Stock Analysis
International Bancshares Corporation (IBOC) Stock Analysis
International Bancshares Corporation (IBOC) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.
International Bancshares Corporation (IBOC) currently has an AIQ Score of 51/100, indicating a neutral setup. Quality is the strongest factor at 69/100. Momentum is the weakest current factor at 25/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
IBOC at a Glance
Crawlable current metrics from the latest market-close stock snapshot.
| Metric | Current |
|---|---|
| Price | $66.09 |
| AIQ Score | 51/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Strong Sell |
| Market Cap | $4.33B |
| P/E Ratio (TTM) | 10.5 |
| Forward P/E | — |
| EPS (quarter ended 2026-06-30) | $1.54 |
| Revenue (quarter ended 2026-06-30) | $264.13M |
| Dividend Yield (TTM) | 2.10% |
| Beta | 0.7 |
| Volume | 418K |
| 52-week range | $63.20-$78.46 |
| RSI 14 | 30.09 |
| 50-Day SMA | $69.98 |
| 200-Day SMA | $71.45 |
| Analyst Price Target | $85.00 |
| Next Earnings | Nov 5, 2026 |
IBOCInternational Bancshares Corporation
Financial Services / Banks - Regional
Low Priority
In Line With Peers
Latest quote
- Momentum25
- Value48
- Quality69
- Risk resilience67
- Sentiment—
IBOC Stock Analysis Summary
International Bancshares Corporation (IBOC) currently has an AIQ Score of 51/100, indicating a neutral setup. Quality is the strongest factor at 69/100. Momentum is the weakest current factor at 25/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, IBOC has AIQ Score of 51/100 with Quality base of 69/100 and fading Momentum at 25/100. Wait for component alignment before adding exposure.
Quality (69/100) leads while Momentum (25/100) lags. This cross-factor spread creates entry timing uncertainty.
Financial Services · 1.19% stock move · IBOC classified in Banks - Regional.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is IBOC Bullish or Bearish Right Now?
IBOC currently has a neutral overall setup. Quality is the strongest factor at 69/100, while Momentum is weakest at 25/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Quality is supportive at 69/100.
- - Risk Resilience is supportive at 67/100.
- - Analyst target implies +28.61% upside from the latest quote.
- - Momentum is weak at 25/100.
- - Price is -7.50% below its 200-day SMA.
- - Technical consensus has more sell votes than buy votes (37 vs 5).
Current Consensus
IBOC's Technical Analysis Consensus is currently Strong Sell, with 5 buy, 3 neutral, and 37 sell votes. IBOC's 14-day RSI is 30.09, which places the stock in a weaker momentum range. IBOC's beta is 0.7, indicating lower market sensitivity than the broad market.
What Changed in IBOC?
The largest recent change in IBOC is Momentum moving down by 2.0 points over the available 7-day comparison window. Quality remains the strongest visible factor.
What Would Change the IBOC Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
IBOC Decision Framework
Public evidence layers, setup checks, and risk context for International Bancshares Corporation.
International Bancshares Corporation (IBOC) Stock Analysis
International Bancshares Corporation has an AIQ Score of 51/100 in a Neutral regime. Quality is strongest at 69/100. Beta is 0.7, below market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | IBOC is in a Neutral AIQ regime with score 51/100. |
| Signal Conflict | The primary conflict is that quality leads at 69/100 while momentum lags at 25/100. |
| Factor Evidence | Momentum 25/100 · Value 48/100 · Quality 69/100 · Risk 67/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Quality is the strongest factor at 69/100.
Momentum is 25/100 and RSI (14) is 30.1.
IBOC is in a Neutral regime at 51/100.
Risk factor is 67/100 with beta 0.7 and annual volatility 21.03%.
Current conflict: quality leads at 69/100 while momentum lags at 25/100.
IBOC Research Cluster
Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.
IBOC Fundamentals
IBOC valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.
IBOC Technical Analysis
IBOC technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
IBOC Stock Catalysts
Track IBOC earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.
IBOC Dividend Analysis
IBOC dividend yield, annual dividend, payout ratio, payment history, and income reliability context.
IBOC Financial Data
IBOC revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.
IBOC Risk Analysis
IBOC volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
IBOC Stock News
IBOC stock news, market tone, recent headlines, and catalyst context.
IBOC vs Regional Banks Peers
Current peer cohort: IBOC · INDB · JJSF · L · NTRS. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| IBOC Current stock | 51/100 | 48/100 | 25/100 | 67/100 | -0.13 | 21.03% | Current |
| INDB Independent Bank Group | 62/100 | 51/100 | 72/100 | 59/100 | 0.71 | 21.86% | IBOC vs INDB |
| JJSF J&J Snack Foods | 52/100 | 47/100 | 57/100 | 64/100 | -0.32 | 34.40% | IBOC vs JJSF |
| L Loews Corporation | 63/100 | 57/100 | 81/100 | 62/100 | 0.58 | 15.97% | IBOC vs L |
| NTRS Northern Trust | 52/100 | 42/100 | 44/100 | 77/100 | 1.03 | 24.36% | IBOC vs NTRS |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Oct 21, 2026.
About the AIQ Score
Methodology for the current stock evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalysts4 recent quarterly periods are available for review.
Checked Oct 21, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
Fundamentals Verdict
Current snapshot fields are separate from reported-quarter statement tables.
Latest period Jun 30, 2026.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching IBOC
Open the detailed evidence pages and workflows behind the stock overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for IBOC
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
IBOC Stock FAQ
What is IBOC stock price today?
International Bancshares Corporation's current stock price is $66.09. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.
Is IBOC bullish or bearish right now?
IBOC's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.
What is IBOC's market cap?
IBOC's market cap is $4.33B based on the latest completed market-close snapshot from Oct 21, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.
What is IBOC's current P/E ratio?
IBOC's current P/E ratio is 10.5 based on the latest completed market-close snapshot from Oct 21, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.
What is IBOC's RSI?
IBOC's 14-day RSI is 30.09 based on the latest completed market-close snapshot from Oct 21, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.
Is IBOC above its 50-day and 200-day moving averages?
IBOC is -5.57% from its 50-day SMA and -7.50% from its 200-day SMA based on the latest completed market-close snapshot from Oct 21, 2026. Moving-average position should be read with momentum and broader AIQ evidence.
When is IBOC's next earnings date?
IBOC's next earnings date is currently listed as Nov 5, 2026. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.
Does IBOC pay a dividend?
IBOC's dividend yield is 2.10% based on the latest completed market-close snapshot from Oct 21, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.