ERIE vs LNC Stock Comparison
Compare ERIE and LNC across AIQ Score, fundamentals, valuation, momentum, risk, analyst expectations and current market evidence.
What is the main difference between ERIE and LNC?
LNC leads the current stock comparison as Lincoln National Corporation, with the clearest separation coming from momentum and the broader AIQ evidence mix.
AlgovestIQ AIQ Comparison
Erie Indemnity Company vs Lincoln National Corporation
LNC leads
LNC leads by 32 AIQ points, primarily on Momentum and Value, and the lead has widened from 8 points over 30 sessions.
Stable: 4 of 5 evidence groups support LNC, its lead is widening, and its current signal state is conflicted.
Erie Indemnity Company
Lincoln National Corporation
The Algovestiq AIQ Score currently favors LNC over ERIE, 71 versus 39 as of Sep 11, 2026. LNC's advantage is driven primarily by stronger momentum and value. LNC also shows the stronger technical structure relative to its 50-day moving average. 4 of 5 covered evidence groups favor LNC today, and the comparison is rated Stable on stability: the lead has swung materially session to session. LNC lead: Strengthening — the AIQ differential moved from 8 to 32 points over 30 sessions. LNC leads on all four AIQ factor dimensions. Value is itself one of those four, so a sweep is not explained by valuation alone — it deserves additional scrutiny for unmodeled catalysts, expectations or event risk.
Compare Erie Indemnity Company and Lincoln National Corporation across the Algovestiq AIQ Score, valuation, quality, momentum, risk, technicals and analyst expectations.
Performance over time
Price-return comparison using available daily close history.
Total return comparison
Growth of $10,000
Based on available close-price history. Distribution reinvestment is not added unless already reflected in the source series.
Compare ERIE and LNC against another ticker
Open a multi-ticker workspace without changing this focused pair page.
AIQ Factor Divergence
Where the two separate, on the four dimensions behind the AIQ Score. Bars read outward from a shared zero: further from the centre is a wider gap.
- Momentum15 vs 70LNC +55
- Value33 vs 73LNC +40
- Risk Resilience47 vs 72LNC +25
- Quality62 vs 69LNC +7
4 of 5 evidence groups favor LNC. LNC’s edge is concentrated in momentum and value.
What changed since the last close
Latest scored session 2026-09-10, compared against the prior scored session 2026-09-09.
Largest factor move: Momentum -1
New signals
- EMA Ribbon Compression — neutral, trend, medium horizon
Largest factor move: Momentum +8
No new signals fired.
LNC's lead widened by 3 AIQ points in the latest snapshot.
Deeper signal detail for each name lives on its own signals page — ERIE and LNC both carry a full feed there.
The central trade-off
LNC (Lincoln National Corporation): the stronger current systematic profile, led by momentum and value.
ERIE (Erie Indemnity Company): the counter-case, on fundamentals.
Which one fits your objective
The same two names rank differently depending on what you are optimizing for. All six reads are shown at once — none of them is hidden behind a toggle.
Balanced
LNCLNC on the overall AIQ Score, which weights Quality and Value most heavily.
Growth
ERIEERIE on combined revenue and EPS growth.
Value
LNCLNC on the peer-relative Value factor, by 40 points.
Momentum
LNCLNC on the Momentum factor, by 55 points.
Lower downside
LNCLNC on Risk Resilience, by 25 points.
Analyst upside
EvenAnalyst targets are level or not covered for both names.
AIQ vs Wall Street
Where the systematic read and the analyst consensus line up — and where they do not.
| Measure | ERIE | LNC | Note |
|---|---|---|---|
| Implied upside to target | — | +4.2% | Level |
| Target dispersion | — | +43.8% | Lower is tighter analyst agreement |
| Consensus | Buy | Hold | Context, not a primary driver |
| Analysts covering | 1 | 3 | Higher coverage generally improves confidence |
Analyst targets are expectations, not predictions. Dispersion matters as much as the midpoint.
AIQ Agreement Matrix
4 of 5 covered evidence groups favor LNC. A wide gap backed by one group is a weaker case than a narrow gap backed by five.
| Evidence group | Favors | Reading |
|---|---|---|
| AIQ Score | LNC | 39 vs 71 |
| Fundamentals | ERIEon balance | revenue growth 7.7% vs -14.4%; EPS growth 19.8% vs 8.6%; TTM ROE 24.5% vs 22%; gross margin 16.5% vs 57.5%; operating margin 17.9% vs 14.6% — ERIE takes 4 of 5 decided legs, not all of them |
| Valuation | LNC | Value 33 vs 73 |
| Technicals | LNC | Price vs 50-day -0.7% vs 2.4%; vs 200-day -5.2% vs 10.3% |
| Risk Resilience | LNC | Risk Resilience 47 vs 72 |
| Analyst expectations | Not covered | Not covered |
✓ agrees with the overall verdict · ✕ points the other way. Groups marked “not covered” lack data on one or both of ERIE and LNC and are excluded from the count.
