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Catalysts

UPST Stock Catalysts

Earnings · Growth Drivers · Events · AIQ Catalyst

Financial ServicesFinancial - Credit ServicesScore data as of Sep 4, 2026

UPST

Catalysts
Upstart Holdings, Inc.
Financial Services· Financial - Credit Services
AIQ Score
BearishAIQ Edge 1/10
Low Priority
Relative Laggard
Score data as of Sep 4, 2026
Last price
$28.05
-$0.47 (-1.65%)
Latest market quote
Momentum35
Value38
Quality38
Risk Resilience27
Sentiment
View financial data

Stock Catalyst Board

Earnings timing, analyst expectations, news pressure, growth drivers, events, and AIQ Catalyst context.

Next earnings
Nov 3, 2026

Upcoming reporting date available for this company.

AIQ Catalyst
AIQ 36/100

Momentum 35/100 and sentiment before the next covered event.

Recent coverage
4 articles

Updated Sep 6, 2026 · Sentiment 37.25%

Earnings History And Surprises

See whether reported EPS and revenue have consistently exceeded or missed analyst expectations.

Earnings Expectations And Results

Compare what analysts expected with what the company reported across recent quarters.

Momentum 35/100AIQ Edge 1/10 Relative Laggard
Beat rate
63%
5 of 8 reported periods
Average surprise
+99.3%
Across covered historical reports
Latest result
-10.2%
Aug 4, 2026
EPS estimate versus actual
Actual bars are colored by beat, inline result, or miss.
Earnings history
Report dateFiscal periodEPS estimateEPS actualEPS surpriseRevenue estimateRevenue actual
Aug 4, 2026$0.18$0.16-10.2%$354.74M$364.71M
May 5, 2026$0.39-$0.07-117.6%$301.3M$308.21M
Feb 10, 2026$0.47$0.46-2.1%$288.47M$296.09M
Nov 4, 2025$0.42$0.52+23.8%$288.58M$285.9M
Aug 5, 2025$0.27$0.36+33.3%$281.02M$257.29M
May 6, 2025$0.19$0.30+57.9%$201.26M$220.39M
Feb 11, 2025-$0.04$0.26+750.0%$181.92M$211.27M
Nov 7, 2024-$0.15-$0.06+59.1%$149.32M$162.14M

Analyst Forecast And Price Targets

Wall Street consensus, rating distribution, and the current 12-month target range.

Analyst ratings
Buy
8
Buy
6
Hold
1
Sell
12-month analyst target
$40.33
+43.78% versus current price
Based on 7 analyst observations. Targets are estimates, not predictions.
Low target
$30.00
+6.95% vs latest price
Average target
$40.33
+43.78% vs latest price
High target
$51.00
+81.82% vs latest price

Event Read

Catalysts should explain what can change the setup, when it might happen, and which AIQ component would move first.

Current event setup

Event dateNov 3, 2026

Next known earnings or reporting date.

EPS estimate$0.60

Current analyst expectation for the upcoming report.

Revenue estimate$363.36M

Current analyst expectation for the upcoming report.

Sentiment score

News pressure around the setup.

Momentum score35

Where event reaction would show up first.

AIQ score36/100

Composite decision read before event confirmation.

Analyst context

Consensus
Buy
Analysts
7
Average target
$40.33
Target upside
43.78%
Target range
$30.00 - $51.00
90-day revisions
-41

News And Sentiment

Recent company coverage, scored where source sentiment is available.

Positive
4
Neutral
0
Negative
0
seekingalpha.com · Aug 31, 2026

Upstart: Massive Short Squeeze Potential (NASDAQ:UPST)

Discover why Upstart Holdings, Inc. is scaling fast with AI loan origination, 50% Q2 growth, and improving conversions—plus key rate risks. Click for a UPST update.

finance.yahoo.com · Aug 22, 2026

Is Upstart Stock a Buy After Falling 55% This Year? Here's What to Know as One Insider Disposes of Shares

This non-discretionary tax withholding sale reduces the executive's direct equity stake by 6%, though he retains 292,578 shares valued at $8.4 million.

finance.yahoo.com · Aug 22, 2026

An Upstart Insider Filing Involves $216,000. Here's How It Connects to a New Bank Charter

Darling executed a non-discretionary sale to cover tax withholding obligations tied to restricted stock unit vesting.

finance.yahoo.com · Aug 19, 2026

SoFi Climbs 6%, Upstart Jumps 8%, Affirm Rises 7% as Fintech Names Rebound With Bond Market Catalyst

A sharp move in the Treasury market sent fintech stocks surging at midday Wednesday, but the year-to-date scorecards for SoFi and Upstart tell a far more complicated story than a single rally can fix.

Open full news and sentiment

UPST Catalysts FAQ

What are the next catalysts for UPST stock?

UPST's next stock catalysts can include earnings, guidance, analyst ratings, price-target changes, estimate revisions, product updates, regulatory events, contracts, or sector developments. Use this page to connect those events with AIQ and market context.

What upcoming events could move UPST stock?

Upcoming events that could move UPST include earnings reports, management commentary, estimate changes, major news, and market-wide sector catalysts.

How could UPST's next earnings report affect the stock?

UPST's next earnings report could affect the stock by changing revenue expectations, EPS estimates, guidance, analyst ratings, price targets, estimate revisions, and momentum.

What could drive UPST stock higher?

UPST could move higher if earnings, guidance, demand trends, analyst expectations, or AIQ momentum improve relative to what the market already expects.

What events could hurt UPST stock?

UPST could be hurt by weaker guidance, negative estimate revisions, margin pressure, adverse news, regulatory issues, or a sector-wide risk-off move.