MNDY vs PAYX Stock Comparison
Compare MNDY and PAYX across AIQ Score, fundamentals, valuation, momentum, risk, analyst expectations and current market evidence.
What is the main difference between MNDY and PAYX?
MNDY leads the current stock comparison as monday.com Ltd., with the clearest separation coming from value and the broader AIQ evidence mix.
AlgovestIQ AIQ Comparison
monday.com Ltd. vs Paychex, Inc.
MNDY leads
MNDY leads by 1 AIQ points, primarily on Value, having only recently taken the lead back from PAYX.
Fragile: 2 of 6 evidence groups support MNDY, and the lead recently changed hands.
monday.com Ltd.
Paychex, Inc.
The Algovestiq AIQ Score currently favors MNDY over PAYX, 54 versus 53 as of Sep 11, 2026. MNDY's advantage is driven primarily by stronger value, while PAYX holds the stronger quality profile. MNDY also shows the stronger technical structure relative to its 50-day moving average. 2 of 6 covered evidence groups favor MNDY today, and the comparison is rated Fragile on stability: the AIQ gap is narrow at 1 points. MNDY lead: Reversed — PAYX led by 4 AIQ points 30 sessions ago; MNDY now leads by 1.
Compare monday.com Ltd. and Paychex, Inc. across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.
Performance over time
Price-return comparison using available daily close history.
Total return comparison
Growth of $10,000
Based on available close-price history. Distribution reinvestment is not added unless already reflected in the source series.
Compare MNDY and PAYX against another ticker
Open a multi-ticker workspace without changing this focused pair page.
AIQ Factor Divergence
Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.
- Value65 vs 45MNDY +20
- Quality67 vs 81PAYX +14
- Risk Resilience46 vs 57PAYX +11
- Momentum30 vs 28Even
2 of 6 evidence groups favor MNDY. MNDY’s edge is concentrated in value; PAYX keeps a meaningful quality edge.
What changed since the last close
Latest scored session 2026-09-10, compared against the prior scored session 2026-09-09.
Largest factor move: Momentum +4
No new signals fired.
No factor moved materially.
No new signals fired.
MNDY's lead widened by 1 AIQ points in the latest snapshot.
Deeper signal detail for each name lives on its own signals page — MNDY and PAYX both carry a full feed there.
The central trade-off
MNDY (monday.com Ltd.): the stronger current systematic profile, led by value.
PAYX (Paychex, Inc.): the counter-case, on quality, risk resilience, fundamentals.
Which one fits your objective
The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.
Balanced
MNDYMNDY on the overall AIQ Score, which weights Quality and Value most heavily.
Growth
PAYXPAYX on combined revenue and EPS growth.
Value
MNDYMNDY on the peer-relative Value factor, by 20 points.
Momentum
EvenThe two are level on Momentum.
Lower downside
PAYXPAYX on Risk Resilience, by 11 points.
Analyst upside
MNDYMNDY on implied upside to the consensus price target.
AIQ vs Wall Street
Where the systematic read and the analyst consensus line up — and where they do not.
| Measure | MNDY | PAYX | Note |
|---|---|---|---|
| Implied upside to target | +22.5% | -7% | MNDY has more room |
| Target dispersion | +75.2% | +15.8% | Lower is tighter analyst agreement |
| Consensus | Buy | Hold | Context, not a primary driver |
| Analysts covering | 12 | 4 | Higher coverage generally improves confidence |
Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.
AIQ Agreement Matrix
2 of 6 covered evidence groups favor MNDY. A wide gap backed by one group is a weaker case than a narrow gap backed by five.
| Evidence group | Favors | Reading |
|---|---|---|
| AIQ Score | Even | 54 vs 53 |
| Fundamentals | PAYXon balance | revenue growth 3.8% vs -11.2%; EPS growth -86.3% vs -24.4%; TTM ROE 12.5% vs 45.1%; gross margin 88.7% vs 74.3%; operating margin 2.9% vs 38.6% — PAYX takes 3 of 5 decided legs, not all of them |
| Valuation | MNDY | Value 65 vs 45 |
| Technicals | PAYX | Price vs 50-day 0.1% vs -1.3%; vs 200-day -9.4% vs 10.6% |
| Risk Resilience | PAYX | Risk Resilience 46 vs 57 |
| Analyst expectations | MNDY | Target upside 22.5% vs -7% |
✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of MNDY and PAYX and are excluded from the count.
