ETF Analysis
State Street Utilities Select Sector SPDR ETF (XLU) ETF Analysis
State Street Utilities Select Sector SPDR ETF (XLU) ETF analysis covering performance, holdings context, risk, drawdowns, volatility, momentum, dividends, valuation exposure, and the current AlgovestIQ assessment.
State Street Utilities Select Sector SPDR ETF (XLU) currently has an AIQ Score of 64/100, indicating a neutral setup. Quality is the strongest factor at 73/100. Value is the weakest current factor at 52/100. Performance, momentum, risk, distribution, and exposure evidence should be read together at the latest market-close snapshot.
XLU at a Glance
Crawlable current metrics from the latest market-close ETF snapshot.
| Metric | Current |
|---|---|
| Price | $43.43 |
| AIQ Score | 64/100 |
| Overall View | Neutral |
| Technical Analysis Consensus | Strong Buy |
| Fund Size | $24.33B |
| Expense Ratio | 0.08% |
| Holdings Count | 34 |
| NAV | $43.15 |
| Asset Class | Equity |
| Primary Exposure | Utilities (100.00%) |
| Issuer | SPDR |
| Domicile | US |
| Inception Date | Dec 16, 1998 |
| Distribution Yield | 2.83% |
| Beta | 0.49 |
| Average Volume | 23.76M |
| 52-week range | $39.03-$47.80 |
| RSI 14 | 66.54 |
| 50-Day SMA | $41.76 |
| 200-Day SMA | $44.30 |
| Risk Score | 62/100 |
| Momentum Score | 69/100 |
| Value Exposure Score | 52/100 |
XLU Long-Horizon ETF Performance
Trailing returns, growth of $10,000, drawdown history, and calendar-year returns from available daily closes.
| Period | Total return | Annualized | Max drawdown | Start date |
|---|---|---|---|---|
| 1Y | -5.71% | -5.72% | -17.77% | Oct 28, 2025 |
| 3Y | 43.60% | 12.84% | -17.77% | Oct 30, 2023 |
| 5Y | 26.55% | 4.83% | -28.07% | Nov 1, 2021 |
| 10Y | 26.55% | 4.83% | -28.07% | Nov 1, 2021 |
Growth of $10,000
Indexed to the first available close in this history window.
Drawdown History
Peak-to-trough decline from each prior high over the available window.
Calendar-Year Returns
Full-year returns where available, with the current calendar year shown as YTD.
XLUState Street Utilities Select Sector SPDR ETF
Financial Services / Asset Management
Relative Leader / Watch
Strong Relative Position
Latest quote
- Momentum69
- Value52
- Quality73
- Risk resilience62
- Sentiment—
XLU ETF Analysis Summary
State Street Utilities Select Sector SPDR ETF (XLU) currently has an AIQ Score of 64/100, indicating a neutral setup. Quality is the strongest factor at 73/100. Value is the weakest current factor at 52/100. Performance, exposure, distribution, momentum, and risk evidence should be read together at the latest market-close snapshot.
In a neutral regime, XLU has AIQ Score of 64/100 with Quality base of 73/100 and fading Value at 52/100. Wait for component alignment before adding exposure.
Quality (73/100) leads while Value (52/100) lags. This cross-factor spread creates entry timing uncertainty.
Financial Services · 0.67% ETF move · XLU classified in Asset Management.
Current Evidence
AlgovestIQ Evidence Summary
Current consensus, supporting evidence, recent changes, and what would strengthen or weaken the view.
Is XLU Bullish or Bearish Right Now?
XLU currently has a neutral overall setup. Quality is the strongest factor at 73/100, while Value is weakest at 52/100. The current evidence suggests a mixed rather than strongly bullish or bearish setup.
- - Quality is supportive at 73/100.
- - Momentum is constructive at 69/100.
- - Risk Resilience is supportive at 62/100.
- - Price is +3.31% above its 50-day SMA.
- - Technical consensus has more buy votes than sell votes (35 vs 8).
- - Price is -2.62% below its 200-day SMA.
Current Consensus
XLU's Technical Analysis Consensus is currently Strong Buy, with 35 buy, 2 neutral, and 8 sell votes. XLU's 14-day RSI is 66.54, which places the ETF in a constructive momentum range. XLU's beta is 0.49, indicating lower market sensitivity than the broad market.
What Changed in XLU?
The largest recent change in XLU is Momentum moving down by 4.0 points over the available 7-day comparison window. Quality remains the strongest visible factor.
What Would Change the XLU Outlook?
The current neutral outlook could improve if AIQ moves above 70, momentum recovers, risk resilience improves, and price confirms a stronger trend above the 50-day and 200-day moving averages. It would weaken if AIQ falls below 40, price loses long-term moving-average support, distribution or liquidity context deteriorates, or risk evidence worsens.
AIQ > 70, RSI above 55, price above SMA-50/SMA-200, and positive market-context evidence.
AIQ below 40, RSI below 45, loss of SMA-200, negative revisions, or rising volatility and drawdown risk.
XLU Decision Framework
Public evidence layers, setup checks, and risk context for State Street Utilities Select Sector SPDR ETF.
