IBKR vs IBOC Stock Comparison
IBOC currently leads IBKR in this stock comparison, with AIQ scores of 51 vs 49. The clearest difference is value, while IBKR has the stronger momentum profile.
What is the main difference between IBKR and IBOC?
IBOC leads the current stock comparison as International Bancshares Corporation, with the clearest separation coming from value and the broader AIQ evidence mix.
AlgovestIQ AIQ Comparison
Interactive Brokers Group, Inc. vs International Bancshares Corporation
IBOC leads
IBOC leads by 2 AIQ points, primarily on Value, but the lead has narrowed from 12 points over 30 sessions.
Fragile: 2 of 6 evidence groups support IBOC, its lead is narrowing, and its current signal state is conflicted.
Interactive Brokers Group, Inc.
International Bancshares Corporation
The Algovestiq AIQ Score currently favors IBOC over IBKR, 51 versus 49 as of Oct 21, 2026. IBOC's advantage is driven primarily by stronger value, while IBKR holds the stronger momentum profile. IBOC also shows the weaker technical structure relative to its 50-day moving average. 2 of 6 covered evidence groups favor IBOC today, and the comparison is rated Fragile on stability: the AIQ gap is narrow at 2 points. IBOC lead: Weakening — the AIQ differential moved from 12 to 2 points over 30 sessions.
Compare Interactive Brokers Group, Inc. and International Bancshares Corporation across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.
Performance over time
Total return with distributions reinvested, from daily closes.
Total return comparison
Growth of $10,000, distributions reinvested
Split-adjusted closes; each distribution is reinvested at the close on its ex-dividend date. Taxes and trading costs are not modeled.
Compare IBKR and IBOC against another ticker
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AIQ Factor Divergence
Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.
- Value24 vs 48IBOC +24
- Momentum43 vs 24IBKR +19
- Quality72 vs 69Even
- Risk Resilience66 vs 67Even
2 of 6 evidence groups favor IBOC. IBOC’s edge is concentrated in value; IBKR keeps a meaningful momentum edge.
What changed since the last close
Latest scored session 2026-10-20, compared against the prior scored session 2026-10-19.
Largest factor move: Momentum +12
No signal started or stopped since the prior session; its 3 active signals are unchanged.
Largest factor move: Momentum -1
No signal started or stopped since the prior session; its 7 active signals are unchanged.
IBOC's lead narrowed by 4 AIQ points in the latest session.
Deeper signal detail for each name lives on its own signals page — IBKR and IBOC both carry a full feed there.
The central trade-off
IBOC (International Bancshares Corporation): the stronger current systematic profile, led by value.
IBKR (Interactive Brokers Group, Inc.): the counter-case, on momentum, fundamentals, technicals — but at materially higher volatility, 31.6% against 12.7%.
Which one fits your objective
The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.
Balanced
IBOCIBOC on the overall AIQ Score, which weights Quality and Value most heavily.
Growth
IBKRIBKR on combined revenue and EPS growth.
Value
IBOCIBOC on the peer-relative Value factor, by 24 points.
Momentum
IBKRIBKR on the Momentum factor, by 19 points.
Lower downside
IBOCIBOC carries the lower 1-month annualized volatility.
Analyst upside
IBOCIBOC on implied upside to the consensus price target.
AIQ vs Wall Street
Where the systematic read and the analyst consensus line up — and where they do not.
| Measure | IBKR | IBOC | Note |
|---|---|---|---|
| Implied upside to target | +24.7% | +28.6% | IBOC has more room |
| Target dispersion | +17.9% | 0% | Lower is tighter analyst agreement |
| Consensus | Buy | Buy | Context, not a primary driver |
| Analysts covering | 9 | 1 | Higher coverage generally improves confidence |
Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.
Dividend growth
| Dividend metric | IBKR | IBOC |
|---|---|---|
| 5Y dividend CAGR | 24.78% | 4.94% |
| 2020 regular DPS | $0.100 | $1.100 |
| 2025 regular DPS | $0.303 | $1.400 |
| Years increased | 2 | 4 |
| No cut in window | Yes | No (1) |
| Cohort rank | not ranked | not ranked |
IBKR grew its split-adjusted regular dividend faster over 2020–2025 — 24.78% a year against IBOC's 4.94%. IBKR never reduced its regular dividend in the window; IBOC did in 1 year. They are ranked in different cohorts — variable-dividend payers and US dividend-paying corporations — so their ranks are not comparable with each other.
Yield and payout ratio shown elsewhere on this page are current values, not part of the study window.
Split-adjusted regular dividends per share, 2020–2025, excluding special dividends. Research as of Sep 19, 2026.
