Stock Analysis
Unum Group (UNM) Stock Analysis
Unum Group (UNM) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.
Unum Group (UNM) currently has an AIQ Score of 54/100, indicating a neutral setup. Risk is the strongest factor at 66/100. Quality is the weakest current factor at 47/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
UNM at a Glance
Crawlable current metrics from the latest market-close stock snapshot.
| Metric | Current |
|---|---|
| Price | $91.14 |
| AIQ Score | 54/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Neutral |
| Market Cap | $14.52B |
| P/E Ratio (TTM) | 21.37 |
| Forward P/E | — |
| EPS (quarter ended 2026-06-30) | $1.61 |
| Revenue (quarter ended 2026-06-30) | $3.29B |
| Dividend Yield (TTM) | 2.06% |
| Beta | 0.26 |
| Volume | 1.07M |
| 52-week range | $69.02-$96.77 |
| RSI 14 | 49.68 |
| 50-Day SMA | $92.11 |
| 200-Day SMA | $83.91 |
| Analyst Price Target | $101.00 |
| Next Earnings | Nov 3, 2026 |
UNMUnum Group
Financial Services / Insurance - Life
Low Priority
In Line With Peers
Latest quote
- Momentum48
- Value61
- Quality47
- Risk resilience66
- Sentiment—
UNM Stock Analysis Summary
Unum Group (UNM) currently has an AIQ Score of 54/100, indicating a neutral setup. Risk resilience is the strongest factor at 66/100. Quality is the weakest current factor at 47/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, UNM has AIQ Score of 54/100 with Risk resilience base of 66/100 and fading Quality at 47/100. Wait for component alignment before adding exposure.
Financial Services · -0.49% stock move · UNM classified in Insurance - Life.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is UNM Bullish or Bearish Right Now?
UNM currently has a neutral overall setup. Risk Resilience is the strongest factor at 66/100, while Quality is weakest at 47/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Risk Resilience is supportive at 66/100.
- - Analyst target implies +10.82% upside from the latest quote.
- - No strong bearish evidence is available in the current snapshot.
Current Consensus
UNM's Technical Analysis Consensus is currently Neutral, with 15 buy, 15 neutral, and 15 sell votes. UNM's 14-day RSI is 49.68, which places the stock in a neutral momentum range. UNM's beta is 0.26, indicating lower market sensitivity than the broad market.
What Changed in UNM?
The largest recent change in UNM is Momentum moving down by 31.0 points over the available 7-day comparison window. Risk Resilience remains the strongest visible factor.
What Would Change the UNM Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
UNM Decision Framework
Public evidence layers, setup checks, and risk context for Unum Group.
Unum Group (UNM) Stock Analysis
Unum Group has an AIQ Score of 54/100 in a Neutral regime. Risk is strongest at 66/100. Beta is 0.24, below market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | UNM is in a Neutral AIQ regime with score 54/100. |
| Signal Conflict | The primary conflict is that risk leads at 66/100 while quality lags at 47/100. |
| Factor Evidence | Momentum 48/100 · Value 61/100 · Quality 47/100 · Risk 66/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Risk is the strongest factor at 66/100.
Momentum is 48/100 and RSI (14) is 49.7.
UNM is in a Neutral regime at 54/100.
Risk factor is 66/100 with beta 0.24 and annual volatility 23.79%.
Current conflict: risk leads at 66/100 while quality lags at 47/100.
UNM Research Cluster
Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.
UNM Fundamentals
UNM valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.
UNM Technical Analysis
UNM technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
UNM Stock Catalysts
Track UNM earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.
UNM Dividend Analysis
UNM dividend yield, annual dividend, payout ratio, payment history, and income reliability context.
UNM Financial Data
UNM revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.
UNM Risk Analysis
UNM volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
UNM Stock News
UNM stock news, market tone, recent headlines, and catalyst context.
UNM vs Insurance Peers
Current peer cohort: UNM · WRB · WTW · ACGL · AFG. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| UNM Current stock | 54/100 | 61/100 | 48/100 | 66/100 | 0.8 | 23.79% | Current |
| WRB W.R. Berkley | 65/100 | 50/100 | 64/100 | 59/100 | 0.04 | 22.17% | UNM vs WRB |
| WTW Willis Towers Watson | 58/100 | 37/100 | 86/100 | 51/100 | 0.06 | 31.00% | UNM vs WTW |
| ACGL Arch Capital | 67/100 | 63/100 | 80/100 | 54/100 | 0.85 | 20.58% | UNM vs ACGL |
| AFG American Financial Group | 63/100 | 58/100 | 80/100 | 61/100 | 0.79 | 18.20% | UNM vs AFG |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Oct 29, 2026.
About the AIQ Score
Methodology for the current stock evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalysts8 recent quarterly periods are available for review.
Checked Oct 31, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
Fundamentals Verdict
Current snapshot fields are separate from reported-quarter statement tables.
Latest period Jun 30, 2026.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching UNM
Open the detailed evidence pages and workflows behind the stock overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for UNM
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
UNM Stock FAQ
What is UNM stock price today?
Unum Group's current stock price is $91.14. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.
Is UNM bullish or bearish right now?
UNM's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.
What is UNM's market cap?
UNM's market cap is $14.52B based on the latest completed market-close snapshot from Oct 30, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.
What is UNM's current P/E ratio?
UNM's current P/E ratio is 21.37 based on the latest completed market-close snapshot from Oct 30, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.
What is UNM's RSI?
UNM's 14-day RSI is 49.68 based on the latest completed market-close snapshot from Oct 30, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.
Is UNM above its 50-day and 200-day moving averages?
UNM is -0.57% from its 50-day SMA and 9.15% from its 200-day SMA based on the latest completed market-close snapshot from Oct 30, 2026. Moving-average position should be read with momentum and broader AIQ evidence.
When is UNM's next earnings date?
UNM's next earnings date is currently listed as Nov 3, 2026. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.
Does UNM pay a dividend?
UNM's dividend yield is 2.06% based on the latest completed market-close snapshot from Oct 30, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.