L vs OZK Stock Comparison
L currently leads OZK in this stock comparison, with AIQ scores of 63 vs 60. The clearest difference is momentum, while OZK has the stronger quality profile.
What is the main difference between L and OZK?
L leads the current stock comparison as Loews Corporation, with the clearest separation coming from momentum and the broader AIQ evidence mix.
AlgovestIQ AIQ Comparison
Loews Corporation vs Bank OZK
L leads
L leads by 3 AIQ points, primarily on Momentum, having only recently taken the lead back from OZK.
Fragile: 1 of 5 evidence groups support L, the lead recently changed hands, and its current signal state is conflicted.
Loews Corporation
Bank OZK
The Algovestiq AIQ Score currently favors L over OZK, 63 versus 60 as of Oct 21, 2026. L's advantage is driven primarily by stronger momentum, while OZK holds the stronger quality profile. L also shows the stronger technical structure relative to its 50-day moving average. 1 of 5 covered evidence groups favor L today, and the comparison is rated Fragile on stability: the AIQ gap is narrow at 3 points. L lead: Reversed — OZK led by 8 AIQ points 30 sessions ago; L now leads by 3.
Compare Loews Corporation and Bank OZK across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.
Performance over time
Total return with distributions reinvested, from daily closes.
Total return comparison
Growth of $10,000, distributions reinvested
Split-adjusted closes; each distribution is reinvested at the close on its ex-dividend date. Taxes and trading costs are not modeled.
Compare L and OZK against another ticker
Open a multi-ticker workspace without changing this focused pair page.
AIQ Factor Divergence
Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.
- Momentum81 vs 43L +38
- Quality54 vs 65OZK +11
- Risk Resilience61 vs 71OZK +10
- Value57 vs 64OZK +7
1 of 5 evidence groups favor L. L’s edge is concentrated in momentum; OZK keeps a meaningful quality edge.
What changed since the last close
Latest scored session 2026-10-20, compared against the prior scored session 2026-10-19.
Largest factor move: Momentum +3
New signals
- BB Upper Band Breach — bearish, volatility, short horizon
- RSI Overbought — bearish, momentum, short horizon
- EMA Ribbon Expansion Bullish — bullish, trend, medium horizon
Largest factor move: Momentum +5
No signal started or stopped since the prior session; its 4 active signals are unchanged.
L's lead was unchanged in the latest session.
Deeper signal detail for each name lives on its own signals page — L and OZK both carry a full feed there.
The central trade-off
L (Loews Corporation): the stronger current systematic profile, led by momentum.
OZK (Bank OZK): the counter-case, on quality, risk resilience, value — but at materially higher volatility, 28.1% against 13.8%.
Which one fits your objective
The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.
Balanced
LL on the overall AIQ Score, which weights Quality and Value most heavily.
Growth
LL on combined revenue and EPS growth.
Value
OZKOZK on the peer-relative Value factor, by 7 points.
Momentum
LL on the Momentum factor, by 38 points.
Lower downside
OZKOZK on Risk Resilience, by 10 points.
Analyst upside
EvenAnalyst targets are level or not covered for both names.
AIQ vs Wall Street
Where the systematic read and the analyst consensus line up — and where they do not.
| Measure | L | OZK | Note |
|---|---|---|---|
| Implied upside to target | — | +14.4% | Level |
| Target dispersion | — | +18.2% | Lower is tighter analyst agreement |
| Consensus | Buy | Hold | Context, not a primary driver |
| Analysts covering | 4 | 3 | Higher coverage generally improves confidence |
Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.
Dividend growth
| Dividend metric | L | OZK |
|---|---|---|
| 5Y dividend CAGR | 0.00% | 10.06% |
| 2020 regular DPS | $0.250 | $1.078 |
| 2025 regular DPS | $0.250 | $1.740 |
| Years increased | 2 | 5 |
| No cut in window | No (2) | Yes |
| Cohort rank | not ranked | #100 |
OZK grew its split-adjusted regular dividend faster over 2020–2025 — 10.06% a year against L's 0.00%. OZK never reduced its regular dividend in the window; L did in 2 years.
Yield and payout ratio shown elsewhere on this page are current values, not part of the study window.
