IBKR vs IBOC Stock Comparison
Interactive Brokers Group, Inc. vs International Bancshares Corporation
IBOC leads
IBOC leads by 11 AIQ points, primarily on Value and Quality, and the lead has widened from 6 points over 30 sessions.
Stable: 4 of 6 evidence groups support IBOC, its lead is widening, and its signal state is cleanly positive.
Interactive Brokers Group, Inc.
International Bancshares Corporation
The Algovestiq AIQ Score currently favors IBOC over IBKR, 56 versus 45 as of Sep 5, 2026. IBOC's advantage is driven primarily by stronger value and quality, while IBKR holds the stronger momentum profile. IBOC also shows the weaker technical structure relative to its 50-day moving average. 4 of 6 covered evidence groups favor IBOC today, and the comparison is rated Stable on stability. IBOC lead: Strengthening — the AIQ differential moved from 6 to 11 points over 30 sessions.
Compare Interactive Brokers Group, Inc. and International Bancshares Corporation across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.
Compare IBKR and IBOC against another ticker
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AIQ Factor Divergence
Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.
- Value30%24 vs 50IBOC +26
- Quality30%51 vs 69IBOC +18
- Momentum25%58 vs 41IBKR +17
- Risk Resilience15%56 vs 68IBOC +12
4 of 6 evidence groups favor IBOC. IBOC’s edge is concentrated in value and quality; IBKR keeps a meaningful momentum edge.
What changed since the last close
Latest scored session 2026-09-04, compared against the prior scored session 2026-09-03.
Largest factor move: Momentum -4
No new signals fired.
Largest factor move: Momentum +4
New signals
- MACD Bullish Crossover — bullish, momentum, short horizon
IBOC's lead widened by 2 AIQ points in the latest snapshot.
Deeper signal detail for each name lives on its own signals page — IBKR and IBOC both carry a full feed there.
The central trade-off
IBOC (International Bancshares Corporation): the stronger current systematic profile, led by value and quality.
IBKR (Interactive Brokers Group, Inc.): the counter-case, on momentum, fundamentals, technicals — but at materially higher volatility, 46.6% against 13.5%.
Which one fits your objective
The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.
Balanced
IBOCIBOC on the overall AIQ Score, which weights Quality and Value at 30% each.
Growth
IBKRIBKR on combined revenue and EPS growth.
Value
IBOCIBOC on the peer-relative Value factor, by 26 points.
Momentum
IBKRIBKR on the Momentum factor, by 17 points.
Lower downside
IBOCIBOC on Risk Resilience, by 12 points.
Analyst upside
IBOCIBOC on implied upside to the consensus price target.
AIQ vs Wall Street
Where the systematic read and the analyst consensus line up — and where they do not.
| Measure | IBKR | IBOC | Note |
|---|---|---|---|
| Implied upside to target | +15.9% | +18.2% | IBOC has more room |
| Target dispersion | +14.9% | 0% | Lower is tighter analyst agreement |
| Consensus | Buy | Buy | Context, not a primary driver |
| Analysts covering | 4 | 1 | Higher coverage generally improves confidence |
Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.
AIQ Agreement Matrix
4 of 6 covered evidence groups favor IBOC. A wide gap backed by one group is a weaker case than a narrow gap backed by five.
| Evidence group | Favors | Reading |
|---|---|---|
| AIQ Score | IBOC | 45 vs 56 |
| Fundamentals | IBKR | revenue growth 9.3% vs 2.7%; EPS growth 16.7% vs -6.1%; TTM ROE 20.5% vs 12.7%; gross margin 93.3% vs 78.7%; operating margin 87.1% vs 49.2% |
| Valuation | IBOC | Value 24 vs 50 |
| Technicals | IBKR | Price vs 50-day 0.7% vs -3.2%; vs 200-day 17.4% vs 0.8% |
| Risk Resilience | IBOC | Risk Resilience 56 vs 68 |
| Analyst expectations | IBOC | Target upside 15.9% vs 18.2% |
✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of IBKR and IBOC and are excluded from the count.
AIQ Decision Stability
The conclusion rests on a wide gap and broad agreement. It is unlikely to turn on a single session.
- The AIQ gap is moderate at 11 points.
- The leader's advantage has been widening. (supports the conclusion holding)
- The leader's signal state is cleanly positive. (supports the conclusion holding)
Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on IBOC.
How the comparison changed
120 daily snapshots · Apr 23 – Sep 4IBOC lead: Strengthening — the AIQ differential moved from 6 to 11 points over 30 sessions.
- Today
- IBOC +11
- 45 vs 56
- 7 sessions ago
- IBOC +3
- 50 vs 53
- 30 sessions ago
- IBOC +6
- 47 vs 53
- 90 sessions ago
- IBOC +13
- 49 vs 62
The lead has not changed hands in this window.
AIQ Signal Divergence
Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.
3 bullish / 1 bearish / 1 neutral, conflicted
- Golden Cross Active — bullish, trend, long horizon (16.61%)
- EMA Ribbon Expansion Bullish — bullish, trend, medium horizon
- Uptrend Structure Active — bullish, trend, long horizon
2 bullish / 0 bearish / 1 neutral
- Golden Cross Active — bullish, trend, long horizon (4.16%)
- Bollinger Band Squeeze — neutral, volatility, short horizon
- MACD Bullish Crossover — bullish, momentum, short horizon
IBKR is conflicted, so the timing case there is weaker than the score alone suggests.
Price vs model alignment
Whether the latest session's price move confirms what the model did over the same session, or contradicts it.
Price and the AIQ Score both moved down over the latest session (price -0.36%, AIQ -1 points).
Price and the AIQ Score both moved up over the latest session (price +0.52%, AIQ +1 points).
What would flip this result
A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.
