IBKR vs INDB Stock Comparison
Interactive Brokers Group, Inc. vs Independent Bank Corp.
INDB leads
INDB leads by 8 AIQ points, primarily on Value and Quality, but the lead has narrowed from 12 points over 30 sessions. Wall Street currently favors IBKR on target upside.
Fragile: 3 of 6 evidence groups support INDB, its lead is narrowing, and its current signal state is conflicted.
Interactive Brokers Group, Inc.
Independent Bank Corp.
The Algovestiq AIQ Score currently favors INDB over IBKR, 53 versus 45 as of Sep 5, 2026. INDB's advantage is driven primarily by stronger value and quality, while IBKR holds the stronger momentum profile. INDB also shows the weaker technical structure relative to its 50-day moving average, though analyst target upside currently favors IBKR. 3 of 6 covered evidence groups favor INDB today, and the comparison is rated Fragile on stability: only 3 of 6 covered evidence groups agree. INDB lead: Weakening — the AIQ differential moved from 12 to 8 points over 30 sessions.
Compare Interactive Brokers Group, Inc. and Independent Bank Corp. across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.
Compare IBKR and INDB against another ticker
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AIQ Factor Divergence
Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.
- Value30%24 vs 49INDB +25
- Momentum25%58 vs 40IBKR +18
- Quality30%51 vs 65INDB +14
- Risk Resilience15%56 vs 61INDB +5
3 of 6 evidence groups favor INDB. INDB’s edge is concentrated in value and quality; IBKR keeps a meaningful momentum edge.
What changed since the last close
Latest scored session 2026-09-04, compared against the prior scored session 2026-09-03.
Largest factor move: Momentum -4
No new signals fired.
Largest factor move: Momentum +5
No new signals fired.
INDB's lead widened by 2 AIQ points in the latest snapshot.
Deeper signal detail for each name lives on its own signals page — IBKR and INDB both carry a full feed there.
The central trade-off
INDB (Independent Bank Corp.): the stronger current systematic profile, led by value and quality.
IBKR (Interactive Brokers Group, Inc.): the counter-case, on momentum, fundamentals, technicals — but at materially higher volatility, 46.6% against 16.7%.
The AIQ Score and Wall Street therefore point in different directions on this pair.
Which one fits your objective
The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.
Balanced
INDBINDB on the overall AIQ Score, which weights Quality and Value at 30% each.
Growth
IBKRIBKR on combined revenue and EPS growth.
Value
INDBINDB on the peer-relative Value factor, by 25 points.
Momentum
IBKRIBKR on the Momentum factor, by 18 points.
Lower downside
INDBINDB on Risk Resilience, by 5 points.
Analyst upside
IBKRIBKR on implied upside to the consensus price target.
AIQ vs Wall Street
The model and the Street disagree here: AIQ favors INDB, analyst targets favor IBKR. That disagreement is the most useful thing on this page.
| Measure | IBKR | INDB | Note |
|---|---|---|---|
| Implied upside to target | +15.9% | +11.2% | IBKR has more room |
| Target dispersion | +14.9% | +9.6% | Lower is tighter analyst agreement |
| Consensus | Buy | Buy | Context, not a primary driver |
| Analysts covering | 4 | 3 | Higher coverage generally improves confidence |
The two are measuring different things. The AIQ Score reads current fundamentals, valuation, trend and risk; analyst targets price forward expectations. A divergence of this kind is either a contrarian opportunity or a sign the model is missing something already priced in — it is worth resolving before acting on either.
Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.
AIQ Agreement Matrix
3 of 6 covered evidence groups favor INDB. A wide gap backed by one group is a weaker case than a narrow gap backed by five.
| Evidence group | Favors | Reading |
|---|---|---|
| AIQ Score | INDB | 45 vs 53 |
| Fundamentals | IBKR | EPS growth 16.7% vs 4.3%; TTM ROE 20.5% vs 7.7%; gross margin 93.3% vs 70.4%; operating margin 87.1% vs 22.7% |
| Valuation | INDB | Value 24 vs 49 |
| Technicals | IBKR | Price vs 50-day 0.7% vs -0.3%; vs 200-day 17.4% vs 5.7% |
| Risk Resilience | INDB | Risk Resilience 56 vs 61 |
| Analyst expectations | IBKR | Target upside 15.9% vs 11.2% |
✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of IBKR and INDB and are excluded from the count.
