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Itaú Unibanco Holding S.A. (ITUB) Stock Analysis

Itaú Unibanco Holding S.A. (ITUB) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.

ITUB Stock Analysis Summary

Itaú Unibanco Holding S.A. (ITUB) currently has an AIQ Score of 55/100, indicating a neutral setup. Momentum is the strongest factor at 79/100. Risk is the weakest current factor at 34/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.

Updated Sep 11, 2026 · Market-close data

ITUB at a Glance

Crawlable current metrics from the latest market-close stock snapshot.

MetricCurrent
Price$8.33
AIQ Score55/100
Overall ViewNeutral
Technical Analysis ConsensusStrong Buy
Market Cap$84.65B
P/E Ratio10.11
Forward P/E
EPS$1.09
Revenue TTM$99.14B
Dividend Yield0.00%
Beta0.16
Volume25.22M
52-week range$6.54-$9.60
RSI 1474.01
50-Day SMA$8.02
200-Day SMA$8.11
Analyst Price Target$6.60
Next EarningsNov 3, 2026
As of Sep 11, 2026 · Market close
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ITUB

Overview
Itaú Unibanco Holding S.A.
Financial Services· Banks
AIQ Score
NeutralAIQ Edge 7/10
Low Priority
Above Peers
Score data as of Sep 11, 2026
Last price
$8.33
+$0.03 (+0.36%)
Latest market quote
Momentum79
Value64
Quality38
Risk Resilience34
Sentiment
View financial data

ITUB Stock Analysis Summary

Itaú Unibanco Holding S.A. (ITUB) currently has an AIQ Score of 55/100, indicating a neutral setup. Momentum is the strongest factor at 79/100. Risk resilience is the weakest current factor at 34/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.

Updated Sep 11, 2026 · Market-close data
AIQ Composite Posture: Mixed

In a neutral regime, ITUB has AIQ Score of 55/100 with Momentum base of 79/100 and fading Risk resilience at 34/100. Wait for component alignment before adding exposure.

Signal Conflict Detected

Momentum (79/100) leads while Risk resilience (34/100) lags. This cross-factor spread creates entry timing uncertainty.

Financial Services · 0.36% stock move · ITUB classified in Banks.

Current Evidence

NeutralITUB is in a neutral AIQ regime; Momentum is the strongest visible factor at 79/100.
Core coverage reflects visible evidence only

AlgovestIQ Evidence Summary

Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.

Is ITUB Bullish or Bearish Right Now?

ITUB currently has a neutral overall setup. Momentum is the strongest factor at 79/100, while Risk Resilience is weakest at 34/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.

Bull Case
  • - Momentum is constructive at 79/100.
  • - Price is +3.87% above its 50-day SMA.
  • - Technical consensus has more buy votes than sell votes (35 vs 8).
Bear Case
  • - Risk Resilience is weak at 34/100.
  • - Analyst target implies -20.74% downside from the latest quote.

Current Consensus

ITUB's Technical Analysis Consensus is currently Strong Buy, with 35 buy, 2 neutral, and 8 sell votes. ITUB's 14-day RSI is 74.01, which places the stock in an overbought momentum range. ITUB's beta is 0.16, indicating lower market sensitivity than the broad market.

Signal Confidence
High agreement

What Changed in ITUB?

Recent score-change history is not available in the current snapshot. These are the latest market-close scores instead.

AIQ Score
55/100
Momentum
79/100
Quality
38/100
Risk
34/100

What Would Change the ITUB Outlook?

The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.

Bullish confirmation

AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.

Bearish deterioration

AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.

ITUB Decision Framework

Public evidence layers, setup checks, and risk context for Itaú Unibanco Holding S.A..

Itaú Unibanco Holding S.A. (ITUB) Stock Analysis

Itaú Unibanco Holding S.A. has an AIQ Score of 55/100 in a Neutral regime. Momentum is strongest at 79/100. Beta is 0.16, below market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.

Evidence LayerPublic Evidence
Regime ContextITUB is in a Neutral AIQ regime with score 55/100.
Signal ConflictThe primary conflict is that momentum leads at 79/100 while risk lags at 34/100.
Factor EvidenceMomentum 79/100 · Value 64/100 · Quality 38/100 · Risk 34/100
PersistenceCurrent snapshot evidence is shown; historical persistence remains in AIQ Pro.

Current Setup Checklist

Factor strengthPass

Momentum is the strongest factor at 79/100.

TimingPass

Momentum is 79/100 and RSI (14) is 74.0.

Regime fitWait

ITUB is in a Neutral regime at 55/100.

Risk controlFail

Risk factor is 34/100 with beta 0.16 and annual volatility 31.75%.

ConflictWait

Current conflict: momentum leads at 79/100 while risk lags at 34/100.

