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Oscar Health, Inc. (OSCR) Stock Analysis

Oscar Health, Inc. (OSCR) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.

OSCR Stock Analysis Summary

Oscar Health, Inc. (OSCR) currently has an AIQ Score of 64/100, indicating a neutral setup. Quality is the strongest factor at 86/100. Risk is the weakest current factor at 29/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.

Updated Sep 11, 2026 · Market-close data

OSCR at a Glance

Crawlable current metrics from the latest market-close stock snapshot.

MetricCurrent
Price$32.77
AIQ Score64/100
Overall ViewNeutral
Technical Analysis ConsensusStrong Buy
Market Cap$7.73B
P/E Ratio21.31
Forward P/E
EPS$1.20
Revenue TTM$4.88B
Dividend Yield0.00%
Beta2.39
Volume7.1M
52-week range$10.69-$34.23
RSI 1454.01
50-Day SMA$30.61
200-Day SMA$20.86
Analyst Price Target$27.64
Next EarningsNov 9, 2026
As of Sep 11, 2026 · Market close

OSCR

Overview
Oscar Health, Inc.
Healthcare· Medical - Healthcare Plans
AIQ Score
NeutralAIQ Edge 10/10
Relative Leader / Watch
Sector Leader
Score data as of Sep 11, 2026
Last price
$32.77
+$0.19 (+0.58%)
Latest market quote
Momentum65
Value59
Quality86
Risk Resilience29
Sentiment
View financial data

OSCR Stock Analysis Summary

Oscar Health, Inc. (OSCR) currently has an AIQ Score of 64/100, indicating a neutral setup. Quality is the strongest factor at 86/100. Risk resilience is the weakest current factor at 29/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.

Updated Sep 11, 2026 · Market-close data
AIQ Composite Posture: Mixed

In a neutral regime, OSCR has AIQ Score of 64/100 with Quality base of 86/100 and fading Risk resilience at 29/100. Wait for component alignment before adding exposure.

Signal Conflict Detected

Quality (86/100) leads while Risk resilience (29/100) lags. This cross-factor spread creates entry timing uncertainty.

Healthcare · 0.58% stock move · OSCR classified in Medical - Healthcare Plans.

Current Evidence

NeutralOSCR is in a neutral AIQ regime; Quality is the strongest visible factor at 86/100.
Core coverage reflects visible evidence only

AlgovestIQ Evidence Summary

Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.

Is OSCR Bullish or Bearish Right Now?

OSCR currently has a neutral overall setup. Quality is the strongest factor at 86/100, while Risk Resilience is weakest at 29/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.

Bull Case
  • - Quality is supportive at 86/100.
  • - Momentum is constructive at 65/100.
  • - Price is +7.04% above its 50-day SMA.
  • - Technical consensus has more buy votes than sell votes (35 vs 4).
Bear Case
  • - Risk Resilience is weak at 29/100.
  • - Analyst target implies -15.65% downside from the latest quote.

Current Consensus

OSCR's Technical Analysis Consensus is currently Strong Buy, with 35 buy, 6 neutral, and 4 sell votes. OSCR's 14-day RSI is 54.01, which places the stock in a neutral momentum range. OSCR's beta is 2.39, indicating greater market sensitivity than the broad market.

Signal Confidence
High agreement

What Changed in OSCR?

Recent score-change history is not available in the current snapshot. These are the latest market-close scores instead.

AIQ Score
64/100
Momentum
65/100
Quality
86/100
Risk
29/100

What Would Change the OSCR Outlook?

The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.

Bullish confirmation

AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.

Bearish deterioration

AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.

OSCR Decision Framework

Public evidence layers, setup checks, and risk context for Oscar Health, Inc..

Oscar Health, Inc. (OSCR) Stock Analysis

Oscar Health, Inc. has an AIQ Score of 64/100 in a Neutral regime. Quality is strongest at 86/100. Beta is 2.39, above market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.

Evidence LayerPublic Evidence
Regime ContextOSCR is in a Neutral AIQ regime with score 64/100.
Signal ConflictThe primary conflict is that quality leads at 86/100 while risk lags at 29/100.
Factor EvidenceMomentum 65/100 · Value 59/100 · Quality 86/100 · Risk 29/100
PersistenceCurrent snapshot evidence is shown; historical persistence remains in AIQ Pro.

Current Setup Checklist

Factor strengthPass

Quality is the strongest factor at 86/100.

TimingPass

Momentum is 65/100 and RSI (14) is 54.0.

Regime fitWait

OSCR is in a Neutral regime at 64/100.

Risk controlFail

Risk factor is 29/100 with beta 2.39 and annual volatility 70.62%.

ConflictWait

Current conflict: quality leads at 86/100 while risk lags at 29/100.