Split-adjusted regular dividends per share, 2020–2025, excluding special dividends. Research as of Sep 19, 2026.
AIQ Agreement Matrix
1 of 5 covered evidence groups favor L. A wide gap backed by one group is a weaker case than a narrow gap backed by five.
| Evidence group | Favors | Reading |
|---|---|---|
| AIQ Score | Even | 63 vs 60 |
| Fundamentals | OZKon balance | revenue growth 3.9% vs 1.7%; EPS growth 32.5% vs 3.5%; TTM ROE 10.3% vs 11.2%; gross margin 47% vs 56%; operating margin 16.6% vs 32.3% — OZK takes 3 of 5 decided legs, not all of them |
| Valuation | OZK | Value 57 vs 64 |
| Technicals | L | Price vs 50-day 2.7% vs 0.2%; vs 200-day 2.1% vs -4.6% |
| Risk Resilience | OZK | Risk Resilience 61 vs 71 |
| Analyst expectations | Not covered | Not covered |
✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of L and OZK and are excluded from the count.
AIQ Decision Stability
The conclusion is sensitive to small changes. Treat the lead as provisional and watch the flip conditions below.
- The AIQ gap is narrow at 3 points. (argues the conclusion is provisional)
- Only 1 of 5 covered evidence groups agree. (argues the conclusion is provisional)
- The lead has already changed hands inside the comparison window. (argues the conclusion is provisional)
- The leader is throwing conflicting signals. (argues the conclusion is provisional)
Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on L.
How the comparison changed
120 daily snapshots · Jun 21 – Oct 20L lead: Reversed — OZK led by 8 AIQ points 30 sessions ago; L now leads by 3.
- Today
- L +3
- 63 vs 60
- 7 sessions ago
- OZK +2
- 57 vs 59
- 30 sessions ago
- OZK +8
- 49 vs 57
- 90 sessions ago
- OZK +15
- 50 vs 65
The lead changed hands 4 times in this window, most recently on Oct 19 when L moved ahead of OZK.
AIQ Signal Divergence
Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.
3 bullish / 3 bearish, conflicted
Only L
- BB Upper Band Breach — bearish, volatility, short horizon
- Keltner Channel Breakout — bullish, volatility, short horizon
- RSI Overbought — bearish, momentum, short horizon
- EMA Ribbon Expansion Bullish — bullish, trend, medium horizon
1 bullish / 2 bearish / 1 neutral, conflicted
Only OZK
- Bollinger Band Squeeze — neutral, volatility, short horizon
- Downtrend Structure Active — bearish, trend, long horizon
Both carry 2 more signals that do not separate them: Death Cross Active, MACD Bullish Crossover.
L leads the comparison while carrying a conflicted signal state, which is one reason the stability rating is not higher.
Price vs model alignment
Whether the latest session's price move confirms what the model did over the same session, or contradicts it.
Price and the AIQ Score both moved up over the latest session (price +0.33%, AIQ +1 points).
Price and the AIQ Score both moved up over the latest session (price +4.18%, AIQ +1 points).
What would flip this result
A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.
- 1OZK closes the Momentum gap — currently 38 points behind, the largest single contributor to L's edge.
- 2OZK's Death Cross Active resolves — a bearish trend rule currently active against it.
- 3L's conflicting signal state resolves bearish — it currently carries 3 bullish and 3 bearish rules at once.
- 4A regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
The full evidence
Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.
