TSCO vs URBN Stock Comparison
URBN currently leads TSCO in this stock comparison, with AIQ scores of 65 vs 52. The clearest difference is momentum.
What is the main difference between TSCO and URBN?
URBN leads the current stock comparison as Urban Outfitters, Inc., with the clearest separation coming from momentum and the broader AIQ evidence mix.
AlgovestIQ AIQ Comparison
Tractor Supply Company vs Urban Outfitters, Inc.
URBN leads
URBN leads by 13 AIQ points, primarily on Momentum and Risk Resilience, and the lead has widened from 10 points over 30 sessions. Wall Street currently favors TSCO on target upside.
Competitive: 4 of 6 evidence groups support URBN, its lead is widening, and its current signal state is conflicted.
Tractor Supply Company
Urban Outfitters, Inc.
The Algovestiq AIQ Score currently favors URBN over TSCO, 65 versus 52 as of Oct 21, 2026. URBN's advantage is driven primarily by stronger momentum and risk resilience. URBN also shows the stronger technical structure relative to its 50-day moving average, though analyst target upside currently favors TSCO. 4 of 6 covered evidence groups favor URBN today, and the comparison is rated Competitive on stability: the leader is throwing conflicting signals. URBN lead: Strengthening — the AIQ differential moved from 10 to 13 points over 30 sessions. URBN leads on all four AIQ factor dimensions. Value is itself one of those four, so a sweep is not explained by valuation alone — it deserves additional scrutiny for unmodeled catalysts, expectations or event risk.
Compare Tractor Supply Company and Urban Outfitters, Inc. across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.
Performance over time
Total return with distributions reinvested, from daily closes.
Total return comparison
Growth of $10,000, distributions reinvested
Split-adjusted closes; each distribution is reinvested at the close on its ex-dividend date. Taxes and trading costs are not modeled.
Compare TSCO and URBN against another ticker
Open a multi-ticker workspace without changing this focused pair page.
AIQ Factor Divergence
Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.
- Momentum53 vs 81URBN +28
- Risk Resilience46 vs 62URBN +16
- Quality54 vs 61URBN +7
- Value52 vs 58URBN +6
4 of 6 evidence groups favor URBN. URBN’s edge is concentrated in momentum and risk resilience.
What changed since the last close
Latest scored session 2026-10-20, compared against the prior scored session 2026-10-19.
Largest factor move: Momentum +3
No signal started or stopped since the prior session; its 5 active signals are unchanged.
No factor moved materially.
No signal started or stopped since the prior session; its 7 active signals are unchanged.
URBN's lead narrowed by 1 AIQ point in the latest session.
Deeper signal detail for each name lives on its own signals page — TSCO and URBN both carry a full feed there.
The central trade-off
URBN (Urban Outfitters, Inc.): the stronger current systematic profile, led by momentum and risk resilience.
TSCO (Tractor Supply Company): the counter-case, on fundamentals, analyst expectations — but at materially higher volatility, 28.1% against 21.7%.
The AIQ Score and Wall Street therefore point in different directions on this pair.
Which one fits your objective
The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.
Balanced
URBNURBN on the overall AIQ Score, which weights Quality and Value most heavily.
Growth
TSCOTSCO on combined revenue and EPS growth.
Value
URBNURBN on the peer-relative Value factor, by 6 points.
Momentum
URBNURBN on the Momentum factor, by 28 points.
Lower downside
URBNURBN on Risk Resilience, by 16 points.
Analyst upside
TSCOTSCO on implied upside to the consensus price target.
AIQ vs Wall Street
The model and the Street disagree here: AIQ favors URBN, analyst targets favor TSCO. That disagreement is the most useful thing on this page.
| Measure | TSCO | URBN | Note |
|---|---|---|---|
| Implied upside to target | +11.8% | +0.3% | TSCO has more room |
| Target dispersion | +60.2% | +32.1% | Lower is tighter analyst agreement |
| Consensus | Buy | Buy | Context, not a primary driver |
| Analysts covering | 16 | 7 | Higher coverage generally improves confidence |
The two are measuring different things. The AIQ Score reads current fundamentals, valuation, trend and risk; analyst targets price forward expectations. A divergence of this kind is either a contrarian opportunity or a sign the model is missing something already priced in — it is worth resolving before acting on either.
Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.