AIQ Decision Stability
The conclusion is sensitive to small changes. Treat the lead as provisional and watch the flip conditions below.
- The AIQ gap is moderate at 8 points.
- Only 3 of 6 covered evidence groups agree. (argues the conclusion is provisional)
- The leader's advantage has been narrowing. (argues the conclusion is provisional)
- The leader is throwing conflicting signals. (argues the conclusion is provisional)
Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on INDB.
How the comparison changed
120 daily snapshots · Apr 23 – Sep 4INDB lead: Weakening — the AIQ differential moved from 12 to 8 points over 30 sessions.
- Today
- INDB +8
- 45 vs 53
- 7 sessions ago
- INDB +3
- 50 vs 53
- 30 sessions ago
- INDB +12
- 47 vs 59
- 90 sessions ago
- INDB +13
- 49 vs 62
The lead has not changed hands in this window.
AIQ Signal Divergence
Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.
3 bullish / 1 bearish / 1 neutral, conflicted
- Golden Cross Active — bullish, trend, long horizon (16.61%)
- EMA Ribbon Expansion Bullish — bullish, trend, medium horizon
- Uptrend Structure Active — bullish, trend, long horizon
1 bullish / 1 bearish / 1 neutral, conflicted
- Golden Cross Active — bullish, trend, long horizon (6.05%)
- Bollinger Band Squeeze — neutral, volatility, short horizon
- MACD Bearish Crossover — bearish, momentum, short horizon
INDB leads the comparison while carrying a conflicted signal state, which is one reason the stability rating is not higher.
Price vs model alignment
Whether the latest session's price move confirms what the model did over the same session, or contradicts it.
Price and the AIQ Score both moved down over the latest session (price -0.36%, AIQ -1 points).
Price and the AIQ Score both moved up over the latest session (price +1.23%, AIQ +1 points).
What would flip this result
A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.
- 1IBKR closes the Value gap — currently 25 points behind, the largest single contributor to INDB's edge.
- 2IBKR generates a confirmed bullish trend signal it does not currently carry, such as MACD Bullish Crossover.
- 3INDB's conflicting signal state resolves bearish — it currently carries 1 bullish and 1 bearish rules at once.
- 4The narrowing continues — the lead has already given back 4 points over 30 sessions, and a further 8-point move would eliminate INDB's advantage entirely.
The full evidence
Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.
Fundamentals
IBKR leads on balance| Metric | IBKR | INDB |
|---|---|---|
| Revenue growth (YoY) | 9.3% | -0.3% |
| EPS growth (YoY) | 16.7% | 4.3% |
| Gross margin | 93.3% | 70.4% |
| Operating margin | 87.1% | 22.7% |
| Return on equity (TTM) | 20.5% | 7.7% |
| Debt to equity | 7.69 | 0.2 |
Performance
IBKR leads 5 of 6 windows| Metric | IBKR | INDB |
|---|---|---|
| 1 week (5 sessions) | -3.4% | 2.2% |
| 1 month (20 sessions) | 5.5% | 0.2% |
| 3 months (63 sessions) | 9.7% | 5.4% |
| 6 months (126 sessions) | 38.9% | 8.7% |
| Year to date | 44% | 14.8% |
| 1 year (252 sessions) | 44.8% | 19% |
Technicals
IBKR has the stronger structure| Metric | IBKR | INDB |
|---|---|---|
| RSI (14) | 47.2 | 40.1 |
| ADX (14) | 11.7 | 15.6 |
| Price vs 50-day | 0.7% | -0.3% |
| Price vs 200-day | 17.4% | 5.7% |
| Volatility (1M, annualized) | 46.6% | 16.7% |
Risk
INDB is the more resilient| Metric | IBKR | INDB |
|---|---|---|
| Beta | 1.98 | 0.63 |
| Sharpe ratio | 1.02 | 0.59 |
| Sortino ratio | 1.68 | 0.88 |
| Max drawdown | -18.8% | -14.4% |
| Current drawdown | -5.7% | -3.8% |
| Annualized volatility | 40.1% | 23.9% |
| Value at risk (95%) | -3.8% | -2.2% |
Straight answers
Each answer is regenerated from the current snapshot, not written once and left to age.
