Stock Analysis
Regions Financial Corporation (RF) Stock Analysis
Regions Financial Corporation (RF) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.
Regions Financial Corporation (RF) currently has an AIQ Score of 60/100, indicating a neutral setup. Risk is the strongest factor at 65/100. Value is the weakest current factor at 56/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
RF at a Glance
Crawlable current metrics from the latest market-close stock snapshot.
| Metric | Current |
|---|---|
| Price | $28.05 |
| AIQ Score | 60/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Buy |
| Market Cap | $23.39B |
| P/E Ratio (TTM) | 10.64 |
| Forward P/E | — |
| EPS (quarter ended 2026-09-30) | $0.72 |
| Revenue (quarter ended 2026-09-30) | $2.46B |
| Dividend Yield (TTM) | 3.99% |
| Beta | 1.06 |
| Volume | 10.44M |
| 52-week range | $23.59-$32.47 |
| RSI 14 | 65.89 |
| 50-Day SMA | $28.91 |
| 200-Day SMA | $28.67 |
| Analyst Price Target | $33.07 |
| Next Earnings | Jan 15, 2027 |
RFRegions Financial Corporation
Financial Services / Banks - Regional
Low Priority
Above Peers
Latest quote
- Momentum56
- Value56
- Quality64
- Risk resilience65
- Sentiment—
RF Stock Analysis Summary
Regions Financial Corporation (RF) currently has an AIQ Score of 60/100, indicating a neutral setup. Risk resilience is the strongest factor at 65/100. Value is the weakest current factor at 56/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, RF has AIQ Score of 60/100 with Risk resilience base of 65/100 and fading Value at 56/100. Wait for component alignment before adding exposure.
Financial Services · 0.72% stock move · RF classified in Banks - Regional.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is RF Bullish or Bearish Right Now?
RF currently has a neutral overall setup. Risk Resilience is the strongest factor at 65/100, while Momentum is weakest at 56/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Quality is supportive at 64/100.
- - Risk Resilience is supportive at 65/100.
- - Analyst target implies +17.90% upside from the latest quote.
- - Technical consensus has more buy votes than sell votes (26 vs 15).
- - Price is -2.17% below its 200-day SMA.
Current Consensus
RF's Technical Analysis Consensus is currently Buy, with 26 buy, 4 neutral, and 15 sell votes. RF's 14-day RSI is 65.89, which places the stock in a constructive momentum range. RF's beta is 1.06, indicating market sensitivity broadly in line with the market.
What Changed in RF?
The largest recent change in RF is Momentum moving up by 19.0 points over the available 7-day comparison window. Risk Resilience remains the strongest visible factor.
What Would Change the RF Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
RF Decision Framework
Public evidence layers, setup checks, and risk context for Regions Financial Corporation.
Regions Financial Corporation (RF) Stock Analysis
Regions Financial Corporation has an AIQ Score of 60/100 in a Neutral regime. Risk is strongest at 65/100. Beta is 1.06, close to market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | RF is in a Neutral AIQ regime with score 60/100. |
| Signal Conflict | The primary conflict is that risk leads at 65/100 while momentum lags at 56/100. |
| Factor Evidence | Momentum 56/100 · Value 56/100 · Quality 64/100 · Risk 65/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Risk is the strongest factor at 65/100.
Momentum is 56/100 and RSI (14) is 65.9.
RF is in a Neutral regime at 60/100.
Risk factor is 65/100 with beta 1.06 and annual volatility 23.18%.
Current conflict: risk leads at 65/100 while momentum lags at 56/100.
RF Research Cluster
Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.
RF Fundamentals
RF valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.
RF Technical Analysis
RF technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
RF Stock Catalysts
Track RF earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.
RF Dividend Analysis
RF dividend yield, annual dividend, payout ratio, payment history, and income reliability context.
RF Financial Data
RF revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.
RF Risk Analysis
RF volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
RF Stock News
RF stock news, market tone, recent headlines, and catalyst context.
RF vs Money Center Banks Peers
Current peer cohort: RF · STT · TFC · USB · WFC. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| RF Current stock | 60/100 | 56/100 | 56/100 | 65/100 | 0.61 | 23.18% | Current |
| STT State Street | 53/100 | 53/100 | 34/100 | 72/100 | 1.55 | 24.16% | RF vs STT |
| TFC Truist Financial | 55/100 | 58/100 | 51/100 | 63/100 | 0.35 | 23.26% | RF vs TFC |
| USB U.S. Bancorp | 58/100 | 56/100 | 58/100 | 65/100 | 0.96 | 22.18% | RF vs USB |
| WFC Wells Fargo | 57/100 | 56/100 | 49/100 | 78/100 | -0.19 | 25.62% | RF vs WFC |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Oct 21, 2026.
About the AIQ Score
Methodology for the current stock evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalysts4 recent quarterly periods are available for review.
Checked Oct 22, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
Fundamentals Verdict
Current snapshot fields are separate from reported-quarter statement tables.
Latest period Sep 30, 2026.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching RF
Open the detailed evidence pages and workflows behind the stock overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for RF
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
RF Stock FAQ
What is RF stock price today?
Regions Financial Corporation's current stock price is $28.05. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.
Is RF bullish or bearish right now?
RF's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.
What is RF's market cap?
RF's market cap is $23.39B based on the latest completed market-close snapshot from Oct 21, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.
What is RF's current P/E ratio?
RF's current P/E ratio is 10.64 based on the latest completed market-close snapshot from Oct 21, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.
What is RF's RSI?
RF's 14-day RSI is 65.89 based on the latest completed market-close snapshot from Oct 21, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.
Is RF above its 50-day and 200-day moving averages?
RF is -2.97% from its 50-day SMA and -2.17% from its 200-day SMA based on the latest completed market-close snapshot from Oct 21, 2026. Moving-average position should be read with momentum and broader AIQ evidence.
When is RF's next earnings date?
RF's next earnings date is currently listed as Jan 15, 2027. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.
Does RF pay a dividend?
RF's dividend yield is 3.99% based on the latest completed market-close snapshot from Oct 21, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.