AIQ Agreement Matrix
4 of 6 covered evidence groups favor URBN. A wide gap backed by one group is a weaker case than a narrow gap backed by five.
| Evidence group | Favors | Reading |
|---|---|---|
| AIQ Score | URBN | 52 vs 65 |
| Fundamentals | TSCOon balance | revenue growth 26.4% vs 12.2%; EPS growth 122.6% vs 112.9%; TTM ROE 39.3% vs 20.7%; gross margin 32.5% vs 37.5%; operating margin 8.9% vs 11.3% — TSCO takes 3 of 5 decided legs, not all of them |
| Valuation | URBN | Value 52 vs 58 |
| Technicals | URBN | Price vs 50-day -2.9% vs 10.4%; vs 200-day -15.2% vs 20.2% |
| Risk Resilience | URBN | Risk Resilience 46 vs 62 |
| Analyst expectations | TSCO | Target upside 11.8% vs 0.3% |
✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of TSCO and URBN and are excluded from the count.
AIQ Decision Stability
The two are close enough that your objective, not the score, should decide.
- The AIQ gap is wide at 13 points. (supports the conclusion holding)
- The leader's advantage has been widening. (supports the conclusion holding)
- The leader is throwing conflicting signals. (argues the conclusion is provisional)
Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on URBN.
How the comparison changed
120 daily snapshots · Jun 21 – Oct 20URBN lead: Strengthening — the AIQ differential moved from 10 to 13 points over 30 sessions.
- Today
- URBN +13
- 52 vs 65
- 7 sessions ago
- URBN +14
- 51 vs 65
- 30 sessions ago
- URBN +10
- 45 vs 55
- 90 sessions ago
- URBN +2
- 57 vs 59
The lead changed hands 7 times in this window, most recently on Jul 27 when URBN moved ahead of TSCO.
AIQ Signal Divergence
Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.
1 bullish / 2 bearish / 2 neutral, conflicted
Only TSCO
- Bollinger Band Squeeze — neutral, volatility, short horizon
- Death Cross Active — bearish, trend, long horizon (15.25%)
- EMA Ribbon Compression — neutral, trend, medium horizon
- Downtrend Structure Active — bearish, trend, long horizon
6 bullish / 1 bearish, conflicted
Only URBN
- Golden Cross Active — bullish, trend, long horizon (8.47%)
- Keltner Channel Breakout — bullish, volatility, short horizon
- RSI Overbought — bearish, momentum, short horizon
- EMA Ribbon Expansion Bullish — bullish, trend, medium horizon
- 52-Week High Proximity — bullish, risk, long horizon (2.6%)
- Uptrend Structure Active — bullish, trend, long horizon
Both carry 1 more signal that do not separate them: MACD Bullish Crossover.
URBN leads the comparison while carrying a conflicted signal state, which is one reason the stability rating is not higher.
Price vs model alignment
Whether the latest session's price move confirms what the model did over the same session, or contradicts it.
Price is down while the AIQ Score moved up 1 points over the same session — price and model disagree (price -0.67%, AIQ +1 points).
Neither the price nor the AIQ Score moved enough in the latest session to confirm or contradict the other (price -0.41%, AIQ 0 points).
What would flip this result
A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.
- 1TSCO closes the Momentum gap — currently 28 points behind, the largest single contributor to URBN's edge.
- 2TSCO's Death Cross Active resolves — a bearish trend rule currently active against it.
- 3URBN's conflicting signal state resolves bearish — it currently carries 6 bullish and 1 bearish rules at once.
- 4A regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
The full evidence
Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.
Fundamentals
TSCO leads on balance| Metric | TSCO | URBN |
|---|---|---|
| Revenue growth (YoY) | 26.4% | 12.2% |
| EPS growth (YoY) | 122.6% | 112.9% |
| Gross margin | 32.5% | 37.5% |
| Operating margin | 8.9% | 11.3% |
| Return on equity (TTM) | 39.3% | 20.7% |
| Debt to equity | 2.49 | 0.43 |
Performance
URBN leads 6 of 6 windows| Metric | TSCO | URBN |
|---|---|---|
| 1 week (5 sessions) | -2.3% | 2.9% |
| 1 month (20 sessions) | 0.2% | 16.4% |
| 3 months (63 sessions) | 12.1% | 18.5% |
| 6 months (126 sessions) | -16.8% | 16.9% |
| Year to date | -34.2% | 14.8% |
| 1 year (252 sessions) | -40.3% | 29.3% |
Technicals
URBN has the stronger structure| Metric | TSCO | URBN |
|---|---|---|
| RSI (14) | 62.6 | 82.9 |
| ADX (14) | 18.6 | 33 |
| Price vs 50-day | -2.9% | 10.4% |
| Price vs 200-day | -15.2% | 20.2% |
| Volatility (1M, annualized) | 28.1% | 21.7% |
Risk
URBN is the more resilient| Metric | TSCO | URBN |
|---|---|---|
| Beta | 0.41 | 0.92 |
| Sharpe ratio | -1.54 | 0.75 |
| Sortino ratio | -2.05 | 1.29 |
| Max drawdown | -48.3% | -26.3% |
| Current drawdown | -41.6% | -0.1% |
| Annualized volatility | 32.8% | 42.7% |
| Value at risk (95%) | -3.3% | -3.6% |
Straight answers
Each answer is regenerated from the current snapshot, not written once and left to age.