AIQ Decision Stability
The conclusion is sensitive to small changes. Treat the lead as provisional and watch the flip conditions below.
- The AIQ gap is narrow at 1 points. (argues the conclusion is provisional)
- Only 2 of 6 covered evidence groups agree. (argues the conclusion is provisional)
- The lead has already changed hands inside the comparison window. (argues the conclusion is provisional)
- The lead has been steady session to session. (supports the conclusion holding)
- Analyst targets on the leader are widely dispersed. (argues the conclusion is provisional)
Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on MNDY.
How the comparison changed
119 daily snapshots · May 4 – Sep 10MNDY lead: Reversed — PAYX led by 4 AIQ points 30 sessions ago; MNDY now leads by 1.
- Today
- MNDY +1
- 54 vs 53
- 7 sessions ago
- PAYX +1
- 62 vs 63
- 30 sessions ago
- PAYX +4
- 61 vs 65
- 90 sessions ago
- PAYX +2
- 64 vs 66
The lead changed hands 5 times in this window, most recently on Sep 4 when PAYX moved ahead of MNDY.
AIQ Signal Divergence
Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.
0 bullish / 3 bearish / 1 neutral
- Death Cross Active — bearish, trend, long horizon (8.30%)
- Downtrend Structure Active — bearish, trend, long horizon
- ATR Expansion - Breakout Mode — neutral, volatility, short horizon (6.51%)
2 bullish / 2 bearish, conflicted
- Golden Cross Active — bullish, trend, long horizon (12.70%)
- Keltner Channel Breakdown — bearish, volatility, short horizon
- EMA Ribbon Expansion Bullish — bullish, trend, medium horizon
PAYX is conflicted, so the timing case there is weaker than the score alone suggests.
Price vs model alignment
Whether the latest session's price move confirms what the model did over the same session, or contradicts it.
Price and the AIQ Score both moved up over the latest session (price +1.96%, AIQ +1 points).
Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price +0.54%, AIQ 0 points).
What would flip this result
A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.
- 1PAYX closes the Value gap — currently 20 points behind, the largest single contributor to MNDY's edge.
- 2PAYX's Keltner Channel Breakdown resolves — a bearish volatility rule currently active against it.
- 3MNDY starts generating bearish momentum or trend signals.
- 4A regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
The full evidence
Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.
Fundamentals
PAYX leads on balance| Metric | MNDY | PAYX |
|---|---|---|
| Revenue growth (YoY) | 3.8% | -11.2% |
| EPS growth (YoY) | -86.3% | -24.4% |
| Gross margin | 88.7% | 74.3% |
| Operating margin | 2.9% | 38.6% |
| Return on equity (TTM) | 12.5% | 45.1% |
| Debt to equity | 0.38 | 1.24 |
Performance
PAYX leads 5 of 6 windows| Metric | MNDY | PAYX |
|---|---|---|
| 1 week (5 sessions) | -9.8% | -7.1% |
| 1 month (20 sessions) | -0.9% | -4.3% |
| 3 months (63 sessions) | 4.2% | 13.9% |
| 6 months (126 sessions) | 12% | 22.5% |
| Year to date | -42.3% | 2.7% |
| 1 year (252 sessions) | -55.3% | -15% |
Technicals
PAYX has the stronger structure| Metric | MNDY | PAYX |
|---|---|---|
| RSI (14) | 43.1 | 32.3 |
| ADX (14) | 15.6 | 28.2 |
| Price vs 50-day | 0.1% | -1.3% |
| Price vs 200-day | -9.4% | 10.6% |
| Volatility (1M, annualized) | 78.4% | 31.4% |
Risk
PAYX is the more resilient| Metric | MNDY | PAYX |
|---|---|---|
| Beta | 0.73 | 0.01 |
| Sharpe ratio | -1.01 | -0.54 |
| Sortino ratio | -1.5 | -0.83 |
| Max drawdown | -73.2% | -36.8% |
| Current drawdown | -61.1% | -15% |
| Annualized volatility | 64.5% | 28.4% |
| Value at risk (95%) | -6.2% | -2.8% |
Straight answers
Each answer is regenerated from the current snapshot, not written once and left to age.
