Risk resilience is the weakest current factor at 29/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, FICO has AIQ Score of 55/100 with Momentum base of 75/100 and fading Risk resilience at 29/100. Wait for component alignment before adding exposure.
Momentum (75/100) leads while Risk resilience (29/100) lags. This cross-factor spread creates entry timing uncertainty.
Technology · -0.57% stock move · FICO classified in Software - Application.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is FICO Bullish or Bearish Right Now?
FICO currently has a neutral overall setup. Momentum is the strongest factor at 75/100, while Risk Resilience is weakest at 29/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Quality is supportive at 60/100.
- - Momentum is constructive at 75/100.
- - Analyst target implies +62.51% upside from the latest quote.
- - Risk Resilience is weak at 29/100.
- - Price is -31.08% below its 200-day SMA.
- - Technical consensus has more sell votes than buy votes (22 vs 20).
Current Consensus
FICO's Technical Analysis Consensus is currently Neutral, with 20 buy, 3 neutral, and 22 sell votes. FICO's 14-day RSI is 72.91, which places the stock in an overbought momentum range. FICO's beta is 1.32, indicating greater market sensitivity than the broad market.
What Changed in FICO?
The largest recent change in FICO is Momentum moving up by 27.0 points over the available 7-day comparison window. Momentum remains the strongest visible factor.
What Would Change the FICO Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
FICO Decision Framework
Public evidence layers, setup checks, and risk context for Fair Isaac Corporation.
Fair Isaac Corporation (FICO) Stock Analysis
Fair Isaac Corporation has an AIQ Score of 55/100 in a Neutral regime. Momentum is strongest at 75/100. Beta is 1.34, above market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | FICO is in a Neutral AIQ regime with score 55/100. |
| Signal Conflict | The primary conflict is that momentum leads at 75/100 while risk lags at 29/100. |
| Factor Evidence | Momentum 75/100 · Value 46/100 · Quality 60/100 · Risk 29/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Momentum is the strongest factor at 75/100.
Momentum is 75/100 and RSI (14) is 72.9.
FICO is in a Neutral regime at 55/100.
Risk factor is 29/100 with beta 1.34 and annual volatility 62.48%.
Current conflict: momentum leads at 75/100 while risk lags at 29/100.
FICO Research Cluster
Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.
FICO Fundamentals
FICO valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.
FICO Technical Analysis
FICO technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
FICO Stock Catalysts
Track FICO earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.
FICO Dividend Analysis
FICO dividend yield, annual dividend, payout ratio, payment history, and income reliability context.
FICO Financial Data
FICO revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.
FICO Risk Analysis
FICO volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
FICO Stock News
FICO stock news, market tone, recent headlines, and catalyst context.
FICO vs IT Services & Consulting Peers
Current peer cohort: FICO · FIS · FISV · GDDY · IBM. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| FICO Current stock | 55/100 | 46/100 | 75/100 | 29/100 | -0.87 | 62.48% | Current |
| FIS Fidelity National Information Services | 59/100 | 75/100 | 60/100 | 48/100 | -1.81 | 33.51% | FICO vs FIS |
| FISV Fiserv | 59/100 | 74/100 | 57/100 | 58/100 | -0.73 | 37.51% | FICO vs FISV |
| GDDY GoDaddy | 58/100 | 70/100 | 81/100 | 44/100 | -0.24 | 49.20% | FICO vs GDDY |
| IBM IBM | 68/100 | 67/100 | 88/100 | 50/100 | -0.07 | 49.03% | FICO vs IBM |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Oct 21, 2026.
About the AIQ Score
Methodology for the current stock evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalysts4 recent quarterly periods are available for review.
Checked Oct 21, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
Fundamentals Verdict
Current snapshot fields are separate from reported-quarter statement tables.
Latest period Jun 30, 2026.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching FICO
Open the detailed evidence pages and workflows behind the stock overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for FICO
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
FICO Stock FAQ
What is FICO stock price today?
Fair Isaac Corporation's current stock price is $795.21. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.
Is FICO bullish or bearish right now?
FICO's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.
What is FICO's market cap?
FICO's market cap is $23.84B based on the latest completed market-close snapshot from Oct 21, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.
What is FICO's current P/E ratio?
FICO's current P/E ratio is 31.71 based on the latest completed market-close snapshot from Oct 21, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.
What is FICO's RSI?
FICO's 14-day RSI is 72.91 based on the latest completed market-close snapshot from Oct 21, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.
Is FICO above its 50-day and 200-day moving averages?
FICO is -13.80% from its 50-day SMA and -31.08% from its 200-day SMA based on the latest completed market-close snapshot from Oct 21, 2026. Moving-average position should be read with momentum and broader AIQ evidence.
When is FICO's next earnings date?
FICO's next earnings date is currently listed as Nov 4, 2026. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.
Does FICO pay a dividend?
FICO's dividend yield is 0.00% based on the latest completed market-close snapshot from Oct 21, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.