Stock Analysis
Provident Financial Services, Inc. (PFS) Stock Analysis
Provident Financial Services, Inc. (PFS) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.
Provident Financial Services, Inc. (PFS) currently has an AIQ Score of 55/100, indicating a neutral setup. Risk is the strongest factor at 73/100. Quality is the weakest current factor at 45/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
PFS at a Glance
Crawlable current metrics from the latest market-close stock snapshot.
| Metric | Current |
|---|---|
| Price | $22.54 |
| AIQ Score | 55/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Buy |
| Market Cap | $3B |
| P/E Ratio (TTM) | 9.58 |
| Forward P/E | — |
| EPS (quarter ended 2026-06-30) | $0.60 |
| Revenue (quarter ended 2026-06-30) | $326.6M |
| Dividend Yield (TTM) | 4.17% |
| Beta | 0.78 |
| Volume | 538.63K |
| 52-week range | $17.71-$25.49 |
| RSI 14 | 54.19 |
| 50-Day SMA | $23.05 |
| 200-Day SMA | $22.53 |
| Analyst Price Target | $26.50 |
| Next Earnings | Oct 28, 2026 |
PFSProvident Financial Services, Inc.
Financial Services / Banks - Regional
Low Priority
In Line With Peers
Latest quote
- Momentum52
- Value59
- Quality45
- Risk resilience73
- Sentiment—
PFS Stock Analysis Summary
Provident Financial Services, Inc. (PFS) currently has an AIQ Score of 55/100, indicating a neutral setup. Risk resilience is the strongest factor at 73/100. Quality is the weakest current factor at 45/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, PFS has AIQ Score of 55/100 with Risk resilience base of 73/100 and fading Quality at 45/100. Wait for component alignment before adding exposure.
Risk resilience (73/100) leads while Quality (45/100) lags. This cross-factor spread creates entry timing uncertainty.
Financial Services · 0.04% stock move · PFS classified in Banks - Regional.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is PFS Bullish or Bearish Right Now?
PFS currently has a neutral overall setup. Risk Resilience is the strongest factor at 73/100, while Quality is weakest at 45/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Risk Resilience is supportive at 73/100.
- - Analyst target implies +17.57% upside from the latest quote.
- - Technical consensus has more buy votes than sell votes (24 vs 12).
- - No strong bearish evidence is available in the current snapshot.
Current Consensus
PFS's Technical Analysis Consensus is currently Buy, with 24 buy, 9 neutral, and 12 sell votes. PFS's 14-day RSI is 54.19, which places the stock in a neutral momentum range. PFS's beta is 0.78, indicating lower market sensitivity than the broad market.
What Changed in PFS?
The largest recent change in PFS is Momentum moving up by 22.0 points over the available 7-day comparison window. Risk Resilience remains the strongest visible factor.
What Would Change the PFS Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
PFS Decision Framework
Public evidence layers, setup checks, and risk context for Provident Financial Services, Inc..
Provident Financial Services, Inc. (PFS) Stock Analysis
Provident Financial Services, Inc. has an AIQ Score of 55/100 in a Neutral regime. Risk is strongest at 73/100. Beta is 0.82, below market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | PFS is in a Neutral AIQ regime with score 55/100. |
| Signal Conflict | The primary conflict is that risk leads at 73/100 while quality lags at 45/100. |
| Factor Evidence | Momentum 52/100 · Value 59/100 · Quality 45/100 · Risk 73/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Risk is the strongest factor at 73/100.
Momentum is 52/100 and RSI (14) is 54.2.
PFS is in a Neutral regime at 55/100.
Risk factor is 73/100 with beta 0.82 and annual volatility 23.49%.
Current conflict: risk leads at 73/100 while quality lags at 45/100.
PFS Research Cluster
Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.
PFS Fundamentals
PFS valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.
PFS Technical Analysis
PFS technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
PFS Stock Catalysts
Track PFS earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.
PFS Dividend Analysis
PFS dividend yield, annual dividend, payout ratio, payment history, and income reliability context.
PFS Financial Data
PFS revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.
PFS Risk Analysis
PFS volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
PFS Stock News
PFS stock news, market tone, recent headlines, and catalyst context.
PFS vs Regional Banks Peers
Current peer cohort: PFS · RJF · SCHW · SFNC · TBBK. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| PFS Current stock | 55/100 | 59/100 | 52/100 | 73/100 | 0.77 | 23.49% | Current |
| RJF Raymond James Financial | 55/100 | 51/100 | 33/100 | 65/100 | -0.27 | 24.78% | PFS vs RJF |
| SCHW Charles Schwab | 55/100 | 37/100 | 26/100 | 75/100 | -0.17 | 25.45% | PFS vs SCHW |
| SFNC Simmons First National | 60/100 | 55/100 | 64/100 | 64/100 | 0.91 | 24.97% | PFS vs SFNC |
| TBBK The Bancorp | 55/100 | 46/100 | 48/100 | 52/100 | -0.7 | 45.71% | PFS vs TBBK |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Oct 21, 2026.
About the AIQ Score
Methodology for the current stock evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalysts3 recent quarterly periods are available for review.
Checked Oct 22, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
Fundamentals Verdict
Current snapshot fields are separate from reported-quarter statement tables.
Latest period Jun 30, 2026.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching PFS
Open the detailed evidence pages and workflows behind the stock overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for PFS
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
PFS Stock FAQ
What is PFS stock price today?
Provident Financial Services, Inc.'s current stock price is $22.54. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.
Is PFS bullish or bearish right now?
PFS's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.
What is PFS's market cap?
PFS's market cap is $3B based on the latest completed market-close snapshot from Oct 21, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.
What is PFS's current P/E ratio?
PFS's current P/E ratio is 9.58 based on the latest completed market-close snapshot from Oct 21, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.
What is PFS's RSI?
PFS's 14-day RSI is 54.19 based on the latest completed market-close snapshot from Oct 21, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.
Is PFS above its 50-day and 200-day moving averages?
PFS is -2.22% from its 50-day SMA and 0.05% from its 200-day SMA based on the latest completed market-close snapshot from Oct 21, 2026. Moving-average position should be read with momentum and broader AIQ evidence.
When is PFS's next earnings date?
PFS's next earnings date is currently listed as Oct 28, 2026. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.
Does PFS pay a dividend?
PFS's dividend yield is 4.17% based on the latest completed market-close snapshot from Oct 21, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.