Which is better, MNDY or PAYX?
On the Algovestiq AIQ Score, MNDY is the stronger of the two as of Sep 11, 2026, scoring 54 against PAYX's 53. The edge comes from value. PAYX is not without a case — it holds the better quality profile, which matters more if that is the objective you are optimizing for. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.
Is MNDY or PAYX the better buy right now?
MNDY carries the stronger systematic profile as of Sep 11, 2026, and the comparison is rated Fragile — 2 of 6 covered evidence groups agree. A Fragile rating means the conclusion is sensitive: the AIQ gap is narrow at 1 points. Treat the lead as provisional.
Why does the AIQ Score favor MNDY over PAYX?
The composite weights Quality, Value, Momentum and Risk Resilience. MNDY leads Value by 20 points; PAYX leads Quality by 14 points; PAYX leads Risk Resilience by 11 points. Where the two split, the factor with the larger weight carries the result.
Which has more analyst upside, MNDY or PAYX?
Analyst price targets imply +22.5% upside for MNDY and -7% for PAYX, so the Street currently favors MNDY. The model and the Street agree here, which is a broader base of evidence than either alone. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.
Which is better value, MNDY or PAYX?
MNDY is the better-valued of the two on the peer-relative Value factor. MNDY on the peer-relative Value factor, by 20 points. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.
Which has stronger growth, MNDY or PAYX?
PAYX on combined revenue and EPS growth. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.
Which has stronger momentum, MNDY or PAYX?
The two are level on Momentum. Momentum is one of the four weighted factors in the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.
Which is riskier, MNDY or PAYX?
PAYX is the more resilient of the two, so the other name carries the higher downside risk. PAYX on Risk Resilience, by 11 points. Risk Resilience is a weighted factor in the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.
Is MNDY more profitable than PAYX?
The profitability evidence is mixed: gross margin 88.7% vs 74.3%; operating margin 2.9% vs 38.6%; ttm roe 12.5% vs 45.1%. MNDY leads on one measure and PAYX on two measures, and there is no single profitability composite that resolves the split — which of the two reads as "more profitable" depends on whether you weight pricing power or operating leverage.
Is MNDY's lead over PAYX getting stronger or weaker?
MNDY lead: Reversed — PAYX led by 4 AIQ points 30 sessions ago; MNDY now leads by 1. This is measured from 119 daily comparison snapshots between 2026-05-04 and 2026-09-10. The lead has changed hands 5 times in that window, most recently on 2026-09-04, when PAYX moved ahead of MNDY.
What would change the MNDY vs PAYX verdict?
The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: PAYX closes the Value gap — currently 20 points behind, the largest single contributor to MNDY's edge; PAYX's Keltner Channel Breakdown resolves — a bearish volatility rule currently active against it; MNDY starts generating bearish momentum or trend signals; a regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
What do the current signals say about MNDY and PAYX?
MNDY: 0 bullish / 3 bearish / 1 neutral. PAYX: 2 bullish / 2 bearish, conflicted. A conflicted state means bullish and bearish rules are active on the same name at once — the technical evidence is not pointing one way, and a decision taken on it carries more timing risk. The most decision-relevant rule on MNDY is Death Cross Active (bearish, long horizon). On PAYX it is Golden Cross Active (bullish, long horizon).
Compare MNDY and PAYX with others
Continue your research
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How this comparison is scored
The Algovestiq AIQ Score composites four factors — Quality, Value, Momentum and Risk, each carrying a fixed weight. Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.
The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.
How to use side-by-side comparison →This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.