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SOFI Stock Catalysts

Earnings · Growth Drivers · Events · AIQ Catalyst

Financial ServicesFinancial - Credit ServicesScore data as of Sep 1, 2026

SOFI

Catalysts
SoFi Technologies, Inc.
Financial Services· Financial - Credit Services
AIQ Score
BearishAIQ Edge 2/10
Low Priority
Relative Laggard
Score data as of Sep 1, 2026
Last price
$17.05
-$0.83 (-4.64%)
Latest market quote
Momentum36
Value27
Quality62
Risk Resilience24
Sentiment78
View financial data

Stock Catalyst Board

Earnings timing, analyst expectations, news pressure, growth drivers, events, and AIQ Catalyst context.

Next earnings
Oct 27, 2026

Upcoming reporting date available for this company.

AIQ Catalyst
AIQ 39/100

Momentum 36/100 and sentiment 78/100 before the next covered event.

Recent coverage
5 articles

Updated Sep 2, 2026 · Sentiment 25.44%

Earnings History And Surprises

See whether reported EPS and revenue have consistently exceeded or missed analyst expectations.

Earnings Expectations And Results

Compare what analysts expected with what the company reported across recent quarters.

Momentum 36/100AIQ Edge 2/10 Relative Laggard
Beat rate
100%
8 of 8 reported periods
Average surprise
+101.3%
Across covered historical reports
Latest result
+9.1%
Jul 29, 2026
EPS estimate versus actual
Actual bars are colored by beat, inline result, or miss.
Earnings history
Report dateFiscal periodEPS estimateEPS actualEPS surpriseRevenue estimateRevenue actual
Jul 29, 2026$0.11$0.12+9.1%$1.11B$1.21B
Apr 29, 2026$0.12$0.12+0.8%$1.05B$1.09B
Jan 30, 2026$0.12$0.13+12.7%$977.42M$1.01B
Oct 28, 2025$0.08$0.11+32.0%$888.91M$961.6M
Jul 29, 2025$0.06$0.08+30.3%$804.25M$854.94M
Apr 29, 2025$0.03$0.06+84.0%$738.98M$771.76M
Jan 27, 2025$0.04$0.29+625.0%$674.62M$739.11M
Oct 29, 2024$0.04$0.05+16.3%$631.6M$693.8M

Analyst Forecast And Price Targets

Wall Street consensus, rating distribution, and the current 12-month target range.

Analyst ratings
Hold
8
Buy
12
Hold
4
Sell
12-month analyst target
$20.44
+19.88% versus current price
Based on 10 analyst observations. Targets are estimates, not predictions.
Low target
$16.00
-6.16% vs latest price
Average target
$20.44
+19.88% vs latest price
High target
$29.00
+70.09% vs latest price

Event Read

Catalysts should explain what can change the setup, when it might happen, and which AIQ component would move first.

Current event setup

Event dateOct 27, 2026

Next known earnings or reporting date.

EPS estimate$0.17

Current analyst expectation for the upcoming report.

Revenue estimate$1.25B

Current analyst expectation for the upcoming report.

Sentiment score78

News pressure around the setup.

Momentum score36

Where event reaction would show up first.

AIQ score39/100

Composite decision read before event confirmation.

Analyst context

Consensus
Hold
Analysts
10
Average target
$20.44
Target upside
19.88%
Target range
$16.00 - $29.00
90-day revisions
4

News And Sentiment

Recent company coverage, scored where source sentiment is available.

Positive
4
Neutral
1
Negative
0
seekingalpha.com · Sep 1, 2026

SoFi's Deposits Aren't A Moat: They're A Rate Hedge (NASDAQ:SOFI)

SoFi Technologies, Inc. is a Buy as fee-based revenue hits 39% and guidance rises. Read to see SOFI's growth catalysts, deposit hedge benefits, and risks.

gurufocus.com · Aug 28, 2026

A Look at SoFi Technologies Inc (SOFI) After 5.8% Decline -- GF Value $18.06 vs Price $18.06

On August 28, 2026, SoFi Technologies Inc (SOFI) shares fell 5.8% today, bringing the current price to $18.06. The stock has fluctuated within a 52-week range o

zacks.com · Aug 28, 2026

SoFi Technologies (SOFI) Up 16.5% Since Last Earnings Report: Can It Continue?

SoFi Technologies (SOFI) reported earnings 30 days ago. What's next for the stock? We take a look at earnings estimates for some clues.

seekingalpha.com · Aug 27, 2026

SoFi: Everything Went Right, And I'm Still Cutting To Hold (NASDAQ:SOFI)

SoFi Technologies delivered robust Q2 results with 41% Y/Y revenue growth and raised full-year revenue guidance to $4.75B–$4.85B. Learn more about SOFI stock here.

zacks.com · Aug 27, 2026

SoFi Technologies' SoFi Plus: Can Paid Membership Drive Growth?

SOFI's paid membership gains early traction, with cross-selling and product adoption central to its growth ambitions.

Open full news and sentiment

SOFI Catalysts FAQ

What are the next catalysts for SOFI stock?

SOFI's next stock catalysts can include earnings, guidance, analyst ratings, price-target changes, estimate revisions, product updates, regulatory events, contracts, or sector developments. Use this page to connect those events with AIQ and market context.

What upcoming events could move SOFI stock?

Upcoming events that could move SOFI include earnings reports, management commentary, estimate changes, major news, and market-wide sector catalysts.

How could SOFI's next earnings report affect the stock?

SOFI's next earnings report could affect the stock by changing revenue expectations, EPS estimates, guidance, analyst ratings, price targets, estimate revisions, and momentum.

What could drive SOFI stock higher?

SOFI could move higher if earnings, guidance, demand trends, analyst expectations, or AIQ momentum improve relative to what the market already expects.

What events could hurt SOFI stock?

SOFI could be hurt by weaker guidance, negative estimate revisions, margin pressure, adverse news, regulatory issues, or a sector-wide risk-off move.