AIQ Agreement Matrix
2 of 6 covered evidence groups favor IBOC. A wide gap backed by one group is a weaker case than a narrow gap backed by five.
| Evidence group | Favors | Reading |
|---|---|---|
| AIQ Score | Even | 49 vs 51 |
| Fundamentals | IBKRon balance | revenue growth 8.1% vs 2.7%; EPS growth -1.4% vs -6.1%; TTM ROE 11.7% vs 12.7%; gross margin 94.6% vs 78.7%; operating margin 87% vs 49.2% — IBKR takes 4 of 5 decided legs, not all of them |
| Valuation | IBOC | Value 24 vs 48 |
| Technicals | IBKR | Price vs 50-day -5.1% vs -5.7%; vs 200-day 0.4% vs -7.4% |
| Risk Resilience | Even | Risk Resilience 66 vs 67 |
| Analyst expectations | IBOC | Target upside 24.7% vs 28.6% |
✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of IBKR and IBOC and are excluded from the count.
AIQ Decision Stability
The conclusion is sensitive to small changes. Treat the lead as provisional and watch the flip conditions below.
- The AIQ gap is narrow at 2 points. (argues the conclusion is provisional)
- Only 2 of 6 covered evidence groups agree. (argues the conclusion is provisional)
- The leader's advantage has been narrowing. (argues the conclusion is provisional)
- The leader is throwing conflicting signals. (argues the conclusion is provisional)
Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on IBOC.
How the comparison changed
120 daily snapshots · Jun 21 – Oct 20IBOC lead: Weakening — the AIQ differential moved from 12 to 2 points over 30 sessions.
- Today
- IBOC +2
- 49 vs 51
- 7 sessions ago
- IBOC +10
- 42 vs 52
- 30 sessions ago
- IBOC +12
- 41 vs 53
- 90 sessions ago
- IBOC +5
- 49 vs 54
The lead has not changed hands in this window.
AIQ Signal Divergence
Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.
1 bullish / 1 bearish / 1 neutral, conflicted
Only IBKR
- Golden Cross Active — bullish, trend, long horizon (8.94%)
- ATR Expansion - Breakout Mode — neutral, volatility, short horizon (3.52%)
2 bullish / 4 bearish / 1 neutral, conflicted
Only IBOC
- Bollinger Band Squeeze — neutral, volatility, short horizon
- Death Cross Active — bearish, trend, long horizon (1.94%)
- BB Lower Band Breach — bullish, volatility, short horizon
- Keltner Channel Breakdown — bearish, volatility, short horizon
- RSI Oversold - Potential Bounce — bullish, momentum, short horizon
- Downtrend Structure Active — bearish, trend, long horizon
Both carry 1 more signal that do not separate them: MACD Bearish Crossover.
IBOC leads the comparison while carrying a conflicted signal state, which is one reason the stability rating is not higher.
Price vs model alignment
Whether the latest session's price move confirms what the model did over the same session, or contradicts it.
Price and the AIQ Score both moved up over the latest session (price +2.92%, AIQ +3 points).
Price is up while the AIQ Score moved down 1 points over the same session — price and model disagree (price +1.19%, AIQ -1 points).
What would flip this result
A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.
- 1IBKR closes the Value gap — currently 24 points behind, the largest single contributor to IBOC's edge.
- 2IBKR's MACD Bearish Crossover resolves — a bearish momentum rule currently active against it.
- 3IBOC's conflicting signal state resolves bearish — it currently carries 2 bullish and 4 bearish rules at once.
- 4The narrowing continues — the lead has already given back 10 points over 30 sessions, and a further 2-point move would eliminate IBOC's advantage entirely.
The full evidence
Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.
