Stock Analysis
First BanCorp. (FBP) Stock Analysis
First BanCorp. (FBP) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.
First BanCorp. (FBP) currently has an AIQ Score of 62/100, indicating a neutral setup. Quality is the strongest factor at 78/100. Value is the weakest current factor at 47/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
FBP at a Glance
Crawlable current metrics from the latest market-close stock snapshot.
| Metric | Current |
|---|---|
| Price | $28.51 |
| AIQ Score | 62/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Buy |
| Market Cap | $4.25B |
| P/E Ratio | 13.08 |
| Forward P/E | — |
| EPS | $0.63 |
| Revenue TTM | $324.28M |
| Dividend Yield | 0.01% |
| Beta | 0.8 |
| Volume | 675.42K |
| 52-week range | $19.16-$29.88 |
| RSI 14 | 36.41 |
| 50-Day SMA | $28.04 |
| 200-Day SMA | $23.74 |
| Analyst Price Target | $29.00 |
| Next Earnings | Oct 22, 2026 |
FBP
OverviewFBP Stock Analysis Summary
First BanCorp. (FBP) currently has an AIQ Score of 62/100, indicating a neutral setup. Quality is the strongest factor at 78/100. Value is the weakest current factor at 47/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, FBP has AIQ Score of 62/100 with Quality base of 78/100 and fading Value at 47/100. Wait for component alignment before adding exposure.
Quality (78/100) leads while Value (47/100) lags. This cross-factor spread creates entry timing uncertainty.
Financial Services · 0.21% stock move · FBP classified in Banks - Regional.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is FBP Bullish or Bearish Right Now?
FBP currently has a neutral overall setup. Quality is the strongest factor at 78/100, while Value is weakest at 47/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Quality is supportive at 78/100.
- - Risk Resilience is supportive at 77/100.
- - Price is +1.66% above its 50-day SMA.
- - Analyst target implies +1.72% upside from the latest quote.
- - Technical consensus has more buy votes than sell votes (22 vs 14).
- - No strong bearish evidence is available in the current snapshot.
Current Consensus
FBP's Technical Analysis Consensus is currently Buy, with 22 buy, 9 neutral, and 14 sell votes. FBP's 14-day RSI is 36.41, which places the stock in a weaker momentum range. FBP's beta is 0.8, indicating market sensitivity broadly in line with the market.
What Changed in FBP?
Recent score-change history is not available in the current snapshot. These are the latest market-close scores instead.
What Would Change the FBP Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
FBP Decision Framework
Public evidence layers, setup checks, and risk context for First BanCorp..
First BanCorp. (FBP) Stock Analysis
First BanCorp. has an AIQ Score of 62/100 in a Neutral regime. Quality is strongest at 78/100. Beta is 0.8, below market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | FBP is in a Neutral AIQ regime with score 62/100. |
| Signal Conflict | The primary conflict is that quality leads at 78/100 while value lags at 47/100. |
| Factor Evidence | Momentum 50/100 · Value 47/100 · Quality 78/100 · Risk 77/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Quality is the strongest factor at 78/100.
Momentum is 50/100 and RSI (14) is 36.4.
FBP is in a Neutral regime at 62/100.
Risk factor is 77/100 with beta 0.8 and annual volatility 24.83%.
Current conflict: quality leads at 78/100 while value lags at 47/100.
FBP Research Cluster
Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.
FBP Fundamentals
FBP valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.
FBP Technical Analysis
FBP technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
FBP Stock Catalysts
Track FBP earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.
FBP Dividend Analysis
FBP dividend yield, annual dividend, payout ratio, payment history, and income reliability context.
FBP Financial Data
FBP revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.
FBP Risk Analysis
FBP volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
FBP Stock News
FBP stock news, market tone, recent headlines, and catalyst context.
FBP vs Regional Banks Peers
Current peer cohort: FBP · FFIN · FHN · FIBK · FNB. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| FBP Current stock | 62/100 | 47/100 | 50/100 | 77/100 | 0.95 | 24.83% | Current |
| FFIN Frost Bankers | 50/100 | 33/100 | 33/100 | 63/100 | -0.48 | 24.41% | FBP vs FFIN |
| FHN First Horizon | 54/100 | 56/100 | 36/100 | 58/100 | 0.33 | 25.49% | FBP vs FHN |
| FIBK First Interstate BancSystem | 45/100 | 50/100 | 39/100 | 63/100 | 0.52 | 26.95% | FBP vs FIBK |
| FNB FNB Corporation | 53/100 | 58/100 | 36/100 | 62/100 | 0.4 | 24.45% | FBP vs FNB |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Sep 4, 2026.
About the AIQ Score
Methodology for the current stock evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalysts8 recent quarterly periods are available for review.
Checked Sep 5, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
Fundamentals Verdict
Current snapshot fields are separate from reported-quarter statement tables.
Latest period Jun 30, 2026.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching FBP
Open the detailed evidence pages and workflows behind the stock overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for FBP
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
FBP Stock FAQ
What is FBP stock price today?
First BanCorp.'s current stock price is $28.51. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.
Is FBP bullish or bearish right now?
FBP's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.
What is FBP's market cap?
FBP's market cap is $4.25B based on the latest completed market-close snapshot from Sep 4, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.
What is FBP's current P/E ratio?
FBP's current P/E ratio is 13.08 based on the latest completed market-close snapshot from Sep 4, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.
What is FBP's RSI?
FBP's 14-day RSI is 36.41 based on the latest completed market-close snapshot from Sep 4, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.
Is FBP above its 50-day and 200-day moving averages?
FBP is 1.66% from its 50-day SMA and 20.11% from its 200-day SMA based on the latest completed market-close snapshot from Sep 4, 2026. Moving-average position should be read with momentum and broader AIQ evidence.
When is FBP's next earnings date?
FBP's next earnings date is currently listed as Oct 22, 2026. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.
Does FBP pay a dividend?
FBP's dividend yield is 0.01% based on the latest completed market-close snapshot from Sep 4, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.