Fundamentals
OZK leads on balance| Metric | L | OZK |
|---|---|---|
| Revenue growth (YoY) | 3.9% | 1.7% |
| EPS growth (YoY) | 32.5% | 3.5% |
| Gross margin | 47% | 56% |
| Operating margin | 16.6% | 32.3% |
| Return on equity (TTM) | 10.3% | 11.2% |
| Debt to equity | 0.47 | 0.11 |
Performance
L leads 6 of 6 windows| Metric | L | OZK |
|---|---|---|
| 1 week (5 sessions) | 2.7% | 2.4% |
| 1 month (20 sessions) | 5.1% | -1.8% |
| 3 months (63 sessions) | -2.9% | -9.4% |
| 6 months (126 sessions) | -0.1% | -4.9% |
| Year to date | 5.7% | 0.3% |
| 1 year (252 sessions) | 13.4% | -1.8% |
Technicals
L has the stronger structure| Metric | L | OZK |
|---|---|---|
| RSI (14) | 78.3 | 51 |
| ADX (14) | 21.8 | 29.4 |
| Price vs 50-day | 2.7% | 0.2% |
| Price vs 200-day | 2.1% | -4.6% |
| Volatility (1M, annualized) | 13.8% | 28.1% |
Risk
OZK is the more resilient| Metric | L | OZK |
|---|---|---|
| Beta | -0.07 | 0.54 |
| Sharpe ratio | 0.58 | -0.04 |
| Sortino ratio | 0.8 | -0.05 |
| Max drawdown | -12.5% | -17.9% |
| Current drawdown | -6.7% | -13.1% |
| Annualized volatility | 16% | 23.1% |
| Value at risk (95%) | -1.6% | -2.4% |
Straight answers
Each answer is regenerated from the current snapshot, not written once and left to age.
Which is better, L or OZK?
On the Algovestiq AIQ Score, L is the stronger of the two as of Oct 21, 2026, scoring 63 against OZK's 60. The edge comes from momentum. OZK is not without a case — it holds the better quality profile, which matters more if that is the objective you are optimizing for. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.
Is L or OZK the better buy right now?
L carries the stronger systematic profile as of Oct 21, 2026, and the comparison is rated Fragile — 1 of 5 covered evidence groups agree. A Fragile rating means the conclusion is sensitive: the AIQ gap is narrow at 3 points. Treat the lead as provisional.
Why does the AIQ Score favor L over OZK?
The composite weights Quality, Value, Momentum and Risk Resilience. L leads Momentum by 38 points; OZK leads Quality by 11 points; OZK leads Risk Resilience by 10 points. Where the two split, the factor with the larger weight carries the result.
Which has more analyst upside, L or OZK?
Analyst price targets imply not covered upside for L and +14.4% for OZK. The model and the Street agree here, which is a broader base of evidence than either alone. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.
Which is better value, L or OZK?
OZK is the better-valued of the two on the peer-relative Value factor. OZK on the peer-relative Value factor, by 7 points. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.
Which has stronger growth, L or OZK?
L on combined revenue and EPS growth. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.
Which has stronger momentum, L or OZK?
L on the Momentum factor, by 38 points. Momentum is one of the four weighted factors in the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.
Which is riskier, L or OZK?
OZK is the more resilient of the two, so the other name carries the higher downside risk. OZK on Risk Resilience, by 10 points. Risk Resilience is a weighted factor in the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.
Is L more profitable than OZK?
OZK leads on the comparable margin measures — gross margin 47% vs 56%; operating margin 16.6% vs 32.3%; ttm roe 10.3% vs 11.2%.
Is L's lead over OZK getting stronger or weaker?
L lead: Reversed — OZK led by 8 AIQ points 30 sessions ago; L now leads by 3. This is measured from 120 daily comparison snapshots between 2026-06-21 and 2026-10-20. The lead has changed hands 4 times in that window, most recently on 2026-10-19, when L moved ahead of OZK.
What would change the L vs OZK verdict?
The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: OZK closes the Momentum gap — currently 38 points behind, the largest single contributor to L's edge; OZK's Death Cross Active resolves — a bearish trend rule currently active against it; l's conflicting signal state resolves bearish — it currently carries 3 bullish and 3 bearish rules at once; a regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
What do the current signals say about L and OZK?
L: 3 bullish / 3 bearish, conflicted. OZK: 1 bullish / 2 bearish / 1 neutral, conflicted. A conflicted state means bullish and bearish rules are active on the same name at once — the technical evidence is not pointing one way, and a decision taken on it carries more timing risk. The most decision-relevant rule on L is Death Cross Active (bearish, long horizon). On OZK it is Death Cross Active (bearish, long horizon).
Compare L and OZK with others
Continue your research
This page answers which of the two. These answer the questions on either side of it.
How this comparison is scored
The Algovestiq AIQ Score composites four factors — Quality, Value, Momentum and Risk, each carrying a fixed weight. Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.
The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.
How to use side-by-side comparison →This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.