ETF Analysis
Schwab US TIPS ETF (SCHP) ETF Analysis
Schwab US TIPS ETF (SCHP) ETF analysis covering performance, holdings context, risk, drawdowns, volatility, momentum, dividends, valuation exposure, and the current AlgovestIQ assessment.
Schwab US TIPS ETF (SCHP) currently has an AIQ Score of 58/100, indicating a neutral setup. Risk is the strongest factor at 85/100. Value is the weakest current factor at 36/100. Performance, momentum, risk, distribution, and exposure evidence should be read together at the latest market-close snapshot.
SCHP at a Glance
Crawlable current metrics from the latest market-close ETF snapshot.
| Metric | Current |
|---|---|
| Price | $25.46 |
| AIQ Score | 58/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Buy |
| Fund Size | $16.26B |
| Expense Ratio | 0.03% |
| Holdings Count | 49 |
| NAV | $25.38 |
| Asset Class | Fixed Income |
| Primary Exposure | Cash & Others (99.73%) |
| Issuer | Schwab |
| Domicile | US |
| Inception Date | Aug 5, 2010 |
| Distribution Yield | 4.96% |
| Beta | 0.7 |
| Average Volume | 5.34M |
| 52-week range | $25.01-$27.15 |
| RSI 14 | 73.85 |
| 50-Day SMA | $25.57 |
| 200-Day SMA | $26.32 |
| Risk Score | 85/100 |
| Momentum Score | 59/100 |
| Value Exposure Score | 36/100 |
SCHP Long-Horizon ETF Performance
Trailing returns, growth of $10,000, drawdown history, and calendar-year returns from available daily closes.
| Period | Total return | Annualized | Max drawdown | Start date |
|---|---|---|---|---|
| 1Y | -5.95% | -5.96% | -7.62% | Oct 20, 2025 |
| 3Y | 1.70% | 0.56% | -7.62% | Oct 20, 2023 |
| 5Y | -19.20% | -4.18% | -22.23% | Oct 22, 2021 |
| 10Y | -19.20% | -4.18% | -22.23% | Oct 22, 2021 |
Growth of $10,000
Indexed to the first available close in this history window.
Drawdown History
Peak-to-trough decline from each prior high over the available window.
Calendar-Year Returns
Full-year returns where available, with the current calendar year shown as YTD.
SCHPSchwab US TIPS ETF
Financial Services / Asset Management
Low Priority
Above Peers
Latest quote
- Momentum59
- Value36
- Quality67
- Risk resilience85
- Sentiment—
SCHP ETF Analysis Summary
Schwab US TIPS ETF (SCHP) currently has an AIQ Score of 58/100, indicating a neutral setup. Risk resilience is the strongest factor at 85/100. Value is the weakest current factor at 36/100. Performance, exposure, distribution, momentum, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, SCHP has AIQ Score of 58/100 with Risk resilience base of 85/100 and fading Value at 36/100. Wait for component alignment before adding exposure.
Risk resilience (85/100) leads while Value (36/100) lags. This cross-factor spread creates entry timing uncertainty.
Financial Services · 0.08% ETF move · SCHP classified in Asset Management.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is SCHP Bullish or Bearish Right Now?
SCHP currently has a neutral overall setup. Risk Resilience is the strongest factor at 85/100, while Value is weakest at 36/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Quality is supportive at 67/100.
- - Risk Resilience is supportive at 85/100.
- - Technical consensus has more buy votes than sell votes (25 vs 17).
- - Value is the current constraint at 36/100.
- - Price is -3.28% below its 200-day SMA.
Current Consensus
SCHP's Technical Analysis Consensus is currently Buy, with 25 buy, 3 neutral, and 17 sell votes. SCHP's 14-day RSI is 73.85, which places the ETF in an overbought momentum range. SCHP's beta is 0.7, indicating lower market sensitivity than the broad market.
What Changed in SCHP?
The largest recent change in SCHP is Momentum moving up by 12.0 points over the available 7-day comparison window. Risk Resilience remains the strongest visible factor.
What Would Change the SCHP Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, risk resilience improves, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, distribution or liquidity context deteriorates, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive market-context evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
SCHP Decision Framework
Public evidence layers, setup checks, and risk context for Schwab US TIPS ETF.
