Stock Analysis
Texas Capital Bancshares, Inc. (TCBI) Stock Analysis
Texas Capital Bancshares, Inc. (TCBI) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.
Texas Capital Bancshares, Inc. (TCBI) currently has an AIQ Score of 57/100, indicating a neutral setup. Risk is the strongest factor at 74/100. Momentum is the weakest current factor at 43/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
TCBI at a Glance
Crawlable current metrics from the latest market-close stock snapshot.
| Metric | Current |
|---|---|
| Price | $93.49 |
| AIQ Score | 57/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Buy |
| Market Cap | $4.16B |
| P/E Ratio (TTM) | 12.39 |
| Forward P/E | — |
| EPS (quarter ended 2026-06-30) | $1.79 |
| Revenue (quarter ended 2026-06-30) | $439.93M |
| Dividend Yield (TTM) | 0.42% |
| Beta | 0.67 |
| Volume | 580.27K |
| 52-week range | $79.19-$108.92 |
| RSI 14 | 50.9 |
| 50-Day SMA | $95.53 |
| 200-Day SMA | $98.54 |
| Analyst Price Target | $109.80 |
| Next Earnings | — |
TCBITexas Capital Bancshares, Inc.
Financial Services / Banks - Regional
Low Priority
Above Peers
Latest quote
- Momentum43
- Value53
- Quality65
- Risk resilience74
- Sentiment—
TCBI Stock Analysis Summary
Texas Capital Bancshares, Inc. (TCBI) currently has an AIQ Score of 57/100, indicating a neutral setup. Risk resilience is the strongest factor at 74/100. Momentum is the weakest current factor at 43/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, TCBI has AIQ Score of 57/100 with Risk resilience base of 74/100 and fading Momentum at 43/100. Wait for component alignment before adding exposure.
Risk resilience (74/100) leads while Momentum (43/100) lags. This cross-factor spread creates entry timing uncertainty.
Financial Services · 2.67% stock move · TCBI classified in Banks - Regional.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is TCBI Bullish or Bearish Right Now?
TCBI currently has a neutral overall setup. Risk Resilience is the strongest factor at 74/100, while Momentum is weakest at 43/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Quality is supportive at 65/100.
- - Risk Resilience is supportive at 74/100.
- - Analyst target implies +17.45% upside from the latest quote.
- - Technical consensus has more buy votes than sell votes (24 vs 14).
- - Momentum is weak at 43/100.
- - Price is -5.12% below its 200-day SMA.
Current Consensus
TCBI's Technical Analysis Consensus is currently Buy, with 24 buy, 7 neutral, and 14 sell votes. TCBI's 14-day RSI is 50.9, which places the stock in a neutral momentum range. TCBI's beta is 0.67, indicating lower market sensitivity than the broad market.
What Changed in TCBI?
The largest recent change in TCBI is Momentum moving up by 19.0 points over the available 7-day comparison window. Risk Resilience remains the strongest visible factor.
What Would Change the TCBI Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
TCBI Decision Framework
Public evidence layers, setup checks, and risk context for Texas Capital Bancshares, Inc..
Texas Capital Bancshares, Inc. (TCBI) Stock Analysis
Texas Capital Bancshares, Inc. has an AIQ Score of 57/100 in a Neutral regime. Risk is strongest at 74/100. Beta is 0.63, below market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | TCBI is in a Neutral AIQ regime with score 57/100. |
| Signal Conflict | The primary conflict is that risk leads at 74/100 while momentum lags at 43/100. |
| Factor Evidence | Momentum 43/100 · Value 53/100 · Quality 65/100 · Risk 74/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Risk is the strongest factor at 74/100.
Momentum is 43/100 and RSI (14) is 50.9.
TCBI is in a Neutral regime at 57/100.
Risk factor is 74/100 with beta 0.63 and annual volatility 25.17%.
Current conflict: risk leads at 74/100 while momentum lags at 43/100.
TCBI Research Cluster
Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.
TCBI Fundamentals
TCBI valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.
TCBI Technical Analysis
TCBI technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
TCBI Stock Catalysts
Track TCBI earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.
TCBI Dividend Analysis
TCBI dividend yield, annual dividend, payout ratio, payment history, and income reliability context.
TCBI Financial Data
TCBI revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.
TCBI Risk Analysis
TCBI volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
TCBI Stock News
TCBI stock news, market tone, recent headlines, and catalyst context.
TCBI vs Regional Banks Peers
Current peer cohort: TCBI · UMBF · VLY · WAFD · WBS. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| TCBI Current stock | 57/100 | 53/100 | 43/100 | 74/100 | 0.51 | 25.17% | Current |
| UMBF UMB Financial | 59/100 | 56/100 | 58/100 | 60/100 | 0.65 | 24.34% | TCBI vs UMBF |
| VLY Valley National Bancorp | 54/100 | 54/100 | 49/100 | 62/100 | 0.94 | 25.06% | TCBI vs VLY |
| WAFD Washington Federal | 50/100 | 64/100 | 29/100 | 57/100 | -0.16 | 23.72% | TCBI vs WAFD |
| WBS Webster Financial | 58/100 | 49/100 | — | 69/100 | 1.18 | 23.38% | TCBI vs WBS |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Oct 21, 2026.
About the AIQ Score
Methodology for the current stock evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalysts3 recent quarterly periods are available for review.
Checked Oct 21, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
Fundamentals Verdict
Current snapshot fields are separate from reported-quarter statement tables.
Latest period Jun 30, 2026.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching TCBI
Open the detailed evidence pages and workflows behind the stock overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for TCBI
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
TCBI Stock FAQ
What is TCBI stock price today?
Texas Capital Bancshares, Inc.'s current stock price is $93.49. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.
Is TCBI bullish or bearish right now?
TCBI's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.
What is TCBI's market cap?
TCBI's market cap is $4.16B based on the latest completed market-close snapshot from Oct 21, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.
What is TCBI's current P/E ratio?
TCBI's current P/E ratio is 12.39 based on the latest completed market-close snapshot from Oct 21, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.
What is TCBI's RSI?
TCBI's 14-day RSI is 50.9 based on the latest completed market-close snapshot from Oct 21, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.
Is TCBI above its 50-day and 200-day moving averages?
TCBI is -2.14% from its 50-day SMA and -5.12% from its 200-day SMA based on the latest completed market-close snapshot from Oct 21, 2026. Moving-average position should be read with momentum and broader AIQ evidence.
When is TCBI's next earnings date?
TCBI's next earnings date is a key event to check before making a decision. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.
Does TCBI pay a dividend?
TCBI's dividend yield is 0.42% based on the latest completed market-close snapshot from Oct 21, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.