ADSK vs BILL Stock Comparison
ADSK currently leads BILL in this stock comparison, with AIQ scores of 71 vs 64. The clearest difference is quality, while BILL has the stronger value profile.
What is the main difference between ADSK and BILL?
ADSK leads the current stock comparison as Autodesk, Inc., with the clearest separation coming from quality and the broader AIQ evidence mix.
AlgovestIQ AIQ Comparison
Autodesk, Inc. vs Bill.com Holdings, Inc.
ADSK leads
ADSK leads by 7 AIQ points, primarily on Quality and Momentum.
Fragile: 3 of 6 evidence groups support ADSK, and its current signal state is conflicted.
Autodesk, Inc.
Bill.com Holdings, Inc.
The Algovestiq AIQ Score currently favors ADSK over BILL, 71 versus 64 as of Oct 21, 2026. ADSK's advantage is driven primarily by stronger quality and momentum, while BILL holds the stronger value profile. ADSK also shows the stronger technical structure relative to its 50-day moving average. 3 of 6 covered evidence groups favor ADSK today, and the comparison is rated Fragile on stability: only 3 of 6 covered evidence groups agree. ADSK lead: Stable — the AIQ differential has held near 7 points over 30 sessions.
Compare Autodesk, Inc. and Bill.com Holdings, Inc. across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.
Performance over time
Price return from daily closes; distributions are not included.
Price return comparison
Growth of $10,000, price only
Split-adjusted closes only. Distributions are excluded, which understates the return of any fund or stock that pays them.
Compare ADSK and BILL against another ticker
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AIQ Factor Divergence
Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.
- Quality84 vs 52ADSK +32
- Value57 vs 67BILL +10
- Momentum88 vs 80ADSK +8
- Risk Resilience47 vs 53BILL +6
3 of 6 evidence groups favor ADSK. ADSK’s edge is concentrated in quality and momentum; BILL keeps a meaningful value edge.
What changed since the last close
Latest scored session 2026-10-20, compared against the prior scored session 2026-10-19.
Largest factor move: Risk Resilience +1, not enough on its own to move the overall score.
No signal started or stopped since the prior session; its 4 active signals are unchanged.
Largest factor move: Momentum +15
New signals
- BB Upper Band Breach — bearish, volatility, short horizon
- Keltner Channel Breakout — bullish, volatility, short horizon
- RSI Overbought — bearish, momentum, short horizon
ADSK's lead narrowed by 4 AIQ points in the latest session.
Deeper signal detail for each name lives on its own signals page — ADSK and BILL both carry a full feed there.
The central trade-off
ADSK (Autodesk, Inc.): the stronger current systematic profile, led by quality and momentum.
BILL (Bill.com Holdings, Inc.): the counter-case, on value, risk resilience, valuation — but at materially higher volatility, 47.3% against 37.8%.
Which one fits your objective
The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.
Balanced
ADSKADSK on the overall AIQ Score, which weights Quality and Value most heavily.
Growth
ADSKADSK on combined revenue and EPS growth.
Value
BILLBILL on the peer-relative Value factor, by 10 points.
Momentum
ADSKADSK on the Momentum factor, by 8 points.
Lower downside
BILLBILL on Risk Resilience, by 6 points.
Analyst upside
ADSKADSK on implied upside to the consensus price target.
AIQ vs Wall Street
Where the systematic read and the analyst consensus line up — and where they do not.
| Measure | ADSK | BILL | Note |
|---|---|---|---|
| Implied upside to target | +23% | +6.3% | ADSK has more room |
| Target dispersion | +51.1% | +48% | Lower is tighter analyst agreement |
| Consensus | Buy | Buy | Context, not a primary driver |
| Analysts covering | 15 | 9 | Higher coverage generally improves confidence |
Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.
