Stock Analysis
OFG Bancorp (OFG) Stock Analysis
OFG Bancorp (OFG) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.
OFG Bancorp (OFG) currently has an AIQ Score of 62/100, indicating a neutral setup. Quality is the strongest factor at 70/100. Value is the weakest current factor at 57/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
OFG at a Glance
Crawlable current metrics from the latest market-close stock snapshot.
| Metric | Current |
|---|---|
| Price | $53.22 |
| AIQ Score | 62/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Buy |
| Market Cap | $2.2B |
| P/E Ratio | 10.77 |
| Forward P/E | — |
| EPS | $1.39 |
| Revenue TTM | $230.65M |
| Dividend Yield | 0.01% |
| Beta | 0.71 |
| Volume | 137.06K |
| 52-week range | $35.71-$54.47 |
| RSI 14 | 47.12 |
| 50-Day SMA | $51.69 |
| 200-Day SMA | $44.74 |
| Analyst Price Target | $54.60 |
| Next Earnings | Oct 21, 2026 |
OFG
OverviewOFG Stock Analysis Summary
OFG Bancorp (OFG) currently has an AIQ Score of 62/100, indicating a neutral setup. Quality is the strongest factor at 70/100. Value is the weakest current factor at 57/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, OFG has AIQ Score of 62/100 with Quality base of 70/100 and fading Value at 57/100. Wait for component alignment before adding exposure.
Financial Services · 0.76% stock move · OFG classified in Banks - Regional.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is OFG Bullish or Bearish Right Now?
OFG currently has a neutral overall setup. Quality is the strongest factor at 70/100, while Value is weakest at 57/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Quality is supportive at 70/100.
- - Risk Resilience is supportive at 63/100.
- - Price is +2.97% above its 50-day SMA.
- - Analyst target implies +2.59% upside from the latest quote.
- - Technical consensus has more buy votes than sell votes (28 vs 11).
- - No strong bearish evidence is available in the current snapshot.
Current Consensus
OFG's Technical Analysis Consensus is currently Buy, with 28 buy, 6 neutral, and 11 sell votes. OFG's 14-day RSI is 47.12, which places the stock in a neutral momentum range. OFG's beta is 0.71, indicating lower market sensitivity than the broad market.
What Changed in OFG?
Recent score-change history is not available in the current snapshot. These are the latest market-close scores instead.
What Would Change the OFG Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
OFG Decision Framework
Public evidence layers, setup checks, and risk context for OFG Bancorp.
OFG Bancorp (OFG) Stock Analysis
OFG Bancorp has an AIQ Score of 62/100 in a Neutral regime. Quality is strongest at 70/100. Beta is 0.71, below market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | OFG is in a Neutral AIQ regime with score 62/100. |
| Signal Conflict | The primary conflict is that quality leads at 70/100 while value lags at 57/100. |
| Factor Evidence | Momentum 59/100 · Value 57/100 · Quality 70/100 · Risk 63/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Quality is the strongest factor at 70/100.
Momentum is 59/100 and RSI (14) is 47.1.
OFG is in a Neutral regime at 62/100.
Risk factor is 63/100 with beta 0.71 and annual volatility 24.8%.
Current conflict: quality leads at 70/100 while value lags at 57/100.
OFG Research Cluster
Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.
OFG Fundamentals
OFG valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.
OFG Technical Analysis
OFG technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
OFG Stock Catalysts
Track OFG earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.
OFG Dividend Analysis
OFG dividend yield, annual dividend, payout ratio, payment history, and income reliability context.
OFG Financial Data
OFG revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.
OFG Risk Analysis
OFG volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
OFG Stock News
OFG stock news, market tone, recent headlines, and catalyst context.
OFG vs Regional Banks Peers
Current peer cohort: OFG · ONB · OZK · PB · PFS. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| OFG Current stock | 62/100 | 57/100 | 59/100 | 63/100 | 0.62 | 24.80% | Current |
| ONB Old National Bancorp | 53/100 | 59/100 | 35/100 | 63/100 | 0.43 | 26.33% | OFG vs ONB |
| OZK Bank OZK | 61/100 | 65/100 | 43/100 | 78/100 | -0.24 | 24.02% | OFG vs OZK |
| PB Prosperity Bancshares | 51/100 | 43/100 | 39/100 | 64/100 | 0.19 | 22.21% | OFG vs PB |
| PFS Provident Financial Services | 51/100 | 61/100 | 34/100 | 72/100 | 0.62 | 25.37% | OFG vs PFS |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Sep 4, 2026.
About the AIQ Score
Methodology for the current stock evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalysts8 recent quarterly periods are available for review.
Checked Sep 5, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
Fundamentals Verdict
Current snapshot fields are separate from reported-quarter statement tables.
Latest period Jun 30, 2026.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching OFG
Open the detailed evidence pages and workflows behind the stock overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for OFG
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
OFG Stock FAQ
What is OFG stock price today?
OFG Bancorp's current stock price is $53.22. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.
Is OFG bullish or bearish right now?
OFG's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.
What is OFG's market cap?
OFG's market cap is $2.2B based on the latest completed market-close snapshot from Sep 4, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.
What is OFG's current P/E ratio?
OFG's current P/E ratio is 10.77 based on the latest completed market-close snapshot from Sep 4, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.
What is OFG's RSI?
OFG's 14-day RSI is 47.12 based on the latest completed market-close snapshot from Sep 4, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.
Is OFG above its 50-day and 200-day moving averages?
OFG is 2.97% from its 50-day SMA and 18.96% from its 200-day SMA based on the latest completed market-close snapshot from Sep 4, 2026. Moving-average position should be read with momentum and broader AIQ evidence.
When is OFG's next earnings date?
OFG's next earnings date is currently listed as Oct 21, 2026. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.
Does OFG pay a dividend?
OFG's dividend yield is 0.01% based on the latest completed market-close snapshot from Sep 4, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.