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Eastern Bankshares, Inc. (EBC) Stock Analysis

Eastern Bankshares, Inc. (EBC) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.

EBC Stock Analysis Summary

Eastern Bankshares, Inc. (EBC) currently has an AIQ Score of 51/100, indicating a neutral setup. Quality is the strongest factor at 68/100. Momentum is the weakest current factor at 31/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.

Updated Sep 4, 2026 · Market-close data

EBC at a Glance

Crawlable current metrics from the latest market-close stock snapshot.

MetricCurrent
Price$22.24
AIQ Score51/100
Overall ViewNeutral
Technical Analysis ConsensusSell
Market Cap$4.97B
P/E Ratio13.27
Forward P/E
EPS$0.48
Revenue TTM$349.9M
Dividend Yield0.01%
Beta0.68
Volume1.44M
52-week range$16.62-$23.78
RSI 1426.34
50-Day SMA$22.72
200-Day SMA$20.55
Analyst Price Target$25.33
Next EarningsOct 22, 2026
As of Sep 4, 2026 · Market close

EBC

Overview
Eastern Bankshares, Inc.
Financial Services· Banks - Regional
AIQ Score
NeutralAIQ Edge 4/10
Low Priority
In Line With Peers
Score data as of Sep 4, 2026
Last price
$22.24
+$0.16 (+0.72%)
Latest market quote
Momentum31
Value46
Quality68
Risk Resilience59
Sentiment
View financial data

EBC Stock Analysis Summary

Eastern Bankshares, Inc. (EBC) currently has an AIQ Score of 51/100, indicating a neutral setup. Quality is the strongest factor at 68/100. Momentum is the weakest current factor at 31/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.

Updated Sep 4, 2026 · Market-close data
AIQ Composite Posture: Mixed

In a neutral regime, EBC has AIQ Score of 51/100 with Quality base of 68/100 and fading Momentum at 31/100. Wait for component alignment before adding exposure.

Signal Conflict Detected

Quality (68/100) leads while Momentum (31/100) lags. This cross-factor spread creates entry timing uncertainty.

Financial Services · 0.72% stock move · EBC classified in Banks - Regional.

Current Evidence

NeutralEBC is in a neutral AIQ regime; Quality is the strongest visible factor at 68/100.
Core coverage reflects visible evidence only

AlgovestIQ Evidence Summary

Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.

Is EBC Bullish or Bearish Right Now?

EBC currently has a neutral overall setup. Quality is the strongest factor at 68/100, while Momentum is weakest at 31/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.

Bull Case
  • - Quality is supportive at 68/100.
  • - Analyst target implies +13.89% upside from the latest quote.
Bear Case
  • - Momentum is weak at 31/100.
  • - Technical consensus has more sell votes than buy votes (26 vs 11).

Current Consensus

EBC's Technical Analysis Consensus is currently Sell, with 11 buy, 8 neutral, and 26 sell votes. EBC's 14-day RSI is 26.34, which places the stock in an oversold momentum range. EBC's beta is 0.68, indicating lower market sensitivity than the broad market.

Signal Confidence
High agreement

What Changed in EBC?

Recent score-change history is not available in the current snapshot. These are the latest market-close scores instead.

AIQ Score
51/100
Momentum
31/100
Quality
68/100
Risk
59/100

What Would Change the EBC Outlook?

The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.

Bullish confirmation

AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.

Bearish deterioration

AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.

EBC Decision Framework

Public evidence layers, setup checks, and risk context for Eastern Bankshares, Inc..

Eastern Bankshares, Inc. (EBC) Stock Analysis

Eastern Bankshares, Inc. has an AIQ Score of 51/100 in a Neutral regime. Quality is strongest at 68/100. Beta is 0.68, below market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.

Evidence LayerPublic Evidence
Regime ContextEBC is in a Neutral AIQ regime with score 51/100.
Signal ConflictThe primary conflict is that quality leads at 68/100 while momentum lags at 31/100.
Factor EvidenceMomentum 31/100 · Value 46/100 · Quality 68/100 · Risk 59/100
PersistenceCurrent snapshot evidence is shown; historical persistence remains in AIQ Pro.

Current Setup Checklist

Factor strengthPass

Quality is the strongest factor at 68/100.

TimingFail

Momentum is 31/100 and RSI (14) is 26.3.

Regime fitWait

EBC is in a Neutral regime at 51/100.

Risk controlWait

Risk factor is 59/100 with beta 0.68 and annual volatility 27.54%.

ConflictWait

Current conflict: quality leads at 68/100 while momentum lags at 31/100.

