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Paycom Software, Inc. (PAYC) Stock Analysis

Paycom Software, Inc. (PAYC) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.

PAYC Stock Analysis Summary

Paycom Software, Inc. (PAYC) currently has an AIQ Score of 66/100, indicating a neutral setup. Sentiment is the strongest factor at 77/100. Risk is the weakest current factor at 52/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.

Updated Sep 4, 2026 · Market-close data

PAYC at a Glance

Crawlable current metrics from the latest market-close stock snapshot.

MetricCurrent
Price$231.67
AIQ Score66/100
Overall ViewNeutral
Technical Analysis ConsensusBuy
Market Cap$10.72B
P/E Ratio23.06
Forward P/E
EPS$2.34
Revenue TTM$531.2M
Dividend Yield0.01%
Beta0.73
Volume662.02K
52-week range$104.90-$244.98
RSI 1471.38
50-Day SMA$182.10
200-Day SMA$149.24
Analyst Price Target$190.53
Next EarningsNov 4, 2026
As of Sep 4, 2026 · Market close
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PAYC

Overview
Paycom Software, Inc.
Technology· Software - Application
AIQ Score
NeutralAIQ Edge 9/10
Leader
Strong Relative Position
Score data as of Sep 4, 2026
Last price
$231.67
-$8.85 (-3.68%)
Latest market quote
Momentum72
Value61
Quality74
Risk Resilience52
Sentiment77
View financial data

PAYC Stock Analysis Summary

Paycom Software, Inc. (PAYC) currently has an AIQ Score of 66/100, indicating a neutral setup. Sentiment is the strongest factor at 77/100. Risk resilience is the weakest current factor at 52/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.

Updated Sep 4, 2026 · Market-close data
AIQ Composite Posture: Mixed

In a neutral regime, PAYC has AIQ Score of 66/100 with Sentiment base of 77/100 and fading Risk resilience at 52/100. Wait for component alignment before adding exposure.

Signal Conflict Detected

Sentiment (77/100) leads while Risk resilience (52/100) lags. This cross-factor spread creates entry timing uncertainty.

Technology · -3.68% stock move · PAYC classified in Software - Application.

Current Evidence

NeutralPAYC is in a neutral AIQ regime; Sentiment is the strongest visible factor at 77/100.
Core coverage reflects visible evidence only

AlgovestIQ Evidence Summary

Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.

Is PAYC Bullish or Bearish Right Now?

PAYC currently has a neutral overall setup. Sentiment is the strongest factor at 77/100, while Risk Resilience is weakest at 52/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.

Bull Case
  • - Quality is supportive at 74/100.
  • - Momentum is constructive at 72/100.
  • - Price is +27.22% above its 50-day SMA.
  • - Technical consensus has more buy votes than sell votes (28 vs 10).
Bear Case
  • - Analyst target implies -17.76% downside from the latest quote.

Current Consensus

PAYC's Technical Analysis Consensus is currently Buy, with 28 buy, 7 neutral, and 10 sell votes. PAYC's 14-day RSI is 71.38, which places the stock in an overbought momentum range. PAYC's beta is 0.73, indicating lower market sensitivity than the broad market.

Signal Confidence
High agreement

What Changed in PAYC?

Recent score-change history is not available in the current snapshot. These are the latest market-close scores instead.

AIQ Score
66/100
Momentum
72/100
Quality
74/100
Risk
52/100

What Would Change the PAYC Outlook?

The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.

Bullish confirmation

AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.

Bearish deterioration

AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.

PAYC Decision Framework

Public evidence layers, setup checks, and risk context for Paycom Software, Inc..

Paycom Software, Inc. (PAYC) Stock Analysis

Paycom Software, Inc. has an AIQ Score of 66/100 in a Neutral regime. Sentiment is strongest at 77/100. Beta is 0.73, below market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.

Evidence LayerPublic Evidence
Regime ContextPAYC is in a Neutral AIQ regime with score 66/100.
Signal ConflictThe primary conflict is that sentiment leads at 77/100 while risk lags at 52/100.
Factor EvidenceMomentum 72/100 · Value 61/100 · Quality 74/100 · Risk 52/100 · Sentiment 77/100
PersistenceCurrent snapshot evidence is shown; historical persistence remains in AIQ Pro.

Current Setup Checklist

Factor strengthPass

Sentiment is the strongest factor at 77/100.

TimingPass

Momentum is 72/100 and RSI (14) is 71.4.

Regime fitPass

PAYC is in a Neutral regime at 66/100.

Risk controlWait

Risk factor is 52/100 with beta 0.73 and annual volatility 47.28%.

ConflictWait

Current conflict: sentiment leads at 77/100 while risk lags at 52/100.