AIQ Decision Stability
The conclusion rests on a wide gap and broad agreement. It is unlikely to turn on a single session.
- The AIQ gap is wide at 32 points. (supports the conclusion holding)
- 4 of 5 covered evidence groups point the same way. (supports the conclusion holding)
- The leader's advantage has been widening. (supports the conclusion holding)
- The lead has swung materially session to session. (argues the conclusion is provisional)
- The leader is throwing conflicting signals. (argues the conclusion is provisional)
Stability combines the score gap, how broadly the evidence agrees, how steady the lead has been across daily snapshots, the current signal state on both names, and analyst dispersion on LNC.
How the comparison changed
119 daily snapshots · May 4 – Sep 10LNC lead: Strengthening — the AIQ differential moved from 8 to 32 points over 30 sessions.
- Today
- LNC +32
- 39 vs 71
- 7 sessions ago
- LNC +21
- 49 vs 70
- 30 sessions ago
- LNC +8
- 56 vs 64
- 90 sessions ago
- LNC +14
- 57 vs 71
The lead has not changed hands in this window.
AIQ Signal Divergence
Only the signals that bear on the head-to-head. A conflicted name is carrying bullish and bearish rules at the same time — the technical evidence is not pointing one way.
2 bullish / 3 bearish / 2 neutral, conflicted
- Death Cross Active — bearish, trend, long horizon (2.78%)
- BB Lower Band Breach — bullish, volatility, short horizon
- RSI Oversold - Potential Bounce — bullish, momentum, short horizon
3 bullish / 1 bearish / 1 neutral, conflicted
- Golden Cross Active — bullish, trend, long horizon (8.48%)
- Bollinger Band Squeeze — neutral, volatility, short horizon
- EMA Ribbon Expansion Bullish — bullish, trend, medium horizon
LNC leads the comparison while carrying a conflicted signal state, which is one reason the stability rating is not higher.
Price vs model alignment
Whether the latest session's price move confirms what the model did over the same session, or contradicts it.
Price is up while the AIQ Score moved down 1 points over the same session — price and model disagree (price +1.93%, AIQ -1 points).
Price and the AIQ Score both moved up over the latest session (price +0.64%, AIQ +2 points).
What would flip this result
A state, not a forecast. These are the specific, observable changes that would reverse the verdict — not a price prediction.
- 1ERIE closes the Momentum gap — currently 55 points behind, the largest single contributor to LNC's edge.
- 2ERIE's Death Cross Active resolves — a bearish trend rule currently active against it.
- 3LNC's conflicting signal state resolves bearish — it currently carries 3 bullish and 1 bearish rules at once.
- 4A regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
The full evidence
Every number behind the verdict. The leader is called above each group so you are not left to solve it from the table.
Fundamentals
ERIE leads on balance| Metric | ERIE | LNC |
|---|---|---|
| Revenue growth (YoY) | 7.7% | -14.4% |
| EPS growth (YoY) | 19.8% | 8.6% |
| Gross margin | 16.5% | 57.5% |
| Operating margin | 17.9% | 14.6% |
| Return on equity (TTM) | 24.5% | 22% |
| Debt to equity | 0.03 | 0.6 |
Performance
LNC leads 6 of 6 windows| Metric | ERIE | LNC |
|---|---|---|
| 1 week (5 sessions) | -7% | -1.3% |
| 1 month (20 sessions) | -6.9% | -1.2% |
| 3 months (63 sessions) | 3.6% | 20.3% |
| 6 months (126 sessions) | -0.9% | 31.3% |
| Year to date | -16.1% | -2.2% |
| 1 year (252 sessions) | -28.5% | 4.5% |
Technicals
LNC has the stronger structure| Metric | ERIE | LNC |
|---|---|---|
| RSI (14) | 27 | 59.8 |
| ADX (14) | 16.4 | 19.2 |
| Price vs 50-day | -0.7% | 2.4% |
| Price vs 200-day | -5.2% | 10.3% |
| Volatility (1M, annualized) | 34.1% | 34% |
Risk
LNC is the more resilient| Metric | ERIE | LNC |
|---|---|---|
| Beta | -0.44 | 1.1 |
| Sharpe ratio | -0.79 | 0.2 |
| Sortino ratio | -1.07 | 0.26 |
| Max drawdown | -38.8% | -29.9% |
| Current drawdown | -29% | -7.3% |
| Annualized volatility | 37.2% | 34.6% |
| Value at risk (95%) | -4% | -3.9% |
Straight answers
Each answer is regenerated from the current snapshot, not written once and left to age.