AIQ Score
51/100
Price
$22.24
Beta
0.68
RSI (14)
26.3

EBC Research Cluster

Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.

EBC Fundamentals

EBC valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.

Revenue
$349.9M
Net income
$105.2M
Free cash flow
$157.65M
View full EBC fundamental analysis

EBC Technical Analysis

EBC technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.

Technical Analysis Consensus
Sell
RSI 14
26.34
Price vs SMA-50
-2.10%
View full EBC technical analysis

EBC Stock Catalysts

Track EBC earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.

Next earnings
Oct 22, 2026
Analyst target
$25.33
News items
5
View EBC earnings and stock catalysts

EBC Dividend Analysis

EBC dividend yield, annual dividend, payout ratio, payment history, and income reliability context.

Dividend yield
2.43%
Annual dividend
$0.54
Payout ratio
View EBC dividend history and analysis

EBC Financial Data

EBC revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.

Quarter revenue
$349.9M
EPS
$0.48
Periods
8
View EBC financials

EBC Risk Analysis

EBC volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.

Beta
0.68
Risk score
59/100
1Y volatility
27.54%
View EBC risk analysis

EBC Stock News

EBC stock news, market tone, recent headlines, and catalyst context.

News items
5
Updated
Sep 5, 2026
Sentiment
Read EBC stock news

EBC vs Regional Banks Peers

Current peer cohort: EBC · EWBC · FBNC · FBP · FFIN. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.

PeerAIQValueMomentumRiskSharpe1Y VolatilityCompare
EBC
Current stock
51/10046/10031/10059/1000.927.54%Current
EWBC
East West Bancorp
53/10047/10035/10066/1000.7224.82%EBC vs EWBC
FBNC
First Bancorp
53/10031/10057/10062/1000.5826.51%EBC vs FBNC
FBP
First BanCorp
62/10047/10050/10077/1000.9524.83%EBC vs FBP
FFIN
Frost Bankers
50/10033/10033/10063/100-0.4824.41%EBC vs FFIN
Pairwise Compare links: EWBC · FBNC · FBP · FFINEBC vs EWBCEBC vs FBNCEBC vs FBPEBC vs FFINCompare cohort

Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Sep 4, 2026.

About the AIQ Score

Methodology for the current stock evidence.

As of Sep 4, 2026 · Market close

The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.

View AIQ methodology

Factor Diagnostics

A compact bridge from the AIQ score to the evidence tabs.

Calculator
Calculate a EBC stock return scenario

Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.

Calculate stock return

AIQ Component Profile

Compare the five component scores on one consistent 0–100 scale.

Catalyst preview

Review earnings timing, revisions, news pressure, and prior event reactions in one place.

Open catalysts
Quarterly evidence

8 recent quarterly periods are available for review.

Checked Sep 6, 2026

AIQ Pro

Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.

Fundamentals Verdict

Current snapshot fields are separate from reported-quarter statement tables.

Current TTM P/E
12.22
As of Sep 4, 2026
Revenue growth
-6.84%
Gross margin
72.60%
Current debt / equity
0.09
Latest quarterly evidence

Latest period Jun 30, 2026.

Review fundamentals
Quarter revenue
$349.9M
Quarter net income
$105.2M
Quarter free cash flow
$157.65M

Market Confirmation

Technicals are summarized first, with the indicator library behind it.

Trend
Mixed
Momentum
Bearish
RSI 14
26.34
MACD
-0.21

Risk Alignment

Higher resilience is stronger; exposure metrics stay separate.

Resilience
59/100
Beta
0.68
Annual volatility
27.54%
Max drawdown
-15.61%

EBC Stock FAQ

What is EBC stock price today?

Eastern Bankshares, Inc.'s current stock price is $22.24. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.

Is EBC bullish or bearish right now?

EBC's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.

What is EBC's market cap?

EBC's market cap is $4.97B based on the latest completed market-close snapshot from Sep 4, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.

What is EBC's current P/E ratio?

EBC's current P/E ratio is 13.27 based on the latest completed market-close snapshot from Sep 4, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.

What is EBC's RSI?

EBC's 14-day RSI is 26.34 based on the latest completed market-close snapshot from Sep 4, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.

Is EBC above its 50-day and 200-day moving averages?

EBC is -2.10% from its 50-day SMA and 8.25% from its 200-day SMA based on the latest completed market-close snapshot from Sep 4, 2026. Moving-average position should be read with momentum and broader AIQ evidence.

When is EBC's next earnings date?

EBC's next earnings date is currently listed as Oct 22, 2026. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.

Does EBC pay a dividend?

EBC's dividend yield is 0.01% based on the latest completed market-close snapshot from Sep 4, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.