AIQ Agreement Matrix
3 of 6 covered evidence groups favor ADSK. A wide gap backed by one group is a weaker case than a narrow gap backed by five.
| Evidence group | Favors | Reading |
|---|---|---|
| AIQ Score | ADSK | 71 vs 64 |
| Fundamentals | ADSKon balance | revenue growth 5.8% vs 7.3%; gross margin 91.2% vs 80.9%; operating margin 27.5% vs 1.1% — ADSK takes 2 of 3 decided legs, not all of them |
| Valuation | BILL | Value 57 vs 67 |
| Technicals | BILL | Price vs 50-day 5.1% vs 4.4%; vs 200-day 4.4% vs 14.9% |
| Risk Resilience | BILL | Risk Resilience 47 vs 53 |
| Analyst expectations | ADSK | Target upside 23% vs 6.3% |
✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of ADSK and BILL and are excluded from the count.
AIQ Decision Stability
The conclusion is sensitive to small changes. Treat the lead as provisional and watch the flip conditions below.
- The AIQ gap is moderate at 7 points.
- Only 3 of 6 covered evidence groups agree. (argues the conclusion is provisional)
- The leader is throwing conflicting signals. (argues the conclusion is provisional)
Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on ADSK.
How the comparison changed
120 daily snapshots · Jun 21 – Oct 20ADSK lead: Stable — the AIQ differential has held near 7 points over 30 sessions.
- Today
- ADSK +7
- 71 vs 64
- 7 sessions ago
- ADSK +13
- 72 vs 59
- 30 sessions ago
- ADSK +8
- 57 vs 49
- 90 sessions ago
- ADSK +4
- 64 vs 60
The lead changed hands 2 times in this window, most recently on Sep 23 when ADSK moved ahead of BILL.
AIQ Signal Divergence
Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.
2 bullish / 2 bearish, conflicted
Only ADSK
- Death Cross Active — bearish, trend, long horizon (0.99%)
5 bullish / 2 bearish / 2 neutral, conflicted
Only BILL
- Bollinger Band Squeeze — neutral, volatility, short horizon
- Golden Cross Active — bullish, trend, long horizon (9.90%)
- ATR Expansion - Breakout Mode — neutral, volatility, short horizon (3.73%)
- BB Upper Band Breach — bearish, volatility, short horizon
- EMA Ribbon Expansion Bullish — bullish, trend, medium horizon
- Uptrend Structure Active — bullish, trend, long horizon
Both carry 3 more signals that do not separate them: Keltner Channel Breakout, RSI Overbought, MACD Bullish Crossover.
ADSK leads the comparison while carrying a conflicted signal state, which is one reason the stability rating is not higher.
Price vs model alignment
Whether the latest session's price move confirms what the model did over the same session, or contradicts it.
Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price -0.3%, AIQ 0 points).
Price is down while the AIQ Score moved up 4 points over the same session — price and model disagree (price -0.16%, AIQ +4 points).
What would flip this result
A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.
- 1BILL closes the Quality gap — currently 32 points behind, the largest single contributor to ADSK's edge.
- 2BILL's BB Upper Band Breach resolves — a bearish volatility rule currently active against it.
- 3ADSK's conflicting signal state resolves bearish — it currently carries 2 bullish and 2 bearish rules at once.
- 4A regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
The full evidence
Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.
Fundamentals
ADSK leads on balance| Metric | ADSK | BILL |
|---|---|---|
| Revenue growth (YoY) | 5.8% | 7.3% |
| EPS growth (YoY) | 0% | -250% |
| Gross margin | 91.2% | 80.9% |
| Operating margin | 27.5% | 1.1% |
| Return on equity (TTM) | 52.5% | -0.3% |
| Debt to equity | 1.1 | 0.54 |
Performance
BILL leads 5 of 6 windows| Metric | ADSK | BILL |
|---|---|---|
| 1 week (5 sessions) | 6.6% | 11.6% |
| 1 month (20 sessions) | 11.8% | 5.6% |
| 3 months (63 sessions) | 15.9% | 17.2% |
| 6 months (126 sessions) | 0% | 23.4% |
| Year to date | -17% | -10% |
| 1 year (252 sessions) | -18.1% | -1.1% |
Technicals
BILL has the stronger structure| Metric | ADSK | BILL |
|---|---|---|
| RSI (14) | 80.4 | 76.1 |
| ADX (14) | 23.2 | 16.7 |
| Price vs 50-day | 5.1% | 4.4% |
| Price vs 200-day | 4.4% | 14.9% |
| Volatility (1M, annualized) | 37.8% | 47.3% |
Risk
BILL is the more resilient| Metric | ADSK | BILL |
|---|---|---|
| Beta | 0.49 | 1.53 |
| Sharpe ratio | -0.45 | 0.17 |
| Sortino ratio | -0.65 | 0.32 |
| Max drawdown | -40% | -43.2% |
| Current drawdown | -21.5% | -12.8% |
| Annualized volatility | 39.1% | 62.9% |
| Value at risk (95%) | -4.2% | -4.9% |
Straight answers
Each answer is regenerated from the current snapshot, not written once and left to age.