AIQ Score
55/100
Price
$8.33
Beta
0.16
RSI (14)
74

ITUB Research Cluster

Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.

ITUB Fundamentals

ITUB valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.

Revenue
$99.14B
Net income
$12.25B
Free cash flow
$71.3B
View full ITUB fundamental analysis

ITUB Technical Analysis

ITUB technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.

Technical Analysis Consensus
Strong Buy
RSI 14
74.01
Price vs SMA-50
+3.87%
View full ITUB technical analysis

ITUB Stock Catalysts

Track ITUB earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.

Next earnings
Nov 3, 2026
Analyst target
$6.60
News items
3
View ITUB earnings and stock catalysts

ITUB Dividend Analysis

ITUB dividend yield, annual dividend, payout ratio, payment history, and income reliability context.

Dividend yield
0.95%
Annual dividend
$0.08
Payout ratio
View ITUB dividend history and analysis

ITUB Financial Data

ITUB revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.

Quarter revenue
$99.14B
EPS
$1.09
Periods
4
View ITUB financials

ITUB Risk Analysis

ITUB volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.

Beta
0.16
Risk score
34/100
1Y volatility
31.75%
View ITUB risk analysis

ITUB Stock News

ITUB stock news, market tone, recent headlines, and catalyst context.

News items
3
Updated
Sep 11, 2026
Sentiment
Read ITUB stock news

ITUB vs Latin America Peers

Current peer cohort: ITUB · PAGS · PBR · BBD · BSBR. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.

PeerAIQValueMomentumRiskSharpe1Y VolatilityCompare
ITUB
Current stock
55/10064/10079/10034/1000.6631.75%Current
PAGS
PagSeguro Digital
60/10075/10079/10045/1000.3444.13%ITUB vs PAGS
PBR
Petrobras
66/10070/10075/10034/1001.5833.30%ITUB vs PBR
BBD
Banco Bradesco
52/10070/10072/10034/1000.4834.35%ITUB vs BBD
BSBR
Banco Santander Brasil
60/10072/10075/10046/1000.3934.57%ITUB vs BSBR
Pairwise Compare links: PAGS · PBR · BBD · BSBRITUB vs PAGSITUB vs PBRITUB vs BBDITUB vs BSBRCompare cohort

Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Sep 11, 2026.

About the AIQ Score

Methodology for the current stock evidence.

As of Sep 11, 2026 · Market close

The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.

View AIQ methodology

Factor Diagnostics

A compact bridge from the AIQ score to the evidence tabs.

Calculator
Calculate a ITUB stock return scenario

Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.

Calculate stock return

AIQ Component Profile

Compare the five component scores on one consistent 0–100 scale.

Catalyst preview

Review earnings timing, revisions, news pressure, and prior event reactions in one place.

Open catalysts
Quarterly evidence

4 recent quarterly periods are available for review.

Checked Sep 12, 2026

AIQ Pro

Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.

Fundamentals Verdict

Current snapshot fields are separate from reported-quarter statement tables.

Current TTM P/E
9.38
As of Sep 11, 2026
Revenue growth
2.76%
Gross margin
35.88%
Current debt / equity
4.7
Latest quarterly evidence

Latest period Jun 30, 2026.

Review fundamentals
Quarter revenue
$99.14B
Quarter net income
$12.25B
Quarter free cash flow
$71.3B

Market Confirmation

Technicals are summarized first, with the indicator library behind it.

Trend
Mixed
Momentum
Bullish
RSI 14
74.01
MACD
0.11

Risk Alignment

Higher resilience is stronger; exposure metrics stay separate.

Resilience
34/100
Beta
0.16
Annual volatility
31.75%
Max drawdown
-25.08%

ITUB Stock FAQ

What is ITUB stock price today?

Itaú Unibanco Holding S.A.'s current stock price is $8.33. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.

Is ITUB bullish or bearish right now?

ITUB's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.

What is ITUB's market cap?

ITUB's market cap is $84.65B based on the latest completed market-close snapshot from Sep 11, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.

What is ITUB's current P/E ratio?

ITUB's current P/E ratio is 10.11 based on the latest completed market-close snapshot from Sep 11, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.

What is ITUB's RSI?

ITUB's 14-day RSI is 74.01 based on the latest completed market-close snapshot from Sep 11, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.

Is ITUB above its 50-day and 200-day moving averages?

ITUB is 3.87% from its 50-day SMA and 2.76% from its 200-day SMA based on the latest completed market-close snapshot from Sep 11, 2026. Moving-average position should be read with momentum and broader AIQ evidence.

When is ITUB's next earnings date?

ITUB's next earnings date is currently listed as Nov 3, 2026. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.

Does ITUB pay a dividend?

ITUB's dividend yield is 0.00% based on the latest completed market-close snapshot from Sep 11, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.