Stock Analysis
The PNC Financial Services Group, Inc. (PNC) Stock Analysis
The PNC Financial Services Group, Inc. (PNC) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.
The PNC Financial Services Group, Inc. (PNC) currently has an AIQ Score of 54/100, indicating a neutral setup. Risk is the strongest factor at 65/100. Momentum is the weakest current factor at 49/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
PNC at a Glance
Crawlable current metrics from the latest market-close stock snapshot.
| Metric | Current |
|---|---|
| Price | $222.89 |
| AIQ Score | 54/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Neutral |
| Market Cap | $86.73B |
| P/E Ratio (TTM) | 11.56 |
| Forward P/E | — |
| EPS (quarter ended 2026-09-30) | $4.98 |
| Revenue (quarter ended 2026-09-30) | $9.36B |
| Dividend Yield (TTM) | 3.40% |
| Beta | 0.93 |
| Volume | 1.67M |
| 52-week range | $177.08-$258.96 |
| RSI 14 | 54.33 |
| 50-Day SMA | $233.54 |
| 200-Day SMA | $228.56 |
| Analyst Price Target | $272.80 |
| Next Earnings | Jan 15, 2027 |
PNCThe PNC Financial Services Group, Inc.
Financial Services / Banks - Regional
Low Priority
In Line With Peers
Latest quote
- Momentum49
- Value53
- Quality53
- Risk resilience65
- Sentiment—
PNC Stock Analysis Summary
The PNC Financial Services Group, Inc. (PNC) currently has an AIQ Score of 54/100, indicating a neutral setup. Risk resilience is the strongest factor at 65/100. Momentum is the weakest current factor at 49/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, PNC has AIQ Score of 54/100 with Risk resilience base of 65/100 and fading Momentum at 49/100. Wait for component alignment before adding exposure.
Financial Services · 0.86% stock move · PNC classified in Banks - Regional.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is PNC Bullish or Bearish Right Now?
PNC currently has a neutral overall setup. Risk Resilience is the strongest factor at 65/100, while Momentum is weakest at 49/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Risk Resilience is supportive at 65/100.
- - Analyst target implies +22.39% upside from the latest quote.
- - Technical consensus has more buy votes than sell votes (22 vs 19).
- - Price is -2.48% below its 200-day SMA.
Current Consensus
PNC's Technical Analysis Consensus is currently Neutral, with 22 buy, 4 neutral, and 19 sell votes. PNC's 14-day RSI is 54.33, which places the stock in a neutral momentum range. PNC's beta is 0.93, indicating market sensitivity broadly in line with the market.
What Changed in PNC?
The largest recent change in PNC is Momentum moving up by 21.0 points over the available 7-day comparison window. Risk Resilience remains the strongest visible factor.
What Would Change the PNC Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
PNC Decision Framework
Public evidence layers, setup checks, and risk context for The PNC Financial Services Group, Inc..
The PNC Financial Services Group, Inc. (PNC) Stock Analysis
The PNC Financial Services Group, Inc. has an AIQ Score of 54/100 in a Neutral regime. Risk is strongest at 65/100. Beta is 0.93, close to market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | PNC is in a Neutral AIQ regime with score 54/100. |
| Signal Conflict | The primary conflict is that risk leads at 65/100 while momentum lags at 49/100. |
| Factor Evidence | Momentum 49/100 · Value 53/100 · Quality 53/100 · Risk 65/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Risk is the strongest factor at 65/100.
Momentum is 49/100 and RSI (14) is 54.3.
PNC is in a Neutral regime at 54/100.
Risk factor is 65/100 with beta 0.93 and annual volatility 21.21%.
Current conflict: risk leads at 65/100 while momentum lags at 49/100.
PNC Research Cluster
Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.
PNC Fundamentals
PNC valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.
PNC Technical Analysis
PNC technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
PNC Stock Catalysts
Track PNC earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.
PNC Dividend Analysis
PNC dividend yield, annual dividend, payout ratio, payment history, and income reliability context.
PNC Financial Data
PNC revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.
PNC Risk Analysis
PNC volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
PNC Stock News
PNC stock news, market tone, recent headlines, and catalyst context.
PNC vs Money Center Banks Peers
Current peer cohort: PNC · RF · STT · TFC · USB. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| PNC Current stock | 54/100 | 53/100 | 49/100 | 65/100 | 0.88 | 21.21% | Current |
| RF Regions Financial | 60/100 | 56/100 | 56/100 | 65/100 | 0.61 | 23.18% | PNC vs RF |
| STT State Street | 53/100 | 53/100 | 34/100 | 72/100 | 1.55 | 24.16% | PNC vs STT |
| TFC Truist Financial | 55/100 | 58/100 | 51/100 | 63/100 | 0.35 | 23.26% | PNC vs TFC |
| USB U.S. Bancorp | 58/100 | 56/100 | 58/100 | 65/100 | 0.96 | 22.18% | PNC vs USB |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Oct 21, 2026.
About the AIQ Score
Methodology for the current stock evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalysts4 recent quarterly periods are available for review.
Checked Oct 22, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
Fundamentals Verdict
Current snapshot fields are separate from reported-quarter statement tables.
Latest period Sep 30, 2026.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching PNC
Open the detailed evidence pages and workflows behind the stock overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for PNC
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
PNC Stock FAQ
What is PNC stock price today?
The PNC Financial Services Group, Inc.'s current stock price is $222.89. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.
Is PNC bullish or bearish right now?
PNC's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.
What is PNC's market cap?
PNC's market cap is $86.73B based on the latest completed market-close snapshot from Oct 21, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.
What is PNC's current P/E ratio?
PNC's current P/E ratio is 11.56 based on the latest completed market-close snapshot from Oct 21, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.
What is PNC's RSI?
PNC's 14-day RSI is 54.33 based on the latest completed market-close snapshot from Oct 21, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.
Is PNC above its 50-day and 200-day moving averages?
PNC is -4.56% from its 50-day SMA and -2.48% from its 200-day SMA based on the latest completed market-close snapshot from Oct 21, 2026. Moving-average position should be read with momentum and broader AIQ evidence.
When is PNC's next earnings date?
PNC's next earnings date is currently listed as Jan 15, 2027. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.
Does PNC pay a dividend?
PNC's dividend yield is 3.40% based on the latest completed market-close snapshot from Oct 21, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.