Stock Analysis
The Travelers Companies, Inc. (TRV) Stock Analysis
The Travelers Companies, Inc. (TRV) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.
The Travelers Companies, Inc. (TRV) currently has an AIQ Score of 68/100, indicating a neutral setup. Momentum is the strongest factor at 83/100. Value is the weakest current factor at 60/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
TRV at a Glance
Crawlable current metrics from the latest market-close stock snapshot.
| Metric | Current |
|---|---|
| Price | $396.22 |
| AIQ Score | 68/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Strong Buy |
| Market Cap | $81.25B |
| P/E Ratio (TTM) | 10.06 |
| Forward P/E | — |
| EPS (quarter ended 2026-09-30) | $9.20 |
| Revenue (quarter ended 2026-09-30) | $12.41B |
| Dividend Yield (TTM) | 1.21% |
| Beta | 0.44 |
| Volume | 1.41M |
| 52-week range | $264.25-$407.87 |
| RSI 14 | 72.94 |
| 50-Day SMA | $373.94 |
| 200-Day SMA | $329.23 |
| Analyst Price Target | $357.07 |
| Next Earnings | Jan 20, 2027 |
TRVThe Travelers Companies, Inc.
Financial Services / Insurance - Property & Casualty
Leader
Sector Leader
Latest quote
- Momentum83
- Value60
- Quality67
- Risk resilience62
- Sentiment—
TRV Stock Analysis Summary
The Travelers Companies, Inc. (TRV) currently has an AIQ Score of 68/100, indicating a neutral setup. Momentum is the strongest factor at 83/100. Value is the weakest current factor at 60/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, TRV has AIQ Score of 68/100 with Momentum base of 83/100 and fading Value at 60/100. Wait for component alignment before adding exposure.
Momentum (83/100) leads while Value (60/100) lags. This cross-factor spread creates entry timing uncertainty.
Financial Services · -0.51% stock move · TRV classified in Insurance - Property & Casualty.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is TRV Bullish or Bearish Right Now?
TRV currently has a neutral overall setup. Momentum is the strongest factor at 83/100, while Value is weakest at 60/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Quality is supportive at 67/100.
- - Momentum is constructive at 83/100.
- - Risk Resilience is supportive at 62/100.
- - Price is +6.51% above its 50-day SMA.
- - Technical consensus has more buy votes than sell votes (37 vs 2).
- - Analyst target implies -9.88% downside from the latest quote.
Current Consensus
TRV's Technical Analysis Consensus is currently Strong Buy, with 37 buy, 6 neutral, and 2 sell votes. TRV's 14-day RSI is 72.94, which places the stock in an overbought momentum range. TRV's beta is 0.44, indicating lower market sensitivity than the broad market.
What Changed in TRV?
The largest recent change in TRV is Momentum moving down by 9.0 points over the available 7-day comparison window. Momentum remains the strongest visible factor.
What Would Change the TRV Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
TRV Decision Framework
Public evidence layers, setup checks, and risk context for The Travelers Companies, Inc..
The Travelers Companies, Inc. (TRV) Stock Analysis
The Travelers Companies, Inc. has an AIQ Score of 68/100 in a Neutral regime. Momentum is strongest at 83/100. Beta is 0.44, below market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | TRV is in a Neutral AIQ regime with score 68/100. |
| Signal Conflict | The primary conflict is that momentum leads at 83/100 while value lags at 60/100. |
| Factor Evidence | Momentum 83/100 · Value 60/100 · Quality 67/100 · Risk 62/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Momentum is the strongest factor at 83/100.
Momentum is 83/100 and RSI (14) is 72.9.
TRV is in a Neutral regime at 68/100.
Risk factor is 62/100 with beta 0.44 and annual volatility 20.7%.
Current conflict: momentum leads at 83/100 while value lags at 60/100.
TRV Research Cluster
Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.
TRV Fundamentals
TRV valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.
TRV Technical Analysis
TRV technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
TRV Stock Catalysts
Track TRV earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.
TRV Dividend Analysis
TRV dividend yield, annual dividend, payout ratio, payment history, and income reliability context.
TRV Financial Data
TRV revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.
TRV Risk Analysis
TRV volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
TRV Stock News
TRV stock news, market tone, recent headlines, and catalyst context.
TRV vs Insurance Peers
Current peer cohort: TRV · UNM · WRB · WTW · ACGL. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| TRV Current stock | 68/100 | 60/100 | 83/100 | 62/100 | 1.84 | 20.70% | Current |
| UNM Unum Group | 54/100 | 61/100 | 48/100 | 66/100 | 0.8 | 23.79% | TRV vs UNM |
| WRB W.R. Berkley | 65/100 | 50/100 | 64/100 | 59/100 | 0.04 | 22.17% | TRV vs WRB |
| WTW Willis Towers Watson | 58/100 | 37/100 | 86/100 | 51/100 | 0.06 | 31.00% | TRV vs WTW |
| ACGL Arch Capital | 67/100 | 63/100 | 80/100 | 54/100 | 0.85 | 20.58% | TRV vs ACGL |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Oct 29, 2026.
About the AIQ Score
Methodology for the current stock evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalysts4 recent quarterly periods are available for review.
Checked Oct 31, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
Fundamentals Verdict
Current snapshot fields are separate from reported-quarter statement tables.
Latest period Sep 30, 2026.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching TRV
Open the detailed evidence pages and workflows behind the stock overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for TRV
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
TRV Stock FAQ
What is TRV stock price today?
The Travelers Companies, Inc.'s current stock price is $396.22. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.
Is TRV bullish or bearish right now?
TRV's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.
What is TRV's market cap?
TRV's market cap is $81.25B based on the latest completed market-close snapshot from Oct 30, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.
What is TRV's current P/E ratio?
TRV's current P/E ratio is 10.06 based on the latest completed market-close snapshot from Oct 30, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.
What is TRV's RSI?
TRV's 14-day RSI is 72.94 based on the latest completed market-close snapshot from Oct 30, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.
Is TRV above its 50-day and 200-day moving averages?
TRV is 6.51% from its 50-day SMA and 20.97% from its 200-day SMA based on the latest completed market-close snapshot from Oct 30, 2026. Moving-average position should be read with momentum and broader AIQ evidence.
When is TRV's next earnings date?
TRV's next earnings date is currently listed as Jan 20, 2027. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.
Does TRV pay a dividend?
TRV's dividend yield is 1.21% based on the latest completed market-close snapshot from Oct 30, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.