Stock Analysis
Independent Bank Corp. (INDB) Stock Analysis
Independent Bank Corp. (INDB) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.
Independent Bank Corp. (INDB) currently has an AIQ Score of 62/100, indicating a neutral setup. Momentum is the strongest factor at 72/100. Value is the weakest current factor at 51/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
INDB at a Glance
Crawlable current metrics from the latest market-close stock snapshot.
| Metric | Current |
|---|---|
| Price | $81.30 |
| AIQ Score | 62/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Buy |
| Market Cap | $3.78B |
| P/E Ratio (TTM) | 11.83 |
| Forward P/E | — |
| EPS (quarter ended 2026-09-30) | $1.90 |
| Revenue (quarter ended 2026-09-30) | $345.68M |
| Dividend Yield (TTM) | 3.14% |
| Beta | 0.78 |
| Volume | 486.4K |
| 52-week range | $65.45-$87.50 |
| RSI 14 | 60.28 |
| 50-Day SMA | $81.28 |
| 200-Day SMA | $80.35 |
| Analyst Price Target | $95.00 |
| Next Earnings | Jan 28, 2027 |
INDBIndependent Bank Corp.
Financial Services / Banks - Regional
Relative Leader / Watch
Strong Relative Position
Latest quote
- Momentum72
- Value51
- Quality67
- Risk resilience59
- Sentiment—
INDB Stock Analysis Summary
Independent Bank Corp. (INDB) currently has an AIQ Score of 62/100, indicating a neutral setup. Momentum is the strongest factor at 72/100. Value is the weakest current factor at 51/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, INDB has AIQ Score of 62/100 with Momentum base of 72/100 and fading Value at 51/100. Wait for component alignment before adding exposure.
Momentum (72/100) leads while Value (51/100) lags. This cross-factor spread creates entry timing uncertainty.
Financial Services · 0.52% stock move · INDB classified in Banks - Regional.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is INDB Bullish or Bearish Right Now?
INDB currently has a neutral overall setup. Momentum is the strongest factor at 72/100, while Value is weakest at 51/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Quality is supportive at 67/100.
- - Momentum is constructive at 72/100.
- - Price is +0.03% above its 50-day SMA.
- - Analyst target implies +16.85% upside from the latest quote.
- - Technical consensus has more buy votes than sell votes (29 vs 12).
- - No strong bearish evidence is available in the current snapshot.
Current Consensus
INDB's Technical Analysis Consensus is currently Buy, with 29 buy, 4 neutral, and 12 sell votes. INDB's 14-day RSI is 60.28, which places the stock in a constructive momentum range. INDB's beta is 0.78, indicating lower market sensitivity than the broad market.
What Changed in INDB?
The largest recent change in INDB is Momentum moving up by 47.0 points over the available 7-day comparison window. Momentum remains the strongest visible factor.
What Would Change the INDB Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
INDB Decision Framework
Public evidence layers, setup checks, and risk context for Independent Bank Corp..
Independent Bank Corp. (INDB) Stock Analysis
Independent Bank Corp. has an AIQ Score of 62/100 in a Neutral regime. Momentum is strongest at 72/100. Beta is 0.8, below market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | INDB is in a Neutral AIQ regime with score 62/100. |
| Signal Conflict | The primary conflict is that momentum leads at 72/100 while value lags at 51/100. |
| Factor Evidence | Momentum 72/100 · Value 51/100 · Quality 67/100 · Risk 59/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Momentum is the strongest factor at 72/100.
Momentum is 72/100 and RSI (14) is 60.3.
INDB is in a Neutral regime at 62/100.
Risk factor is 59/100 with beta 0.8 and annual volatility 21.86%.
Current conflict: momentum leads at 72/100 while value lags at 51/100.
INDB Research Cluster
Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.
INDB Fundamentals
INDB valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.
INDB Technical Analysis
INDB technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
INDB Stock Catalysts
Track INDB earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.
INDB Dividend Analysis
INDB dividend yield, annual dividend, payout ratio, payment history, and income reliability context.
INDB Financial Data
INDB revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.
INDB Risk Analysis
INDB volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
INDB Stock News
INDB stock news, market tone, recent headlines, and catalyst context.
INDB vs Regional Banks Peers
Current peer cohort: INDB · JJSF · L · NTRS · OFG. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| INDB Current stock | 62/100 | 51/100 | 72/100 | 59/100 | 0.71 | 21.86% | Current |
| JJSF J&J Snack Foods | 52/100 | 47/100 | 57/100 | 64/100 | -0.32 | 34.40% | INDB vs JJSF |
| L Loews Corporation | 63/100 | 57/100 | 81/100 | 62/100 | 0.58 | 15.97% | INDB vs L |
| NTRS Northern Trust | 52/100 | 42/100 | 44/100 | 77/100 | 1.03 | 24.36% | INDB vs NTRS |
| OFG OFG Bancorp | 58/100 | 56/100 | 48/100 | 57/100 | 0.68 | 23.99% | INDB vs OFG |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Oct 21, 2026.
About the AIQ Score
Methodology for the current stock evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalysts4 recent quarterly periods are available for review.
Checked Oct 21, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
Fundamentals Verdict
Current snapshot fields are separate from reported-quarter statement tables.
Latest period Sep 30, 2026.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching INDB
Open the detailed evidence pages and workflows behind the stock overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for INDB
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
INDB Stock FAQ
What is INDB stock price today?
Independent Bank Corp.'s current stock price is $81.30. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.
Is INDB bullish or bearish right now?
INDB's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.
What is INDB's market cap?
INDB's market cap is $3.78B based on the latest completed market-close snapshot from Oct 21, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.
What is INDB's current P/E ratio?
INDB's current P/E ratio is 11.83 based on the latest completed market-close snapshot from Oct 21, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.
What is INDB's RSI?
INDB's 14-day RSI is 60.28 based on the latest completed market-close snapshot from Oct 21, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.
Is INDB above its 50-day and 200-day moving averages?
INDB is 0.03% from its 50-day SMA and 1.19% from its 200-day SMA based on the latest completed market-close snapshot from Oct 21, 2026. Moving-average position should be read with momentum and broader AIQ evidence.
When is INDB's next earnings date?
INDB's next earnings date is currently listed as Jan 28, 2027. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.
Does INDB pay a dividend?
INDB's dividend yield is 3.14% based on the latest completed market-close snapshot from Oct 21, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.