Stock Analysis
M&T Bank Corporation (MTB) Stock Analysis
M&T Bank Corporation (MTB) stock analysis covering valuation, fundamentals, technical indicators, risk, AIQ Momentum, analyst catalysts, dividends, and the current AIQ Score.
M&T Bank Corporation (MTB) currently has an AIQ Score of 60/100, indicating a neutral setup. Risk is the strongest factor at 78/100. Momentum is the weakest current factor at 48/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
MTB at a Glance
Crawlable current metrics from the latest market-close stock snapshot.
| Metric | Current |
|---|---|
| Price | $219.51 |
| AIQ Score | 60/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Neutral |
| Market Cap | $31.07B |
| P/E Ratio (TTM) | 11.19 |
| Forward P/E | — |
| EPS (quarter ended 2026-09-30) | $5.08 |
| Revenue (quarter ended 2026-09-30) | $3.41B |
| Dividend Yield (TTM) | 2.79% |
| Beta | 0.62 |
| Volume | 1.03M |
| 52-week range | $179.32-$255.95 |
| RSI 14 | 54.19 |
| 50-Day SMA | $230.15 |
| 200-Day SMA | $224.70 |
| Analyst Price Target | $258.75 |
| Next Earnings | Jan 19, 2027 |
MTBM&T Bank Corporation
Financial Services / Banks - Regional
Low Priority
Above Peers
Latest quote
- Momentum48
- Value55
- Quality67
- Risk resilience78
- Sentiment—
MTB Stock Analysis Summary
M&T Bank Corporation (MTB) currently has an AIQ Score of 60/100, indicating a neutral setup. Risk resilience is the strongest factor at 78/100. Momentum is the weakest current factor at 48/100. Technical, fundamental, catalyst, dividend, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, MTB has AIQ Score of 60/100 with Risk resilience base of 78/100 and fading Momentum at 48/100. Wait for component alignment before adding exposure.
Risk resilience (78/100) leads while Momentum (48/100) lags. This cross-factor spread creates entry timing uncertainty.
Financial Services · 0.53% stock move · MTB classified in Banks - Regional.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is MTB Bullish or Bearish Right Now?
MTB currently has a neutral overall setup. Risk Resilience is the strongest factor at 78/100, while Momentum is weakest at 48/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Quality is supportive at 67/100.
- - Risk Resilience is supportive at 78/100.
- - Analyst target implies +17.88% upside from the latest quote.
- - Technical consensus has more buy votes than sell votes (21 vs 17).
- - Price is -2.31% below its 200-day SMA.
Current Consensus
MTB's Technical Analysis Consensus is currently Neutral, with 21 buy, 7 neutral, and 17 sell votes. MTB's 14-day RSI is 54.19, which places the stock in a neutral momentum range. MTB's beta is 0.62, indicating lower market sensitivity than the broad market.
What Changed in MTB?
The largest recent change in MTB is Momentum moving up by 10.0 points over the available 7-day comparison window. Risk Resilience remains the strongest visible factor.
What Would Change the MTB Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, earnings revisions strengthen, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, analyst expectations deteriorate, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive catalyst or estimate-revision evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
MTB Decision Framework
Public evidence layers, setup checks, and risk context for M&T Bank Corporation.
M&T Bank Corporation (MTB) Stock Analysis
M&T Bank Corporation has an AIQ Score of 60/100 in a Neutral regime. Risk is strongest at 78/100. Beta is 0.62, below market sensitivity. Review the supporting stock factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | MTB is in a Neutral AIQ regime with score 60/100. |
| Signal Conflict | The primary conflict is that risk leads at 78/100 while momentum lags at 48/100. |
| Factor Evidence | Momentum 48/100 · Value 55/100 · Quality 67/100 · Risk 78/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Risk is the strongest factor at 78/100.
Momentum is 48/100 and RSI (14) is 54.2.
MTB is in a Neutral regime at 60/100.
