Stock Analysis
Itaú Unibanco Holding S.A. (ITUB) Stock Analysis
Itaú Unibanco Holding S.A. (ITUB) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.
Itaú Unibanco Holding S.A. (ITUB) currently has an AIQ Score of 39/100, indicating a bearish setup. Value is the strongest factor at 63/100. Risk is the weakest current factor at 19/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
ITUB at a Glance
Crawlable current metrics from the latest market-close stock snapshot.
| Metric | Current |
|---|---|
| Price | $7.13 |
| AIQ Score | 39/100 |
| Overall View | Bearish |
| Technical Analysis Consensus | Strong Sell |
| Market Cap | $84.65B |
| P/E Ratio (TTM) | 9.38 |
| Forward P/E | — |
| EPS (quarter ended 2026-06-30) | $1.09 |
| Revenue (quarter ended 2026-06-30) | $99.14B |
| Dividend Yield (TTM) | 7.93% |
| Beta | 0.16 |
| Volume | 32.43M |
| 52-week range | $6.82-$10.20 |
| RSI 14 | 18.83 |
| 50-Day SMA | $8.52 |
| 200-Day SMA | $8.38 |
| Analyst Price Target | $9.80 |
| Next Earnings | Nov 3, 2026 |
ITUBItaú Unibanco Holding S.A.
Financial Services / Banks
Low Priority
Relative Laggard
Latest quote
- Momentum24
- Value63
- Quality38
- Risk resilience19
- Sentiment—
ITUB Stock Analysis Summary
Itaú Unibanco Holding S.A. (ITUB) currently has an AIQ Score of 39/100, indicating a bearish setup. Value is the strongest factor at 63/100. Risk resilience is the weakest current factor at 19/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
In a bearish regime, ITUB has AIQ Score of 39/100 with Value base of 63/100 and fading Risk resilience at 19/100. Wait for component alignment before adding exposure.
Value (63/100) leads while Risk resilience (19/100) lags. This cross-factor spread creates entry timing uncertainty.
Financial Services · -3.26% stock move · ITUB classified in Banks.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is ITUB Bullish or Bearish Right Now?
ITUB currently has a bearish overall setup. Value is the strongest factor at 63/100, while Risk Resilience is weakest at 19/100. The current evidence suggests a defensive setup.
- - Analyst target implies +37.45% upside from the latest quote.
- - Momentum is weak at 24/100.
- - Risk Resilience is weak at 19/100.
- - Price is -12.00% below its 200-day SMA.
- - Technical consensus has more sell votes than buy votes (35 vs 9).
Current Consensus
ITUB's Technical Analysis Consensus is currently Strong Sell, with 9 buy, 1 neutral, and 35 sell votes. ITUB's 14-day RSI is 18.83, which places the stock in an oversold momentum range. ITUB's beta is 0.16, indicating lower market sensitivity than the broad market.
What Changed in ITUB?
The largest recent change in ITUB is Momentum moving down by 48.0 points over the available 7-day comparison window. Value remains the strongest visible factor.
What Would Change the ITUB Outlook?
The current bearish outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
ITUB Decision Framework
Public evidence layers, setup checks, and risk context for Itaú Unibanco Holding S.A..
Itaú Unibanco Holding S.A. (ITUB) Stock Analysis
Itaú Unibanco Holding S.A. has an AIQ Score of 39/100 in a Defensive regime. Value is strongest at 63/100. Beta is 0.16, below market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | ITUB is in a Defensive AIQ regime with score 39/100. |
| Signal Conflict | The primary conflict is that value leads at 63/100 while risk lags at 19/100. |
| Factor Evidence | Momentum 24/100 · Value 63/100 · Quality 38/100 · Risk 19/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Value is the strongest factor at 63/100.
Momentum is 24/100 and RSI (14) is 18.8.
ITUB is in a Defensive regime at 39/100.
Risk factor is 19/100 with beta 0.16 and annual volatility 41.68%.
Current conflict: value leads at 63/100 while risk lags at 19/100.
ITUB Research Cluster
Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.
ITUB Fundamentals
ITUB valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.
ITUB Technical Analysis
ITUB technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
ITUB Stock Catalysts
Track ITUB earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.
ITUB Dividend Analysis
ITUB dividend yield, annual dividend, payout ratio, payment history, and income reliability context.
ITUB Financial Data
ITUB revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.
ITUB Risk Analysis
ITUB volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
ITUB Stock News
ITUB stock news, market tone, recent headlines, and catalyst context.
ITUB vs Latin America Peers
Current peer cohort: ITUB · PAGS · PBR · BBD · BSBR. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| ITUB Current stock | 39/100 | 63/100 | 24/100 | 19/100 | 0.2 | 41.68% | Current |
| PAGS PagSeguro Digital | 45/100 | 75/100 | 24/100 | 35/100 | -0.1 | 54.07% | ITUB vs PAGS |
| PBR Petrobras | 54/100 | 70/100 | 30/100 | 24/100 | 1.7 | 38.24% | ITUB vs PBR |
| BBD Banco Bradesco | 38/100 | 67/100 | 25/100 | 24/100 | -0.42 | 49.07% | ITUB vs BBD |
| BSBR Banco Santander Brasil | 44/100 | 72/100 | 25/100 | 27/100 | -0.44 | 38.18% | ITUB vs BSBR |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Oct 29, 2026.
About the AIQ Score
Methodology for the current stock evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalysts3 recent quarterly periods are available for review.
Checked Oct 31, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
Fundamentals Verdict
Current snapshot fields are separate from reported-quarter statement tables.
Latest period Jun 30, 2026.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching ITUB
Open the detailed evidence pages and workflows behind the stock overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for ITUB
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
ITUB Stock FAQ
What is ITUB stock price today?
Itaú Unibanco Holding S.A.'s current stock price is $7.13. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.
Is ITUB bullish or bearish right now?
ITUB's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.
What is ITUB's market cap?
ITUB's market cap is $84.65B based on the latest completed market-close snapshot from Oct 30, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.
What is ITUB's current P/E ratio?
ITUB's current P/E ratio is 9.38 based on the latest completed market-close snapshot from Oct 30, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.
What is ITUB's RSI?
ITUB's 14-day RSI is 18.83 based on the latest completed market-close snapshot from Oct 30, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.
Is ITUB above its 50-day and 200-day moving averages?
ITUB is -13.48% from its 50-day SMA and -12.00% from its 200-day SMA based on the latest completed market-close snapshot from Oct 30, 2026. Moving-average position should be read with momentum and broader AIQ evidence.
When is ITUB's next earnings date?
ITUB's next earnings date is currently listed as Nov 3, 2026. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.
Does ITUB pay a dividend?
ITUB's dividend yield is 7.93% based on the latest completed market-close snapshot from Oct 30, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.