Fundamentals
IBKR leads on balance| Metric | IBKR | IBOC |
|---|---|---|
| Revenue growth (YoY) | 8.1% | 2.7% |
| EPS growth (YoY) | -1.4% | -6.1% |
| Gross margin | 94.6% | 78.7% |
| Operating margin | 87% | 49.2% |
| Return on equity (TTM) | 11.7% | 12.7% |
| Debt to equity | 0 | 0.22 |
Performance
IBKR leads 4 of 6 windows| Metric | IBKR | IBOC |
|---|---|---|
| 1 week (5 sessions) | -5.2% | -3% |
| 1 month (20 sessions) | -9.8% | -6.4% |
| 3 months (63 sessions) | -10% | -12.2% |
| 6 months (126 sessions) | 4.1% | -7.5% |
| Year to date | 28.9% | -1.7% |
| 1 year (252 sessions) | 21% | 0.9% |
Technicals
IBKR has the stronger structure| Metric | IBKR | IBOC |
|---|---|---|
| RSI (14) | 44.4 | 28.6 |
| ADX (14) | 20.1 | 31.3 |
| Price vs 50-day | -5.1% | -5.7% |
| Price vs 200-day | 0.4% | -7.4% |
| Volatility (1M, annualized) | 31.6% | 12.7% |
Risk
Split| Metric | IBKR | IBOC |
|---|---|---|
| Beta | 2.05 | 0.34 |
| Sharpe ratio | 0.67 | -0.1 |
| Sortino ratio | 1.16 | -0.15 |
| Max drawdown | -18.8% | -16.1% |
| Current drawdown | -15.6% | -16.1% |
| Annualized volatility | 39.4% | 21.1% |
| Value at risk (95%) | -3.8% | -1.9% |
Straight answers
Each answer is regenerated from the current snapshot, not written once and left to age.
Which is better, IBKR or IBOC?
On the Algovestiq AIQ Score, IBOC is the stronger of the two as of Oct 21, 2026, scoring 51 against IBKR's 49. The edge comes from value. IBKR is not without a case — it holds the better momentum profile, which matters more if that is the objective you are optimizing for. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.
Is IBKR or IBOC the better buy right now?
IBOC carries the stronger systematic profile as of Oct 21, 2026, and the comparison is rated Fragile — 2 of 6 covered evidence groups agree. A Fragile rating means the conclusion is sensitive: the AIQ gap is narrow at 2 points. Treat the lead as provisional.
Why does the AIQ Score favor IBOC over IBKR?
The composite weights Quality, Value, Momentum and Risk Resilience. IBOC leads Value by 24 points; IBKR leads Momentum by 19 points. Where the two split, the factor with the larger weight carries the result.
Which has more analyst upside, IBKR or IBOC?
Analyst price targets imply +24.7% upside for IBKR and +28.6% for IBOC, so the Street currently favors IBOC. The model and the Street agree here, which is a broader base of evidence than either alone. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.
Which is better value, IBKR or IBOC?
IBOC is the better-valued of the two on the peer-relative Value factor. IBOC on the peer-relative Value factor, by 24 points. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.
Which has stronger growth, IBKR or IBOC?
IBKR on combined revenue and EPS growth. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.
Which has stronger momentum, IBKR or IBOC?
IBKR on the Momentum factor, by 19 points. Momentum is one of the four weighted factors in the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.
Which is riskier, IBKR or IBOC?
IBOC is the more resilient of the two, so the other name carries the higher downside risk. IBOC carries the lower 1-month annualized volatility. Risk Resilience is a weighted factor in the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.
Is IBKR more profitable than IBOC?
The profitability evidence is mixed: gross margin 94.6% vs 78.7%; operating margin 87% vs 49.2%; ttm roe 11.7% vs 12.7%. IBKR leads on two measures and IBOC on one measure, and there is no single profitability composite that resolves the split — which of the two reads as "more profitable" depends on whether you weight pricing power or operating leverage.
Is IBOC's lead over IBKR getting stronger or weaker?
IBOC lead: Weakening — the AIQ differential moved from 12 to 2 points over 30 sessions. This is measured from 120 daily comparison snapshots between 2026-06-21 and 2026-10-20. The lead has not changed hands in that window.
What would change the IBKR vs IBOC verdict?
The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: IBKR closes the Value gap — currently 24 points behind, the largest single contributor to IBOC's edge; IBKR's MACD Bearish Crossover resolves — a bearish momentum rule currently active against it; IBOC's conflicting signal state resolves bearish — it currently carries 2 bullish and 4 bearish rules at once; the narrowing continues — the lead has already given back 10 points over 30 sessions, and a further 2-point move would eliminate IBOC's advantage entirely.
What do the current signals say about IBKR and IBOC?
IBKR: 1 bullish / 1 bearish / 1 neutral, conflicted. IBOC: 2 bullish / 4 bearish / 1 neutral, conflicted. A conflicted state means bullish and bearish rules are active on the same name at once — the technical evidence is not pointing one way, and a decision taken on it carries more timing risk. The most decision-relevant rule on IBKR is Golden Cross Active (bullish, long horizon). On IBOC it is Death Cross Active (bearish, long horizon).
Compare IBKR and IBOC with others
Continue your research
This page answers which of the two. These answer the questions on either side of it.
How this comparison is scored
The Algovestiq AIQ Score composites four factors — Quality, Value, Momentum and Risk, each carrying a fixed weight. Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.
The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.
How to use side-by-side comparison →This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.