- 1IBKR closes the Value gap — currently 26 points behind, the largest single contributor to IBOC's edge.
- 2IBKR generates a confirmed bullish trend signal it does not currently carry, such as MACD Bullish Crossover.
- 3IBOC's Golden Cross Active breaks down — it is the strongest rule currently supporting the verdict.
- 4A regime shift changes factor weighting — the composite weights Quality and Value at 30% each, so a rotation toward either would move the result most.
The full evidence
Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.
Fundamentals
IBKR leads on balance| Metric | IBKR | IBOC |
|---|---|---|
| Revenue growth (YoY) | 9.3% | 2.7% |
| EPS growth (YoY) | 16.7% | -6.1% |
| Gross margin | 93.3% | 78.7% |
| Operating margin | 87.1% | 49.2% |
| Return on equity (TTM) | 20.5% | 12.7% |
| Debt to equity | 7.69 | 0.22 |
Performance
IBKR leads 5 of 6 windows| Metric | IBKR | IBOC |
|---|---|---|
| 1 week (5 sessions) | -3.4% | 1.4% |
| 1 month (20 sessions) | 5.5% | -2.2% |
| 3 months (63 sessions) | 9.7% | -1.5% |
| 6 months (126 sessions) | 38.9% | 8.1% |
| Year to date | 44% | 8.2% |
| 1 year (252 sessions) | 44.8% | 1.2% |
Technicals
IBKR has the stronger structure| Metric | IBKR | IBOC |
|---|---|---|
| RSI (14) | 47.2 | 41 |
| ADX (14) | 11.7 | 27.4 |
| Price vs 50-day | 0.7% | -3.2% |
| Price vs 200-day | 17.4% | 0.8% |
| Volatility (1M, annualized) | 46.6% | 13.5% |
Risk
IBOC is the more resilient| Metric | IBKR | IBOC |
|---|---|---|
| Beta | 1.98 | 0.4 |
| Sharpe ratio | 1.02 | -0.1 |
| Sortino ratio | 1.68 | -0.14 |
| Max drawdown | -18.8% | -12.4% |
| Current drawdown | -5.7% | -7.6% |
| Annualized volatility | 40.1% | 22.1% |
| Value at risk (95%) | -3.8% | -2% |
Straight answers
Each answer is regenerated from the current snapshot, not written once and left to age.
Which is better, IBKR or IBOC?
On the Algovestiq AIQ Score, IBOC is the stronger of the two as of Sep 5, 2026, scoring 56 against IBKR's 45. The edge comes from value and quality. IBKR is not without a case — it holds the better momentum profile, which matters more if that is the objective you are optimizing for. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.
Is IBKR or IBOC the better buy right now?
IBOC carries the stronger systematic profile as of Sep 5, 2026, and the comparison is rated Stable — 4 of 6 covered evidence groups agree. A Stable rating means the gap is wide and the evidence is broad, so the conclusion is unlikely to turn on a single session.
Why does the AIQ Score favor IBOC over IBKR?
The composite weights Quality at 30%, Value at 30%, Momentum at 25% and Risk Resilience at 15%. IBOC leads Value by 26 points; IBOC leads Quality by 18 points; IBKR leads Momentum by 17 points. Where the two split, the factor with the larger weight carries the result.
Which has more analyst upside, IBKR or IBOC?
Analyst price targets imply +15.9% upside for IBKR and +18.2% for IBOC, so the Street currently favors IBOC. The model and the Street agree here, which is a broader base of evidence than either alone. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.
Which is better value, IBKR or IBOC?
IBOC is the better-valued of the two on the peer-relative Value factor. IBOC on the peer-relative Value factor, by 26 points. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.
Which has stronger growth, IBKR or IBOC?
IBKR on combined revenue and EPS growth. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.
Which has stronger momentum, IBKR or IBOC?
IBKR on the Momentum factor, by 17 points. Momentum carries 25% of the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.
Which is riskier, IBKR or IBOC?
IBOC is the more resilient of the two, so the other name carries the higher downside risk. IBOC on Risk Resilience, by 12 points. The Risk Resilience factor weights 15% of the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.
Is IBKR more profitable than IBOC?
IBKR leads on the comparable margin measures — gross margin 93.3% vs 78.7%; operating margin 87.1% vs 49.2%; ttm roe 20.5% vs 12.7%.
Is IBOC's lead over IBKR getting stronger or weaker?
IBOC lead: Strengthening — the AIQ differential moved from 6 to 11 points over 30 sessions. This is measured from 120 daily comparison snapshots between 2026-04-23 and 2026-09-04. The lead has not changed hands in that window.
What would change the IBKR vs IBOC verdict?
The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: IBKR closes the Value gap — currently 26 points behind, the largest single contributor to IBOC's edge; IBKR generates a confirmed bullish trend signal it does not currently carry, such as MACD Bullish Crossover; IBOC's Golden Cross Active breaks down — it is the strongest rule currently supporting the verdict; a regime shift changes factor weighting — the composite weights Quality and Value at 30% each, so a rotation toward either would move the result most.
What do the current signals say about IBKR and IBOC?
IBKR: 3 bullish / 1 bearish / 1 neutral, conflicted. IBOC: 2 bullish / 0 bearish / 1 neutral. A conflicted state means bullish and bearish rules are active on the same name at once — the technical evidence is not pointing one way, and a decision taken on it carries more timing risk. The most decision-relevant rule on IBKR is Golden Cross Active (bullish, long horizon). On IBOC it is Golden Cross Active (bullish, long horizon).
Compare IBKR and IBOC with others
How this comparison is scored
The Algovestiq AIQ Score composites four factors — Quality (30%), Value (30%), Momentum (25%) and Risk (15%). Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.
The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.
How to use side-by-side comparison →This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.