Which is better, TSCO or URBN?
On the Algovestiq AIQ Score, URBN is the stronger of the two as of Oct 21, 2026, scoring 65 against TSCO's 52. The edge comes from momentum and risk resilience. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.
Is TSCO or URBN the better buy right now?
URBN carries the stronger systematic profile as of Oct 21, 2026, and the comparison is rated Competitive — 4 of 6 covered evidence groups agree. A Competitive rating means the two are close enough that your objective, not the score, should decide.
Why does the AIQ Score favor URBN over TSCO?
The composite weights Quality, Value, Momentum and Risk Resilience. URBN leads Momentum by 28 points; URBN leads Risk Resilience by 16 points; URBN leads Quality by 7 points. URBN leads on all four AIQ factor dimensions. Value is itself one of those four, so the sweep is not explained by TSCO simply being cheaper — it warrants extra scrutiny for unmodeled catalysts, forward expectations or event risk the factors do not capture.
Which has more analyst upside, TSCO or URBN?
Analyst price targets imply +11.8% upside for TSCO and +0.3% for URBN, so the Street currently favors TSCO. That points the opposite way to the AIQ Score, which favors URBN. The two are measuring different things: the model reads current fundamentals, valuation, trend and risk; the Street is pricing forward expectations. A divergence of this kind is either a contrarian opportunity or a sign the model is missing something the analysts have already priced — it is the single most useful row on this page to investigate. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.
Which is better value, TSCO or URBN?
URBN is the better-valued of the two on the peer-relative Value factor. URBN on the peer-relative Value factor, by 6 points. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.
Which has stronger growth, TSCO or URBN?
TSCO on combined revenue and EPS growth. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.
Which has stronger momentum, TSCO or URBN?
URBN on the Momentum factor, by 28 points. Momentum is one of the four weighted factors in the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.
Which is riskier, TSCO or URBN?
URBN is the more resilient of the two, so the other name carries the higher downside risk. URBN on Risk Resilience, by 16 points. Risk Resilience is a weighted factor in the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.
Is TSCO more profitable than URBN?
The profitability evidence is mixed: gross margin 32.5% vs 37.5%; operating margin 8.9% vs 11.3%; ttm roe 39.3% vs 20.7%. TSCO leads on one measure and URBN on two measures, and there is no single profitability composite that resolves the split — which of the two reads as "more profitable" depends on whether you weight pricing power or operating leverage.
Is URBN's lead over TSCO getting stronger or weaker?
URBN lead: Strengthening — the AIQ differential moved from 10 to 13 points over 30 sessions. This is measured from 120 daily comparison snapshots between 2026-06-21 and 2026-10-20. The lead has changed hands 7 times in that window, most recently on 2026-07-27, when URBN moved ahead of TSCO.
What would change the TSCO vs URBN verdict?
The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: TSCO closes the Momentum gap — currently 28 points behind, the largest single contributor to URBN's edge; TSCO's Death Cross Active resolves — a bearish trend rule currently active against it; URBN's conflicting signal state resolves bearish — it currently carries 6 bullish and 1 bearish rules at once; a regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
What do the current signals say about TSCO and URBN?
TSCO: 1 bullish / 2 bearish / 2 neutral, conflicted. URBN: 6 bullish / 1 bearish, conflicted. A conflicted state means bullish and bearish rules are active on the same name at once — the technical evidence is not pointing one way, and a decision taken on it carries more timing risk. The most decision-relevant rule on TSCO is Death Cross Active (bearish, long horizon). On URBN it is Golden Cross Active (bullish, long horizon).
Compare TSCO and URBN with others
Continue your research
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How this comparison is scored
The Algovestiq AIQ Score composites four factors — Quality, Value, Momentum and Risk, each carrying a fixed weight. Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.
The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.
How to use side-by-side comparison →This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.