Stock Analysis
Community Trust Bancorp, Inc. (CTBI) Stock Analysis
Community Trust Bancorp, Inc. (CTBI) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.
Community Trust Bancorp, Inc. (CTBI) currently has an AIQ Score of 58/100, indicating a neutral setup. Quality is the strongest factor at 66/100. Value is the weakest current factor at 49/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
CTBI at a Glance
Crawlable current metrics from the latest market-close stock snapshot.
| Metric | Current |
|---|---|
| Price | $77.76 |
| AIQ Score | 58/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Buy |
| Market Cap | $1.38B |
| P/E Ratio | 12.68 |
| Forward P/E | — |
| EPS | $1.64 |
| Revenue TTM | $108.84M |
| Dividend Yield | 0.01% |
| Beta | 0.55 |
| Volume | 76.73K |
| 52-week range | $50.25-$79.92 |
| RSI 14 | 44.69 |
| 50-Day SMA | $75.93 |
| 200-Day SMA | $65.69 |
| Analyst Price Target | $79.67 |
| Next Earnings | Oct 21, 2026 |
CTBI
OverviewCTBI Stock Analysis Summary
Community Trust Bancorp, Inc. (CTBI) currently has an AIQ Score of 58/100, indicating a neutral setup. Quality is the strongest factor at 66/100. Value is the weakest current factor at 49/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, CTBI has AIQ Score of 58/100 with Quality base of 66/100 and fading Value at 49/100. Wait for component alignment before adding exposure.
Financial Services · 0.35% stock move · CTBI classified in Banks - Regional.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is CTBI Bullish or Bearish Right Now?
CTBI currently has a neutral overall setup. Quality is the strongest factor at 66/100, while Value is weakest at 49/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Quality is supportive at 66/100.
- - Risk Resilience is supportive at 60/100.
- - Price is +2.41% above its 50-day SMA.
- - Analyst target implies +2.46% upside from the latest quote.
- - Technical consensus has more buy votes than sell votes (30 vs 9).
- - No strong bearish evidence is available in the current snapshot.
Current Consensus
CTBI's Technical Analysis Consensus is currently Buy, with 30 buy, 6 neutral, and 9 sell votes. CTBI's 14-day RSI is 44.69, which places the stock in a weaker momentum range. CTBI's beta is 0.55, indicating lower market sensitivity than the broad market.
What Changed in CTBI?
Recent score-change history is not available in the current snapshot. These are the latest market-close scores instead.
What Would Change the CTBI Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
CTBI Decision Framework
Public evidence layers, setup checks, and risk context for Community Trust Bancorp, Inc..
Community Trust Bancorp, Inc. (CTBI) Stock Analysis
Community Trust Bancorp, Inc. has an AIQ Score of 58/100 in a Neutral regime. Quality is strongest at 66/100. Beta is 0.55, below market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | CTBI is in a Neutral AIQ regime with score 58/100. |
| Signal Conflict | The primary conflict is that quality leads at 66/100 while value lags at 49/100. |
| Factor Evidence | Momentum 57/100 · Value 49/100 · Quality 66/100 · Risk 60/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Quality is the strongest factor at 66/100.
Momentum is 57/100 and RSI (14) is 44.7.
CTBI is in a Neutral regime at 58/100.
Risk factor is 60/100 with beta 0.55 and annual volatility 25.39%.
Current conflict: quality leads at 66/100 while value lags at 49/100.
CTBI Research Cluster
Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.
CTBI Fundamentals
CTBI valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.
CTBI Technical Analysis
CTBI technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
CTBI Stock Catalysts
Track CTBI earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.
CTBI Dividend Analysis
CTBI dividend yield, annual dividend, payout ratio, payment history, and income reliability context.
CTBI Financial Data
CTBI revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.
CTBI Risk Analysis
CTBI volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
CTBI Stock News
CTBI stock news, market tone, recent headlines, and catalyst context.
CTBI vs Regional Banks Peers
Current peer cohort: CTBI · EBC · EWBC · FBNC · FBP. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| CTBI Current stock | 58/100 | 49/100 | 57/100 | 60/100 | 1.07 | 25.39% | Current |
| EBC Eastern Bankshares | 51/100 | 46/100 | 31/100 | 59/100 | 0.9 | 27.54% | CTBI vs EBC |
| EWBC East West Bancorp | 53/100 | 47/100 | 35/100 | 66/100 | 0.72 | 24.82% | CTBI vs EWBC |
| FBNC First Bancorp | 53/100 | 31/100 | 57/100 | 62/100 | 0.58 | 26.51% | CTBI vs FBNC |
| FBP First BanCorp | 62/100 | 47/100 | 50/100 | 77/100 | 0.95 | 24.83% | CTBI vs FBP |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Sep 5, 2026.
About the AIQ Score
Methodology for the current stock evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalysts8 recent quarterly periods are available for review.
Checked Sep 7, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
Fundamentals Verdict
Current snapshot fields are separate from reported-quarter statement tables.
Latest period Jun 30, 2026.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching CTBI
Open the detailed evidence pages and workflows behind the stock overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for CTBI
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
CTBI Stock FAQ
What is CTBI stock price today?
Community Trust Bancorp, Inc.'s current stock price is $77.76. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.
Is CTBI bullish or bearish right now?
CTBI's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.
What is CTBI's market cap?
CTBI's market cap is $1.38B based on the latest completed market-close snapshot from Sep 4, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.
What is CTBI's current P/E ratio?
CTBI's current P/E ratio is 12.68 based on the latest completed market-close snapshot from Sep 4, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.
What is CTBI's RSI?
CTBI's 14-day RSI is 44.69 based on the latest completed market-close snapshot from Sep 4, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.
Is CTBI above its 50-day and 200-day moving averages?
CTBI is 2.41% from its 50-day SMA and 18.37% from its 200-day SMA based on the latest completed market-close snapshot from Sep 4, 2026. Moving-average position should be read with momentum and broader AIQ evidence.
When is CTBI's next earnings date?
CTBI's next earnings date is currently listed as Oct 21, 2026. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.
Does CTBI pay a dividend?
CTBI's dividend yield is 0.01% based on the latest completed market-close snapshot from Sep 4, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.