AIQ Score
64/100
Price
$32.77
Beta
2.39
RSI (14)
54

OSCR Research Cluster

Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.

OSCR Fundamentals

OSCR valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.

Revenue
$4.88B
Net income
$361.81M
Free cash flow
$2.04B
View full OSCR fundamental analysis

OSCR Technical Analysis

OSCR technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.

Technical Analysis Consensus
Strong Buy
RSI 14
54.01
Price vs SMA-50
+7.04%
View full OSCR technical analysis

OSCR Stock Catalysts

Track OSCR earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.

Next earnings
Nov 9, 2026
Analyst target
$27.64
News items
5
View OSCR earnings and stock catalysts

OSCR Dividend Analysis

OSCR dividend yield, annual dividend, payout ratio, payment history, and income reliability context.

Dividend yield
0.00%
Annual dividend
Payout ratio
View OSCR dividend history and analysis

OSCR Financial Data

OSCR revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.

Quarter revenue
$4.88B
EPS
$1.20
Periods
8
View OSCR financials

OSCR Risk Analysis

OSCR volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.

Beta
2.39
Risk score
29/100
1Y volatility
70.62%
View OSCR risk analysis

OSCR Stock News

OSCR stock news, market tone, recent headlines, and catalyst context.

News items
5
Updated
Sep 11, 2026
Sentiment
Read OSCR stock news

OSCR vs Healthcare Services / Managed Care Peers

Current peer cohort: OSCR · PGNY · PHR · PRVA · TDOC. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.

PeerAIQValueMomentumRiskSharpe1Y VolatilityCompare
OSCR
Current stock
64/10059/10065/10029/1001.0370.62%Current
PGNY
Progyny
58/10051/10062/10070/1000.5455.25%OSCR vs PGNY
PHR
Phreesia
44/10042/10024/10050/100-1.2958.56%OSCR vs PHR
PRVA
Privia Health
40/10042/10026/10072/100-0.331.88%OSCR vs PRVA
TDOC
Teladoc Health
47/10065/10035/10027/100-0.0364.39%OSCR vs TDOC
Pairwise Compare links: PGNY · PHR · PRVA · TDOCOSCR vs PGNYOSCR vs PHROSCR vs PRVAOSCR vs TDOCCompare cohort

Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Sep 11, 2026.

About the AIQ Score

Methodology for the current stock evidence.

As of Sep 11, 2026 · Market close

The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.

View AIQ methodology

Factor Diagnostics

A compact bridge from the AIQ score to the evidence tabs.

Calculator
Calculate a OSCR stock return scenario

Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.

Calculate stock return

AIQ Component Profile

Compare the five component scores on one consistent 0–100 scale.

Catalyst preview

Review earnings timing, revisions, news pressure, and prior event reactions in one place.

Open catalysts
Quarterly evidence

8 recent quarterly periods are available for review.

Checked Sep 12, 2026

AIQ Pro

Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.

Fundamentals Verdict

Current snapshot fields are separate from reported-quarter statement tables.

Current TTM P/E
17.44
As of Sep 11, 2026
Revenue growth
5.01%
Gross margin
44.93%
Current debt / equity
0.21
Latest quarterly evidence

Latest period Jun 30, 2026.

Review fundamentals
Quarter revenue
$4.88B
Quarter net income
$361.81M
Quarter free cash flow
$2.04B

Market Confirmation

Technicals are summarized first, with the indicator library behind it.

Trend
Bullish
Momentum
Mixed
RSI 14
54.01
MACD
0.62

Risk Alignment

Higher resilience is stronger; exposure metrics stay separate.

Resilience
29/100
Beta
2.39
Annual volatility
70.62%
Max drawdown
-51.71%

OSCR Stock FAQ

What is OSCR stock price today?

Oscar Health, Inc.'s current stock price is $32.77. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.

Is OSCR bullish or bearish right now?

OSCR's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.

What is OSCR's market cap?

OSCR's market cap is $7.73B based on the latest completed market-close snapshot from Sep 11, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.

What is OSCR's current P/E ratio?

OSCR's current P/E ratio is 21.31 based on the latest completed market-close snapshot from Sep 11, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.

What is OSCR's RSI?

OSCR's 14-day RSI is 54.01 based on the latest completed market-close snapshot from Sep 11, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.

Is OSCR above its 50-day and 200-day moving averages?

OSCR is 7.04% from its 50-day SMA and 57.08% from its 200-day SMA based on the latest completed market-close snapshot from Sep 11, 2026. Moving-average position should be read with momentum and broader AIQ evidence.

When is OSCR's next earnings date?

OSCR's next earnings date is currently listed as Nov 9, 2026. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.

Does OSCR pay a dividend?

OSCR's dividend yield is 0.00% based on the latest completed market-close snapshot from Sep 11, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.