Stock Analysis
Hanmi Financial Corporation (HAFC) Stock Analysis
Hanmi Financial Corporation (HAFC) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.
Hanmi Financial Corporation (HAFC) currently has an AIQ Score of 61/100, indicating a neutral setup. Quality is the strongest factor at 64/100. Value is the weakest current factor at 58/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
HAFC at a Glance
Crawlable current metrics from the latest market-close stock snapshot.
| Metric | Current |
|---|---|
| Price | $32.06 |
| AIQ Score | 61/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Buy |
| Market Cap | $918.59M |
| P/E Ratio | 10.39 |
| Forward P/E | — |
| EPS | $0.78 |
| Revenue TTM | $55.58M |
| Dividend Yield | 0.01% |
| Beta | 0.71 |
| Volume | 192.64K |
| 52-week range | $22.85-$33.50 |
| RSI 14 | 47.77 |
| 50-Day SMA | $31.94 |
| 200-Day SMA | $29.16 |
| Analyst Price Target | $33.67 |
| Next Earnings | Oct 20, 2026 |
HAFC
OverviewHAFC Stock Analysis Summary
Hanmi Financial Corporation (HAFC) currently has an AIQ Score of 61/100, indicating a neutral setup. Quality is the strongest factor at 64/100. Value is the weakest current factor at 58/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, HAFC has AIQ Score of 61/100 with Quality base of 64/100 and fading Value at 58/100. Wait for component alignment before adding exposure.
Financial Services · 0.69% stock move · HAFC classified in Banks - Regional.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is HAFC Bullish or Bearish Right Now?
HAFC currently has a neutral overall setup. Quality is the strongest factor at 64/100, while Value is weakest at 58/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Quality is supportive at 64/100.
- - Momentum is constructive at 60/100.
- - Risk Resilience is supportive at 62/100.
- - Price is +0.39% above its 50-day SMA.
- - Analyst target implies +5.02% upside from the latest quote.
- - No strong bearish evidence is available in the current snapshot.
Current Consensus
HAFC's Technical Analysis Consensus is currently Buy, with 28 buy, 4 neutral, and 13 sell votes. HAFC's 14-day RSI is 47.77, which places the stock in a neutral momentum range. HAFC's beta is 0.71, indicating lower market sensitivity than the broad market.
What Changed in HAFC?
Recent score-change history is not available in the current snapshot. These are the latest market-close scores instead.
What Would Change the HAFC Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
HAFC Decision Framework
Public evidence layers, setup checks, and risk context for Hanmi Financial Corporation.
Hanmi Financial Corporation (HAFC) Stock Analysis
Hanmi Financial Corporation has an AIQ Score of 61/100 in a Neutral regime. Quality is strongest at 64/100. Beta is 0.71, below market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | HAFC is in a Neutral AIQ regime with score 61/100. |
| Signal Conflict | The primary conflict is that quality leads at 64/100 while value lags at 58/100. |
| Factor Evidence | Momentum 60/100 · Value 58/100 · Quality 64/100 · Risk 62/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Quality is the strongest factor at 64/100.
Momentum is 60/100 and RSI (14) is 47.8.
HAFC is in a Neutral regime at 61/100.
Risk factor is 62/100 with beta 0.71 and annual volatility 30.4%.
Current conflict: quality leads at 64/100 while value lags at 58/100.
HAFC Research Cluster
Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.
HAFC Fundamentals
HAFC valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.
HAFC Technical Analysis
HAFC technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
HAFC Stock Catalysts
Track HAFC earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.
HAFC Dividend Analysis
HAFC dividend yield, annual dividend, payout ratio, payment history, and income reliability context.
HAFC Financial Data
HAFC revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.
HAFC Risk Analysis
HAFC volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
HAFC Stock News
HAFC stock news, market tone, recent headlines, and catalyst context.
HAFC vs Regional Banks Peers
Current peer cohort: HAFC · IBKR · IBOC · INDB · JJSF. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| HAFC Current stock | 61/100 | 58/100 | 60/100 | 62/100 | 0.81 | 30.40% | Current |
| IBKR Interactive Brokers | 45/100 | 24/100 | 58/100 | 56/100 | 1.02 | 40.06% | HAFC vs IBKR |
| IBOC International Bancshares | 56/100 | 50/100 | 41/100 | 68/100 | -0.1 | 22.13% | HAFC vs IBOC |
| INDB Independent Bank Group | 53/100 | 49/100 | 40/100 | 61/100 | 0.59 | 23.92% | HAFC vs INDB |
| JJSF J&J Snack Foods | 50/100 | 48/100 | 51/100 | 61/100 | -0.67 | 34.50% | HAFC vs JJSF |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Sep 4, 2026.
About the AIQ Score
Methodology for the current stock evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalysts8 recent quarterly periods are available for review.
Checked Sep 5, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
Fundamentals Verdict
Current snapshot fields are separate from reported-quarter statement tables.
Latest period Jun 30, 2026.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching HAFC
Open the detailed evidence pages and workflows behind the stock overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for HAFC
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
HAFC Stock FAQ
What is HAFC stock price today?
Hanmi Financial Corporation's current stock price is $32.06. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.
Is HAFC bullish or bearish right now?
HAFC's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.
What is HAFC's market cap?
HAFC's market cap is $918.59M based on the latest completed market-close snapshot from Sep 4, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.
What is HAFC's current P/E ratio?
HAFC's current P/E ratio is 10.39 based on the latest completed market-close snapshot from Sep 4, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.
What is HAFC's RSI?
HAFC's 14-day RSI is 47.77 based on the latest completed market-close snapshot from Sep 4, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.
Is HAFC above its 50-day and 200-day moving averages?
HAFC is 0.39% from its 50-day SMA and 9.96% from its 200-day SMA based on the latest completed market-close snapshot from Sep 4, 2026. Moving-average position should be read with momentum and broader AIQ evidence.
When is HAFC's next earnings date?
HAFC's next earnings date is currently listed as Oct 20, 2026. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.
Does HAFC pay a dividend?
HAFC's dividend yield is 0.01% based on the latest completed market-close snapshot from Sep 4, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.