Which is better, IBKR or INDB?
On the Algovestiq AIQ Score, INDB is the stronger of the two as of Sep 5, 2026, scoring 53 against IBKR's 45. The edge comes from value and quality. IBKR is not without a case — it holds the better momentum profile, which matters more if that is the objective you are optimizing for. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.
Is IBKR or INDB the better buy right now?
INDB carries the stronger systematic profile as of Sep 5, 2026, and the comparison is rated Fragile — 3 of 6 covered evidence groups agree. A Fragile rating means the conclusion is sensitive: only 3 of 6 covered evidence groups agree. Treat the lead as provisional.
Why does the AIQ Score favor INDB over IBKR?
The composite weights Quality at 30%, Value at 30%, Momentum at 25% and Risk Resilience at 15%. INDB leads Value by 25 points; IBKR leads Momentum by 18 points; INDB leads Quality by 14 points. Where the two split, the factor with the larger weight carries the result.
Which has more analyst upside, IBKR or INDB?
Analyst price targets imply +15.9% upside for IBKR and +11.2% for INDB, so the Street currently favors IBKR. That points the opposite way to the AIQ Score, which favors INDB. The two are measuring different things: the model reads current fundamentals, valuation, trend and risk; the Street is pricing forward expectations. A divergence of this kind is either a contrarian opportunity or a sign the model is missing something the analysts have already priced — it is the single most useful row on this page to investigate. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.
Which is better value, IBKR or INDB?
INDB is the better-valued of the two on the peer-relative Value factor. INDB on the peer-relative Value factor, by 25 points. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.
Which has stronger growth, IBKR or INDB?
IBKR on combined revenue and EPS growth. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.
Which has stronger momentum, IBKR or INDB?
IBKR on the Momentum factor, by 18 points. Momentum carries 25% of the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.
Which is riskier, IBKR or INDB?
INDB is the more resilient of the two, so the other name carries the higher downside risk. INDB on Risk Resilience, by 5 points. The Risk Resilience factor weights 15% of the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.
Is IBKR more profitable than INDB?
IBKR leads on the comparable margin measures — gross margin 93.3% vs 70.4%; operating margin 87.1% vs 22.7%; ttm roe 20.5% vs 7.7%.
Is INDB's lead over IBKR getting stronger or weaker?
INDB lead: Weakening — the AIQ differential moved from 12 to 8 points over 30 sessions. This is measured from 120 daily comparison snapshots between 2026-04-23 and 2026-09-04. The lead has not changed hands in that window.
What would change the IBKR vs INDB verdict?
The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: IBKR closes the Value gap — currently 25 points behind, the largest single contributor to INDB's edge; IBKR generates a confirmed bullish trend signal it does not currently carry, such as MACD Bullish Crossover; INDB's conflicting signal state resolves bearish — it currently carries 1 bullish and 1 bearish rules at once; the narrowing continues — the lead has already given back 4 points over 30 sessions, and a further 8-point move would eliminate INDB's advantage entirely.
What do the current signals say about IBKR and INDB?
IBKR: 3 bullish / 1 bearish / 1 neutral, conflicted. INDB: 1 bullish / 1 bearish / 1 neutral, conflicted. A conflicted state means bullish and bearish rules are active on the same name at once — the technical evidence is not pointing one way, and a decision taken on it carries more timing risk. The most decision-relevant rule on IBKR is Golden Cross Active (bullish, long horizon). On INDB it is Golden Cross Active (bullish, long horizon).
Compare IBKR and INDB with others
How this comparison is scored
The Algovestiq AIQ Score composites four factors — Quality (30%), Value (30%), Momentum (25%) and Risk (15%). Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.
The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.
How to use side-by-side comparison →This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.