Stock Analysis
First Bancorp (FBNC) Stock Analysis
First Bancorp (FBNC) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.
First Bancorp (FBNC) currently has an AIQ Score of 50/100, indicating a neutral setup. Quality is the strongest factor at 66/100. Value is the weakest current factor at 30/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
FBNC at a Glance
Crawlable current metrics from the latest market-close stock snapshot.
| Metric | Current |
|---|---|
| Price | $61.04 |
| AIQ Score | 50/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Neutral |
| Market Cap | $2.58B |
| P/E Ratio (TTM) | 19.34 |
| Forward P/E | — |
| EPS (quarter ended 2026-06-30) | $1.22 |
| Revenue (quarter ended 2026-06-30) | $21.21M |
| Dividend Yield (TTM) | 1.51% |
| Beta | 0.82 |
| Volume | 183.89K |
| 52-week range | $47.53-$66.78 |
| RSI 14 | 47.38 |
| 50-Day SMA | $62.90 |
| 200-Day SMA | $60.22 |
| Analyst Price Target | $70.33 |
| Next Earnings | Oct 28, 2026 |
FBNCFirst Bancorp
Financial Services / Banks - Regional
Low Priority
In Line With Peers
Latest quote
- Momentum47
- Value30
- Quality66
- Risk resilience60
- Sentiment—
FBNC Stock Analysis Summary
First Bancorp (FBNC) currently has an AIQ Score of 50/100, indicating a neutral setup. Quality is the strongest factor at 66/100. Value is the weakest current factor at 30/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, FBNC has AIQ Score of 50/100 with Quality base of 66/100 and fading Value at 30/100. Wait for component alignment before adding exposure.
Quality (66/100) leads while Value (30/100) lags. This cross-factor spread creates entry timing uncertainty.
Financial Services · -0.86% stock move · FBNC classified in Banks - Regional.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is FBNC Bullish or Bearish Right Now?
FBNC currently has a neutral overall setup. Quality is the strongest factor at 66/100, while Value is weakest at 30/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Quality is supportive at 66/100.
- - Risk Resilience is supportive at 60/100.
- - Analyst target implies +15.22% upside from the latest quote.
- - Value is the current constraint at 30/100.
- - Technical consensus has more sell votes than buy votes (20 vs 17).
Current Consensus
FBNC's Technical Analysis Consensus is currently Neutral, with 17 buy, 8 neutral, and 20 sell votes. FBNC's 14-day RSI is 47.38, which places the stock in a neutral momentum range. FBNC's beta is 0.82, indicating market sensitivity broadly in line with the market.
What Changed in FBNC?
The largest recent change in FBNC is Momentum moving up by 20.0 points over the available 7-day comparison window. Quality remains the strongest visible factor.
What Would Change the FBNC Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
FBNC Decision Framework
Public evidence layers, setup checks, and risk context for First Bancorp.
First Bancorp (FBNC) Stock Analysis
First Bancorp has an AIQ Score of 50/100 in a Neutral regime. Quality is strongest at 66/100. Beta is 0.86, below market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | FBNC is in a Neutral AIQ regime with score 50/100. |
| Signal Conflict | The primary conflict is that quality leads at 66/100 while value lags at 30/100. |
| Factor Evidence | Momentum 47/100 · Value 30/100 · Quality 66/100 · Risk 60/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Quality is the strongest factor at 66/100.
Momentum is 47/100 and RSI (14) is 47.4.
FBNC is in a Neutral regime at 50/100.
Risk factor is 60/100 with beta 0.86 and annual volatility 25.15%.
Current conflict: quality leads at 66/100 while value lags at 30/100.
FBNC Research Cluster
Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.
FBNC Fundamentals
FBNC valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.
FBNC Technical Analysis
FBNC technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
FBNC Stock Catalysts
Track FBNC earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.
FBNC Dividend Analysis
FBNC dividend yield, annual dividend, payout ratio, payment history, and income reliability context.
FBNC Financial Data
FBNC revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.
FBNC Risk Analysis
FBNC volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
FBNC Stock News
FBNC stock news, market tone, recent headlines, and catalyst context.
FBNC vs Regional Banks Peers
Current peer cohort: FBNC · FBP · FFIN · FHN · FIBK. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| FBNC Current stock | 50/100 | 30/100 | 47/100 | 60/100 | 0.85 | 25.15% | Current |
| FBP First BanCorp | 63/100 | 46/100 | 58/100 | 77/100 | 1.05 | 23.47% | FBNC vs FBP |
| FFIN Frost Bankers | 52/100 | 37/100 | 25/100 | 78/100 | -0.39 | 23.39% | FBNC vs FFIN |
| FHN First Horizon | 54/100 | 54/100 | 44/100 | 60/100 | 0.48 | 22.35% | FBNC vs FHN |
| FIBK First Interstate BancSystem | 45/100 | 48/100 | 41/100 | 62/100 | 0.52 | 24.78% | FBNC vs FIBK |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Oct 21, 2026.
About the AIQ Score
Methodology for the current stock evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalysts3 recent quarterly periods are available for review.
Checked Oct 22, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
Fundamentals Verdict
Current snapshot fields are separate from reported-quarter statement tables.
Latest period Jun 30, 2026.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching FBNC
Open the detailed evidence pages and workflows behind the stock overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for FBNC
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
FBNC Stock FAQ
What is FBNC stock price today?
First Bancorp's current stock price is $61.04. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.
Is FBNC bullish or bearish right now?
FBNC's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.
What is FBNC's market cap?
FBNC's market cap is $2.58B based on the latest completed market-close snapshot from Oct 21, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.
What is FBNC's current P/E ratio?
FBNC's current P/E ratio is 19.34 based on the latest completed market-close snapshot from Oct 21, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.
What is FBNC's RSI?
FBNC's 14-day RSI is 47.38 based on the latest completed market-close snapshot from Oct 21, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.
Is FBNC above its 50-day and 200-day moving averages?
FBNC is -2.96% from its 50-day SMA and 1.35% from its 200-day SMA based on the latest completed market-close snapshot from Oct 21, 2026. Moving-average position should be read with momentum and broader AIQ evidence.
When is FBNC's next earnings date?
FBNC's next earnings date is currently listed as Oct 28, 2026. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.
Does FBNC pay a dividend?
FBNC's dividend yield is 1.51% based on the latest completed market-close snapshot from Oct 21, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.