Stock Analysis
Bank OZK (OZK) Stock Analysis
Bank OZK (OZK) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.
Bank OZK (OZK) currently has an AIQ Score of 65/100, indicating a neutral setup. Risk is the strongest factor at 70/100. Momentum is the weakest current factor at 63/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
OZK at a Glance
Crawlable current metrics from the latest market-close stock snapshot.
| Metric | Current |
|---|---|
| Price | $48.09 |
| AIQ Score | 65/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Buy |
| Market Cap | $5.28B |
| P/E Ratio (TTM) | 7.98 |
| Forward P/E | — |
| EPS (quarter ended 2026-06-30) | $1.49 |
| Revenue (quarter ended 2026-06-30) | $672.89M |
| Dividend Yield (TTM) | 3.84% |
| Beta | 0.88 |
| Volume | 3.31M |
| 52-week range | $42.37-$53.39 |
| RSI 14 | 57.56 |
| 50-Day SMA | $47.92 |
| 200-Day SMA | $48.38 |
| Analyst Price Target | $55.00 |
| Next Earnings | Jan 19, 2027 |
OZKBank OZK
Financial Services / Banks - Regional
Leader
Strong Relative Position
Latest quote
- Momentum63
- Value64
- Quality65
- Risk resilience70
- Sentiment—
OZK Stock Analysis Summary
Bank OZK (OZK) currently has an AIQ Score of 65/100, indicating a neutral setup. Risk resilience is the strongest factor at 70/100. Momentum is the weakest current factor at 63/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, OZK has AIQ Score of 65/100 with Risk resilience base of 70/100 and fading Momentum at 63/100. Wait for component alignment before adding exposure.
Financial Services · 4.18% stock move · OZK classified in Banks - Regional.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is OZK Bullish or Bearish Right Now?
OZK currently has a neutral overall setup. Risk Resilience is the strongest factor at 70/100, while Momentum is weakest at 63/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Quality is supportive at 65/100.
- - Momentum is constructive at 63/100.
- - Risk Resilience is supportive at 70/100.
- - Price is +0.36% above its 50-day SMA.
- - Analyst target implies +14.37% upside from the latest quote.
- - Price is -0.60% below its 200-day SMA.
Current Consensus
OZK's Technical Analysis Consensus is currently Buy, with 29 buy, 3 neutral, and 13 sell votes. OZK's 14-day RSI is 57.56, which places the stock in a constructive momentum range. OZK's beta is 0.88, indicating market sensitivity broadly in line with the market.
What Changed in OZK?
The largest recent change in OZK is Momentum moving up by 30.0 points over the available 7-day comparison window. Risk Resilience remains the strongest visible factor.
What Would Change the OZK Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
OZK Decision Framework
Public evidence layers, setup checks, and risk context for Bank OZK.
Bank OZK (OZK) Stock Analysis
Bank OZK has an AIQ Score of 65/100 in a Neutral regime. Risk is strongest at 70/100. Beta is 0.91, close to market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | OZK is in a Neutral AIQ regime with score 65/100. |
| Signal Conflict | The primary conflict is that risk leads at 70/100 while momentum lags at 63/100. |
| Factor Evidence | Momentum 63/100 · Value 64/100 · Quality 65/100 · Risk 70/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Risk is the strongest factor at 70/100.
Momentum is 63/100 and RSI (14) is 57.6.
OZK is in a Neutral regime at 65/100.
Risk factor is 70/100 with beta 0.91 and annual volatility 23.48%.
Current conflict: risk leads at 70/100 while momentum lags at 63/100.
OZK Research Cluster
Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.
OZK Fundamentals
OZK valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.
OZK Technical Analysis
OZK technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
OZK Stock Catalysts
Track OZK earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.
OZK Dividend Analysis
OZK dividend yield, annual dividend, payout ratio, payment history, and income reliability context.
OZK Financial Data
OZK revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.
OZK Risk Analysis
OZK volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
OZK Stock News
OZK stock news, market tone, recent headlines, and catalyst context.
OZK vs Regional Banks Peers
Current peer cohort: OZK · PB · PFS · RJF · SCHW. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| OZK Current stock | 65/100 | 64/100 | 63/100 | 70/100 | 0.12 | 23.48% | Current |
| PB Prosperity Bancshares | 54/100 | 42/100 | 51/100 | 65/100 | 0.22 | 20.84% | OZK vs PB |
| PFS Provident Financial Services | 55/100 | 59/100 | 52/100 | 73/100 | 0.77 | 23.49% | OZK vs PFS |
| RJF Raymond James Financial | 55/100 | 51/100 | 33/100 | 65/100 | -0.27 | 24.78% | OZK vs RJF |
| SCHW Charles Schwab | 55/100 | 37/100 | 26/100 | 75/100 | -0.17 | 25.45% | OZK vs SCHW |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Oct 21, 2026.
About the AIQ Score
Methodology for the current stock evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalysts3 recent quarterly periods are available for review.
Checked Oct 22, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
Fundamentals Verdict
Current snapshot fields are separate from reported-quarter statement tables.
Latest period Jun 30, 2026.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching OZK
Open the detailed evidence pages and workflows behind the stock overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for OZK
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
OZK Stock FAQ
What is OZK stock price today?
Bank OZK's current stock price is $48.09. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.
Is OZK bullish or bearish right now?
OZK's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.
What is OZK's market cap?
OZK's market cap is $5.28B based on the latest completed market-close snapshot from Oct 21, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.
What is OZK's current P/E ratio?
OZK's current P/E ratio is 7.98 based on the latest completed market-close snapshot from Oct 21, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.
What is OZK's RSI?
OZK's 14-day RSI is 57.56 based on the latest completed market-close snapshot from Oct 21, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.
Is OZK above its 50-day and 200-day moving averages?
OZK is 0.36% from its 50-day SMA and -0.60% from its 200-day SMA based on the latest completed market-close snapshot from Oct 21, 2026. Moving-average position should be read with momentum and broader AIQ evidence.
When is OZK's next earnings date?
OZK's next earnings date is currently listed as Jan 19, 2027. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.
Does OZK pay a dividend?
OZK's dividend yield is 3.84% based on the latest completed market-close snapshot from Oct 21, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.