Risk factor is 78/100 with beta 0.62 and annual volatility 21.22%.
Current conflict: risk leads at 78/100 while momentum lags at 48/100.
MTB Research Cluster
Ticker-specific paths for valuation, technical analysis, catalysts, dividends, financials, risk, and news.
MTB Fundamentals
MTB valuation, profitability, growth, margins, balance-sheet strength, and free cash flow.
MTB Technical Analysis
MTB technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
MTB Stock Catalysts
Track MTB earnings, analyst ratings, price targets, estimate revisions, stock news, and upcoming events.
MTB Dividend Analysis
MTB dividend yield, annual dividend, payout ratio, payment history, and income reliability context.
MTB Financial Data
MTB revenue, earnings, income statement, balance sheet, cash flow, valuation ratios, and stock metrics.
MTB Risk Analysis
MTB volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
MTB Stock News
MTB stock news, market tone, recent headlines, and catalyst context.
MTB vs Money Center Banks Peers
Current peer cohort: MTB · PNC · RF · STT · TFC. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| MTB Current stock | 60/100 | 55/100 | 48/100 | 78/100 | 0.81 | 21.22% | Current |
| PNC PNC Financial | 54/100 | 53/100 | 49/100 | 65/100 | 0.88 | 21.21% | MTB vs PNC |
| RF Regions Financial | 60/100 | 56/100 | 56/100 | 65/100 | 0.61 | 23.18% | MTB vs RF |
| STT State Street | 53/100 | 53/100 | 34/100 | 72/100 | 1.55 | 24.16% | MTB vs STT |
| TFC Truist Financial | 55/100 | 58/100 | 51/100 | 63/100 | 0.35 | 23.26% | MTB vs TFC |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Oct 21, 2026.
About the AIQ Score
Methodology for the current stock evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of stock evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Open the return calculator with stock context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalysts4 recent quarterly periods are available for review.
Checked Oct 22, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
Fundamentals Verdict
Current snapshot fields are separate from reported-quarter statement tables.
Latest period Sep 30, 2026.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching MTB
Open the detailed evidence pages and workflows behind the stock overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for MTB
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
MTB Stock FAQ
What is MTB stock price today?
M&T Bank Corporation's current stock price is $219.51. Use the live quote with AIQ Score, news, and risk context rather than treating price alone as a decision signal.
Is MTB bullish or bearish right now?
MTB's bullish or bearish read depends on the current AIQ Score, factor alignment, technical analysis consensus, valuation, risk, and catalyst evidence. A mixed setup should be treated differently from a broad confirmation across those signals.
What is MTB's market cap?
MTB's market cap is $31.07B based on the latest completed market-close snapshot from Oct 21, 2026. Use it with P/E ratio, revenue, and growth metrics to frame company size, valuation, and peer comparisons.
What is MTB's current P/E ratio?
MTB's current P/E ratio is 11.19 based on the latest completed market-close snapshot from Oct 21, 2026. Read it with revenue growth, margins, EPS, cash flow, and peer valuation rather than using P/E alone.
What is MTB's RSI?
MTB's 14-day RSI is 54.19 based on the latest completed market-close snapshot from Oct 21, 2026. RSI should be interpreted with MACD, moving averages, volume, volatility, and price trend.
Is MTB above its 50-day and 200-day moving averages?
MTB is -4.62% from its 50-day SMA and -2.31% from its 200-day SMA based on the latest completed market-close snapshot from Oct 21, 2026. Moving-average position should be read with momentum and broader AIQ evidence.
When is MTB's next earnings date?
MTB's next earnings date is currently listed as Jan 19, 2027. Earnings can reset revenue, EPS, price target, analyst rating, and catalyst expectations.
Does MTB pay a dividend?
MTB's dividend yield is 2.79% based on the latest completed market-close snapshot from Oct 21, 2026. Dividend yield should be read with payout ratio, free cash flow, growth, and balance-sheet strength.