AIQ Score
66/100
Price
$231.67
Beta
0.73
RSI (14)
71.4

PAYC Research Cluster

Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.

PAYC Fundamentals

PAYC valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.

Revenue
$531.2M
Net income
$107.4M
Free cash flow
$372.7M
View full PAYC fundamental analysis

PAYC Technical Analysis

PAYC technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.

Technical Analysis Consensus
Buy
RSI 14
71.38
Price vs SMA-50
+27.22%
View full PAYC technical analysis

PAYC Stock Catalysts

Track PAYC earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.

Next earnings
Nov 4, 2026
Analyst target
$190.53
News items
4
View PAYC earnings and stock catalysts

PAYC Dividend Analysis

PAYC dividend yield, annual dividend, payout ratio, payment history, and income reliability context.

Dividend yield
0.65%
Annual dividend
$1.50
Payout ratio
View PAYC dividend history and analysis

PAYC Financial Data

PAYC revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.

Quarter revenue
$531.2M
EPS
$2.34
Periods
8
View PAYC financials

PAYC Risk Analysis

PAYC volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.

Beta
0.73
Risk score
52/100
1Y volatility
47.28%
View PAYC risk analysis

PAYC Stock News

PAYC stock news, market tone, recent headlines, and catalyst context.

News items
4
Updated
Sep 6, 2026
Sentiment
77/100
Read PAYC stock news

PAYC vs Software — Enterprise & Cloud Peers

Current peer cohort: PAYC · PLTR · PTC · RNG · SNOW. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.

PeerAIQValueMomentumRiskSharpe1Y VolatilityCompare
PAYC
Current stock
66/10061/10072/10052/1000.2147.28%Current
PLTR
Palantir
58/10024/10057/10049/1000.4161.06%PAYC vs PLTR
PTC
PTC Inc
63/10063/10043/10051/100-1.1334.79%PAYC vs PTC
RNG
RingCentral
64/10070/10079/10032/1001.5370.07%PAYC vs RNG
SNOW
Snowflake
39/10024/10060/10035/1000.8965.36%PAYC vs SNOW
Pairwise Compare links: PLTR · PTC · RNG · SNOWPAYC vs PLTRPAYC vs PTCPAYC vs RNGPAYC vs SNOWCompare cohort

Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Sep 5, 2026.

About the AIQ Score

Methodology for the current stock evidence.

As of Sep 4, 2026 · Market close

The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.

View AIQ methodology

Factor Diagnostics

A compact bridge from the AIQ score to the evidence tabs.

Calculator
Calculate a PAYC stock return scenario

Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.

Calculate stock return

AIQ Component Profile

Compare the five component scores on one consistent 0–100 scale.

Catalyst preview

Review earnings timing, revisions, news pressure, and prior event reactions in one place.

Open catalysts
Quarterly evidence

8 recent quarterly periods are available for review.

Checked Sep 6, 2026

AIQ Pro

Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.

Fundamentals Verdict

Current snapshot fields are separate from reported-quarter statement tables.

Current TTM P/E
25.23
As of Sep 4, 2026
Revenue growth
-7.12%
Gross margin
80.11%
Current debt / equity
1.72
Latest quarterly evidence

Latest period Jun 30, 2026.

Review fundamentals
Quarter revenue
$531.2M
Quarter net income
$107.4M
Quarter free cash flow
$372.7M

Market Confirmation

Technicals are summarized first, with the indicator library behind it.

Trend
Bullish
Momentum
Mixed
RSI 14
71.38
MACD
15.83

Risk Alignment

Higher resilience is stronger; exposure metrics stay separate.

Resilience
52/100
Beta
0.73
Annual volatility
47.28%
Max drawdown
-49.82%

PAYC Stock FAQ

What is PAYC stock price today?

Paycom Software, Inc.'s current stock price is $231.67. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.

Is PAYC bullish or bearish right now?

PAYC's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.

What is PAYC's market cap?

PAYC's market cap is $10.72B based on the latest completed market-close snapshot from Sep 4, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.

What is PAYC's current P/E ratio?

PAYC's current P/E ratio is 23.06 based on the latest completed market-close snapshot from Sep 4, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.

What is PAYC's RSI?

PAYC's 14-day RSI is 71.38 based on the latest completed market-close snapshot from Sep 4, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.

Is PAYC above its 50-day and 200-day moving averages?

PAYC is 27.22% from its 50-day SMA and 55.23% from its 200-day SMA based on the latest completed market-close snapshot from Sep 4, 2026. Moving-average position should be read with momentum and broader AIQ evidence.

When is PAYC's next earnings date?

PAYC's next earnings date is currently listed as Nov 4, 2026. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.

Does PAYC pay a dividend?

PAYC's dividend yield is 0.01% based on the latest completed market-close snapshot from Sep 4, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.