Stock Analysis
Central Pacific Financial Corp. (CPF) Stock Analysis
Central Pacific Financial Corp. (CPF) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.
Central Pacific Financial Corp. (CPF) currently has an AIQ Score of 58/100, indicating a neutral setup. Quality is the strongest factor at 71/100. Momentum is the weakest current factor at 47/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
CPF at a Glance
Crawlable current metrics from the latest market-close stock snapshot.
| Metric | Current |
|---|---|
| Price | $38.19 |
| AIQ Score | 58/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Buy |
| Market Cap | $962.87M |
| P/E Ratio | 12.17 |
| Forward P/E | — |
| EPS | $0.80 |
| Revenue TTM | $42.04M |
| Dividend Yield | 0.01% |
| Beta | 0.84 |
| Volume | 80.03K |
| 52-week range | $27.38-$40.99 |
| RSI 14 | 47.9 |
| 50-Day SMA | $38.46 |
| 200-Day SMA | $34.32 |
| Analyst Price Target | $30.00 |
| Next Earnings | Oct 28, 2026 |
CPF
OverviewCPF Stock Analysis Summary
Central Pacific Financial Corp. (CPF) currently has an AIQ Score of 58/100, indicating a neutral setup. Quality is the strongest factor at 71/100. Momentum is the weakest current factor at 47/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, CPF has AIQ Score of 58/100 with Quality base of 71/100 and fading Momentum at 47/100. Wait for component alignment before adding exposure.
Quality (71/100) leads while Momentum (47/100) lags. This cross-factor spread creates entry timing uncertainty.
Financial Services · 1.01% stock move · CPF classified in Banks - Regional.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is CPF Bullish or Bearish Right Now?
CPF currently has a neutral overall setup. Quality is the strongest factor at 71/100, while Momentum is weakest at 47/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Quality is supportive at 71/100.
- - Risk Resilience is supportive at 63/100.
- - Technical consensus has more buy votes than sell votes (25 vs 15).
- - Analyst target implies -21.45% downside from the latest quote.
Current Consensus
CPF's Technical Analysis Consensus is currently Buy, with 25 buy, 5 neutral, and 15 sell votes. CPF's 14-day RSI is 47.9, which places the stock in a neutral momentum range. CPF's beta is 0.84, indicating market sensitivity broadly in line with the market.
What Changed in CPF?
Recent score-change history is not available in the current snapshot. These are the latest market-close scores instead.
What Would Change the CPF Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
CPF Decision Framework
Public evidence layers, setup checks, and risk context for Central Pacific Financial Corp..
Central Pacific Financial Corp. (CPF) Stock Analysis
Central Pacific Financial Corp. has an AIQ Score of 58/100 in a Neutral regime. Quality is strongest at 71/100. Beta is 0.84, below market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | CPF is in a Neutral AIQ regime with score 58/100. |
| Signal Conflict | The primary conflict is that quality leads at 71/100 while momentum lags at 47/100. |
| Factor Evidence | Momentum 47/100 · Value 51/100 · Quality 71/100 · Risk 63/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Quality is the strongest factor at 71/100.
Momentum is 47/100 and RSI (14) is 47.9.
CPF is in a Neutral regime at 58/100.
Risk factor is 63/100 with beta 0.84 and annual volatility 24.24%.
Current conflict: quality leads at 71/100 while momentum lags at 47/100.
CPF Research Cluster
Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.
CPF Fundamentals
CPF valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.
CPF Technical Analysis
CPF technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
CPF Stock Catalysts
Track CPF earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.
CPF Dividend Analysis
CPF dividend yield, annual dividend, payout ratio, payment history, and income reliability context.
CPF Financial Data
CPF revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.
CPF Risk Analysis
CPF volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
CPF Stock News
CPF stock news, market tone, recent headlines, and catalyst context.
CPF vs Regional Banks Peers
Current peer cohort: CPF · CTBI · EBC · EWBC · FBNC. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| CPF Current stock | 58/100 | 51/100 | 47/100 | 63/100 | 0.76 | 24.24% | Current |
| CTBI Community Bankshares | 58/100 | 49/100 | 57/100 | 60/100 | 1.07 | 25.39% | CPF vs CTBI |
| EBC Eastern Bankshares | 51/100 | 46/100 | 31/100 | 59/100 | 0.9 | 27.54% | CPF vs EBC |
| EWBC East West Bancorp | 53/100 | 47/100 | 35/100 | 66/100 | 0.72 | 24.82% | CPF vs EWBC |
| FBNC First Bancorp | 53/100 | 31/100 | 57/100 | 62/100 | 0.58 | 26.51% | CPF vs FBNC |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Sep 5, 2026.
About the AIQ Score
Methodology for the current stock evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalysts8 recent quarterly periods are available for review.
Checked Sep 7, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
Fundamentals Verdict
Current snapshot fields are separate from reported-quarter statement tables.
Latest period Jun 30, 2026.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching CPF
Open the detailed evidence pages and workflows behind the stock overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for CPF
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
CPF Stock FAQ
What is CPF stock price today?
Central Pacific Financial Corp.'s current stock price is $38.19. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.
Is CPF bullish or bearish right now?
CPF's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.
What is CPF's market cap?
CPF's market cap is $962.87M based on the latest completed market-close snapshot from Sep 4, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.
What is CPF's current P/E ratio?
CPF's current P/E ratio is 12.17 based on the latest completed market-close snapshot from Sep 4, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.
What is CPF's RSI?
CPF's 14-day RSI is 47.9 based on the latest completed market-close snapshot from Sep 4, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.
Is CPF above its 50-day and 200-day moving averages?
CPF is -0.70% from its 50-day SMA and 11.28% from its 200-day SMA based on the latest completed market-close snapshot from Sep 4, 2026. Moving-average position should be read with momentum and broader AIQ evidence.
When is CPF's next earnings date?
CPF's next earnings date is currently listed as Oct 28, 2026. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.
Does CPF pay a dividend?
CPF's dividend yield is 0.01% based on the latest completed market-close snapshot from Sep 4, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.