Schwab US TIPS ETF (SCHP) ETF Analysis
Schwab US TIPS ETF has an AIQ Score of 58/100 in a Neutral regime. Risk is strongest at 85/100. Beta is 0.7, below market sensitivity. Review the supporting etf factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | SCHP is in a Neutral AIQ regime with score 58/100. |
| Signal Conflict | The primary conflict is that risk leads at 85/100 while value lags at 36/100. |
| Factor Evidence | Momentum 59/100 · Value 36/100 · Quality 67/100 · Risk 85/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Risk is the strongest factor at 85/100.
Momentum is 59/100 and RSI (14) is 73.8.
SCHP is in a Neutral regime at 58/100.
Risk factor is 85/100 with beta 0.7 and annual volatility 3.91%.
Current conflict: risk leads at 85/100 while value lags at 36/100.
SCHP Research Cluster
ETF-specific paths for performance, risk, distributions, market context, data, comparisons, and news.
SCHP ETF Analytics
SCHP holdings context, yield, risk, valuation exposure, momentum, and AIQ evidence.
SCHP Technical Analysis
SCHP technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
SCHP ETF Market Context
Track SCHP market context, news pressure, trend changes, income events, and current allocation evidence.
SCHP Distribution Analysis
SCHP distribution yield, annualized distributions, payment history, and income context.
SCHP ETF Data
SCHP available fund data, market metrics, technical readings, risk measures, and AIQ evidence.
SCHP Risk Analysis
SCHP volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
SCHP ETF News
SCHP ETF news, market tone, recent headlines, and catalyst context.
SCHP vs Fixed Income — Government Peers
Current peer cohort: SCHP · SCHR · SGOV · SHV · SHY. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| SCHP Current ETF | 58/100 | 36/100 | 59/100 | 85/100 | -2.54 | 3.91% | Current |
| SCHR Schwab Intermediate-Term U.S. Treasury ETF | 68/100 | 73/100 | 55/100 | 88/100 | -2.66 | 3.70% | SCHP vs SCHR |
| SGOV iShares 0-3 Month Treasury Bond ETF | 66/100 | 45/100 | 78/100 | 66/100 | -3.85 | 1.01% | SCHP vs SGOV |
| SHV iShares Short Treasury Bond ETF | 63/100 | 45/100 | 78/100 | 66/100 | -3.88 | 1.03% | SCHP vs SHV |
| SHY iShares 1-3 Year Treasury Bond ETF | 56/100 | 36/100 | 57/100 | 72/100 | -3.5 | 1.75% | SCHP vs SHY |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Oct 21, 2026.
About the AIQ Score
Methodology for the current ETF evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of ETF evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Valuation exposure across the fund's holdings.
Quality context inferred from fund exposure and available evidence.
Trend, momentum, volume, and timing confirmation.
Resilience, volatility, beta, drawdown, and tail risk.
News and event pressure around the setup.
Open the return calculator with ETF context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalystsNo quarterly financial rows in this snapshot.
Checked Oct 21, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
ETF Analytics Snapshot
Current ETF evidence uses fund profile, cost, size, distribution, momentum, and risk fields.
ETF pages use fund-native profile fields for cost, size, liquidity, holdings breadth, NAV, issuer, and launch date.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching SCHP
Open the detailed evidence pages and workflows behind the stock overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for SCHP
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
SCHP ETF FAQ
What is SCHP ETF price today?
SCHP is currently shown at $25.46. Use the live quote with the 52-week range and AIQ context before comparing funds.
What is SCHP's 52-week high and low?
SCHP's 52-week range is $25.01 to $27.15 based on the latest completed market-close snapshot from Oct 21, 2026. A price near either extreme should be evaluated with volatility and trend evidence.
Does SCHP pay a dividend?
SCHP's current distribution yield is 4.96% based on the latest completed market-close snapshot from Oct 21, 2026. For ETFs, dividend yield should be compared with expense ratio, holdings, and risk.
What should investors compare before buying SCHP?
Compare SCHP's price trend, expense profile, yield, holdings exposure, volatility, and AIQ signal. ETF decisions should focus on portfolio fit as much as current momentum.