Stock Analysis
Prudential Financial, Inc. (PRU) Stock Analysis
Prudential Financial, Inc. (PRU) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.
Prudential Financial, Inc. (PRU) currently has an AIQ Score of 60/100, indicating a neutral setup. Risk is the strongest factor at 74/100. Quality is the weakest current factor at 46/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
PRU at a Glance
Crawlable current metrics from the latest market-close stock snapshot.
| Metric | Current |
|---|---|
| Price | $116.45 |
| AIQ Score | 60/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Strong Buy |
| Market Cap | $40.65B |
| P/E Ratio (TTM) | 10.51 |
| Forward P/E | — |
| EPS (quarter ended 2026-06-30) | $2.81 |
| Revenue (quarter ended 2026-06-30) | $15.66B |
| Dividend Yield (TTM) | 4.74% |
| Beta | 0.83 |
| Volume | 2.07M |
| 52-week range | $91.89-$127.72 |
| RSI 14 | 60.76 |
| 50-Day SMA | $117.06 |
| 200-Day SMA | $108.61 |
| Analyst Price Target | $103.69 |
| Next Earnings | Nov 3, 2026 |
PRUPrudential Financial, Inc.
Financial Services / Insurance - Life
Low Priority
Above Peers
Latest quote
- Momentum59
- Value69
- Quality46
- Risk resilience74
- Sentiment—
PRU Stock Analysis Summary
Prudential Financial, Inc. (PRU) currently has an AIQ Score of 60/100, indicating a neutral setup. Risk resilience is the strongest factor at 74/100. Quality is the weakest current factor at 46/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, PRU has AIQ Score of 60/100 with Risk resilience base of 74/100 and fading Quality at 46/100. Wait for component alignment before adding exposure.
Risk resilience (74/100) leads while Quality (46/100) lags. This cross-factor spread creates entry timing uncertainty.
Financial Services · -0.36% stock move · PRU classified in Insurance - Life.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is PRU Bullish or Bearish Right Now?
PRU currently has a neutral overall setup. Risk Resilience is the strongest factor at 74/100, while Quality is weakest at 46/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Risk Resilience is supportive at 74/100.
- - Technical consensus has more buy votes than sell votes (32 vs 7).
- - Analyst target implies -10.96% downside from the latest quote.
Current Consensus
PRU's Technical Analysis Consensus is currently Strong Buy, with 32 buy, 6 neutral, and 7 sell votes. PRU's 14-day RSI is 60.76, which places the stock in a constructive momentum range. PRU's beta is 0.83, indicating market sensitivity broadly in line with the market.
What Changed in PRU?
The largest recent change in PRU is Momentum moving down by 20.0 points over the available 7-day comparison window. Risk Resilience remains the strongest visible factor.
What Would Change the PRU Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
PRU Decision Framework
Public evidence layers, setup checks, and risk context for Prudential Financial, Inc..
Prudential Financial, Inc. (PRU) Stock Analysis
Prudential Financial, Inc. has an AIQ Score of 60/100 in a Neutral regime. Risk is strongest at 74/100. Beta is 0.84, below market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | PRU is in a Neutral AIQ regime with score 60/100. |
| Signal Conflict | The primary conflict is that risk leads at 74/100 while quality lags at 46/100. |
| Factor Evidence | Momentum 59/100 · Value 69/100 · Quality 46/100 · Risk 74/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Risk is the strongest factor at 74/100.
Momentum is 59/100 and RSI (14) is 60.8.
PRU is in a Neutral regime at 60/100.
Risk factor is 74/100 with beta 0.84 and annual volatility 22.59%.
Current conflict: risk leads at 74/100 while quality lags at 46/100.
PRU Research Cluster
Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.
PRU Fundamentals
PRU valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.
PRU Technical Analysis
PRU technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
PRU Stock Catalysts
Track PRU earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.
PRU Dividend Analysis
PRU dividend yield, annual dividend, payout ratio, payment history, and income reliability context.
PRU Financial Data
PRU revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.
PRU Risk Analysis
PRU volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
PRU Stock News
PRU stock news, market tone, recent headlines, and catalyst context.
PRU vs Insurance Peers
Current peer cohort: PRU · TRV · UNM · WRB · WTW. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| PRU Current stock | 60/100 | 69/100 | 59/100 | 74/100 | 0.58 | 22.59% | Current |
| TRV Travelers Companies | 68/100 | 60/100 | 83/100 | 62/100 | 1.84 | 20.70% | PRU vs TRV |
| UNM Unum Group | 54/100 | 61/100 | 48/100 | 66/100 | 0.8 | 23.79% | PRU vs UNM |
| WRB W.R. Berkley | 65/100 | 50/100 | 64/100 | 59/100 | 0.04 | 22.17% | PRU vs WRB |
| WTW Willis Towers Watson | 58/100 | 37/100 | 86/100 | 51/100 | 0.06 | 31.00% | PRU vs WTW |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Oct 29, 2026.
About the AIQ Score
Methodology for the current stock evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalysts3 recent quarterly periods are available for review.
Checked Oct 31, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
Fundamentals Verdict
Current snapshot fields are separate from reported-quarter statement tables.
Latest period Jun 30, 2026.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching PRU
Open the detailed evidence pages and workflows behind the stock overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for PRU
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
PRU Stock FAQ
What is PRU stock price today?
Prudential Financial, Inc.'s current stock price is $116.45. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.
Is PRU bullish or bearish right now?
PRU's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.
What is PRU's market cap?
PRU's market cap is $40.65B based on the latest completed market-close snapshot from Oct 30, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.
What is PRU's current P/E ratio?
PRU's current P/E ratio is 10.51 based on the latest completed market-close snapshot from Oct 30, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.
What is PRU's RSI?
PRU's 14-day RSI is 60.76 based on the latest completed market-close snapshot from Oct 30, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.
Is PRU above its 50-day and 200-day moving averages?
PRU is -0.16% from its 50-day SMA and 7.60% from its 200-day SMA based on the latest completed market-close snapshot from Oct 30, 2026. Moving-average position should be read with momentum and broader AIQ evidence.
When is PRU's next earnings date?
PRU's next earnings date is currently listed as Nov 3, 2026. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.
Does PRU pay a dividend?
PRU's dividend yield is 4.74% based on the latest completed market-close snapshot from Oct 30, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.