Which is better, ERIE or LNC?
On the Algovestiq AIQ Score, LNC is the stronger of the two as of Sep 11, 2026, scoring 71 against ERIE's 39. The edge comes from momentum and value. This is a systematic score, not a recommendation: it ranks the two on the same evidence, it does not know your holding period or tax position.
Is ERIE or LNC the better buy right now?
LNC carries the stronger systematic profile as of Sep 11, 2026, and the comparison is rated Stable — 4 of 5 covered evidence groups agree. A Stable rating means the gap is wide and the evidence is broad, so the conclusion is unlikely to turn on a single session.
Why does the AIQ Score favor LNC over ERIE?
The composite weights Quality, Value, Momentum and Risk Resilience. LNC leads Momentum by 55 points; LNC leads Value by 40 points; LNC leads Risk Resilience by 25 points. LNC leads on all four AIQ factor dimensions. Value is itself one of those four, so the sweep is not explained by ERIE simply being cheaper — it warrants extra scrutiny for unmodeled catalysts, forward expectations or event risk the factors do not capture.
Which has more analyst upside, ERIE or LNC?
Analyst price targets imply not covered upside for ERIE and +4.2% for LNC. The model and the Street agree here, which is a broader base of evidence than either alone. Analyst targets are expectations, not predictions, and dispersion matters as much as the midpoint.
Which is better value, ERIE or LNC?
LNC is the better-valued of the two on the peer-relative Value factor. LNC on the peer-relative Value factor, by 40 points. The Value factor reads valuation relative to sector peers and to the company's own fundamental quality, so it is not the same as simply having the lower multiple.
Which has stronger growth, ERIE or LNC?
ERIE on combined revenue and EPS growth. Growth here is measured on reported revenue and earnings, not on forward estimates — it describes what the businesses have delivered, not what the Street expects next.
Which has stronger momentum, ERIE or LNC?
LNC on the Momentum factor, by 55 points. Momentum is one of the four weighted factors in the AIQ composite. It has documented persistence over three- to twelve-month horizons, which makes it a timing input rather than a reason to hold something indefinitely.
Which is riskier, ERIE or LNC?
LNC is the more resilient of the two, so the other name carries the higher downside risk. LNC on Risk Resilience, by 25 points. Risk Resilience is a weighted factor in the composite; position sizing usually responds to it more usefully than the buy/avoid decision does.
Is ERIE more profitable than LNC?
The profitability evidence is mixed: gross margin 16.5% vs 57.5%; operating margin 17.9% vs 14.6%; ttm roe 24.5% vs 22%. ERIE leads on two measures and LNC on one measure, and there is no single profitability composite that resolves the split — which of the two reads as "more profitable" depends on whether you weight pricing power or operating leverage.
Is LNC's lead over ERIE getting stronger or weaker?
LNC lead: Strengthening — the AIQ differential moved from 8 to 32 points over 30 sessions. This is measured from 119 daily comparison snapshots between 2026-05-04 and 2026-09-10. The lead has not changed hands in that window.
What would change the ERIE vs LNC verdict?
The result is a state, not a forecast, so it changes when the underlying evidence changes. Concretely: ERIE closes the Momentum gap — currently 55 points behind, the largest single contributor to LNC's edge; ERIE's Death Cross Active resolves — a bearish trend rule currently active against it; LNC's conflicting signal state resolves bearish — it currently carries 3 bullish and 1 bearish rules at once; a regime shift changes factor weighting — Quality and Value carry the heaviest weights in the composite, so a rotation toward either would move the result most.
What do the current signals say about ERIE and LNC?
ERIE: 2 bullish / 3 bearish / 2 neutral, conflicted. LNC: 3 bullish / 1 bearish / 1 neutral, conflicted. A conflicted state means bullish and bearish rules are active on the same name at once — the technical evidence is not pointing one way, and a decision taken on it carries more timing risk. The most decision-relevant rule on ERIE is Death Cross Active (bearish, long horizon). On LNC it is Golden Cross Active (bullish, long horizon).
Compare ERIE and LNC with others
Continue your research
This page answers which of the two. These answer the questions on either side of it.
How this comparison is scored
The Algovestiq AIQ Score composites four factors — Quality, Value, Momentum and Risk, each carrying a fixed weight. Sentiment is reported separately as SentimentPulse and is not folded into the composite. Scores refresh every trading day, and this page regenerates from the latest snapshot rather than being written once.
The verdict names a leader, states how broadly six independent evidence groups agree, and rates how durable that conclusion is given the score gap, its recent trajectory and the current signal state on both names.
How to use side-by-side comparison →This comparison is informational and educational, not investment advice. AIQ scores update daily; re-check after earnings, guidance or macro data that materially changes either name’s factor profile.