State Street Utilities Select Sector SPDR ETF (XLU) ETF Analysis
State Street Utilities Select Sector SPDR ETF has an AIQ Score of 64/100 in a Neutral regime. Quality is strongest at 73/100. Beta is 0.49, below market sensitivity. Review the supporting etf factors together before drawing a conclusion from any single score.
| Evidence Layer | Public Evidence |
|---|---|
| Regime Context | XLU is in a Neutral AIQ regime with score 64/100. |
| Signal Conflict | The primary conflict is that quality leads at 73/100 while value lags at 52/100. |
| Factor Evidence | Momentum 69/100 · Value 52/100 · Quality 73/100 · Risk 62/100 |
| Persistence | Current snapshot evidence is shown; historical persistence remains in AIQ Pro. |
Current Setup Checklist
Quality is the strongest factor at 73/100.
Momentum is 69/100 and RSI (14) is 66.5.
XLU is in a Neutral regime at 64/100.
Risk factor is 62/100 with beta 0.49 and annual volatility 15.7%.
Current conflict: quality leads at 73/100 while value lags at 52/100.
XLU Research Cluster
ETF-specific paths for performance, risk, distributions, market context, data, comparisons, and news.
XLU ETF Analytics
XLU holdings context, yield, risk, valuation exposure, momentum, and AIQ evidence.
XLU Technical Analysis
XLU technical setup based on RSI, MACD, moving averages, AIQ Momentum, volume, trend, volatility, and pivots.
XLU ETF Market Context
Track XLU market context, news pressure, trend changes, income events, and current allocation evidence.
XLU Distribution Analysis
XLU distribution yield, annualized distributions, payment history, and income context.
XLU ETF Data
XLU available fund data, market metrics, technical readings, risk measures, and AIQ evidence.
XLU Risk Analysis
XLU volatility, beta, drawdown, Sharpe ratio, VaR, and downside resilience.
XLU ETF News
XLU ETF news, market tone, recent headlines, and catalyst context.
XLU vs Sector ETFs Peers
Current peer cohort: XLU · XLV · XLY · XME · XOP. Compare AIQ, factor scores, Sharpe ratio and 1-year volatility in one indexable view.
| Peer | AIQ | Value | Momentum | Risk | Sharpe | 1Y Volatility | Compare |
|---|---|---|---|---|---|---|---|
| XLU Current ETF | 64/100 | 52/100 | 69/100 | 62/100 | -0.45 | 15.70% | Current |
| XLV Health Care Select Sector SPDR | 60/100 | 31/100 | 81/100 | 62/100 | 1.34 | 16.43% | XLU vs XLV |
| XLY Consumer Discretionary Select Sector SPDR | 61/100 | 38/100 | 73/100 | 74/100 | -0.26 | 19.27% | XLU vs XLY |
| XME SPDR S&P Metals & Mining ETF | 50/100 | — | 32/100 | 47/100 | 0.16 | 37.40% | XLU vs XME |
| XOP SPDR S&P Oil & Gas Exploration & Production ETF | 62/100 | — | 71/100 | 34/100 | 1.61 | 28.72% | XLU vs XOP |
Peer cohort is resolved dynamically from the AlgovestIQ universe taxonomy and Compare relationship graph. Data as of Oct 29, 2026.
About the AIQ Score
Methodology for the current ETF evidence.
The AlgovestIQ AIQ Score combines multiple dimensions of ETF evidence, including momentum, valuation exposure, quality, risk resilience, sentiment context, and timing signals. It is a descriptive research score, not a guarantee of future performance or a personalized recommendation.
View AIQ methodologyFactor Diagnostics
A compact bridge from the AIQ score to the evidence tabs.
Valuation exposure across the fund's holdings.
Quality context inferred from fund exposure and available evidence.
Trend, momentum, volume, and timing confirmation.
Resilience, volatility, beta, drawdown, and tail risk.
News and event pressure around the setup.
Open the return calculator with ETF context while purchase price, shares, dates and fees remain user inputs.
AIQ Component Profile
Compare the five component scores on one consistent 0–100 scale.
Review earnings timing, revisions, news pressure, and prior event reactions in one place.
Open catalystsNo quarterly financial rows in this snapshot.
Checked Oct 31, 2026
Explore factor drivers, conflicts, persistence, and scenario sensitivity in the advanced workspace.
ETF Analytics Snapshot
Current ETF evidence uses fund profile, cost, size, distribution, momentum, and risk fields.
ETF pages use fund-native profile fields for cost, size, liquidity, holdings breadth, NAV, issuer, and launch date.
Market Confirmation
Technicals are summarized first, with the indicator library behind it.
Risk Alignment
Higher resilience is stronger; exposure metrics stay separate.
Continue Researching XLU
Open the detailed evidence pages and workflows behind the stock overview read.
Premium Feature
Full AIQ Analysis
AIQ Intelligence
AIQ Pro for XLU
Scenario Analysis
AIQ Scenario Builder
Portfolio Implication
Related Links
XLU ETF FAQ
What is XLU ETF price today?
XLU is currently shown at $43.43. Use the live quote with the 52-week range and AIQ context before comparing funds.
What is XLU's 52-week high and low?
XLU's 52-week range is $39.03 to $47.80 based on the latest completed market-close snapshot from Oct 30, 2026. A price near either extreme should be evaluated with volatility and trend evidence.
Does XLU pay a dividend?
XLU's current distribution yield is 2.83% based on the latest completed market-close snapshot from Oct 30, 2026. For ETFs, dividend yield should be compared with expense ratio, holdings, and risk.
What should investors compare before buying XLU?
Compare XLU's price trend, expense profile, yield, holdings exposure, volatility, and AIQ signal. ETF decisions should focus on portfolio fit as much as current momentum.