Stock Analysis
The Charles Schwab Corporation (SCHW) Stock Analysis
The Charles Schwab Corporation (SCHW) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.
The Charles Schwab Corporation (SCHW) currently has an AIQ Score of 55/100, indicating a neutral setup. Quality is the strongest factor at 86/100. Momentum is the weakest current factor at 26/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
SCHW at a Glance
Crawlable current metrics from the latest market-close stock snapshot.
| Metric | Current |
|---|---|
| Price | $91.64 |
| AIQ Score | 55/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Strong Sell |
| Market Cap | $159.03B |
| P/E Ratio (TTM) | 15.61 |
| Forward P/E | — |
| EPS (quarter ended 2026-09-30) | $1.63 |
| Revenue (quarter ended 2026-09-30) | $8.17B |
| Dividend Yield (TTM) | 1.34% |
| Beta | 0.78 |
| Volume | 8.11M |
| 52-week range | $83.96-$114.53 |
| RSI 14 | 31.7 |
| 50-Day SMA | $103.42 |
| 200-Day SMA | $97.99 |
| Analyst Price Target | $121.55 |
| Next Earnings | Jan 20, 2027 |
SCHWThe Charles Schwab Corporation
Financial Services / Financial - Capital Markets
Low Priority
In Line With Peers
Latest quote
- Momentum26
- Value37
- Quality86
- Risk resilience75
- Sentiment63
SCHW Stock Analysis Summary
The Charles Schwab Corporation (SCHW) currently has an AIQ Score of 55/100, indicating a neutral setup. Quality is the strongest factor at 86/100. Momentum is the weakest current factor at 26/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, SCHW has AIQ Score of 55/100 with Quality base of 86/100 and fading Momentum at 26/100. Wait for component alignment before adding exposure.
Quality (86/100) leads while Momentum (26/100) lags. This cross-factor spread creates entry timing uncertainty.
Financial Services · 0.83% stock move · SCHW classified in Financial - Capital Markets.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is SCHW Bullish or Bearish Right Now?
SCHW currently has a neutral overall setup. Quality is the strongest factor at 86/100, while Momentum is weakest at 26/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Quality is supportive at 86/100.
- - Risk Resilience is supportive at 75/100.
- - Analyst target implies +32.64% upside from the latest quote.
- - Value is the current constraint at 37/100.
- - Momentum is weak at 26/100.
- - Price is -6.48% below its 200-day SMA.
- - Technical consensus has more sell votes than buy votes (35 vs 4).
Current Consensus
SCHW's Technical Analysis Consensus is currently Strong Sell, with 4 buy, 6 neutral, and 35 sell votes. SCHW's 14-day RSI is 31.7, which places the stock in a weaker momentum range. SCHW's beta is 0.78, indicating lower market sensitivity than the broad market.
What Changed in SCHW?
The largest recent change in SCHW is Momentum moving down by 7.0 points over the available 7-day comparison window. Quality remains the strongest visible factor.
What Would Change the SCHW Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
SCHW Decision Framework
Public evidence layers, setup checks, and risk context for The Charles Schwab Corporation.
The Charles Schwab Corporation (SCHW) Stock Analysis
The Charles Schwab Corporation has an AIQ Score of 55/100 in a Neutral regime. Quality is strongest at 86/100. Beta is 0.78, below market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | SCHW is in a Neutral AIQ regime with score 55/100. |
| Signal Conflict | The primary conflict is that quality leads at 86/100 while momentum lags at 26/100. |
| Factor Evidence | Momentum 26/100 · Value 37/100 · Quality 86/100 · Risk 75/100 · Sentiment 63/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Quality is the strongest factor at 86/100.
Momentum is 26/100 and RSI (14) is 31.7.
SCHW is in a Neutral regime at 55/100.
Risk factor is 75/100 with beta 0.78 and annual volatility 25.45%.
Current conflict: quality leads at 86/100 while momentum lags at 26/100.
SCHW Research Cluster
Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.
SCHW Fundamentals
SCHW valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.
SCHW Technical Analysis
SCHW technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
SCHW Stock Catalysts
Track SCHW earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.
SCHW Dividend Analysis
SCHW dividend yield, annual dividend, payout ratio, payment history, and income reliability context.
SCHW Financial Data
SCHW revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.
SCHW Risk Analysis
SCHW volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
SCHW Stock News
SCHW stock news, market tone, recent headlines, and catalyst context.
SCHW vs Regional Banks Peers
Current peer cohort: SCHW · SFNC · TBBK · TCBI · UMBF. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| SCHW Current stock | 55/100 | 37/100 | 26/100 | 75/100 | -0.17 | 25.45% | Current |
| SFNC Simmons First National | 60/100 | 55/100 | 64/100 | 64/100 | 0.91 | 24.97% | SCHW vs SFNC |
| TBBK The Bancorp | 55/100 | 46/100 | 48/100 | 52/100 | -0.7 | 45.71% | SCHW vs TBBK |
| TCBI Texas Capital Bancshares | 57/100 | 53/100 | 43/100 | 74/100 | 0.51 | 25.17% | SCHW vs TCBI |
| UMBF UMB Financial | 59/100 | 56/100 | 58/100 | 60/100 | 0.65 | 24.34% | SCHW vs UMBF |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Oct 21, 2026.
About the AIQ Score
Methodology for the current stock evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalysts4 recent quarterly periods are available for review.
Checked Oct 21, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
Fundamentals Verdict
Current snapshot fields are separate from reported-quarter statement tables.
Latest period Sep 30, 2026.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching SCHW
Open the detailed evidence pages and workflows behind the stock overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for SCHW
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
SCHW Stock FAQ
What is SCHW stock price today?
The Charles Schwab Corporation's current stock price is $91.64. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.
Is SCHW bullish or bearish right now?
SCHW's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.
What is SCHW's market cap?
SCHW's market cap is $159.03B based on the latest completed market-close snapshot from Oct 21, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.
What is SCHW's current P/E ratio?
SCHW's current P/E ratio is 15.61 based on the latest completed market-close snapshot from Oct 21, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.
What is SCHW's RSI?
SCHW's 14-day RSI is 31.7 based on the latest completed market-close snapshot from Oct 21, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.
Is SCHW above its 50-day and 200-day moving averages?
SCHW is -11.39% from its 50-day SMA and -6.48% from its 200-day SMA based on the latest completed market-close snapshot from Oct 21, 2026. Moving-average position should be read with momentum and broader AIQ evidence.
When is SCHW's next earnings date?
SCHW's next earnings date is currently listed as Jan 20, 2027. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.
Does SCHW pay a dividend?
SCHW's dividend yield is 1.34% based on the latest completed market-close snapshot from Oct 21, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.