Which is better, ADSK or BILL?
On the Algovestiq AIQ Score, ADSK is the stronger of the two as of Oct 21, 2026, scoring 71 against BILL's 64. The edge comes from quality and momentum. BILL is not without a case — it holds the better value profile, which matters more if that is the objective you are optimizing for. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.
Is ADSK or BILL the better buy right now?
ADSK carries the stronger systematic profile as of Oct 21, 2026, and the comparison is rated Fragile — 3 of 6 covered evidence groups agree. A Fragile rating means the conclusion is sensitive: only 3 of 6 covered evidence groups agree. Treat the lead as provisional.
Why does the AIQ Score favor ADSK over BILL?
The composite weights Quality, Value, Momentum and Risk Resilience. ADSK leads Quality by 32 points; BILL leads Value by 10 points; ADSK leads Momentum by 8 points. Where the two split, the factor with the larger weight carries the result.
Which has more analyst upside, ADSK or BILL?
Analyst price targets imply +23% upside for ADSK and +6.3% for BILL, so the Street currently favors ADSK. The model and the Street agree here, which is a broader base of evidence than either alone. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.
Which is better value, ADSK or BILL?
BILL is the better-valued of the two on the peer-relative Value factor. BILL on the peer-relative Value factor, by 10 points. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.
Which has stronger growth, ADSK or BILL?
ADSK on combined revenue and EPS growth. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.
Which has stronger momentum, ADSK or BILL?
ADSK on the Momentum factor, by 8 points. Momentum is one of the four weighted factors in the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.
Which is riskier, ADSK or BILL?
BILL is the more resilient of the two, so the other name carries the higher downside risk. BILL on Risk Resilience, by 6 points. Risk Resilience is a weighted factor in the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.
Is ADSK more profitable than BILL?
ADSK leads on the comparable margin measures — gross margin 91.2% vs 80.9%; operating margin 27.5% vs 1.1%; ttm roe 52.5% vs -0.3%.
Is ADSK's lead over BILL getting stronger or weaker?
ADSK lead: Stable — the AIQ differential has held near 7 points over 30 sessions. This is measured from 120 daily comparison snapshots between 2026-06-21 and 2026-10-20. The lead has changed hands 2 times in that window, most recently on 2026-09-23, when ADSK moved ahead of BILL.
What would change the ADSK vs BILL verdict?
The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: BILL closes the Quality gap — currently 32 points behind, the largest single contributor to ADSK's edge; BILL's BB Upper Band Breach resolves — a bearish volatility rule currently active against it; ADSK's conflicting signal state resolves bearish — it currently carries 2 bullish and 2 bearish rules at once; a regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
What do the current signals say about ADSK and BILL?
ADSK: 2 bullish / 2 bearish, conflicted. BILL: 5 bullish / 2 bearish / 2 neutral, conflicted. A conflicted state means bullish and bearish rules are active on the same name at once — the technical evidence is not pointing one way, and a decision taken on it carries more timing risk. The most decision-relevant rule on ADSK is Death Cross Active (bearish, long horizon). On BILL it is Golden Cross Active (bullish, long horizon).
Compare ADSK and BILL with others
Continue your research
This page answers which of the two. These answer the questions on either side of it.
How this comparison is scored
The Algovestiq AIQ Score composites four factors — Quality, Value, Momentum and Risk, each carrying a fixed weight. Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.
The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.
How to use side-by-side comparison →This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.